The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AFLAC INC COM 001055102   4,696,346 72,789 SH   SOLE   0 0 72,789
ABBOTT LABS COM 002824100   210,722 2,081 SH   SOLE   0 0 2,081
AIRBNB INC COM CL A 009066101   1,858,038 14,936 SH   SOLE   0 0 14,936
ALLIANT ENERGY CORP COM 018802108   1,081,617 20,255 SH   SOLE   0 0 20,255
AMAZON COM INC COM 023135106   4,027,897 38,996 SH   SOLE   0 0 38,996
AMERICAN ELEC PWR CO INC COM 025537101   287,983 3,165 SH   SOLE   0 0 3,165
APPLE INC COM 037833100   12,660,362 76,776 SH   SOLE   0 0 76,776
AUTOMATIC DATA PROCESSING IN COM 053015103   4,796,563 21,545 SH   SOLE   0 0 21,545
AUTOZONE INC COM 053332102   245,815 100 SH   SOLE   0 0 100
BANK AMERICA CORP COM 060505104   609,866 21,324 SH   SOLE   0 0 21,324
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,490,742 4,828 SH   SOLE   0 0 4,828
BOEING CO COM 097023105   243,657 1,147 SH   SOLE   0 0 1,147
BRISTOL-MYERS SQUIBB CO COM 110122108   2,409,424 34,763 SH   SOLE   0 0 34,763
CSX CORP COM 126408103   235,778 7,875 SH   SOLE   0 0 7,875
CATERPILLAR INC COM 149123101   1,943,538 8,493 SH   SOLE   0 0 8,493
CHEVRON CORP NEW COM 166764100   8,994,848 55,129 SH   SOLE   0 0 55,129
COCA COLA CO COM 191216100   1,840,120 29,665 SH   SOLE   0 0 29,665
COMMERCE BANCSHARES INC COM 200525103   4,275,188 73,268 SH   SOLE   0 0 73,268
CONSOLIDATED EDISON INC COM 209115104   667,203 6,974 SH   SOLE   0 0 6,974
DELTA AIR LINES INC DEL COM NEW 247361702   2,280,730 65,313 SH   SOLE   0 0 65,313
DISNEY WALT CO COM 254687106   1,433,661 14,318 SH   SOLE   0 0 14,318
DOW INC COM 260557103   424,883 7,751 SH   SOLE   0 0 7,751
EMERSON ELEC CO COM 291011104   5,029,547 57,718 SH   SOLE   0 0 57,718
FORD MTR CO DEL COM 345370860   251,912 19,993 SH   SOLE   0 0 19,993
FRANKLIN RESOURCES INC COM 354613101   409,111 15,186 SH   SOLE   0 0 15,186
HOME DEPOT INC COM 437076102   508,197 1,722 SH   SOLE   0 0 1,722
INTEL CORP COM 458140100   967,032 29,600 SH   SOLE   0 0 29,600
INTERNATIONAL BUSINESS MACHS COM 459200101   972,557 7,419 SH   SOLE   0 0 7,419
ISHARES INC MSCI EMERG MRKT 464286533   4,920,140 90,162 SH   SOLE   0 0 90,162
ISHARES TR SELECT DIVID ETF 464287168   4,371,283 37,304 SH   SOLE   0 0 37,304
ISHARES TR CORE US AGGBD ET 464287226   3,255,936 32,677 SH   SOLE   0 0 32,677
ISHARES TR MSCI EMG MKT ETF 464287234   317,653 8,050 SH   SOLE   0 0 8,050
ISHARES TR S&P 500 GRWT ETF 464287309   22,914,085 358,649 SH   SOLE   0 0 358,649
ISHARES TR S&P 500 VAL ETF 464287408   6,668,790 43,943 SH   SOLE   0 0 43,943
ISHARES TR RUS MD CP GR ETF 464287481   9,835,767 108,026 SH   SOLE   0 0 108,026
ISHARES TR RUS 2000 VAL ETF 464287630   327,752 2,392 SH   SOLE   0 0 2,392
ISHARES TR RUS 2000 GRW ETF 464287648   10,044,270 44,283 SH   SOLE   0 0 44,283
ISHARES TR S&P MC 400VL ETF 464287705   5,851,724 56,940 SH   SOLE   0 0 56,940
JOHNSON & JOHNSON COM 478160104   2,244,400 14,480 SH   SOLE   0 0 14,480
LOWES COS INC COM 548661107   6,073,889 30,374 SH   SOLE   0 0 30,374
LUMEN TECHNOLOGIES INC COM 550241103   76,150 28,736 SH   SOLE   0 0 28,736
MAGNA INTL INC COM 559222401   271,332 5,065 SH   SOLE   0 0 5,065
MCDONALDS CORP COM 580135101   4,201,140 15,025 SH   SOLE   0 0 15,025
MICROSOFT CORP COM 594918104   7,657,825 26,562 SH   SOLE   0 0 26,562
PACKAGING CORP AMER COM 695156109   1,024,149 7,377 SH   SOLE   0 0 7,377
PAYCHEX INC COM 704326107   849,685 7,415 SH   SOLE   0 0 7,415
PEPSICO INC COM 713448108   7,406,302 40,627 SH   SOLE   0 0 40,627
PFIZER INC COM 717081103   1,296,869 31,786 SH   SOLE   0 0 31,786
PROCTER AND GAMBLE CO COM 742718109   2,337,555 15,721 SH   SOLE   0 0 15,721
PRUDENTIAL FINL INC COM 744320102   7,995,745 96,637 SH   SOLE   0 0 96,637
QUALCOMM INC COM 747525103   620,294 4,862 SH   SOLE   0 0 4,862
RAYMOND JAMES FINL INC COM 754730109   3,718,395 39,867 SH   SOLE   0 0 39,867
SOUTHERN CO COM 842587107   796,621 11,449 SH   SOLE   0 0 11,449
SYLVAMO CORP COMMON STOCK 871332102   239,997 5,188 SH   SOLE   0 0 5,188
SYSCO CORP COM 871829107   4,178,915 54,110 SH   SOLE   0 0 54,110
TEXAS INSTRS INC COM 882508104   269,156 1,447 SH   SOLE   0 0 1,447
UNITED PARCEL SERVICE INC CL B 911312106   499,912 2,577 SH   SOLE   0 0 2,577
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   415,211 2,696 SH   SOLE   0 0 2,696
VANGUARD ADMIRAL FDS INC SMLCP 600 GRTH 921932794   6,858,419 72,394 SH   SOLE   0 0 72,394
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   360,602 6,744 SH   SOLE   0 0 6,744
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   2,601,881 64,403 SH   SOLE   0 0 64,403
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   328,472 2,450 SH   SOLE   0 0 2,450
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   5,230,274 62,985 SH   SOLE   0 0 62,985
VANGUARD INDEX FDS SM CP VAL ETF 922908611   15,450,523 97,320 SH   SOLE   0 0 97,320
VANGUARD INDEX FDS VALUE ETF 922908744   434,770 3,148 SH   SOLE   0 0 3,148
WALMART INC COM 931142103   9,701,178 65,793 SH   SOLE   0 0 65,793
WELLS FARGO CO NEW COM 949746101   330,140 8,832 SH   SOLE   0 0 8,832
WHIRLPOOL CORP COM 963320106   2,597,758 19,677 SH   SOLE   0 0 19,677
RAYTHEON TECHNOLOGIES CORP COM 75513E101   5,950,909 60,767 SH   SOLE   0 0 60,767
AT&T INC COM 00206R102   998,866 51,889 SH   SOLE   0 0 51,889
ABBVIE INC COM 00287Y109   1,122,762 7,045 SH   SOLE   0 0 7,045
ALPHABET INC CAP STK CL C 02079K107   1,441,232 13,858 SH   SOLE   0 0 13,858
BLACKSTONE INC COM 09260D107   457,998 5,214 SH   SOLE   0 0 5,214
CANADIAN PAC RY LTD COM 13645T100   258,595 3,361 SH   SOLE   0 0 3,361
CARDINAL HEALTH INC COM 14149Y108   9,233,197 122,294 SH   SOLE   0 0 122,294
CISCO SYS INC COM 17275R102   1,345,402 25,737 SH   SOLE   0 0 25,737
DUKE ENERGY CORP NEW COM NEW 26441C204   1,065,897 11,049 SH   SOLE   0 0 11,049
ENTERGY CORP NEW COM 29364G103   954,038 8,855 SH   SOLE   0 0 8,855
EXXON MOBIL CORP COM 30231G102   6,582,999 60,031 SH   SOLE   0 0 60,031
FEDEX CORP COM 31428X106   4,391,121 19,218 SH   SOLE   0 0 19,218
FRANKLIN TEMPLETON ETF TR INTL COR DIV TIL 35473P108   2,325,415 80,884 SH   SOLE   0 0 80,884
GREEN DOT CORP CL A 39304D102   4,616,592 268,719 SH   SOLE   0 0 268,719
JPMORGAN CHASE & CO COM 46625H100   1,770,783 13,589 SH   SOLE   0 0 13,589
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837   450,012 8,943 SH   SOLE   0 0 8,943
MARATHON PETE CORP COM 56585A102   395,456 2,933 SH   SOLE   0 0 2,933
MCKESSON CORP COM 58155Q103   245,318 689 SH   SOLE   0 0 689
MERCK & CO INC COM 58933Y105   2,016,942 18,958 SH   SOLE   0 0 18,958
NEXTERA ENERGY INC COM 65339F101   248,121 3,219 SH   SOLE   0 0 3,219
ORGANON & CO COMMON STOCK 68622V106   656,631 27,918 SH   SOLE   0 0 27,918
PIMCO ETF TR BROAD US TIPS 72201R403   4,804,938 86,110 SH   SOLE   0 0 86,110
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   310,752 3,131 SH   SOLE   0 0 3,131
PRECIGEN INC COM 74017N105   25,889 24,424 SH   SOLE   0 0 24,424
PROSHARES TR S&P MDCP 400 DIV 74347B680   1,476,057 20,863 SH   SOLE   0 0 20,863
PROSHARES TR S&P 500 DV ARIST 74348A467   6,349,757 69,594 SH   SOLE   0 0 69,594
SPDR S&P 500 ETF TR TR UNIT 78462F103   6,762,713 16,519 SH   SOLE   0 0 16,519
3M CO COM 88579Y101   2,584,129 24,585 SH   SOLE   0 0 24,585
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   3,214,631 65,712 SH   SOLE   0 0 65,712
VANGUARD WORLD FDS FINANCIALS ETF 92204A405   531,677 6,826 SH   SOLE   0 0 6,826
VERIZON COMMUNICATIONS INC COM 92343V104   1,412,422 36,318 SH   SOLE   0 0 36,318
VERTEX ENERGY INC COM 92534K107   168,177 17,022 SH   SOLE   0 0 17,022
WASTE MGMT INC DEL COM 94106L109   936,759 5,741 SH   SOLE   0 0 5,741
EATON CORP PLC SHS G29183103   1,504,365 8,780 SH   SOLE   0 0 8,780
MEDTRONIC PLC SHS G5960L103   2,796,143 34,683 SH   SOLE   0 0 34,683
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100   779,850 8,306 SH   SOLE   0 0 8,306