The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   270,128 1,574 SH   SOLE   0 0 1,574
ALPHABET INC CAP STK CL A 02079K305   259,564 1,425 SH   SOLE   0 0 1,425
APPLE INC COM 037833100   5,032,976 23,896 SH   SOLE   0 0 23,896
BROADCOM INC COM 11135F101   7,159,058 4,459 SH   SOLE   0 0 4,459
CHEVRON CORP NEW COM 166764100   3,127,149 19,992 SH   SOLE   0 0 19,992
CHUBB LIMITED COM H1467J104   3,792,019 14,866 SH   SOLE   0 0 14,866
CISCO SYS INC COM 17275R102   3,155,519 66,418 SH   SOLE   0 0 66,418
CONSOLIDATED EDISON INC COM 209115104   539,694 6,035 SH   SOLE   0 0 6,035
COSTCO WHSL CORP NEW COM 22160K105   305,996 360 SH   SOLE   0 0 360
HOME DEPOT INC COM 437076102   3,751,528 10,898 SH   SOLE   0 0 10,898
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508   2,890,604 137,386 SH   SOLE   0 0 137,386
ISHARES TR 0-3 MNTH TREASRY 46436E718   3,400,574 33,766 SH   SOLE   0 0 33,766
ISHARES TR 0-5YR HI YL CP 46434V407   19,903,841 471,655 SH   SOLE   0 0 471,655
ISHARES TR INTL SEL DIV ETF 464288448   668,231 24,150 SH   SOLE   0 0 24,150
ISHARES TR PFD AND INCM SEC 464288687   5,826,970 184,690 SH   SOLE   0 0 184,690
ISHARES TR U.S. MED DVC ETF 464288810   353,052 6,300 SH   SOLE   0 0 6,300
JOHNSON & JOHNSON COM 478160104   2,896,160 19,815 SH   SOLE   0 0 19,815
JPMORGAN CHASE & CO. COM 46625H100   4,249,685 21,011 SH   SOLE   0 0 21,011
LOCKHEED MARTIN CORP COM 539830109   3,349,574 7,171 SH   SOLE   0 0 7,171
LOWES COS INC COM 548661107   3,403,021 15,436 SH   SOLE   0 0 15,436
MASTERCARD INCORPORATED CL A 57636Q104   242,638 550 SH   SOLE   0 0 550
MEDTRONIC PLC SHS G5960L103   3,084,645 39,190 SH   SOLE   0 0 39,190
MERCK & CO INC COM 58933Y105   3,112,456 25,141 SH   SOLE   0 0 25,141
MICROSOFT CORP COM 594918104   5,944,882 13,301 SH   SOLE   0 0 13,301
MORGAN STANLEY COM NEW 617446448   3,726,848 38,346 SH   SOLE   0 0 38,346
NEXTERA ENERGY INC COM 65339F101   4,499,729 63,546 SH   SOLE   0 0 63,546
NIKE INC CL B 654106103   2,120,761 28,138 SH   SOLE   0 0 28,138
NVIDIA CORPORATION COM 67066G104   396,316 3,208 SH   SOLE   0 0 3,208
NXP SEMICONDUCTORS N V COM N6596X109   4,428,952 16,459 SH   SOLE   0 0 16,459
OMNICOM GROUP INC COM 681919106   1,512,701 16,864 SH   SOLE   0 0 16,864
ORACLE CORP COM 68389X105   4,158,905 29,454 SH   SOLE   0 0 29,454
PACKAGING CORP AMER COM 695156109   2,232,344 12,228 SH   SOLE   0 0 12,228
PARKER-HANNIFIN CORP COM 701094104   3,756,145 7,426 SH   SOLE   0 0 7,426
PAYCHEX INC COM 704326107   3,406,584 28,733 SH   SOLE   0 0 28,733
PEPSICO INC COM 713448108   3,080,703 18,678 SH   SOLE   0 0 18,678
PROCTER AND GAMBLE CO COM 742718109   3,717,876 22,543 SH   SOLE   0 0 22,543
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   695,249 9,433 SH   SOLE   0 0 9,433
REPUBLIC SVCS INC COM 760759100   4,707,692 24,224 SH   SOLE   0 0 24,224
SEMPRA COM 816851109   3,799,302 49,951 SH   SOLE   0 0 49,951
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   396,895 11,314 SH   SOLE   0 0 11,314
SPDR INDEX SHS FDS S&P EM MKT DIV 78463X533   240,252 6,806 SH   SOLE   0 0 6,806
SPDR SER TR PORTFOLIO AGRGTE 78464A649   204,935 8,168 SH   SOLE   0 0 8,168
SPDR SER TR PORTFOLIO INTRMD 78464A375   205,095 6,299 SH   SOLE   0 0 6,299
SPDR SER TR PORTFOLIO S&P500 78464A854   1,858,496 29,039 SH   SOLE   0 0 29,039
SPDR SER TR S&P BIOTECH 78464A870   289,719 3,125 SH   SOLE   0 0 3,125
STRYKER CORPORATION COM 863667101   3,700,219 10,875 SH   SOLE   0 0 10,875
SYSCO CORP COM 871829107   3,404,209 47,684 SH   SOLE   0 0 47,684
UNION PAC CORP COM 907818108   3,440,736 15,207 SH   SOLE   0 0 15,207
UNITEDHEALTH GROUP INC COM 91324P102   3,266,903 6,415 SH   SOLE   0 0 6,415
VANGUARD INDEX FDS GROWTH ETF 922908736   25,800,706 68,984 SH   SOLE   0 0 68,984
VANGUARD INDEX FDS MID CAP ETF 922908629   3,352,359 13,847 SH   SOLE   0 0 13,847
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   350,091 700 SH   SOLE   0 0 700
VANGUARD INDEX FDS SMALL CP ETF 922908751   3,363,921 15,428 SH   SOLE   0 0 15,428
VANGUARD INDEX FDS VALUE ETF 922908744   11,157,799 69,558 SH   SOLE   0 0 69,558
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   3,013,868 51,758 SH   SOLE   0 0 51,758
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   33,394,035 417,791 SH   SOLE   0 0 417,791
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813   6,218,472 81,973 SH   SOLE   0 0 81,973
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   5,435,974 29,778 SH   SOLE   0 0 29,778
VANGUARD WORLD FD CONSUM STP ETF 92204A207   4,404,533 21,694 SH   SOLE   0 0 21,694
VANGUARD WORLD FD HEALTH CAR ETF 92204A504   1,550,780 5,830 SH   SOLE   0 0 5,830
VANGUARD WORLD FD INDUSTRIAL ETF 92204A603   3,927,233 16,696 SH   SOLE   0 0 16,696
VANGUARD WORLD FD INF TECH ETF 92204A702   4,769,552 8,272 SH   SOLE   0 0 8,272
VISA INC COM CL A 92826C839   3,449,118 13,141 SH   SOLE   0 0 13,141
WALMART INC COM 931142103   4,168,295 61,561 SH   SOLE   0 0 61,561
WEC ENERGY GROUP INC COM 92939U106   431,059 5,494 SH   SOLE   0 0 5,494
WISDOMTREE TR US MIDCAP DIVID 97717W505   1,347,490 28,811 SH   SOLE   0 0 28,811
WISDOMTREE TR US SMALLCAP DIVD 97717W604   1,316,586 42,266 SH   SOLE   0 0 42,266