The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   33,659,104 62,469 SH   SOLE   0 0 62,469
MICROSOFT CORP COM 594918104   22,960,699 54,474 SH   SOLE   0 0 54,474
SPDR SER TR PORTFOLIO S&P600 78468R853   22,901,323 509,825 SH   SOLE   0 0 509,825
NVIDIA CORPORATION COM 67066G104   19,768,049 147,204 SH   SOLE   0 0 147,204
AMAZON COM INC COM 023135106   14,836,249 67,625 SH   SOLE   0 0 67,625
META PLATFORMS INC CL A 30303M102   14,398,290 24,591 SH   SOLE   0 0 24,591
ALPHABET INC CAP STK CL C 02079K107   13,748,631 72,194 SH   SOLE   0 0 72,194
VANGUARD INDEX FDS GROWTH ETF 922908736   12,756,401 31,080 SH   SOLE   0 0 31,080
APPLE INC COM 037833100   11,850,281 47,322 SH   SOLE   0 0 47,322
INVESCO ACTIVELY MANAGED EXC AAA CLO FLTNG RT 46090A721   11,302,413 440,812 SH   SOLE   0 0 440,812
JANUS DETROIT STR TR HENDRSON AAA CL 47103U845   10,292,676 202,971 SH   SOLE   0 0 202,971
ISHARES TR CORE US AGGBD ET 464287226   7,376,231 76,122 SH   SOLE   0 0 76,122
QUANTA SVCS INC COM 74762E102   6,894,488 21,815 SH   SOLE   0 0 21,815
ISHARES TR IBOXX HI YD ETF 464288513   5,994,031 76,211 SH   SOLE   0 0 76,211
ISHARES BITCOIN TRUST ETF SHS BEN INT 46438F101   5,271,366 99,366 SH   SOLE   0 0 99,366
BLACKROCK INC COM 09290D101   5,261,689 5,133 SH   SOLE   0 0 5,133
INTERNATIONAL BUSINESS MACHS COM 459200101   4,964,557 22,584 SH   SOLE   0 0 22,584
INTUITIVE SURGICAL INC COM NEW 46120E602   4,390,728 8,412 SH   SOLE   0 0 8,412
PAYCHEX INC COM 704326107   3,184,877 22,713 SH   SOLE   0 0 22,713
CURTISS WRIGHT CORP COM 231561101   2,918,721 8,225 SH   SOLE   0 0 8,225
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885   2,767,242 43,820 SH   SOLE   0 0 43,820
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837   2,407,750 47,801 SH   SOLE   0 0 47,801
CBRE GROUP INC CL A 12504L109   2,360,988 17,983 SH   SOLE   0 0 17,983
SERVICENOW INC COM 81762P102   2,270,777 2,142 SH   SOLE   0 0 2,142
EXXON MOBIL CORP COM 30231G102   2,043,245 18,995 SH   SOLE   0 0 18,995
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,884,894 3,216 SH   SOLE   0 0 3,216
ISHARES TR MSCI EMG MKT ETF 464287234   1,848,618 44,204 SH   SOLE   0 0 44,204
ECOLAB INC COM 278865100   1,768,277 7,546 SH   SOLE   0 0 7,546
M & T BK CORP COM 55261F104   1,501,949 7,989 SH   SOLE   0 0 7,989
BROADCOM INC COM 11135F101   1,495,582 6,451 SH   SOLE   0 0 6,451
ALPHABET INC CAP STK CL A 02079K305   1,488,281 7,862 SH   SOLE   0 0 7,862
VANGUARD WORLD FD INF TECH ETF 92204A702   1,428,015 2,297 SH   SOLE   0 0 2,297
JPMORGAN CHASE & CO. COM 46625H100   1,189,463 4,962 SH   SOLE   0 0 4,962
VANGUARD INDEX FDS MID CAP ETF 922908629   1,134,356 4,295 SH   SOLE   0 0 4,295
INVESCO QQQ TR UNIT SER 1 46090E103   1,114,896 2,181 SH   SOLE   0 0 2,181
VANGUARD INDEX FDS SMALL CP ETF 922908751   1,072,032 4,462 SH   SOLE   0 0 4,462
TESLA INC COM 88160R101   1,003,139 2,484 SH   SOLE   0 0 2,484
ORACLE CORP COM 68389X105   924,664 5,549 SH   SOLE   0 0 5,549
VANGUARD INDEX FDS VALUE ETF 922908744   913,035 5,393 SH   SOLE   0 0 5,393
ISHARES TR RUS 1000 GRW ETF 464287614   903,153 2,249 SH   SOLE   0 0 2,249
PACER FDS TR TRENDPILOT 100 69374H303   859,446 11,611 SH   SOLE   0 0 11,611
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   814,658 10,543 SH   SOLE   0 0 10,543
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   810,465 1,788 SH   SOLE   0 0 1,788
DANAHER CORPORATION COM 235851102   784,198 3,416 SH   SOLE   0 0 3,416
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   773,154 16,168 SH   SOLE   0 0 16,168
ISHARES TR CORE MSCI EAFE 46432F842   717,980 10,216 SH   SOLE   0 0 10,216
CHEVRON CORP NEW COM 166764100   671,924 4,639 SH   SOLE   0 0 4,639
COSTCO WHSL CORP NEW COM 22160K105   658,579 719 SH   SOLE   0 0 719
WALMART INC COM 931142103   602,682 6,671 SH   SOLE   0 0 6,671
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206C714   602,631 7,417 SH   SOLE   0 0 7,417
THERMO FISHER SCIENTIFIC INC COM 883556102   572,883 1,101 SH   SOLE   0 0 1,101
ISHARES TR MSCI EAFE ETF 464287465   568,058 7,513 SH   SOLE   0 0 7,513
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   540,378 11,181 SH   SOLE   0 0 11,181
APPLIED MATLS INC COM 038222105   534,290 3,285 SH   SOLE   0 0 3,285
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   525,797 3,822 SH   SOLE   0 0 3,822
MASTERCARD INCORPORATED CL A 57636Q104   521,129 990 SH   SOLE   0 0 990
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   501,009 2,859 SH   SOLE   0 0 2,859
ELI LILLY & CO COM 532457108   497,128 644 SH   SOLE   0 0 644
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   490,727 5,069 SH   SOLE   0 0 5,069
VANGUARD BD INDEX FDS INTERMED TERM 921937819   470,425 6,295 SH   SOLE   0 0 6,295
PALANTIR TECHNOLOGIES INC CL A 69608A108   460,889 6,094 SH   SOLE   0 0 6,094
ABBVIE INC COM 00287Y109   454,866 2,560 SH   SOLE   0 0 2,560
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   425,816 1,898 SH   SOLE   0 0 1,898
UNITEDHEALTH GROUP INC COM 91324P102   425,118 840 SH   SOLE   0 0 840
ISHARES TR CORE MSCI TOTAL 46432F834   424,817 6,423 SH   SOLE   0 0 6,423
COCA COLA CO COM 191216100   421,648 6,772 SH   SOLE   0 0 6,772
PEPSICO INC COM 713448108   406,955 2,676 SH   SOLE   0 0 2,676
ISHARES TR CORE S&P SCP ETF 464287804   391,309 3,396 SH   SOLE   0 0 3,396
DIREXION SHS ETF TR DAILY REGIONAL 25460G153   377,359 3,435 SH   SOLE   0 0 3,435
HONEYWELL INTL INC COM 438516106   376,707 1,668 SH   SOLE   0 0 1,668
NETFLIX INC COM 64110L106   373,463 419 SH   SOLE   0 0 419
ISHARES TR RUSSELL 2000 ETF 464287655   361,491 1,636 SH   SOLE   0 0 1,636
VISA INC COM CL A 92826C839   359,839 1,139 SH   SOLE   0 0 1,139
PROCTER AND GAMBLE CO COM 742718109   348,873 2,081 SH   SOLE   0 0 2,081
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   346,331 1,365 SH   SOLE   0 0 1,365
ISHARES TR CORE S&P US GWT 464287671   335,636 2,409 SH   SOLE   0 0 2,409
FORTINET INC COM 34959E109   313,390 3,317 SH   SOLE   0 0 3,317
HOME DEPOT INC COM 437076102   274,181 705 SH   SOLE   0 0 705
DBX ETF TR XTRACK MSCI JAPN 233051507   270,934 3,580 SH   SOLE   0 0 3,580
VERIZON COMMUNICATIONS INC COM 92343V104   263,620 6,592 SH   SOLE   0 0 6,592
AUTOMATIC DATA PROCESSING IN COM 053015103   261,503 893 SH   SOLE   0 0 893
TEXAS INSTRS INC COM 882508104   259,889 1,386 SH   SOLE   0 0 1,386
VANGUARD WORLD FD INDUSTRIAL ETF 92204A603   250,575 985 SH   SOLE   0 0 985
PHILIP MORRIS INTL INC COM 718172109   250,272 2,080 SH   SOLE   0 0 2,080
ISHARES TR CORE S&P500 ETF 464287200   243,257 413 SH   SOLE   0 0 413
ISHARES TR CORE S&P US VLU 464287663   242,995 2,624 SH   SOLE   0 0 2,624
SPDR GOLD TR GOLD SHS 78463V107   241,888 999 SH   SOLE   0 0 999
ISHARES TR MSCI ACWI ETF 464288257   235,705 2,006 SH   SOLE   0 0 2,006
CONOCOPHILLIPS COM 20825C104   232,036 2,340 SH   SOLE   0 0 2,340
LISTED FD TR ROUNDHILL MAGNIF 53656G498   228,564 4,200 SH   SOLE   0 0 4,200
DBX ETF TR XTRACK MSCI EURO 233051697   226,317 4,955 SH   SOLE   0 0 4,955
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   225,723 1,153 SH   SOLE   0 0 1,153
ARES CAPITAL CORP COM 04010L103   225,204 10,288 SH   SOLE   0 0 10,288
MCDONALDS CORP COM 580135101   223,058 769 SH   SOLE   0 0 769
DBX ETF TR XTRACK MSCI EAFE 233051200   222,235 5,368 SH   SOLE   0 0 5,368
BOEING CO COM 097023105   221,250 1,250 SH   SOLE   0 0 1,250
JOHNSON & JOHNSON COM 478160104   220,252 1,523 SH   SOLE   0 0 1,523
WASTE MGMT INC DEL COM 94106L109   218,078 1,081 SH   SOLE   0 0 1,081
GRAYSCALE BITCOIN TRUST ETF SHS REP COM UT 389637109   214,658 2,900 SH   SOLE   0 0 2,900
ALPS ETF TR OSHARES US SMLCP 00162Q395   214,228 4,900 SH   SOLE   0 0 4,900
SELECT SECTOR SPDR TR ENERGY 81369Y506   208,451 2,433 SH   SOLE   0 0 2,433
CARPENTER TECHNOLOGY CORP COM 144285103   206,764 1,218 SH   SOLE   0 0 1,218
SSGA ACTIVE TR SPDR BLACKSTONE 78470P846   204,228 7,200 SH   SOLE   0 0 7,200
LIVE NATION ENTERTAINMENT IN COM 538034109   203,186 1,569 SH   SOLE   0 0 1,569
ISHARES TR 20 YR TR BD ETF 464287432   202,169 2,315 SH   SOLE   0 0 2,315
LOCKHEED MARTIN CORP COM 539830109   200,972 414 SH   SOLE   0 0 414
GLOBAL X FDS NASDAQ 100 COVER 37954Y483   197,250 10,826 SH   SOLE   0 0 10,826