The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO CS 88579Y101   445 3,451 SH   SOLE   0 0 0
ABBOTT LABORATORIES CS 002824100   1,601 14,156 SH   SOLE   0 0 0
ABBVIE INC CS 00287Y109   7,094 39,921 SH   SOLE   0 0 0
ACCENTURE PLC CS G1151C101   1,205 3,424 SH   SOLE   0 0 0
ADOBE INC CS 00724F101   1,685 3,789 SH   SOLE   0 0 0
ADVANCED MICRO DEVICES INC CS 007903107   239 1,982 SH   SOLE   0 0 0
AIRBNB INC CS 009066101   824 6,268 SH   SOLE   0 0 0
ALLSTATE CORP/THE CS 020002101   259 1,346 SH   SOLE   0 0 0
ALPHABET INC CS 02079K107   29,403 154,394 SH   SOLE   0 0 0
ALPHABET INC CS 02079K305   10,543 55,694 SH   SOLE   0 0 0
AMAZON.COM INC CS 023135106   40,946 186,634 SH   SOLE   0 0 0
AMERICAN TOWER CORP CS 03027X100   4,511 24,593 SH   SOLE   0 0 0
AMETEK INC CS 031100100   274 1,520 SH   SOLE   0 0 0
AMGEN INC CS 031162100   4,813 18,467 SH   SOLE   0 0 0
AMPHENOL CORP CS 032095101   974 14,024 SH   SOLE   0 0 0
AMPLIFY CYBERSECURITY ETF CS 032108664   3,602 48,360 SH   SOLE   0 0 0
APPLE INC CS 037833100   90,848 362,782 SH   SOLE   0 0 0
APPLIED MATERIALS INC CS 038222105   377 2,319 SH   SOLE   0 0 0
ARCHER-DANIELS-MIDLAND CO CS 039483102   480 9,497 SH   SOLE   0 0 0
ARTHUR J GALLAGHER & CO CS 363576109   13,722 48,344 SH   SOLE   0 0 0
AT&T INC CS 00206R102   416 18,278 SH   SOLE   0 0 0
AUTODESK INC CS 052769106   7,335 24,817 SH   SOLE   0 0 0
AUTOMATIC DATA PROCESSING INC CS 053015103   1,906 6,510 SH   SOLE   0 0 0
BANK OF AMERICA CORP CS 060505104   12,251 278,744 SH   SOLE   0 0 0
BECTON DICKINSON & CO CS 075887109   1,166 5,141 SH   SOLE   0 0 0
BERKSHIRE HATHAWAY INC CS 084670108   681 1 SH   SOLE   0 0 0
BERKSHIRE HATHAWAY INC CS 084670702   6,420 14,164 SH   SOLE   0 0 0
BLACKSTONE INC CS 09260D107   16,513 95,772 SH   SOLE   0 0 0
BOEING CO/THE CS 097023105   327 1,848 SH   SOLE   0 0 0
BOOKING HOLDINGS INC CS 09857L108   11,596 2,334 SH   SOLE   0 0 0
BROADCOM INC CS 11135F101   37,633 162,323 SH   SOLE   0 0 0
BROADRIDGE FINANCIAL SOLUTIONS CS 11133T103   2,902 12,835 SH   SOLE   0 0 0
CATERPILLAR INC CS 149123101   596 1,642 SH   SOLE   0 0 0
CHEVRON CORP CS 166764100   474 3,273 SH   SOLE   0 0 0
CHIPOTLE MEXICAN GRILL INC CS 169656105   12,488 207,096 SH   SOLE   0 0 0
CHUBB LTD CS H1467J104   327 1,184 SH   SOLE   0 0 0
CHURCH & DWIGHT CO INC CS 171340102   449 4,290 SH   SOLE   0 0 0
CIGNA GROUP/THE CS 125523100   443 1,605 SH   SOLE   0 0 0
CINTAS CORP CS 172908105   2,423 13,263 SH   SOLE   0 0 0
CISCO SYSTEMS INC CS 17275R102   752 12,698 SH   SOLE   0 0 0
CLIFTON MINING CO CS 186904108   1 25,000 SH   SOLE   0 0 0
CME GROUP INC CS 12572Q105   3,907 16,825 SH   SOLE   0 0 0
COCA-COLA CO/THE CS 191216100   1,043 16,759 SH   SOLE   0 0 0
COLGATE-PALMOLIVE CO CS 194162103   532 5,847 SH   SOLE   0 0 0
COMCAST CORP CS 20030N101   232 6,191 SH   SOLE   0 0 0
COMMUNICATION SERVICES SELECT CS 81369Y852   1,220 12,597 SH   SOLE   0 0 0
CONSTELLATION BRANDS INC CS 21036P108   353 1,595 SH   SOLE   0 0 0
CONSTELLATION SOFTWARE INC/CAN CS 21037X100   7,825 2,525 SH   SOLE   0 0 0
CONSUMER STAPLES SELECT SECTOR CS 81369Y308   326 4,149 SH   SOLE   0 0 0
CORNING INC CS 219350105   2,020 42,499 SH   SOLE   0 0 0
COSTCO WHOLESALE CORP CS 22160K105   10,778 11,763 SH   SOLE   0 0 0
CRH PLC CS G25508105   3,426 37,027 SH   SOLE   0 0 0
CSX CORP CS 126408103   605 18,744 SH   SOLE   0 0 0
CURTISS-WRIGHT CORP CS 231561101   4,972 14,010 SH   SOLE   0 0 0
DANAHER CORP CS 235851102   11,791 51,364 SH   SOLE   0 0 0
DARDEN RESTAURANTS INC CS 237194105   441 2,361 SH   SOLE   0 0 0
DAVIDE CAMPARI-MILANO NV CS N24565108   129 20,725 SH   SOLE   0 0 0
DEERE & CO CS 244199105   402 948 SH   SOLE   0 0 0
DISCOVER FINANCIAL SERVICES CS 254709108   2,965 17,114 SH   SOLE   0 0 0
DUPONT DE NEMOURS INC CS 26614N102   2,045 26,826 SH   SOLE   0 0 0
EDWARDS LIFESCIENCES CORP CS 28176E108   214 2,887 SH   SOLE   0 0 0
ELI LILLY & CO CS 532457108   3,743 4,849 SH   SOLE   0 0 0
ENERGY SELECT SECTOR SPDR FUND CS 81369Y506   21,964 256,413 SH   SOLE   0 0 0
EOG RESOURCES INC CS 26875P101   447 3,648 SH   SOLE   0 0 0
EQUINIX INC CS 29444U700   14,237 15,099 SH   SOLE   0 0 0
EVERCORE INC CS 29977A105   8,710 31,424 SH   SOLE   0 0 0
EXXON MOBIL CORP CS 30231G102   3,422 31,811 SH   SOLE   0 0 0
FINANCIAL SELECT SECTOR SPDR F CS 81369Y605   1,288 26,640 SH   SOLE   0 0 0
FIRST TRUST NASDAQ CYBERSECURI CS 33734X846   9,229 145,452 SH   SOLE   0 0 0
FORD MOTOR CO CS 345370860   269 27,135 SH   SOLE   0 0 0
FORTIVE CORP CS 34959J108   356 4,743 SH   SOLE   0 0 0
GE VERNOVA INC CS 36828A101   17,007 51,703 SH   SOLE   0 0 0
GENERAL ELECTRIC CO CS 369604301   621 3,722 SH   SOLE   0 0 0
GENERAL MILLS INC CS 370334104   675 10,581 SH   SOLE   0 0 0
GLOBAL X VIDEO GAMES & ESPORTS CS 37954Y392   354 15,080 SH   SOLE   0 0 0
GOLDMAN SACHS GROUP INC/THE CS 38141G104   3,380 5,902 SH   SOLE   0 0 0
HERSHEY CO/THE CS 427866108   3,739 22,081 SH   SOLE   0 0 0
HOME DEPOT INC/THE CS 437076102   24,215 62,250 SH   SOLE   0 0 0
HONEYWELL INTERNATIONAL INC CS 438516106   466 2,061 SH   SOLE   0 0 0
ILLINOIS TOOL WORKS INC CS 452308109   392 1,544 SH   SOLE   0 0 0
INTEL CORP CS 458140100   431 21,485 SH   SOLE   0 0 0
INTERCONTINENTAL EXCHANGE INC CS 45866F104   15,710 105,429 SH   SOLE   0 0 0
INTERNATIONAL BUSINESS MACHINE CS 459200101   604 2,749 SH   SOLE   0 0 0
INTUIT INC CS 461202103   15,260 24,280 SH   SOLE   0 0 0
IQVIA HOLDINGS INC CS 46266C105   302 1,536 SH   SOLE   0 0 0
ISHARES BIOTECHNOLOGY ETF CS 464287556   10,022 75,803 SH   SOLE   0 0 0
JOHNSON & JOHNSON CS 478160104   7,219 49,917 SH   SOLE   0 0 0
JPMORGAN CHASE & CO CS 46625H100   34,189 142,626 SH   SOLE   0 0 0
KIMBERLY-CLARK CORP CS 494368103   307 2,346 SH   SOLE   0 0 0
LOCKHEED MARTIN CORP CS 539830109   7,611 15,662 SH   SOLE   0 0 0
LOWE'S COS INC CS 548661107   796 3,227 SH   SOLE   0 0 0
LVMH MOET HENNESSY LOUIS VUITT CS 502441306   4,559 34,884 SH   SOLE   0 0 0
MARSH & MCLENNAN COS INC CS 571748102   211 994 SH   SOLE   0 0 0
MARVELL TECHNOLOGY INC CS 573874104   15,076 136,497 SH   SOLE   0 0 0
MASTERCARD INC CS 57636Q104   623 1,184 SH   SOLE   0 0 0
MATERIALS SELECT SECTOR SPDR F CS 81369Y100   211 2,505 SH   SOLE   0 0 0
MCDONALD'S CORP CS 580135101   5,399 18,625 SH   SOLE   0 0 0
MEDTRONIC PLC CS G5960L103   2,660 33,304 SH   SOLE   0 0 0
MERCK & CO INC CS 58933Y105   10,627 106,825 SH   SOLE   0 0 0
META PLATFORMS INC CS 30303M102   15,406 26,312 SH   SOLE   0 0 0
MICRON TECHNOLOGY INC CS 595112103   12,920 153,513 SH   SOLE   0 0 0
MICROSOFT CORP CS 594918104   50,417 119,614 SH   SOLE   0 0 0
MONDELEZ INTERNATIONAL INC CS 609207105   727 12,175 SH   SOLE   0 0 0
MONSTER BEVERAGE CORP CS 61174X109   6,588 125,338 SH   SOLE   0 0 0
MORGAN STANLEY CS 617446448   19,240 153,040 SH   SOLE   0 0 0
NETFLIX INC CS 64110L106   16,691 18,726 SH   SOLE   0 0 0
NIKE INC CS 654106103   301 3,976 SH   SOLE   0 0 0
NINTENDO CO LTD CS 654445303   1,884 128,775 SH   SOLE   0 0 0
NORAM LITHIUM CORP CS 65542K103   5 75,000 SH   SOLE   0 0 0
NORTHROP GRUMMAN CORP CS 666807102   9,687 20,641 SH   SOLE   0 0 0
NUCOR CORP CS 670346105   214 1,835 SH   SOLE   0 0 0
NVIDIA CORP CS 67066G104   11,656 86,794 SH   SOLE   0 0 0
NXP SEMICONDUCTORS NV CS N6596X109   407 1,958 SH   SOLE   0 0 0
O'REILLY AUTOMOTIVE INC CS 67103H107   558 471 SH   SOLE   0 0 0
ORACLE CORP CS 68389X105   987 5,923 SH   SOLE   0 0 0
PALO ALTO NETWORKS INC CS 697435105   7,762 42,659 SH   SOLE   0 0 0
PEPSICO INC CS 713448108   7,969 52,406 SH   SOLE   0 0 0
PFIZER INC CS 717081103   255 9,627 SH   SOLE   0 0 0
PROCTER & GAMBLE CO/THE CS 742718109   10,955 65,346 SH   SOLE   0 0 0
REPUBLIC SERVICES INC CS 760759100   9,032 44,895 SH   SOLE   0 0 0
RLI CORP CS 749607107   439 2,665 SH   SOLE   0 0 0
ROLLINS INC CS 775711104   2,288 49,365 SH   SOLE   0 0 0
ROPER TECHNOLOGIES INC CS 776696106   11,789 22,677 SH   SOLE   0 0 0
RTX CORP CS 75513E101   509 4,395 SH   SOLE   0 0 0
SALESFORCE INC CS 79466L302   781 2,337 SH   SOLE   0 0 0
SERVICENOW INC CS 81762P102   1,450 1,368 SH   SOLE   0 0 0
SHERWIN-WILLIAMS CO/THE CS 824348106   11,726 34,496 SH   SOLE   0 0 0
SILVERCREST ASSET MANAGEMENT G CS 828359109   582 31,650 SH   SOLE   0 0 0
SOUTHERN CO/THE CS 842587107   345 4,196 SH   SOLE   0 0 0
SPDR S&P OIL & GAS EXPLORATION CS 78468R556   1,419 10,722 SH   SOLE   0 0 0
STARBUCKS CORP CS 855244109   447 4,896 SH   SOLE   0 0 0
STRYKER CORP CS 863667101   10,521 29,222 SH   SOLE   0 0 0
SYSCO CORP CS 871829107   1,861 24,344 SH   SOLE   0 0 0
T-MOBILE US INC CS 872590104   230 1,041 SH   SOLE   0 0 0
TE CONNECTIVITY PLC CS G87052109   2,254 15,767 SH   SOLE   0 0 0
TECHNOLOGY SELECT SECTOR SPDR CS 81369Y803   3,013 12,960 SH   SOLE   0 0 0
TESLA INC CS 88160R101   359 889 SH   SOLE   0 0 0
TEXAS INSTRUMENTS INC CS 882508104   955 5,094 SH   SOLE   0 0 0
THERMO FISHER SCIENTIFIC INC CS 883556102   18,805 36,148 SH   SOLE   0 0 0
TJX COS INC/THE CS 872540109   6,417 53,113 SH   SOLE   0 0 0
TRADE DESK INC/THE CS 88339J105   236 2,009 SH   SOLE   0 0 0
TRANE TECHNOLOGIES PLC CS G8994E103   574 1,555 SH   SOLE   0 0 0
TRAVELERS COS INC/THE CS 89417E109   498 2,067 SH   SOLE   0 0 0
UNILEVER PLC CS G92087165   230 3,904 SH   SOLE   0 0 0
UNION PACIFIC CORP CS 907818108   843 3,696 SH   SOLE   0 0 0
UNITEDHEALTH GROUP INC CS 91324P102   18,637 36,843 SH   SOLE   0 0 0
UTILITIES SELECT SECTOR SPDR F CS 81369Y886   4,024 53,159 SH   SOLE   0 0 0
VALERO ENERGY CORP CS 91913Y100   426 3,479 SH   SOLE   0 0 0
VERISIGN INC CS 92343E102   1,244 6,010 SH   SOLE   0 0 0
VERISK ANALYTICS INC CS 92345Y106   12,169 44,181 SH   SOLE   0 0 0
VERIZON COMMUNICATIONS INC CS 92343V104   365 9,138 SH   SOLE   0 0 0
VERTEX PHARMACEUTICALS INC CS 92532F100   728 1,808 SH   SOLE   0 0 0
VISA INC CS 92826C839   28,245 89,371 SH   SOLE   0 0 0
VULCAN MATERIALS CO CS 929160109   8,329 32,379 SH   SOLE   0 0 0
WALMART INC CS 931142103   5,737 63,498 SH   SOLE   0 0 0
WALT DISNEY CO/THE CS 254687106   10,904 97,923 SH   SOLE   0 0 0
WASTE CONNECTIONS INC CS 94106B101   8,543 49,793 SH   SOLE   0 0 0
WASTE MANAGEMENT INC CS 94106L109   582 2,882 SH   SOLE   0 0 0
WATSCO INC CS 942622200   3,181 6,713 SH   SOLE   0 0 0
WEC ENERGY GROUP INC CS 92939U106   366 3,887 SH   SOLE   0 0 0
WELLS FARGO & CO CS 949746101   623 8,876 SH   SOLE   0 0 0
WELLTOWER INC CS 95040Q104   3,292 26,119 SH   SOLE   0 0 0
WESTINGHOUSE AIR BRAKE TECHNOL CS 929740108   731 3,854 SH   SOLE   0 0 0
YUM CHINA HOLDINGS INC CS 98850P109   254 5,280 SH   SOLE   0 0 0
YUM! BRANDS INC CS 988498101   710 5,292 SH   SOLE   0 0 0
ZOETIS INC CS 98978V103   13,809 84,757 SH   SOLE   0 0 0
FIRST TRUST NASDAQ CLEAN EDGE ETF 33733E500   295 8,700 SH   SOLE   0 0 0
FIRST TRUST NORTH AMERICAN ENE ETF 33738D101   4,607 129,231 SH   SOLE   0 0 0
FIRST TRUST US EQUITY OPPORTUN ETF 336920103   205 1,716 SH   SOLE   0 0 0
GLOBAL X US PREFERRED ETF ETF 37954Y657   4,256 218,129 SH   SOLE   0 0 0
GOLDMAN SACHS ACTIVEBETA INTER ETF 381430107   14,581 437,334 SH   SOLE   0 0 0
GOLDMAN SACHS ACTIVEBETA U.S. ETF 381430503   50,285 436,574 SH   SOLE   0 0 0
GOLDMAN SACHS JUST US LARGE CA ETF 381430396   474 5,703 SH   SOLE   0 0 0
GRANITESHARES BLOOMBERG COMMOD ETF 38747R108   3,245 162,633 SH   SOLE   0 0 0
INVESCO FINANCIAL PREFERRED ET ETF 46137V621   187 12,876 SH   SOLE   0 0 0
INVESCO QQQ TRUST SERIES 1 ETF 46090E103   1,272 2,488 SH   SOLE   0 0 0
INVESCO S&P 500 EQUAL WEIGHT E ETF 46137V357   275 1,570 SH   SOLE   0 0 0
INVESCO S&P 500 LOW VOLATILITY ETF 46138E354   232 3,318 SH   SOLE   0 0 0
INVESCO SENIOR LOAN ETF ETF 46138G508   2,942 139,648 SH   SOLE   0 0 0
ISHARES CORE INTERNATIONAL AGG ETF 46435G672   5,806 116,301 SH   SOLE   0 0 0
ISHARES CORE MSCI EAFE ETF ETF 46432F842   367 5,218 SH   SOLE   0 0 0
ISHARES CORE MSCI EMERGING MAR ETF 46434G103   13,131 251,455 SH   SOLE   0 0 0
ISHARES CORE S&P 500 ETF ETF 464287200   2,904 4,933 SH   SOLE   0 0 0
ISHARES CORE S&P MID-CAP ETF ETF 464287507   1,052 16,882 SH   SOLE   0 0 0
ISHARES CORE S&P SMALL-CAP ETF ETF 464287804   512 4,440 SH   SOLE   0 0 0
ISHARES CORE TOTAL USD BOND MA ETF 46434V613   1,270 28,087 SH   SOLE   0 0 0
ISHARES ESG AWARE MSCI EAFE ET ETF 46435G516   394 5,171 SH   SOLE   0 0 0
ISHARES GOLD TRUST ETF 464285204   548 11,073 SH   SOLE   0 0 0
ISHARES MSCI EAFE ETF ETF 464287465   2,434 32,191 SH   SOLE   0 0 0
ISHARES MSCI EAFE MIN VOL FACT ETF 46429B689   568 8,035 SH   SOLE   0 0 0
ISHARES MSCI EMERGING MARKETS ETF 464287234   809 19,334 SH   SOLE   0 0 0
ISHARES MSCI GLOBAL MIN VOL FA ETF 464286525   412 3,775 SH   SOLE   0 0 0
ISHARES MSCI USA MIN VOL FACTO ETF 46429B697   205 2,314 SH   SOLE   0 0 0
ISHARES NATIONAL MUNI BOND ETF ETF 464288414   1,967 18,465 SH   SOLE   0 0 0
ISHARES RUSSELL 1000 GROWTH ET ETF 464287614   1,265 3,150 SH   SOLE   0 0 0
ISHARES RUSSELL 2000 ETF ETF 464287655   4,389 19,865 SH   SOLE   0 0 0
ISHARES RUSSELL 2000 GROWTH ET ETF 464287648   1,272 4,421 SH   SOLE   0 0 0
ISHARES RUSSELL 2000 VALUE ETF ETF 464287630   469 2,859 SH   SOLE   0 0 0
ISHARES RUSSELL MID-CAP ETF ETF 464287499   2,052 23,212 SH   SOLE   0 0 0
ISHARES RUSSELL MID-CAP GROWTH ETF 464287481   789 6,226 SH   SOLE   0 0 0
ISHARES RUSSELL MID-CAP VALUE ETF 464287473   316 2,447 SH   SOLE   0 0 0
ISHARES S&P 500 VALUE ETF ETF 464287408   418 2,190 SH   SOLE   0 0 0
ISHARES SELECT DIVIDEND ETF ETF 464287168   812 6,184 SH   SOLE   0 0 0
ISHARES U.S. ENERGY ETF ETF 464287796   298 6,539 SH   SOLE   0 0 0
JPMORGAN DIVERSIFIED RETURN US ETF 46641Q886   8,894 86,798 SH   SOLE   0 0 0
JPMORGAN DIVERSIFIED RETURN US ETF 46641Q845   8,283 176,944 SH   SOLE   0 0 0
JPMORGAN EQUITY PREMIUM INCOME ETF 46641Q332   14,504 252,120 SH   SOLE   0 0 0
JPMORGAN NASDAQ EQUITY PREMIUM ETF 46654Q203   232 4,115 SH   SOLE   0 0 0
JPMORGAN ULTRA-SHORT INCOME ET ETF 46641Q837   24,856 493,462 SH   SOLE   0 0 0
JPMORGAN ULTRA-SHORT MUNICIPAL ETF 46641Q654   6,392 126,059 SH   SOLE   0 0 0
PROSHARES TRUST S&P 500 EX-ENE ETF 74347B581   239 3,780 SH   SOLE   0 0 0
SCHWAB EMERGING MARKETS EQUITY ETF 808524706   283 10,630 SH   SOLE   0 0 0
SCHWAB FUNDAMENTAL INTERNATION ETF 808524755   561 16,878 SH   SOLE   0 0 0
SCHWAB FUNDAMENTAL U.S. LARGE ETF 808524771   965 40,755 SH   SOLE   0 0 0
SCHWAB FUNDAMENTAL U.S. SMALL ETF 808524763   547 18,412 SH   SOLE   0 0 0
SCHWAB INTERNATIONAL EQUITY ET ETF 808524805   15,927 860,942 SH   SOLE   0 0 0
SCHWAB U.S. LARGE-CAP GROWTH E ETF 808524300   1,932 69,319 SH   SOLE   0 0 0
SCHWAB U.S. MID-CAP ETF ETF 808524508   279 10,064 SH   SOLE   0 0 0
SCHWAB U.S. REIT ETF ETF 808524847   4,199 199,386 SH   SOLE   0 0 0
SCHWAB US BROAD MARKET ETF ETF 808524102   360 15,851 SH   SOLE   0 0 0
SCHWAB US DIVIDEND EQUITY ETF ETF 808524797   673 24,619 SH   SOLE   0 0 0
SCHWAB US LARGE-CAP ETF ETF 808524201   44,536 1,921,306 SH   SOLE   0 0 0
SCHWAB US SMALL-CAP ETF ETF 808524607   11,182 432,409 SH   SOLE   0 0 0
SPDR BLOOMBERG INVESTMENT GRAD ETF 78468R200   13,385 435,558 SH   SOLE   0 0 0
SPDR DOW JONES INDUSTRIAL AVER ETF 78467X109   248 582 SH   SOLE   0 0 0
SPDR GOLD MINISHARES TRUST ETF 98149E303   290 5,584 SH   SOLE   0 0 0
SPDR GOLD SHARES ETF 78463V107   675 2,786 SH   SOLE   0 0 0
SPDR MSCI EMERGING MARKETS STR ETF 78463X426   913 16,007 SH   SOLE   0 0 0
SPDR PORTFOLIO AGGREGATE BOND ETF 78464A649   6,906 276,359 SH   SOLE   0 0 0
SPDR PORTFOLIO HIGH YIELD BOND ETF 78468R606   2,824 120,319 SH   SOLE   0 0 0
SPDR PORTFOLIO INTERMEDIATE TE ETF 78464A375   8,651 264,067 SH   SOLE   0 0 0
SPDR S&P 400 MID CAP VALUE ETF ETF 78464A839   214 2,673 SH   SOLE   0 0 0
SPDR S&P 500 ETF TRUST ETF 78462F103   13,244 22,598 SH   SOLE   0 0 0
SPDR S&P DIVIDEND ETF ETF 78464A763   675 5,110 SH   SOLE   0 0 0
SPDR S&P MIDCAP 400 ETF TRUST ETF 78467Y107   557 978 SH   SOLE   0 0 0
US DIVERSIFIED REAL ESTATE ETF ETF 26922A511   217 6,755 SH   SOLE   0 0 0
VANGUARD DIVIDEND APPRECIATION ETF 921908844   578 2,953 SH   SOLE   0 0 0
VANGUARD ESG US STOCK ETF ETF 921910733   580 5,525 SH   SOLE   0 0 0
VANGUARD FTSE ALL-WORLD EX-US ETF 922042775   1,251 21,785 SH   SOLE   0 0 0
VANGUARD FTSE ALL WORLD EX-US ETF 922042718   474 4,137 SH   SOLE   0 0 0
VANGUARD FTSE DEVELOPED MARKET ETF 921943858   1,989 41,591 SH   SOLE   0 0 0
VANGUARD FTSE EMERGING MARKETS ETF 922042858   1,005 22,823 SH   SOLE   0 0 0
VANGUARD GROWTH ETF ETF 922908736   234 569 SH   SOLE   0 0 0
VANGUARD HIGH DIVIDEND YIELD E ETF 921946406   311 2,436 SH   SOLE   0 0 0
VANGUARD INFORMATION TECHNOLOG ETF 92204A702   1,502 2,415 SH   SOLE   0 0 0
VANGUARD LARGE-CAP ETF ETF 922908637   1,164 4,317 SH   SOLE   0 0 0
VANGUARD MID-CAP ETF ETF 922908629   2,255 8,539 SH   SOLE   0 0 0
VANGUARD MORTGAGE-BACKED SECUR ETF 92206C771   204 4,501 SH   SOLE   0 0 0
VANGUARD S&P 500 ETF ETF 922908363   493 914 SH   SOLE   0 0 0
VANGUARD SMALL-CAP ETF ETF 922908751   496 2,066 SH   SOLE   0 0 0
VANGUARD SMALL-CAP VALUE ETF ETF 922908611   359 1,810 SH   SOLE   0 0 0
VANGUARD TOTAL STOCK MARKET ET ETF 922908769   1,163 4,012 SH   SOLE   0 0 0
VANGUARD VALUE ETF ETF 922908744   265 1,568 SH   SOLE   0 0 0