The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM 00206R102   9,111,278 414,149 SH   SOLE   414,149 0 0
ABBOTT LABORATORIES COM 002824100   287,305 2,520 SH   SOLE   2,520 0 0
ABBVIE INC COM 00287Y109   9,373,395 47,465 SH   SOLE   47,465 0 0
ADOBE SYSTEMS INC COM 00724F101   337,075 651 SH   SOLE   651 0 0
ADVANCED MIRCO DEVICES INC COM 007903107   493,881 3,010 SH   SOLE   3,010 0 0
ALERUS FINANCIAL CORP COM 01446U103   2,722,172 118,976 SH   SOLE   118,976 0 0
ALERUS FINANCIAL CORP COM 01446U103   45,891,495 2,005,747 SH   OTR   0 0 2,005,747
ALPHABET INC COM 02079K305   21,961,052 132,415 SH   SOLE   132,415 0 0
AMAZON.COM INC COM 023135106   24,136,464 129,536 SH   SOLE   129,536 0 0
AMERICAN EXPRESS CO COM 025816109   950,558 3,505 SH   SOLE   3,505 0 0
CENCORA INC COM 03073E105   8,628,650 38,336 SH   SOLE   38,336 0 0
APPLE COMPUTER COM 037833100   56,117,868 240,849 SH   SOLE   240,849 0 0
APTARGROUP INC COM 038336103   3,971,110 24,790 SH   SOLE   24,790 0 0
ASSURANT INC COM 04621X108   3,602,354 18,115 SH   SOLE   18,115 0 0
BANK OF AMERICA COM 060505104   465,605 11,734 SH   SOLE   11,734 0 0
BERKSHIRE HATHAWAY CL B NEW 084670702   14,787,253 32,128 SH   SOLE   32,128 0 0
BEST BUY INC COM 086516101   9,464,463 91,621 SH   SOLE   91,621 0 0
BLACKSTONE GROUP INC COM CL A 09260D107   286,660 1,872 SH   SOLE   1,872 0 0
BOSTON SCIENTIFIC CORP COM 101137107   8,179,486 97,607 SH   SOLE   97,607 0 0
BROADCOM INC COM 11135F101   30,488,296 176,743 SH   SOLE   176,743 0 0
BROADWIND INC COM NEW 11161T207   30,053 13,239 SH   SOLE   13,239 0 0
CADENCE DESIGN SYSTEM INC COM 127387108   9,540,757 35,202 SH   SOLE   35,202 0 0
CANADIAN PACIFIC KANSAS CITY COM 13646K108   2,947,456 34,457 SH   SOLE   34,457 0 0
CATERPILLAR INC COM 149123101   277,696 710 SH   SOLE   710 0 0
CENTRAL GARDEN & PET CO CL A & NON-VTG 153527205   452,945 14,425 SH   SOLE   14,425 0 0
CHENIERE ENERGY INC COM NEW 16411R208   2,548,340 14,170 SH   SOLE   14,170 0 0
CHEVRON TEXACO COM 166764100   8,486,435 57,625 SH   SOLE   57,625 0 0
CHIPOTLE MEXICAN GRILL INC COM 169656105   3,093,171 53,682 SH   SOLE   53,682 0 0
CISCO SYSTEMS COM 17275R102   5,971,818 112,210 SH   SOLE   112,210 0 0
CLOROX CO DEL COM 189054109   9,366,014 57,492 SH   SOLE   57,492 0 0
COCA COLA COMPANY COM 191216100   1,351,041 18,801 SH   SOLE   18,801 0 0
COLUMBIA ETF TR II EM CORE EX ETF 19762B202   308,369 9,439 SH   SOLE   9,439 0 0
CONSTELLATION ENERGY CORP COM 21037T109   6,888,897 26,494 SH   SOLE   26,494 0 0
COSTCO WHSL CORP COM 22160K105   708,330 799 SH   SOLE   799 0 0
DANAHER CORPORATION COM 235851102   610,251 2,195 SH   SOLE   2,195 0 0
DEERE & CO COM 244199105   927,729 2,223 SH   SOLE   2,223 0 0
DIGITAL RLTY TR INC COM 253868103   9,022,980 55,756 SH   SOLE   55,756 0 0
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   96,941,052 3,589,080 SH   SOLE   3,589,080 0 0
DISNEY WALT CO COM 254687106   3,001,602 31,205 SH   SOLE   31,205 0 0
DOW INC COM 260557103   4,464,856 81,729 SH   SOLE   81,729 0 0
ECOLAB INC COM 278865100   1,365,506 5,348 SH   SOLE   5,348 0 0
EMERSON ELECTIC CO COM 291011104   279,768 2,558 SH   SOLE   2,558 0 0
EQUINIX INC COM 29444U700   936,452 1,055 SH   SOLE   1,055 0 0
EXXON MOBIL CORP COM COM 30231G102   15,340,595 130,870 SH   SOLE   130,870 0 0
META PLATFORMS INC CL A 30303M102   16,257,868 28,401 SH   SOLE   28,401 0 0
FIFTH THIRD BANCORP COM 316773100   10,424,042 243,325 SH   SOLE   243,325 0 0
FREEPORT-MCMORAN COPPER & GOLD CL B 35671D857   2,011,624 40,297 SH   SOLE   40,297 0 0
GALLAGHER ARTHUR J & CO COM 363576109   3,003,332 10,674 SH   SOLE   10,674 0 0
GENERAL ELECTRIC CO COM NEW 369604301   7,957,533 42,197 SH   SOLE   42,197 0 0
GOLDMAN SACHS PHYSICAL GOLD UNIT 38150K103   13,747,134 528,228 SH   SOLE   528,228 0 0
HASBRO INC COM 418056107   6,111,913 84,512 SH   SOLE   84,512 0 0
HEICO CORP NEW COM 422806109   9,639,953 36,867 SH   SOLE   36,867 0 0
HEWLETT PACKARD ENTERPRISE C COM 42824C109   8,019,215 391,946 SH   SOLE   391,946 0 0
HOME DEPOT INC COM 437076102   2,290,999 5,654 SH   SOLE   5,654 0 0
INTEL INC COM 458140100   219,022 9,336 SH   SOLE   9,336 0 0
GLUCOTRACK INC COM SHS 45824Q606   33,391 13,855 SH   SOLE   13,855 0 0
INTERCONTINENTAL EXCHAN COM 45866F104   5,226,582 32,536 SH   SOLE   32,536 0 0
IBM COM 459200101   9,790,747 44,286 SH   SOLE   44,286 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602   1,715,516 3,492 SH   SOLE   3,492 0 0
ISHARES TRUST DJ SEL DIV INX 464287168   446,271 3,304 SH   SOLE   3,304 0 0
ISHARES TRUST CORE S&P500 ETF 464287200   2,777,965 4,816 SH   SOLE   4,816 0 0
ISHARES TRUST CORE TOTUSBD ETF 464287226   78,619,749 776,338 SH   SOLE   776,338 0 0
ISHARES S&P 500 GROWTH ETF 464287309   2,150,928 22,464 SH   SOLE   22,464 0 0
ISHARES TR 20 YR TR BD ETF 464287432   9,058,766 92,342 SH   SOLE   92,342 0 0
ISHARES TR 7-10 YR TRSY BD 464287440   548,883 5,594 SH   SOLE   5,594 0 0
ISHARES RUSSELL MIDCAP X FDETF 464287499   35,246,137 399,888 SH   SOLE   399,888 0 0
ISHARES TRUST CORE S&P MCP ETF 464287507   769,652 12,350 SH   SOLE   12,350 0 0
ISHARES TR ISHARES BIOTECH 464287556   204,568 1,405 SH   SOLE   1,405 0 0
ISHARES TRUST S&P MC 400GR ETF 464287606   623,653 6,784 SH   SOLE   6,784 0 0
ISHARES TRUST RUSSELL 2000 464287655   809,782 3,666 SH   SOLE   3,666 0 0
ISHARES TR U.S. REAL ES ETF 464287739   2,526,369 24,800 SH   SOLE   24,800 0 0
ISHARES TRUST CORE S&P SCP ETF 464287804   441,290 3,773 SH   SOLE   3,773 0 0
ISHARES TRUST EAFE GRWTH ETF 464288885   570,545 5,300 SH   SOLE   5,300 0 0
ISHARES TRUST CORE MSCI TOTAL 46432F834   77,632,537 1,068,877 SH   SOLE   1,068,877 0 0
JP MORGAN CHASE & CO COM 46625H100   24,168,342 114,618 SH   SOLE   114,618 0 0
JOHNSON AND JOHNSON COM 478160104   8,609,761 53,127 SH   SOLE   53,127 0 0
KENVUE INC COM 49177J102   4,425,814 191,345 SH   SOLE   191,345 0 0
LILLY ELI & CO COM 532457108   18,168,007 20,507 SH   SOLE   20,507 0 0
LOCKHEED MARTIN CORP COM 539830109   202,258 346 SH   SOLE   346 0 0
LOWES COS INC COM 548661107   261,371 965 SH   SOLE   965 0 0
LULULEMON ATHLETICA INC COM 550021109   885,685 3,264 SH   SOLE   3,264 0 0
MACYS INC COM 55616P104   2,144,244 136,664 SH   SOLE   136,664 0 0
MARSH & MCLENNAN COS INC COM 571748102   4,094,382 18,353 SH   SOLE   18,353 0 0
MASTERCARD INCORPORATED COM 57636Q104   4,189,889 8,485 SH   SOLE   8,485 0 0
MERCK & CO INC COM 58933Y105   5,895,804 51,918 SH   SOLE   51,918 0 0
METLIFE INC COM 59156R108   9,335,163 113,181 SH   SOLE   113,181 0 0
MICROSOFT INC COM 594918104   50,856,338 118,188 SH   SOLE   118,188 0 0
MICRON TECHNOLOGY INC COM 595112103   5,262,558 50,743 SH   SOLE   50,743 0 0
MORGAN STANLEY COM NEW 617446448   354,625 3,402 SH   SOLE   3,402 0 0
NETFLIX INC COM 64110L106   6,495,536 9,158 SH   SOLE   9,158 0 0
NORFOLK SOUTHERN CORP COM 655844108   474,638 1,910 SH   SOLE   1,910 0 0
NIVIDIA CORP COM 67066G104   46,590,336 383,649 SH   SOLE   383,649 0 0
OREILLY AUTOMOTIVE INC COM 67103H107   1,623,769 1,410 SH   SOLE   1,410 0 0
OKTA INCORPORATION CL A 679295105   710,616 9,559 SH   SOLE   9,559 0 0
OMNICOM GROUP INC COM 681919106   838,286 8,108 SH   SOLE   8,108 0 0
ORACLE CORP COM 68389X105   4,103,568 24,082 SH   SOLE   24,082 0 0
OXFORD SQUARE CAP CORP COM 69181V107   28,300 10,000 SH   SOLE   10,000 0 0
PALO ALTO NETWORKS INC COM 697435105   2,459,244 7,195 SH   SOLE   7,195 0 0
PARKER HANNIFEN CORPORATION COM 701094104   9,531,626 15,086 SH   SOLE   15,086 0 0
PROCTER AND GAMBLE COMP COM 742718109   4,089,434 23,611 SH   SOLE   23,611 0 0
PRUDENTIAL FINANCIAL IN COM 744320102   259,033 2,139 SH   SOLE   2,139 0 0
QUALCOMM INC COM 747525103   484,983 2,852 SH   SOLE   2,852 0 0
RESTURANT BRANDS INTERNATIONAL INC COM 76131D103   6,665,108 92,417 SH   SOLE   92,417 0 0
S&P GLOBAL INC COM 78409V104   8,059,774 15,601 SH   SOLE   15,601 0 0
SPDR S &P 500 ETF TR TR UNIT 78462F103   1,100,472 1,918 SH   SOLE   1,918 0 0
SPDR SER TR S&P BIOTECH 78464A870   3,390,215 34,314 SH   SOLE   34,314 0 0
SELECT SECTOR SPDR EFT SBI MATERIALS 81369Y100   5,595,930 58,061 SH   SOLE   58,061 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   270,459 1,756 SH   SOLE   1,756 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   5,019,674 60,478 SH   SOLE   60,478 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   2,626,847 13,110 SH   SOLE   13,110 0 0
SELECT SECTOR SPDR ETF ENERGY 81369Y506   8,064,686 91,853 SH   SOLE   91,853 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   5,286,165 116,641 SH   SOLE   116,641 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704   4,749,469 35,067 SH   SOLE   35,067 0 0
SELECT SECTOR SPDR ETF TECHNOLOGY 81369Y803   447,909 1,984 SH   SOLE   1,984 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   3,269,908 40,479 SH   SOLE   40,479 0 0
SERVICENOW INC COM 81762P102   3,163,455 3,537 SH   SOLE   3,537 0 0
SHOPIFY INC CL A 82509L107   2,600,943 32,455 SH   SOLE   32,455 0 0
SNAP INC CL A 83304A106   177,940 16,630 SH   SOLE   16,630 0 0
SOUTHERN COMPANY COM 842587107   10,733,776 119,026 SH   SOLE   119,026 0 0
SOUTHERN COPPER CORP COM 84265V105   234,926 2,031 SH   SOLE   2,031 0 0
STRYKER CORPORATION COM 863667101   241,683 669 SH   SOLE   669 0 0
TAKE-2 INTERACTIVE SOFTWAR COM 874054109   8,398,263 54,637 SH   SOLE   54,637 0 0
TARGET CORP COM 87612E106   5,279,924 33,876 SH   SOLE   33,876 0 0
TESLA INC COM 88160R101   12,014,590 45,922 SH   SOLE   45,922 0 0
TEXAS INSTRUMENTS INC COM 882508104   1,073,752 5,198 SH   SOLE   5,198 0 0
THERMO FISHER SCIENTIFIC COM 883556102   5,905,504 9,547 SH   SOLE   9,547 0 0
3M COMPANY COM 88579Y101   6,301,744 46,099 SH   SOLE   46,099 0 0
US BANCORP DEL COM NEW 902973304   466,401 10,199 SH   SOLE   10,199 0 0
UNILEVER PLC ADR SPON ADR NEW 904767704   8,899,593 137,001 SH   SOLE   137,001 0 0
UNION PAC CORP COM 907818108   3,530,333 14,323 SH   SOLE   14,323 0 0
UNITED PARCEL SERVICE INC CL B 911312106   1,798,590 13,192 SH   SOLE   13,192 0 0
UNITEDHEALTH GROUP INC COM 91324P102   4,099,180 7,011 SH   SOLE   7,011 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C813   32,351,135 398,266 SH   SOLE   398,266 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   853,588 10,192 SH   SOLE   10,192 0 0
VANGUARD INDEX FDS S&P 500 EFT SH 922908363   146,049,558 276,782 SH   SOLE   276,782 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   693,345 2,628 SH   SOLE   2,628 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637   1,502,069 5,705 SH   SOLE   5,705 0 0
VERIZON COMMUNICATION COM 92343V104   6,917,396 154,028 SH   SOLE   154,028 0 0
VERTIV HOLDINGS CO COM CL A 92537N108   5,009,019 50,347 SH   SOLE   50,347 0 0
VISA INC COM CL A 92826C839   4,342,842 15,795 SH   SOLE   15,795 0 0
WALMART INC COM 931142103   6,097,959 75,516 SH   SOLE   75,516 0 0
WATSCO INC COM 942622200   5,330,994 10,838 SH   SOLE   10,838 0 0
WELLS FARGO & CO NEW CO COM 949746101   7,835,845 138,712 SH   SOLE   138,712 0 0
WESCO INTL INC COM 95082P105   777,410 4,628 SH   SOLE   4,628 0 0
WESTERN DIGITAL CORPORATION DEL COM 958102105   5,400,036 79,075 SH   SOLE   79,075 0 0
WRAP TECHNOLOGIES INC COM 98212N107   146,640 97,760 SH   SOLE   97,760 0 0
ZILLOW GROUP INC CL C CAP STK 98954M200   1,603,534 25,114 SH   SOLE   25,114 0 0
ZOETIS INC CLA 98978V103   6,997,134 35,813 SH   SOLE   35,813 0 0
ARCH CAP GROUP LTD ORD G0450A105   3,405,174 30,436 SH   SOLE   30,436 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   990,803 2,803 SH   SOLE   2,803 0 0
EATON CORP PLC SHS G29183103   17,920,951 54,070 SH   SOLE   54,070 0 0
ICON PLC SHS G4705A100   6,901,200 24,020 SH   SOLE   24,020 0 0
LINDE PLC COM G54950103   613,244 1,286 SH   SOLE   1,286 0 0
MEDTRONIC HLDG PLC SHS G5960L103   414,678 4,606 SH   SOLE   4,606 0 0
SEAGATE TECHNOLOGY HOLDINGS PL ORD SHS G7997R103   6,117,578 55,853 SH   SOLE   55,853 0 0
BUNGE GLOBAL SA COM SHS H11356104   323,454 3,347 SH   SOLE   3,347 0 0
CHUBB LIMITED COM H1467J104   491,127 1,703 SH   SOLE   1,703 0 0
CYBERARK SOFTWARE LTD SHS M2682V108   2,451,851 8,408 SH   SOLE   8,408 0 0