The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Company COM 88579Y101 2,118 12,119 SH   SOLE NONE 12,119 0 0
AES Corporation COM 00130H105 802 34,125 SH   SOLE NONE 34,125 0 0
AT&T Inc. COM 00206R102 1,715 59,636 SH   SOLE NONE 59,636 0 0
AbbVie Inc. COM 00287Y109 650 6,065 SH   SOLE NONE 6,065 0 0
Adobe Systems Inc. COM 00724F101 3,613 7,225 SH   SOLE NONE 7,225 0 0
Agilent Technologies Inc. COM 00846U101 271 2,288 SH   SOLE NONE 2,288 0 0
Alibaba Group Hldg Ltd Spon AD COM 01609W102 1,043 4,483 SH   SOLE NONE 4,483 0 0
Allstate Corporation COM 020002101 285 2,596 SH   SOLE NONE 2,596 0 0
Alphabet Inc. Class A COM 02079K305 3,824 2,182 SH   SOLE NONE 2,182 0 0
Alphabet Inc. Class C COM 02079K107 10,832 6,183 SH   SOLE NONE 6,183 0 0
Altria Group Inc COM 02209S103 236 5,768 SH   SOLE NONE 5,768 0 0
Amazon.com Inc. COM 023135106 30,358 9,321 SH   SOLE NONE 9,321 0 0
American Express Co. COM 025816109 1,406 11,625 SH   SOLE NONE 11,625 0 0
American Tower Corporation COM 03027X100 259 1,154 SH   SOLE NONE 1,154 0 0
Amgen Inc. COM 031162100 5,331 23,185 SH   SOLE NONE 23,185 0 0
Apple Inc. COM 037833100 22,989 173,259 SH   SOLE NONE 173,259 0 0
Archer Daniels Midland COM 039483102 12,499 247,946 SH   SOLE NONE 247,946 0 0
Autodesk Inc. COM 052769106 1,832 6,000 SH   SOLE NONE 6,000 0 0
Avery Dennison Corp. COM 053611109 465 3,000 SH   SOLE NONE 3,000 0 0
BHP Billiton Limited COM 088606108 1,007 15,407 SH   SOLE NONE 15,407 0 0
Bank of America Corp COM 060505104 558 18,404 SH   SOLE NONE 18,404 0 0
Bank of New York Mellon Corp. COM 064058100 259 6,093 SH   SOLE NONE 6,093 0 0
Berkshire Hathaway CL B COM 084670702 436 1,882 SH   SOLE NONE 1,882 0 0
Biogen Inc. COM 09062X103 1,714 7,000 SH   SOLE NONE 7,000 0 0
Blackrock Inc. COM 09247X101 830 1,151 SH   SOLE NONE 1,151 0 0
Blackstone Group LP COM 09253U108 732 11,302 SH   SOLE NONE 11,302 0 0
Boeing Company COM 097023105 259 1,212 SH   SOLE NONE 1,212 0 0
Bristol-Myers Squibb Co. COM 110122108 1,561 25,173 SH   SOLE NONE 25,173 0 0
Broadcom Limited COM 11135F101 1,927 4,402 SH   SOLE NONE 4,402 0 0
CSX Corporation COM 126408103 336 3,700 SH   SOLE NONE 3,700 0 0
Caterpillar Inc COM 149123101 1,092 6,000 SH   SOLE NONE 6,000 0 0
Chevron Corp COM 166764100 2,658 31,480 SH   SOLE NONE 31,480 0 0
Church & Dwight Co., Inc, COM 171340102 4,048 46,403 SH   SOLE NONE 46,403 0 0
Cisco Systems Inc. COM 17275R102 1,420 31,731 SH   SOLE NONE 31,731 0 0
Cloudera Inc. COM 18914U100 833 59,913 SH   SOLE NONE 59,913 0 0
Coca-Cola Company COM 191216100 941 17,153 SH   SOLE NONE 17,153 0 0
Colgate-Palmolive Co COM 194162103 855 10,000 SH   SOLE NONE 10,000 0 0
Comcast cl A COM 20030N101 634 12,089 SH   SOLE NONE 12,089 0 0
Copart Inc. COM 217204106 308 2,420 SH   SOLE NONE 2,420 0 0
Cree Inc. COM 225447101 344 3,253 SH   SOLE NONE 3,253 0 0
Crispr Therapeutics AG COM 417182108 796 5,200 SH   SOLE NONE 5,200 0 0
CSX Corp. COM 126408103 917 10,100 SH   SOLE NONE 10,100 0 0
Cummins Inc. COM 231021106 1,136 5,000 SH   SOLE NONE 5,000 0 0
CytoDyn COM 23283M101 284 52,759 SH   SOLE NONE 52,759 0 0
Danaher Corporation COM 235851102 1,155 5,199 SH   SOLE NONE 5,199 0 0
Duke Energy Corp COM 26441C204 523 5,712 SH   SOLE NONE 5,712 0 0
Eaton Corporation, plc COM G29183103 961 8,000 SH   SOLE NONE 8,000 0 0
Editas Medicine Inc. COM 28106W103 421 6,000 SH   SOLE NONE 6,000 0 0
Eli Lilly & Co. COM 532457108 4,107 24,325 SH   SOLE NONE 24,325 0 0
Emerson Electric Co. COM 291011104 928 11,545 SH   SOLE NONE 11,545 0 0
Energy Transfer LP COM 29273V100 79 12,750 SH   SOLE NONE 12,750 0 0
Exxon Mobil Corporation COM 30231G102 463 11,231 SH   SOLE NONE 11,231 0 0
Fidelity National Info Srv COM 31620M106 1,169 8,263 SH   SOLE NONE 8,263 0 0
Fifth Third Bancorp COM 316773100 1,253 45,430 SH   SOLE NONE 45,430 0 0
Fiserv Inc. COM 337738108 625 5,490 SH   SOLE NONE 5,490 0 0
Fortis Inc. COM 349553107 368 9,024 SH   SOLE NONE 9,024 0 0
Generac Holdings Inc. COM 368736104 2,056 9,041 SH   SOLE NONE 9,041 0 0
General Electric Company COM 369604103 264 24,476 SH   SOLE NONE 24,476 0 0
Gentex Corporation COM 371901109 780 23,000 SH   SOLE NONE 23,000 0 0
Gilead Sciences Inc. COM 375558103 500 8,588 SH   SOLE NONE 8,588 0 0
Globus Medical, Inc. COM 379577208 279 4,280 SH   SOLE NONE 4,280 0 0
Hershey Co. COM 427866108 3,047 20,000 SH   SOLE NONE 20,000 0 0
Honeywell Intl Inc COM 438516106 3,966 18,646 SH   SOLE NONE 18,646 0 0
IBM Corp COM 459200101 987 7,840 SH   SOLE NONE 7,840 0 0
INVESCO QQQ Trust Ser 1 COM 46090E103 272 866 SH   SOLE NONE 866 0 0
Illumina Inc COM 452327109 5,713 15,441 SH   SOLE NONE 15,441 0 0
International Flavors&Frag. COM 459506101 2,034 18,690 SH   SOLE NONE 18,690 0 0
Intuit Inc. COM 461202103 1,451 3,821 SH   SOLE NONE 3,821 0 0
Invitae Corp. COM 46185l103 714 17,080 SH   SOLE NONE 17,080 0 0
JM Smucker Co. COM 832696405 4,375 37,843 SH   SOLE NONE 37,843 0 0
JPMorgan Chase & Co COM 46625H100 9,686 71,730 SH   SOLE NONE 71,730 0 0
Johnson & Johnson COM 478160104 7,242 44,482 SH   SOLE NONE 44,482 0 0
Johnson Controls, Inc. COM G51502105 292 6,267 SH   SOLE NONE 6,267 0 0
Kimberly-Clark Corp. COM 494368103 448 3,320 SH   SOLE NONE 3,320 0 0
L3Harris Technologies COM 502431109 546 2,890 SH   SOLE NONE 2,890 0 0
Laboratory Corp of America COM 50540R409 6,014 29,547 SH   SOLE NONE 29,547 0 0
Lockheed Martin Corp. COM 539830109 1,404 3,955 SH   SOLE NONE 3,955 0 0
Lowes Companies Inc. COM 548661107 9,148 56,994 SH   SOLE NONE 56,994 0 0
Mastercard Inc. COM 57636Q104 332 930 SH   SOLE NONE 930 0 0
McDonald's Corp. COM 580135101 4,576 21,327 SH   SOLE NONE 21,327 0 0
Merck & Co. Inc. COM 58933Y105 3,486 42,621 SH   SOLE NONE 42,621 0 0
MetLife, Inc. COM 59156R108 282 6,000 SH   SOLE NONE 6,000 0 0
Microsoft Corporation COM 594918104 19,970 86,637 SH   SOLE NONE 86,637 0 0
Moderna Inc. COM 60770K107 418 4,000 SH   SOLE NONE 4,000 0 0
NVIDIA Corp COM 67066G104 4,961 9,500 SH   SOLE NONE 9,500 0 0
Neogen Corporation COM 640491106 3,495 44,072 SH   SOLE NONE 44,072 0 0
Netflix Inc. COM 64110l106 1,244 2,300 SH   SOLE NONE 2,300 0 0
NextEra Energy, Inc. COM 65339F101 274 3,555 SH   SOLE NONE 3,555 0 0
Norfolk Southern Corp COM 655844108 769 3,235 SH   SOLE NONE 3,235 0 0
NortonLifeLock Inc. COM 668771108 208 10,000 SH   SOLE NONE 10,000 0 0
Novartis AG COM 66987V109 6,196 65,613 SH   SOLE NONE 65,613 0 0
Novo-Nordisk A/S COM 670100205 2,140 30,635 SH   SOLE NONE 30,635 0 0
Nutrien Ltd. COM 67077M108 1,118 23,212 SH   SOLE NONE 23,212 0 0
Oracle Corporation COM 68389X105 8,290 128,149 SH   SOLE NONE 128,149 0 0
Palo Alto Networks, Inc. COM 697435105 712 2,003 SH   SOLE NONE 2,003 0 0
PayPal Holdings, Inc. COM 70450Y103 468 2,000 SH   SOLE NONE 2,000 0 0
Paychex, Inc. COM 704326107 890 9,550 SH   SOLE NONE 9,550 0 0
Penn National Gaming Inc. COM 707569109 916 10,610 SH   SOLE NONE 10,610 0 0
PepsiCo, Inc. COM 713448108 4,357 29,384 SH   SOLE NONE 29,384 0 0
Pfizer Inc. COM 717081103 1,091 29,648 SH   SOLE NONE 29,648 0 0
Philip Morris Intl COM 718172109 3,067 37,043 SH   SOLE NONE 37,043 0 0
Phillips 66 COM 718546104 330 4,720 SH   SOLE NONE 4,720 0 0
Procter & Gamble Co. COM 742718109 1,178 8,467 SH   SOLE NONE 8,467 0 0
Qualcomm Inc. COM 747525103 4,767 31,295 SH   SOLE NONE 31,295 0 0
Raytheon Technologies COM 755111309 308 4,302 SH   SOLE NONE 4,302 0 0
Regeneron Pharmaceuticals COM 75886F107 429 889 SH   SOLE NONE 889 0 0
Roche Holdings Ltd COM 771195104 1,460 33,305 SH   SOLE NONE 33,305 0 0
Royal Bank of Canada COM 780087102 4,579 55,800 SH   SOLE NONE 55,800 0 0
Royal Dutch Shell PLC ADR Cl A COM 780259206 351 10,000 SH   SOLE NONE 10,000 0 0
SPDR Gold Shares ETF COM 78463V107 1,210 6,785 SH   SOLE NONE 6,785 0 0
Sabine Royalty Trust COM 785688102 215 7,653 SH   SOLE NONE 7,653 0 0
Sage Therapeutics Inc. COM 78667J108 433 5,000 SH   SOLE NONE 5,000 0 0
Salesforce Com Inc. COM 79466L302 483 2,172 SH   SOLE NONE 2,172 0 0
Seagen Inc. COM 812578102 2,633 15,035 SH   SOLE NONE 15,035 0 0
ServiceNow COM 81762P102 754 1,370 SH   SOLE NONE 1,370 0 0
Splunk Inc. COM 848637104 1,444 8,500 SH   SOLE NONE 8,500 0 0
Square, Inc. CL A COM 852234103 4,333 19,907 SH   SOLE NONE 19,907 0 0
State Street Corp COM 857477103 746 10,248 SH   SOLE NONE 10,248 0 0
Super Micro Computer, Inc. COM 86800U104 1,607 50,748 SH   SOLE NONE 50,748 0 0
T Rowe Price Group Inc COM 74144T108 276 1,826 SH   SOLE NONE 1,826 0 0
Taiwan Semiconductor COM 874039100 9,189 84,267 SH   SOLE NONE 84,267 0 0
Tencent Hldgs Ltd ADR COM 88032Q109 3,590 49,940 SH   SOLE NONE 49,940 0 0
Tesla, Inc. COM 88160R101 273 387 SH   SOLE NONE 387 0 0
Thermo Fisher Scientific, Inc. COM 883556102 1,479 3,175 SH   SOLE NONE 3,175 0 0
Trimble Inc. COM 896239100 200 3,000 SH   SOLE NONE 3,000 0 0
Triton International Limited COM G9078F107 761 15,696 SH   SOLE NONE 15,696 0 0
Twilio Inc. COM 90138F102 1,693 5,000 SH   SOLE NONE 5,000 0 0
U.S. Bancorp COM 902973304 812 17,432 SH   SOLE NONE 17,432 0 0
Union Pacific Corp. COM 907818108 2,464 11,834 SH   SOLE NONE 11,834 0 0
United Parcel Service Inc. COM 911312106 421 2,500 SH   SOLE NONE 2,500 0 0
VISA Inc. COM 92826C839 652 2,985 SH   SOLE NONE 2,985 0 0
Vanguard Financials ETF COM 92204A405 373 5,122 SH   SOLE NONE 5,122 0 0
Vanguard Mid-Cap ETF COM 922908629 228 1,103 SH   SOLE NONE 1,103 0 0
Vanguard Short Term Bond ETF COM 921937827 4,652 56,113 SH   SOLE NONE 56,113 0 0
Vanguard Total Market ETF COM 922908769 683 3,509 SH   SOLE NONE 3,509 0 0
Verizon Communications, Inc. COM 92343V104 1,134 19,295 SH   SOLE NONE 19,295 0 0
Viacom CBS Inc. Cl B COM 92556H206 1,640 44,023 SH   SOLE NONE 44,023 0 0
W.P. Carey Inc. REIT COM 92936U109 388 5,500 SH   SOLE NONE 5,500 0 0
W.R. Berkley Corp COM 084423102 1,050 15,803 SH   SOLE NONE 15,803 0 0
Wal-Mart Stores, Inc. COM 931142103 4,244 29,441 SH   SOLE NONE 29,441 0 0
Walt Disney Company COM 254687106 2,419 13,352 SH   SOLE NONE 13,352 0 0
XPO Logistics, Inc. COM 983793100 432 3,620 SH   SOLE NONE 3,620 0 0
Xcel Energy Inc COM 98389B100 207 3,099 SH   SOLE NONE 3,099 0 0
Xilinx Inc. COM 983919101 2,347 16,552 SH   SOLE NONE 16,552 0 0
Zimmer Biomet Holdings, Inc. COM 98956P102 809 5,251 SH   SOLE NONE 5,251 0 0
iRobot Corporation COM 462726100 599 7,460 SH   SOLE NONE 7,460 0 0
iShares MSCI Emerging Mkts COM 464287234 238 4,600 SH   SOLE NONE 4,600 0 0
iShares TIPS Bond ETF COM 464287176 223 1,747 SH   SOLE NONE 1,747 0 0
iShares Core S&P Mid-Cap ETF COM 464287507 217 945 SH   SOLE NONE 945 0 0
iShares Tr 1-3 Yr Treasury Bon COM 464287457 2,960 34,265 SH   SOLE NONE 34,265 0 0
Franklin Income Fund Cl A COM 353496300 40 17,538 SH   SOLE NONE 17,538 0 0
Franklin Income Fund Cl A COM 353496300 38 16,268 SH   SOLE NONE 16,268 0 0