The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COMMON STOCK 00206R102 6,963 230,015 SH   SOLE   225,646 0 4,369
AT&T INC COMMON STOCK 00206R102 67 2,203 SH   DFND   2,203 0 0
AT&T INC COMMON STOCK 00206R102 488 16,106 SH   OTR   16,106 0 0
ABBOTT LABORATORIES COMMON STOCK 002824100 14,319 119,482 SH   SOLE   115,918 0 3,564
ABBOTT LABORATORIES COMMON STOCK 002824100 135 1,128 SH   DFND   1,128 0 0
ABBOTT LABORATORIES COMMON STOCK 002824100 860 7,178 SH   OTR   7,178 0 0
ABBVIE INC COMMON STOCK 00287Y109 359 3,318 SH   SOLE   3,318 0 0
ABBVIE INC COMMON STOCK 00287Y109 89 825 SH   OTR   825 0 0
ALLSTATE CORP COMMON STOCK 020002101 920 8,008 SH   SOLE   8,008 0 0
ALLSTATE CORP COMMON STOCK 020002101 26 227 SH   OTR   227 0 0
ALPHABET INC CL COMMON STOCK 02079K107 685 331 SH   SOLE   331 0 0
ALPHABET INC CL COMMON STOCK 02079K107 327 158 SH   OTR   158 0 0
ALPHABET INC CL COMMON STOCK 02079K305 1,188 576 SH   SOLE   576 0 0
ALPHABET INC CL COMMON STOCK 02079K305 330 160 SH   OTR   160 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 405 7,917 SH   SOLE   7,917 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 40 787 SH   OTR   787 0 0
AMAZON.COM INC COMMON STOCK 023135106 3,311 1,070 SH   SOLE   1,070 0 0
AMAZON.COM INC COMMON STOCK 023135106 217 70 SH   OTR   70 0 0
AMERICAN EXPRESS COMMON STOCK 025816109 378 2,670 SH   SOLE   2,670 0 0
AMERICAN EXPRESS COMMON STOCK 025816109 10 72 SH   OTR   72 0 0
AMERICAN FINANCIAL GROUP INC COMMON STOCK 025932104 599 5,250 SH   OTR   5,250 0 0
AMERICAN NATIONAL GROUP, INC COMMON STOCK 02772A109 216 2,000 SH   OTR   2,000 0 0
AMERICAN STATES WATER COMPANY COMMON STOCK 029899101 227 3,000 SH   OTR   3,000 0 0
AMGEN COMMON STOCK 031162100 230 926 SH   SOLE   830 0 96
AMGEN COMMON STOCK 031162100 31 124 SH   OTR   124 0 0
ANTHEM INC COMMON STOCK 036752103 422 1,175 SH   SOLE   1,175 0 0
APPLE COMMON STOCK 037833100 21,278 174,195 SH   SOLE   167,918 0 6,277
APPLE COMMON STOCK 037833100 103 841 SH   DFND   841 0 0
APPLE COMMON STOCK 037833100 2,219 18,168 SH   OTR   16,168 0 2,000
ASHLAND GLOBAL HOLDINGS COMMON STOCK 044186104 5,313 59,854 SH   SOLE   58,354 0 1,500
ASHLAND GLOBAL HOLDINGS COMMON STOCK 044186104 57 638 SH   DFND   638 0 0
ASHLAND GLOBAL HOLDINGS COMMON STOCK 044186104 169 1,907 SH   OTR   1,907 0 0
ASTRAZENECA PLC ADR UK UNITED FOREIGN STOCK 046353108 225 4,528 SH   SOLE   4,528 0 0
AUTOMATIC DATA PROCESSING COMMON STOCK 053015103 967 5,129 SH   SOLE   5,129 0 0
AUTOMATIC DATA PROCESSING COMMON STOCK 053015103 360 1,912 SH   OTR   1,912 0 0
BP PLC - ADR UK UNITED KINGDOM FOREIGN STOCK 055622104 539 22,128 SH   SOLE   22,128 0 0
BP PLC - ADR UK UNITED KINGDOM FOREIGN STOCK 055622104 195 8,015 SH   OTR   6,941 0 1,074
BANK COMMON STOCK 060505104 3,763 97,271 SH   SOLE   94,183 0 3,088
BANK COMMON STOCK 060505104 37 968 SH   DFND   968 0 0
BANK COMMON STOCK 060505104 108 2,802 SH   OTR   2,802 0 0
BECTON DICKINSON COMMON STOCK 075887109 285 1,173 SH   SOLE   1,173 0 0
BERKSHIRE HATHAWAY COMMON STOCK 084670702 733 2,870 SH   SOLE   2,870 0 0
BERKSHIRE HATHAWAY COMMON STOCK 084670702 193 757 SH   OTR   757 0 0
BLACKROCK INC COMMON STOCK 09247X101 12,455 16,519 SH   SOLE   16,057 0 462
BLACKROCK INC COMMON STOCK 09247X101 104 138 SH   DFND   138 0 0
BLACKROCK INC COMMON STOCK 09247X101 649 861 SH   OTR   861 0 0
BOEING COMMON STOCK 097023105 978 3,838 SH   SOLE   3,838 0 0
BOEING COMMON STOCK 097023105 983 3,858 SH   OTR   3,858 0 0
BOULDER GROWTH & INCOME FUND INC ETF-EQUITY 101507101 304 24,187 SH   OTR   24,187 0 0
BRISTOL-MYERS SQUIBB COMPANY COMMON STOCK 110122108 1,037 16,434 SH   SOLE   13,434 0 3,000
BRISTOL-MYERS SQUIBB COMPANY COMMON STOCK 110122108 113 1,792 SH   OTR   1,362 0 430
CSX CORPORATION COMMON STOCK 126408103 574 5,957 SH   SOLE   5,957 0 0
CANADIAN NATIONAL RAILWAY CA FOREIGN STOCK 136375102 6,731 58,033 SH   SOLE   56,154 0 1,879
CANADIAN NATIONAL RAILWAY CA FOREIGN STOCK 136375102 70 607 SH   DFND   607 0 0
CANADIAN NATIONAL RAILWAY CA FOREIGN STOCK 136375102 208 1,793 SH   OTR   1,793 0 0
CARRIER GLOBAL COMMON STOCK 14448C104 196 4,631 SH   SOLE   4,631 0 0
CARRIER GLOBAL COMMON STOCK 14448C104 63 1,504 SH   OTR   1,504 0 0
CATERPILLAR COMMON STOCK 149123101 5,728 24,702 SH   SOLE   23,316 0 1,386
CATERPILLAR COMMON STOCK 149123101 77 330 SH   DFND   330 0 0
CATERPILLAR COMMON STOCK 149123101 69 299 SH   OTR   299 0 0
CHEVRON COMMON STOCK 166764100 7,686 73,343 SH   SOLE   68,283 0 5,060
CHEVRON COMMON STOCK 166764100 69 660 SH   DFND   660 0 0
CHEVRON COMMON STOCK 166764100 411 3,925 SH   OTR   3,925 0 0
CHURCH & DWIGHT INC COMMON STOCK 171340102 981 11,233 SH   SOLE   11,233 0 0
CHURCH & DWIGHT INC COMMON STOCK 171340102 207 2,370 SH   OTR   2,370 0 0
CINCINNATI FINANCIAL CORPORATION COMMON STOCK 172062101 2,913 28,254 SH   SOLE   28,254 0 0
CINCINNATI FINANCIAL CORPORATION COMMON STOCK 172062101 10,693 103,721 SH   OTR   103,721 0 0
CISCO COMMON STOCK 17275R102 9,042 174,851 SH   SOLE   168,571 0 6,280
CISCO COMMON STOCK 17275R102 76 1,468 SH   DFND   1,468 0 0
CISCO COMMON STOCK 17275R102 938 18,135 SH   OTR   17,035 0 1,100
CINTAS CORPORATION COMMON STOCK 172908105 310 909 SH   SOLE   909 0 0
CINTAS CORPORATION COMMON STOCK 172908105 117 344 SH   OTR   344 0 0
CLINTON-MASSIE OHIO LSD UNLT MUNICIPAL OBLIG 188018DZ5 272 270,000 PRN   SOLE   270,000 0 0
CLOROX COMPANY COMMON STOCK 189054109 235 1,218 SH   SOLE   1,218 0 0
CLOROX COMPANY COMMON STOCK 189054109 154 800 SH   OTR   800 0 0
COCA-COLA COMMON STOCK 191216100 933 17,709 SH   SOLE   17,516 0 193
COCA-COLA COMMON STOCK 191216100 167 3,177 SH   OTR   2,277 0 900
COGNIZANT TECHNOLGY SOLUTIONS COMMON STOCK 192446102 197 2,519 SH   SOLE   2,519 0 0
COGNIZANT TECHNOLGY SOLUTIONS COMMON STOCK 192446102 65 828 SH   OTR   828 0 0
COLGATE-PALMOLIVE COMPANY COMMON STOCK 194162103 949 12,043 SH   SOLE   12,043 0 0
COLGATE-PALMOLIVE COMPANY COMMON STOCK 194162103 453 5,747 SH   OTR   5,747 0 0
COMCAST CORP COMMON STOCK 20030N101 1,201 22,188 SH   SOLE   22,188 0 0
COMCAST CORP COMMON STOCK 20030N101 260 4,801 SH   OTR   4,801 0 0
COMMERCE BANCSHARES COMMON STOCK 200525103 377 4,925 SH   SOLE   4,925 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104 214 4,032 SH   SOLE   4,032 0 0
CONOCOPHILLIPS COMMON STOCK 20825C104 156 2,953 SH   OTR   2,533 0 420
CUMMINS ENGINE COMPANY, COMMON STOCK 231021106 992 3,830 SH   SOLE   3,830 0 0
CUMMINS ENGINE COMPANY, COMMON STOCK 231021106 146 562 SH   OTR   562 0 0
DANAHER CORP COMMON STOCK 235851102 530 2,356 SH   SOLE   2,356 0 0
DANAHER CORP COMMON STOCK 235851102 127 564 SH   OTR   11 0 553
DARDEN RESTAURANTS INC. COMMON STOCK 237194105 974 6,861 SH   SOLE   6,861 0 0
DARDEN RESTAURANTS INC. COMMON STOCK 237194105 201 1,415 SH   OTR   1,415 0 0
DEERE AND COMPANY COMMON STOCK 244199105 2,133 5,702 SH   SOLE   5,702 0 0
DEERE AND COMPANY COMMON STOCK 244199105 645 1,724 SH   OTR   1,724 0 0
DELTA AIR LINES INC COMMON STOCK 247361702 98 2,035 SH   SOLE   2,035 0 0
DELTA AIR LINES INC COMMON STOCK 247361702 122 2,536 SH   OTR   2,536 0 0
DIGITAL RLTY TR INC COMMON STOCK 253868103 6,928 49,190 SH   SOLE   47,308 0 1,882
DIGITAL RLTY TR INC COMMON STOCK 253868103 81 575 SH   DFND   575 0 0
DIGITAL RLTY TR INC COMMON STOCK 253868103 191 1,358 SH   OTR   1,358 0 0
WALT DISNEY CO. COMMON STOCK 254687106 11,590 62,814 SH   SOLE   61,561 0 1,253
WALT DISNEY CO. COMMON STOCK 254687106 112 607 SH   DFND   607 0 0
WALT DISNEY CO. COMMON STOCK 254687106 890 4,826 SH   OTR   4,726 0 100
DUKE ENERGY COMMON STOCK 26441C204 486 5,034 SH   SOLE   5,034 0 0
DUKE ENERGY COMMON STOCK 26441C204 41 429 SH   OTR   329 0 100
ECOLAB INC COMMON STOCK 278865100 8,121 37,936 SH   SOLE   37,084 0 852
ECOLAB INC COMMON STOCK 278865100 80 372 SH   DFND   372 0 0
ECOLAB INC COMMON STOCK 278865100 478 2,233 SH   OTR   2,233 0 0
EMERSON ELECTRIC COMPANY COMMON STOCK 291011104 397 4,403 SH   SOLE   4,403 0 0
EMERSON ELECTRIC COMPANY COMMON STOCK 291011104 94 1,040 SH   OTR   1,040 0 0
EQUIFAX INCORPORATED COMMON STOCK 294429105 841 4,644 SH   SOLE   4,644 0 0
EQUIFAX INCORPORATED COMMON STOCK 294429105 305 1,683 SH   OTR   1,683 0 0
EXXON MOBIL COMMON STOCK 30231G102 952 17,056 SH   SOLE   17,056 0 0
EXXON MOBIL COMMON STOCK 30231G102 317 5,673 SH   OTR   5,473 0 200
FNB CORPORATION COMMON STOCK 302520101 196 15,401 SH   SOLE   15,401 0 0
FACEBOOK INC. COMMON STOCK 30303M102 381 1,293 SH   SOLE   1,293 0 0
FACTSET RESEARCH SYSTEMS INC COMMON STOCK 303075105 914 2,963 SH   SOLE   2,963 0 0
FACTSET RESEARCH SYSTEMS INC COMMON STOCK 303075105 15 50 SH   OTR   50 0 0
FASTENAL CO. COMMON STOCK 311900104 8,229 163,673 SH   SOLE   156,218 0 7,455
FASTENAL CO. COMMON STOCK 311900104 95 1,883 SH   DFND   1,883 0 0
FASTENAL CO. COMMON STOCK 311900104 361 7,187 SH   OTR   7,187 0 0
FEDEX CORP COMMON STOCK 31428X106 239 841 SH   SOLE   841 0 0
FIFTH THIRD COMMON STOCK 316773100 344 9,184 SH   SOLE   9,184 0 0
FIFTH THIRD COMMON STOCK 316773100 11 300 SH   OTR   300 0 0
FIRST FINANCIAL BANCORP COMMON STOCK 320209109 13,010 542,075 SH   SOLE   540,836 0 1,239
FIRST FINANCIAL BANCORP COMMON STOCK 320209109 5,204 216,851 SH   OTR   213,490 0 3,361
FIRST MERCHANTS CORP COMMON STOCK 320817109 149 3,205 SH   SOLE   3,205 0 0
FIRST MERCHANTS CORP COMMON STOCK 320817109 3,375 72,574 SH   OTR   72,574 0 0
FIRST REPUBLIC BANK COMMON STOCK 33616C100 9,067 54,374 SH   SOLE   53,274 0 1,100
FIRST REPUBLIC BANK COMMON STOCK 33616C100 120 722 SH   DFND   722 0 0
FIRST REPUBLIC BANK COMMON STOCK 33616C100 59 355 SH   OTR   355 0 0
FISERV INC. COMMON STOCK 337738108 363 3,049 SH   SOLE   3,049 0 0
FISERV INC. COMMON STOCK 337738108 4 37 SH   OTR   37 0 0
GENERAL DYNAMICS CORP COMMON STOCK 369550108 315 1,735 SH   SOLE   1,735 0 0
GENERAL ELECTRIC COMMON STOCK 369604103 309 23,509 SH   SOLE   23,316 0 193
GENERAL ELECTRIC COMMON STOCK 369604103 494 37,632 SH   OTR   37,632 0 0
GENERAL MILLS COMMON STOCK 370334104 224 3,655 SH   SOLE   3,655 0 0
GENERAL MILLS COMMON STOCK 370334104 7 115 SH   OTR   115 0 0
GILEAD SCIENCES COMMON STOCK 375558103 5,772 89,303 SH   SOLE   83,775 0 5,528
GILEAD SCIENCES COMMON STOCK 375558103 60 936 SH   DFND   936 0 0
GILEAD SCIENCES COMMON STOCK 375558103 135 2,094 SH   OTR   2,094 0 0
GOLDMAN COMMON STOCK 38141G104 6,747 20,632 SH   SOLE   19,652 0 980
GOLDMAN COMMON STOCK 38141G104 80 245 SH   DFND   245 0 0
GOLDMAN COMMON STOCK 38141G104 219 671 SH   OTR   671 0 0
HOME DEPOT COMMON STOCK 437076102 1,182 3,872 SH   SOLE   3,872 0 0
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 8,693 40,048 SH   SOLE   38,432 0 1,616
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 90 415 SH   DFND   415 0 0
HONEYWELL INTERNATIONAL INC COMMON STOCK 438516106 511 2,356 SH   OTR   2,106 0 250
ILLINOIS TOOL WORKS COMMON STOCK 452308109 95 429 SH   SOLE   429 0 0
ILLINOIS TOOL WORKS COMMON STOCK 452308109 133 600 SH   OTR   600 0 0
INTEL COMMON STOCK 458140100 11,689 182,637 SH   SOLE   179,975 0 2,662
INTEL COMMON STOCK 458140100 110 1,724 SH   DFND   1,724 0 0
INTEL COMMON STOCK 458140100 1,359 21,232 SH   OTR   21,232 0 0
IBM COMMON STOCK 459200101 477 3,576 SH   SOLE   3,576 0 0
IBM COMMON STOCK 459200101 273 2,048 SH   OTR   1,848 0 200
INVESCO ETF-EQUITY 46090E103 1,915 6,000 SH   SOLE   6,000 0 0
INVESCO ETF-EQUITY 46090E103 248 777 SH   OTR   777 0 0
INTUIT COM COMMON STOCK 461202103 613 1,600 SH   SOLE   1,600 0 0
INVESCO COMMON STOCK 46138E578 6,096 99,814 SH   SOLE   95,269 0 4,545
INVESCO COMMON STOCK 46138E578 75 1,230 SH   DFND   1,230 0 0
INVESCO COMMON STOCK 46138E578 129 2,119 SH   OTR   2,119 0 0
ISHARES ETF-EQUITY 464287150 4,159 45,400 SH   SOLE   45,400 0 0
ISHARES ETF-EQUITY 464287150 2,166 23,642 SH   OTR   23,642 0 0
ISHARES ETF-FIXED INCOM 464287176 160 1,277 SH   SOLE   1,277 0 0
ISHARES ETF-FIXED INCOM 464287176 48 384 SH   OTR   384 0 0
ISHARES ETF-EQUITY 464287200 14,214 35,730 SH   SOLE   35,730 0 0
ISHARES ETF-EQUITY 464287200 1,620 4,072 SH   DFND   0 0 4,072
ISHARES ETF-EQUITY 464287200 294 739 SH   OTR   436 0 303
ISHARES ETF-FIXED INCOM 464287226 983 8,637 SH   SOLE   8,526 0 111
ISHARES ETF-FIXED INCOM 464287226 961 8,444 SH   OTR   8,444 0 0
ISHARES ETF-EQUITY 464287234 7,841 146,997 SH   SOLE   130,301 0 16,696
ISHARES ETF-EQUITY 464287234 715 13,406 SH   OTR   13,406 0 0
ISHARES ETF-FIXED INCOM 464287242 472 3,630 SH   SOLE   3,524 0 106
ISHARES ETF-FIXED INCOM 464287242 107 819 SH   OTR   819 0 0
ISHARES ETF-EQUITY 464287309 8,692 133,493 SH   SOLE   133,064 0 429
ISHARES ETF-EQUITY 464287309 12 181 SH   OTR   181 0 0
ISHARES ETF-FIXED INCOM 464287457 444 5,149 SH   SOLE   5,149 0 0
ISHARES ETF-FIXED INCOM 464287457 350 4,055 SH   OTR   4,055 0 0
ISHARES ETF-EQUITY 464287465 12,827 169,064 SH   SOLE   140,406 0 28,658
ISHARES ETF-EQUITY 464287465 8 110 SH   DFND   110 0 0
ISHARES ETF-EQUITY 464287465 1,883 24,814 SH   OTR   24,814 0 0
ISHARES ETF-EQUITY 464287499 421 5,688 SH   SOLE   5,688 0 0
ISHARES ETF-EQUITY 464287499 74 1,000 SH   OTR   1,000 0 0
ISHARES COMMON STOCK 464287523 2,224 5,246 SH   SOLE   5,246 0 0
ISHARES COMMON STOCK 464287523 230 542 SH   OTR   542 0 0
ISHARES ETF-EQUITY 464287556 401 2,663 SH   SOLE   2,663 0 0
ISHARES ETF-EQUITY 464287630 334 2,094 SH   SOLE   2,094 0 0
ISHARES ETF-EQUITY 464287630 48 300 SH   OTR   300 0 0
ISHARES ETF-EQUITY 464287655 54,100 244,861 SH   SOLE   241,177 0 3,684
ISHARES ETF-EQUITY 464287655 1,059 4,791 SH   DFND   2,837 0 1,954
ISHARES ETF-EQUITY 464287655 1,595 7,221 SH   OTR   7,127 0 94
ISHARES ETF-EQUITY 464287804 18,843 173,621 SH   SOLE   173,621 0 0
ISHARES ETF-EQUITY 464287804 76 697 SH   OTR   505 0 192
ISHARES ETF-EQUITY 464287879 511 5,077 SH   SOLE   5,077 0 0
ISHARES ETF-EQUITY 464287879 40 400 SH   OTR   400 0 0
ISHARES ETF-EQUITY 464287887 242 1,884 SH   SOLE   1,884 0 0
ISHARES ETF-FIXED INCOM 464288638 268 4,526 SH   SOLE   4,526 0 0
ISHARES ETF-FIXED INCOM 464288687 934 24,314 SH   SOLE   24,314 0 0
ISHARES ETF-FIXED INCOM 464288687 125 3,244 SH   OTR   2,611 0 633
ISHARES SILVER ETF-ALTERNATIVE 46428Q109 415 18,261 SH   SOLE   18,261 0 0
ISHARES MSCI ETF-EQUITY 46429B697 645 9,321 SH   SOLE   9,321 0 0
ISHARES ETF-EQUITY 46432F339 1,499 12,308 SH   SOLE   12,308 0 0
ISHARES ETF-EQUITY 46432F339 5 44 SH   DFND   44 0 0
ISHARES ETF-EQUITY 46432F339 262 2,152 SH   OTR   2,061 0 91
ISHARES ETF-EQUITY 46432F388 32,638 318,543 SH   SOLE   317,506 0 1,037
ISHARES ETF-EQUITY 46432F388 72 704 SH   OTR   704 0 0
ISHARES ETF-EQUITY 46432F842 66,649 925,031 SH   SOLE   923,490 0 1,541
ISHARES ETF-EQUITY 46432F842 1,263 17,525 SH   DFND   17,525 0 0
ISHARES ETF-EQUITY 46432F842 791 10,982 SH   OTR   10,207 0 775
ISHARES ETF-EQUITY 46434G103 18,406 285,982 SH   SOLE   285,941 0 41
ISHARES ETF-EQUITY 46434G103 396 6,157 SH   OTR   5,523 0 634
ISHARES MSCI ETF-EQUITY 46435G516 1,104 14,546 SH   SOLE   14,546 0 0
JP MORGAN COMMON STOCK 46625H100 14,245 93,577 SH   SOLE   87,983 0 5,594
JP MORGAN COMMON STOCK 46625H100 102 670 SH   DFND   670 0 0
JP MORGAN COMMON STOCK 46625H100 1,060 6,966 SH   OTR   6,966 0 0
JACOBS ENGINEERING GROUP COMMON STOCK 469814107 19 150 SH   SOLE   150 0 0
JACOBS ENGINEERING GROUP COMMON STOCK 469814107 491 3,800 SH   OTR   3,800 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 12,738 77,507 SH   SOLE   75,769 0 1,738
JOHNSON & JOHNSON COMMON STOCK 478160104 79 479 SH   DFND   479 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 1,827 11,117 SH   OTR   10,367 0 750
KELLOGG COMPANY COMMON STOCK 487836108 6,527 103,106 SH   SOLE   98,294 0 4,812
KELLOGG COMPANY COMMON STOCK 487836108 80 1,256 SH   DFND   1,256 0 0
KELLOGG COMPANY COMMON STOCK 487836108 36 570 SH   OTR   570 0 0
KIMBERLY-CLARK CORP COMMON STOCK 494368103 514 3,700 SH   SOLE   3,700 0 0
KIMBERLY-CLARK CORP COMMON STOCK 494368103 74 533 SH   OTR   533 0 0
LAUDER ESTEE CO COMMON STOCK 518439104 33 112 SH   SOLE   112 0 0
LAUDER ESTEE CO COMMON STOCK 518439104 540 1,858 SH   OTR   1,858 0 0
ELI LILLY & COMMON STOCK 532457108 1,513 8,098 SH   SOLE   2,735 0 5,363
ELI LILLY & COMMON STOCK 532457108 76 407 SH   OTR   157 0 250
LOCKHEED MARTIN GROUP COMMON STOCK 539830109 1,521 4,116 SH   SOLE   4,116 0 0
LOCKHEED MARTIN GROUP COMMON STOCK 539830109 312 845 SH   OTR   845 0 0
LOWES COMPANIES INC COMMON STOCK 548661107 8,469 44,532 SH   SOLE   43,731 0 801
LOWES COMPANIES INC COMMON STOCK 548661107 72 380 SH   DFND   380 0 0
LOWES COMPANIES INC COMMON STOCK 548661107 842 4,428 SH   OTR   4,428 0 0
MC DONALDS CORPORATION COMMON STOCK 580135101 4,085 18,227 SH   SOLE   18,227 0 0
MC DONALDS CORPORATION COMMON STOCK 580135101 688 3,068 SH   OTR   3,068 0 0
MERCK & CO COMMON STOCK 58933Y105 3,197 41,473 SH   SOLE   34,422 0 7,051
MERCK & CO COMMON STOCK 58933Y105 650 8,434 SH   OTR   8,434 0 0
MICROSOFT COMMON STOCK 594918104 23,133 98,116 SH   SOLE   95,824 0 2,292
MICROSOFT COMMON STOCK 594918104 123 521 SH   DFND   521 0 0
MICROSOFT COMMON STOCK 594918104 2,957 12,541 SH   OTR   12,216 0 325
MICROCHIP TECHNOLOGY INC COMMON STOCK 595017104 671 4,326 SH   SOLE   4,326 0 0
MICROCHIP TECHNOLOGY INC COMMON STOCK 595017104 28 180 SH   OTR   180 0 0
MONDELEZ INTERNATIONAL INC COMMON STOCK 609207105 289 4,930 SH   SOLE   4,930 0 0
MONDELEZ INTERNATIONAL INC COMMON STOCK 609207105 63 1,080 SH   OTR   480 0 600
MORGAN STANLEY COMMON STOCK 617446448 154 1,980 SH   SOLE   1,980 0 0
MORGAN STANLEY COMMON STOCK 617446448 271 3,487 SH   OTR   3,487 0 0
NANOVIRICIDES INC COMMON STOCK 630087302 51 10,881 SH   SOLE   10,881 0 0
NATIONAL RETAIL COMMON STOCK 637417106 654 14,843 SH   SOLE   14,843 0 0
NATIONAL RETAIL COMMON STOCK 637417106 85 1,924 SH   OTR   1,924 0 0
NEXTERA ENERGY INC. COMMON STOCK 65339F101 202 2,668 SH   SOLE   2,668 0 0
NEXTERA ENERGY INC. COMMON STOCK 65339F101 30 400 SH   OTR   400 0 0
NIKE INCORPORATED CLASS B COMMON STOCK 654106103 3,887 29,246 SH   SOLE   29,246 0 0
NIKE INCORPORATED CLASS B COMMON STOCK 654106103 1,108 8,336 SH   OTR   8,336 0 0
NORFOLK SOUTHERN CORPORATION COMMON STOCK 655844108 773 2,878 SH   SOLE   2,878 0 0
NORFOLK SOUTHERN CORPORATION COMMON STOCK 655844108 64 238 SH   OTR   238 0 0
NUCOR CORPORATION COMMON STOCK 670346105 690 8,597 SH   SOLE   8,597 0 0
NUCOR CORPORATION COMMON STOCK 670346105 198 2,466 SH   OTR   2,191 0 275
OMNICOM GROUP INCORPORATED COMMON STOCK 681919106 795 10,720 SH   SOLE   10,720 0 0
OMNICOM GROUP INCORPORATED COMMON STOCK 681919106 625 8,434 SH   OTR   8,434 0 0
ORACLE COMMON STOCK 68389X105 2,365 33,707 SH   SOLE   33,707 0 0
ORACLE COMMON STOCK 68389X105 1,045 14,898 SH   OTR   14,898 0 0
OSHKOSH TRUCK CORP COMMON STOCK 688239201 934 7,875 SH   SOLE   7,875 0 0
OSHKOSH TRUCK CORP COMMON STOCK 688239201 95 800 SH   OTR   800 0 0
PNC COMMON STOCK 693475105 1,015 5,789 SH   SOLE   5,789 0 0
PAYCHEX INC COMMON STOCK 704326107 7,600 77,535 SH   SOLE   74,666 0 2,869
PAYCHEX INC COMMON STOCK 704326107 86 873 SH   DFND   873 0 0
PAYCHEX INC COMMON STOCK 704326107 413 4,217 SH   OTR   4,217 0 0
PEPSICO COMMON STOCK 713448108 10,182 71,980 SH   SOLE   70,844 0 1,136
PEPSICO COMMON STOCK 713448108 68 479 SH   DFND   479 0 0
PEPSICO COMMON STOCK 713448108 1,182 8,357 SH   OTR   8,357 0 0
PFIZER COMMON STOCK 717081103 6,590 181,883 SH   SOLE   174,865 0 7,018
PFIZER COMMON STOCK 717081103 62 1,724 SH   DFND   1,724 0 0
PFIZER COMMON STOCK 717081103 484 13,351 SH   OTR   12,751 0 600
PHILIP MORRIS INTERNATIONAL INC. COMMON STOCK 718172109 487 5,485 SH   SOLE   5,485 0 0
PHILIP MORRIS INTERNATIONAL INC. COMMON STOCK 718172109 13 145 SH   OTR   145 0 0
PHILLIPS 66 COMMON STOCK 718546104 149 1,832 SH   SOLE   1,832 0 0
PHILLIPS 66 COMMON STOCK 718546104 84 1,025 SH   OTR   1,025 0 0
PROCTER & GAMBLE COMPANY COMMON STOCK 742718109 37,088 273,854 SH   SOLE   272,024 0 1,830
PROCTER & GAMBLE COMPANY COMMON STOCK 742718109 81 596 SH   DFND   596 0 0
PROCTER & GAMBLE COMPANY COMMON STOCK 742718109 3,483 25,721 SH   OTR   24,941 0 780
QUALCOMM INCORPORATED COMMON STOCK 747525103 4,494 33,891 SH   SOLE   32,895 0 996
QUALCOMM INCORPORATED COMMON STOCK 747525103 45 340 SH   DFND   340 0 0
QUALCOMM INCORPORATED COMMON STOCK 747525103 298 2,249 SH   OTR   2,249 0 0
QUEST DIAGNOSTICS COMMON STOCK 74834L100 9,014 70,232 SH   SOLE   68,452 0 1,780
QUEST DIAGNOSTICS COMMON STOCK 74834L100 112 873 SH   DFND   873 0 0
QUEST DIAGNOSTICS COMMON STOCK 74834L100 422 3,289 SH   OTR   3,289 0 0
RAYTHEON TECHNOLOGIES COMMON STOCK 75513E101 587 7,598 SH   SOLE   7,598 0 0
RAYTHEON TECHNOLOGIES COMMON STOCK 75513E101 74 956 SH   OTR   956 0 0
ROSS STORES INC. COMMON STOCK 778296103 130 1,081 SH   SOLE   1,081 0 0
ROSS STORES INC. COMMON STOCK 778296103 72 600 SH   OTR   600 0 0
ROYCE COMMON STOCK 780910105 197 10,899 SH   OTR   10,899 0 0
ROYCE COMMON STOCK 780915104 121 10,741 SH   OTR   10,741 0 0
S&P 500 DEPOSITARY RECEIPTS ETF-EQUITY 78462F103 26,519 66,911 SH   SOLE   66,900 0 11
S&P 500 DEPOSITARY RECEIPTS ETF-EQUITY 78462F103 110 277 SH   DFND   277 0 0
S&P 500 DEPOSITARY RECEIPTS ETF-EQUITY 78462F103 2,114 5,333 SH   OTR   5,333 0 0
SPDR GOLD TRUST ETF-ALTERNATIVE 78463V107 577 3,606 SH   SOLE   3,606 0 0
SPDR GOLD TRUST ETF-ALTERNATIVE 78463V107 194 1,215 SH   OTR   1,215 0 0
SPDR S&P MIDCAP 400 ETF TR UNIT ETF-EQUITY 78467Y107 12,397 26,042 SH   SOLE   25,995 0 47
SPDR S&P MIDCAP 400 ETF TR UNIT ETF-EQUITY 78467Y107 1,185 2,490 SH   OTR   2,490 0 0
SCHLUMBERGER LTD FR FRANCE FOREIGN STOCK 806857108 145 5,317 SH   SOLE   5,317 0 0
SCHLUMBERGER LTD FR FRANCE FOREIGN STOCK 806857108 81 2,980 SH   OTR   2,980 0 0
CHARLES SCHWAB CORP COMMON STOCK 808513105 5,935 91,054 SH   SOLE   87,566 0 3,488
CHARLES SCHWAB CORP COMMON STOCK 808513105 76 1,160 SH   DFND   1,160 0 0
CHARLES SCHWAB CORP COMMON STOCK 808513105 79 1,205 SH   OTR   1,205 0 0
SPDR ETF-EQUITY 81369Y209 598 5,122 SH   SOLE   5,122 0 0
SPDR ETF-EQUITY 81369Y209 256 2,191 SH   OTR   2,191 0 0
SPDR ETF-EQUITY 81369Y605 3,734 109,658 SH   SOLE   109,307 0 351
SPDR ETF-EQUITY 81369Y605 5 148 SH   OTR   148 0 0
SPDR ETF-EQUITY 81369Y704 2,283 23,187 SH   SOLE   23,113 0 74
SPDR ETF-EQUITY 81369Y704 3 31 SH   OTR   31 0 0
SPDR ETF-EQUITY 81369Y803 2,458 18,509 SH   SOLE   18,509 0 0
SPDR ETF-EQUITY 81369Y803 550 4,138 SH   OTR   4,138 0 0
SPDR COMMON STOCK 81369Y886 8,101 126,499 SH   SOLE   124,402 0 2,097
SPDR COMMON STOCK 81369Y886 83 1,298 SH   DFND   1,298 0 0
SPDR COMMON STOCK 81369Y886 485 7,575 SH   OTR   7,575 0 0
SHERWIN WILLIAMS CO. COMMON STOCK 824348106 3,683 4,990 SH   SOLE   4,840 0 150
SHERWIN WILLIAMS CO. COMMON STOCK 824348106 32 43 SH   DFND   43 0 0
SHERWIN WILLIAMS CO. COMMON STOCK 824348106 89 121 SH   OTR   121 0 0
SMUCKER (J.M.) COMPANY COMMON STOCK 832696405 267 2,108 SH   SOLE   2,108 0 0
SMUCKER (J.M.) COMPANY COMMON STOCK 832696405 49 389 SH   OTR   389 0 0
SOUTHERN COMPANY COMMON STOCK 842587107 336 5,406 SH   SOLE   5,406 0 0
SOUTHERN COMPANY COMMON STOCK 842587107 19 309 SH   OTR   309 0 0
STARBUCKS COFFEE COMMON STOCK 855244109 1,620 14,823 SH   SOLE   14,823 0 0
STARBUCKS COFFEE COMMON STOCK 855244109 84 765 SH   OTR   765 0 0
STOCK YARDS BANCORP, INC. COMMON STOCK 861025104 311 6,092 SH   SOLE   6,092 0 0
STRYKER CORPORATION COMMON STOCK 863667101 11,906 48,879 SH   SOLE   47,605 0 1,274
STRYKER CORPORATION COMMON STOCK 863667101 122 500 SH   DFND   500 0 0
STRYKER CORPORATION COMMON STOCK 863667101 752 3,087 SH   OTR   3,087 0 0
SYSCO CORP COMMON STOCK 871829107 289 3,676 SH   SOLE   3,676 0 0
SYSCO CORP COMMON STOCK 871829107 64 810 SH   OTR   810 0 0
TJX COS INC COMMON STOCK 872540109 10,259 155,084 SH   SOLE   151,877 0 3,207
TJX COS INC COMMON STOCK 872540109 99 1,490 SH   DFND   1,490 0 0
TJX COS INC COMMON STOCK 872540109 603 9,115 SH   OTR   9,115 0 0
TARGET COMMON STOCK 87612E106 11,498 58,051 SH   SOLE   54,976 0 3,075
TARGET COMMON STOCK 87612E106 122 617 SH   DFND   617 0 0
TARGET COMMON STOCK 87612E106 465 2,349 SH   OTR   2,349 0 0
TESLA MOTORS INC COMMON STOCK 88160R101 294 440 SH   SOLE   440 0 0
THERMO FISHER SCIENTIFIC, INC. COMMON STOCK 883556102 261 572 SH   SOLE   572 0 0
3M COMPANY COMMON STOCK 88579Y101 1,387 7,201 SH   SOLE   6,721 0 480
3M COMPANY COMMON STOCK 88579Y101 405 2,100 SH   OTR   2,100 0 0
US BANCORP COMMON STOCK 902973304 1,133 20,489 SH   SOLE   20,489 0 0
US BANCORP COMMON STOCK 902973304 902 16,305 SH   OTR   16,305 0 0
UNION PACIFIC COMMON STOCK 907818108 509 2,309 SH   SOLE   2,309 0 0
UNION PACIFIC COMMON STOCK 907818108 220 1,000 SH   OTR   1,000 0 0
UNITED PARCEL SERVICE CL B COMMON STOCK 911312106 1,107 6,513 SH   SOLE   6,513 0 0
UNITED PARCEL SERVICE CL B COMMON STOCK 911312106 210 1,236 SH   OTR   1,236 0 0
UNITEDHEALTH GROUP COMMON STOCK 91324P102 1,273 3,422 SH   SOLE   3,422 0 0
VF CORPORATION COMMON STOCK 918204108 617 7,725 SH   SOLE   7,725 0 0
VF CORPORATION COMMON STOCK 918204108 61 768 SH   OTR   768 0 0
VANGUARD ETF-EQUITY 922042858 319 6,125 SH   SOLE   5,889 0 236
VANGUARD ETF-EQUITY 922908538 714 3,328 SH   SOLE   3,328 0 0
VANGUARD ETF-ALTERNATIVE 922908553 21,049 229,138 SH   SOLE   224,641 0 4,497
VANGUARD ETF-ALTERNATIVE 922908553 2 24 SH   DFND   24 0 0
VANGUARD ETF-ALTERNATIVE 922908553 908 9,887 SH   OTR   9,586 0 301
VANGUARD ETF-EQUITY 922908629 591 2,669 SH   SOLE   2,669 0 0
VANGUARD ETF-EQUITY 922908637 303 1,637 SH   SOLE   1,637 0 0
VANGUARD ETF-EQUITY 922908744 3,225 24,529 SH   SOLE   24,529 0 0
VANGUARD ETF-EQUITY 922908744 6 45 SH   DFND   45 0 0
VANGUARD ETF-EQUITY 922908744 209 1,587 SH   OTR   1,587 0 0
VERIZON COMMON STOCK 92343V104 1,575 27,090 SH   SOLE   27,090 0 0
VERIZON COMMON STOCK 92343V104 369 6,345 SH   OTR   5,895 0 450
VISA INC CL A COMMON STOCK 92826C839 11,413 53,902 SH   SOLE   51,817 0 2,085
VISA INC CL A COMMON STOCK 92826C839 99 468 SH   DFND   468 0 0
VISA INC CL A COMMON STOCK 92826C839 891 4,209 SH   OTR   3,969 0 240
WAL-MART COMMON STOCK 931142103 1,042 7,668 SH   SOLE   7,668 0 0
WAL-MART COMMON STOCK 931142103 547 4,025 SH   OTR   4,025 0 0
WATERS CORP COM COMMON STOCK 941848103 94 330 SH   SOLE   330 0 0
WATERS CORP COM COMMON STOCK 941848103 284 1,000 SH   OTR   1,000 0 0
WELLS FARGO COMMON STOCK 949746101 1,049 26,841 SH   SOLE   26,841 0 0
WELLS FARGO COMMON STOCK 949746101 81 2,063 SH   OTR   1,563 0 500
XCEL ENERGY INC COMMON STOCK 98389B100 216 3,243 SH   SOLE   3,243 0 0
XCEL ENERGY INC COMMON STOCK 98389B100 15 232 SH   OTR   232 0 0
YUM BRANDS INC COMMON STOCK 988498101 287 2,657 SH   SOLE   2,657 0 0
YUM BRANDS INC COMMON STOCK 988498101 38 355 SH   OTR   355 0 0
ACCENTURE PLC IE IRELAND FOREIGN STOCK G1151C101 1,679 6,077 SH   SOLE   6,077 0 0
ACCENTURE PLC IE IRELAND FOREIGN STOCK G1151C101 945 3,420 SH   OTR   3,420 0 0
EATON CORPORATION PLC IE IRELAND FOREIGN STOCK G29183103 8,060 58,291 SH   SOLE   57,104 0 1,187
EATON CORPORATION PLC IE IRELAND FOREIGN STOCK G29183103 81 585 SH   DFND   585 0 0
EATON CORPORATION PLC IE IRELAND FOREIGN STOCK G29183103 220 1,593 SH   OTR   1,593 0 0
MEDTRONIC PLC IE IRELAND FOREIGN STOCK G5960L103 814 6,887 SH   SOLE   6,887 0 0
MEDTRONIC PLC IE IRELAND FOREIGN STOCK G5960L103 446 3,777 SH   OTR   3,777 0 0
INGERSOLL RAND INC. COMMON STOCK G8994E103 497 3,000 SH   SOLE   3,000 0 0
INGERSOLL RAND INC. COMMON STOCK G8994E103 217 1,310 SH   OTR   1,310 0 0
CHUBB LTD ORD CH SWITZERLAND FOREIGN STOCK H1467J104 93 587 SH   SOLE   587 0 0
CHUBB LTD ORD CH SWITZERLAND FOREIGN STOCK H1467J104 110 695 SH   OTR   695 0 0
TE CONNECTIVITY LTD. CH FOREIGN STOCK H84989104 441 3,413 SH   SOLE   3,413 0 0