The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 BBG001S5T7X2 2,174,645 18,134 SH   SOLE   0 0 18,134
ABBOTT LABS COM 002824100 BBG001S5N9M6 4,398,517 40,063 SH   SOLE   0 0 40,063
ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 10,513,968 65,058 SH   SOLE   0 0 65,058
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 BBG001SCXK90 542,868 2,034 SH   SOLE   0 0 2,034
ADOBE SYSTEMS INCORPORATED COM 00724F101 BBG001S5NCQ5 1,059,396 3,148 SH   SOLE   0 0 3,148
AIR PRODS & CHEMS INC COM 009158106 BBG001S5NSB6 771,575 2,503 SH   SOLE   0 0 2,503
ALLSTATE CORP COM 020002101 BBG001S9BM06 420,767 3,103 SH   SOLE   0 0 3,103
ALPHABET INC CAP STK CL A 02079K305 BBG009S39JY5 11,355,819 128,707 SH   SOLE   0 0 128,707
ALPHABET INC CAP STK CL C 02079K107 BBG009S3NB21 574,970 6,480 SH   SOLE   0 0 6,480
ALTRIA GROUP INC COM 02209S103 BBG001S5T8T5 224,345 4,908 SH   SOLE   0 0 4,908
AMAZON COM INC COM 023135106 BBG001S5PQL7 9,904,776 117,914 SH   SOLE   0 0 117,914
AMEREN CORP COM 023608102 BBG001S5NF24 304,106 3,420 SH   SOLE   0 0 3,420
AMERICAN ELEC PWR CO INC COM 025537101 BBG001S5NFD2 375,622 3,956 SH   SOLE   0 0 3,956
AMERICAN EXPRESS CO COM 025816109 BBG001S5P034 1,762,362 11,928 SH   SOLE   0 0 11,928
AMERICAN TOWER CORP NEW COM 03027X100 BBG001S5NPQ6 7,767,103 36,661 SH   SOLE   0 0 36,661
AMERIPRISE FINL INC COM 03076C106 BBG001SK6096 295,179 948 SH   SOLE   0 0 948
AMGEN INC COM 031162100 BBG001S5NNL6 959,746 3,654 SH   SOLE   0 0 3,654
ANGION BIOMEDICA CORP COM 03476J107 BBG00444GM11 12,576 15,495 SH   SOLE   0 0 15,495
APPLE INC COM 037833100 BBG001S5N8V8 39,709,890 305,625 SH   SOLE   0 0 305,625
AT&T INC COM 00206R102 BBG001S5VWH2 862,085 46,827 SH   SOLE   0 0 46,827
ATMOS ENERGY CORP COM 049560105 BBG001S5VG05 280,175 2,500 SH   SOLE   0 0 2,500
AUTOMATIC DATA PROCESSING IN COM 053015103 BBG001S82KF6 5,329,263 22,311 SH   SOLE   0 0 22,311
BANK AMERICA CORP COM 060505104 BBG001S5P0Y0 1,116,584 33,713 SH   SOLE   0 0 33,713
BANK NEW YORK MELLON CORP COM 064058100 BBG001S5P6Q6 221,227 4,860 SH   SOLE   0 0 4,860
BARCLAYS BANK PLC DJUBS CMDT ETN36 06738C778 BBG001SPJ625 38,365,756 1,138,112 SH   SOLE   0 0 1,138,112
BAXTER INTL INC COM 071813109 BBG001S5P1K3 362,346 7,109 SH   SOLE   0 0 7,109
BECTON DICKINSON & CO COM 075887109 BBG001S5P374 525,384 2,066 SH   SOLE   0 0 2,066
BENTLEY SYS INC COM CL B 08265T208 BBG001SBWGV7 2,486,188 67,267 SH   SOLE   0 0 67,267
BERKSHIRE HATHAWAY INC DEL CL A 084670108 BBG001S902J2 1,406,133 3 SH   SOLE   0 0 3
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 BBG001S90346 5,677,582 18,380 SH   SOLE   0 0 18,380
BLACKROCK INC COM 09247X101 BBG001SDBP55 7,108,941 10,032 SH   SOLE   0 0 10,032
BOEING CO COM 097023105 BBG001S5P0V3 868,444 4,559 SH   SOLE   0 0 4,559
BRISTOL-MYERS SQUIBB CO COM 110122108 BBG001S8N8J6 2,629,191 36,542 SH   SOLE   0 0 36,542
BRUKER CORP COM 116794108 BBG001SF69P0 408,618 5,978 SH   SOLE   0 0 5,978
CANADIAN PAC RY LTD COM 13645T100 BBG001S7F4Z8 315,516 4,230 SH   SOLE   0 0 4,230
CARLISLE COS INC COM 142339100 BBG001S5Q6R4 620,702 2,634 SH   SOLE   0 0 2,634
CATERPILLAR INC COM 149123101 BBG001S5PJ06 2,867,415 11,970 SH   SOLE   0 0 11,970
CENTERPOINT ENERGY INC COM 15189T107 BBG001SB10S0 1,459,889 48,679 SH   SOLE   0 0 48,679
CHEVRON CORP NEW COM 166764100 BBG001S67ZC5 23,113,473 128,773 SH   SOLE   0 0 128,773
CHUBB LIMITED COM H1467J104 BBG001S8S1L3 417,155 1,891 SH   SOLE   0 0 1,891
CIGNA CORP NEW COM 125523100 BBG00KXRCDQ9 825,368 2,491 SH   SOLE   0 0 2,491
CISCO SYS INC COM 17275R102 BBG001S6HC62 9,289,912 195,002 SH   SOLE   0 0 195,002
CMS ENERGY CORP COM 125896100 BBG001S5PYJ3 1,275,086 20,134 SH   SOLE   0 0 20,134
COCA COLA CO COM 191216100 BBG001S5SMQ8 2,698,119 42,417 SH   SOLE   0 0 42,417
COLGATE PALMOLIVE CO COM 194162103 BBG001S5PVM5 329,106 4,177 SH   SOLE   0 0 4,177
COMCAST CORP NEW CL A 20030N101 BBG001S5PXL2 1,817,069 51,961 SH   SOLE   0 0 51,961
CONOCOPHILLIPS COM 20825C104 BBG001S5TZM2 446,512 3,784 SH   SOLE   0 0 3,784
CONSTELLATION ENERGY CORP COM 21037T109 BBG014KFRPJ9 387,859 4,499 SH   SOLE   0 0 4,499
CORNING INC COM 219350105 BBG001S5RLH1 2,110,755 66,085 SH   SOLE   0 0 66,085
CORTEVA INC COM 22052L104 BBG00BN969D0 440,970 7,502 SH   SOLE   0 0 7,502
COSTCO WHSL CORP NEW COM 22160K105 BBG001S9KRQ7 11,393,243 24,958 SH   SOLE   0 0 24,958
CSX CORP COM 126408103 BBG001S5Q7Q3 3,967,079 128,053 SH   SOLE   0 0 128,053
CUMMINS INC COM 231021106 BBG001S5Q9M3 304,801 1,258 SH   SOLE   0 0 1,258
CVS HEALTH CORP COM 126650100 BBG001S5QBD8 10,027,712 107,605 SH   SOLE   0 0 107,605
D R HORTON INC COM 23331A109 BBG001S8M692 8,075,867 90,598 SH   SOLE   0 0 90,598
DANAHER CORPORATION COM 235851102 BBG001S5QGT0 11,143,288 41,984 SH   SOLE   0 0 41,984
DEERE & CO COM 244199105 BBG001S5QFF7 8,607,391 20,075 SH   SOLE   0 0 20,075
DIGITAL RLTY TR INC COM 253868103 BBG001SM0K30 451,921 4,507 SH   SOLE   0 0 4,507
DISNEY WALT CO COM 254687106 BBG001S5QHF3 5,766,573 66,374 SH   SOLE   0 0 66,374
DNP SELECT INCOME FD INC COM 23325P104 BBG001S5QKC9 278,573 24,762 SH   SOLE   0 0 24,762
DOLLAR GEN CORP NEW COM 256677105 BBG001T5BM30 1,296,662 5,266 SH   SOLE   0 0 5,266
DOMINION ENERGY INC COM 25746U109 BBG001S5QCP3 609,521 9,940 SH   SOLE   0 0 9,940
DUKE ENERGY CORP NEW COM NEW 26441C204 BBG001S5QNR7 2,665,072 25,877 SH   SOLE   0 0 25,877
EASTMAN CHEM CO COM 277432100 BBG001S7JNP3 342,048 4,200 SH   SOLE   0 0 4,200
EATON CORP PLC SHS G29183103 BBG001S5QZ45 718,203 4,576 SH   SOLE   0 0 4,576
ECOLAB INC COM 278865100 BBG001S5QRB5 5,212,022 35,807 SH   SOLE   0 0 35,807
EDWARDS LIFESCIENCES CORP COM 28176E108 BBG001SF2288 406,102 5,443 SH   SOLE   0 0 5,443
EMERSON ELEC CO COM 291011104 BBG001S5QVT7 2,434,353 25,342 SH   SOLE   0 0 25,342
ENBRIDGE INC COM 29250N105 BBG001S6Q6D7 1,110,856 28,439 SH   SOLE   0 0 28,439
ENERGY TRANSFER L P COM UT LTD PTN 29273V100 BBG001SDHNW4 640,648 53,972 SH   SOLE   0 0 53,972
ESSENTIAL UTILS INC COM 29670G102 BBG001S5VFD3 4,702,429 98,521 SH   SOLE   0 0 98,521
EXELON CORP COM 30161N101 BBG001SBJMT2 622,988 14,411 SH   SOLE   0 0 14,411
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 7,313,847 66,309 SH   SOLE   0 0 66,309
FEDERAL RLTY INVT TR NEW SH BEN INT NEW 313745101 BBG001S5RC36 449,830 4,452 SH   SOLE   0 0 4,452
FEDERAL SIGNAL CORP COM 313855108 BBG001S5RD98 286,952 6,175 SH   SOLE   0 0 6,175
FORD MTR CO DEL COM 345370860 BBG001S5TZ33 5,844,442 502,532 SH   SOLE   0 0 502,532
GENERAL ELECTRIC CO COM NEW 369604301 BBG001S5PVD5 418,172 4,991 SH   SOLE   0 0 4,991
GENERAL MLS INC COM 370334104 BBG001S5RKR2 481,718 5,745 SH   SOLE   0 0 5,745
GSK PLC SPONSORED ADR 37733W204 BBG001SD6SM6 575,207 16,369 SH   SOLE   0 0 16,369
HALEON PLC SPON ADS 405552100 BBG018GZNDB0 129,624 16,203 SH   SOLE   0 0 16,203
HERSHEY CO COM 427866108 BBG001S5S148 991,120 4,280 SH   SOLE   0 0 4,280
HOME DEPOT INC COM 437076102 BBG001S5RTW7 1,314,464 4,162 SH   SOLE   0 0 4,162
HONEYWELL INTL INC COM 438516106 BBG001S5X1N1 3,675,245 17,150 SH   SOLE   0 0 17,150
HUMANA INC COM 444859102 BBG001S5S1X6 297,070 580 SH   SOLE   0 0 580
ILLINOIS TOOL WKS INC COM 452308109 BBG001S5SDX0 358,499 1,627 SH   SOLE   0 0 1,627
INTEL CORP COM 458140100 BBG001S5SF65 1,936,241 73,259 SH   SOLE   0 0 73,259
INTERNATIONAL BUSINESS MACHS COM 459200101 BBG001S5S399 3,981,644 28,261 SH   SOLE   0 0 28,261
INVESCO ACTVELY MNGD ETC FD OPTIMUM YIELD 46090F100 BBG007HL81B6 591,200 40,000 SH   SOLE   0 0 40,000
INVESCO PA VALUE MUN INC TR COM 46132K109 BBG001S75GP3 469,910 47,950 SH   SOLE   0 0 47,950
INVESCO QQQ TR UNIT SER 1 46090E103 BBG001S9GN63 695,868 2,613 SH   SOLE   0 0 2,613
IONIS PHARMACEUTICALS INC COM 462222100 BBG001SB7RD1 5,626,219 148,960 SH   SOLE   0 0 148,960
ISHARES INC CORE MSCI EMKT 46434G103 BBG003HC3DG9 23,953,691 512,927 SH   SOLE   0 0 512,927
ISHARES TR BLACKROCK ULTRA 46434V878 BBG005PCDCZ5 200,110 3,999 SH   SOLE   0 0 3,999
ISHARES TR CORE MSCI EAFE 46432F842 BBG003H6TRS0 24,315,562 394,477 SH   SOLE   0 0 394,477
ISHARES TR CORE S&P MCP ETF 464287507 BBG001SFC7V0 1,468,655 6,072 SH   SOLE   0 0 6,072
ISHARES TR CORE S&P SCP ETF 464287804 BBG001SFC7W9 71,473,548 755,215 SH   SOLE   0 0 755,215
ISHARES TR CORE S&P TTL STK 464287150 BBG001SHTRL5 21,359,226 251,878 SH   SOLE   0 0 251,878
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 58,170,651 151,403 SH   SOLE   0 0 151,403
ISHARES TR CORE US AGGBD ET 464287226 BBG001SM1QT8 25,240,260 260,236 SH   SOLE   0 0 260,236
ISHARES TR ESG AWARE MSCI 46435U663 BBG00KK87757 307,823 9,362 SH   SOLE   0 0 9,362
ISHARES TR ESG AWR MSCI USA 46435G425 BBG00FFPFTS4 417,818 4,930 SH   SOLE   0 0 4,930
ISHARES TR ESG AWR US AGRGT 46435U549 BBG00MC0P0K7 1,232,207 26,363 SH   SOLE   0 0 26,363
ISHARES TR IBOXX HI YD ETF 464288513 BBG001ST0ZQ7 1,062,775 14,434 SH   SOLE   0 0 14,434
ISHARES TR IBOXX INV CP ETF 464287242 BBG001S60QR6 7,916,712 75,090 SH   SOLE   0 0 75,090
ISHARES TR ISHS 1-5YR INVS 464288646 BBG001SSD858 281,483 5,650 SH   SOLE   0 0 5,650
ISHARES TR JPMORGAN USD EMG 464288281 BBG001SQS9Y2 20,152,493 238,237 SH   SOLE   0 0 238,237
ISHARES TR MSCI EAFE ETF 464287465 BBG001SG09V7 1,826,958 27,833 SH   SOLE   0 0 27,833
ISHARES TR MSCI EMG MKT ETF 464287234 BBG001SK77D5 1,369,592 36,137 SH   SOLE   0 0 36,137
ISHARES TR RUS 1000 ETF 464287622 BBG001S562W9 231,521 1,100 SH   SOLE   0 0 1,100
ISHARES TR RUS MID CAP ETF 464287499 BBG001SJCNS1 538,049 7,977 SH   SOLE   0 0 7,977
ISHARES TR S&P 100 ETF 464287101 BBG001SGB026 715,371 4,194 SH   SOLE   0 0 4,194
ISHARES TR SELECT DIVID ETF 464287168 BBG001SDJVG2 205,985 1,708 SH   SOLE   0 0 1,708
ISHARES TR U.S. MED DVC ETF 464288810 BBG001SQZT52 728,936 13,866 SH   SOLE   0 0 13,866
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 BBG00GP26NW0 3,329,685 66,421 SH   SOLE   0 0 66,421
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 22,807,705 129,112 SH   SOLE   0 0 129,112
JOHNSON CTLS INTL PLC SHS G51502105 BBG001S5WZ84 316,032 4,938 SH   SOLE   0 0 4,938
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 18,487,858 137,866 SH   SOLE   0 0 137,866
KARYOPHARM THERAPEUTICS INC NOTE 3.000%10/1 48576UAA4   56,540 75,000 PRN   SOLE   0 0 75,000
KEYCORP COM 493267108 BBG001S5SKV6 198,153 11,375 SH   SOLE   0 0 11,375
KIMBERLY-CLARK CORP COM 494368103 BBG001S5SLZ0 690,560 5,087 SH   SOLE   0 0 5,087
KINDER MORGAN INC DEL COM 49456B101 BBG001TG2YZ5 299,836 16,584 SH   SOLE   0 0 16,584
LILLY ELI & CO COM 532457108 BBG001S5STL8 1,255,563 3,432 SH   SOLE   0 0 3,432
LINDE PLC SHS G5494J103 BBG00GVR8YR8 273,339 838 SH   SOLE   0 0 838
LOCKHEED MARTIN CORP COM 539830109 BBG001S7PS57 4,792,859 9,852 SH   SOLE   0 0 9,852
M & T BK CORP COM 55261F104 BBG001S7S2B4 286,348 1,974 SH   SOLE   0 0 1,974
MASCO CORP COM 574599106 BBG001S5SZ70 349,792 7,495 SH   SOLE   0 0 7,495
MASTERCARD INCORPORATED CL A 57636Q104 BBG001SKNNS6 946,173 2,721 SH   SOLE   0 0 2,721
MCDONALDS CORP COM 580135101 BBG001S5T110 8,182,269 31,049 SH   SOLE   0 0 31,049
MEDTRONIC PLC SHS G5960L103 BBG001S5T2S9 376,332 4,842 SH   SOLE   0 0 4,842
MERCK & CO INC COM 58933Y105 BBG001S5TC52 6,387,170 57,568 SH   SOLE   0 0 57,568
META PLATFORMS INC CL A 30303M102 BBG001SQCQC5 206,022 1,712 SH   SOLE   0 0 1,712
MICROSOFT CORP COM 594918104 BBG001S5TD05 39,550,933 164,919 SH   SOLE   0 0 164,919
MONDELEZ INTL INC CL A 609207105 BBG001SHHZJ3 802,960 12,047 SH   SOLE   0 0 12,047
MORGAN STANLEY COM NEW 617446448 BBG001S9V5Z3 338,040 3,976 SH   SOLE   0 0 3,976
MUELLER WTR PRODS INC COM SER A 624758108 BBG001SNQZ91 368,207 34,220 SH   SOLE   0 0 34,220
NETFLIX INC COM 64110L106 BBG001SF6L46 286,034 970 SH   SOLE   0 0 970
NEXTERA ENERGY INC COM 65339F101 BBG001S5RB29 12,466,137 149,116 SH   SOLE   0 0 149,116
NIKE INC CL B 654106103 BBG001S6NTK2 204,232 1,745 SH   SOLE   0 0 1,745
NORTHROP GRUMMAN CORP COM 666807102 BBG001S5TP26 320,819 588 SH   SOLE   0 0 588
NUSHARES ETF TR NUVEEN ESG MIDCP 67092P409 BBG00FJ5HKX5 306,768 8,715 SH   SOLE   0 0 8,715
NUVEEN MUN VALUE FD INC COM 670928100 BBG001S5TS84 92,355 10,739 SH   SOLE   0 0 10,739
NUVEEN PENNSYLVANIA QLT MUN COM 670972108 BBG001S6PT66 175,609 15,778 SH   SOLE   0 0 15,778
NVIDIA CORPORATION COM 67066G104 BBG001S5TZJ6 11,626,428 79,557 SH   SOLE   0 0 79,557
ORACLE CORP COM 68389X105 BBG001S5SJG6 485,863 5,944 SH   SOLE   0 0 5,944
PAYCHEX INC COM 704326107 BBG001S5V135 2,135,664 18,481 SH   SOLE   0 0 18,481
PAYPAL HLDGS INC COM 70450Y103 BBG0077VNXW5 452,105 6,348 SH   SOLE   0 0 6,348
PEPSICO INC COM 713448108 BBG001S695T1 5,225,834 28,926 SH   SOLE   0 0 28,926
PFIZER INC COM 717081103 BBG001S5V466 8,521,363 166,303 SH   SOLE   0 0 166,303
PHILIP MORRIS INTL INC COM 718172109 BBG001STP9N1 325,188 3,213 SH   SOLE   0 0 3,213
PNC FINL SVCS GROUP INC COM 693475105 BBG001S5V947 10,927,297 69,186 SH   SOLE   0 0 69,186
PPG INDS INC COM 693506107 BBG001S5VC13 781,600 6,216 SH   SOLE   0 0 6,216
PPL CORP COM 69351T106 BBG001S5VC31 1,763,661 60,358 SH   SOLE   0 0 60,358
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 19,243,205 126,968 SH   SOLE   0 0 126,968
PROLOGIS INC. COM 74340W103 BBG001S5NMN6 19,465,202 172,671 SH   SOLE   0 0 172,671
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 BBG001S5V3C1 281,168 4,589 SH   SOLE   0 0 4,589
QUALCOMM INC COM 747525103 BBG001S6VS70 8,448,994 76,851 SH   SOLE   0 0 76,851
RAYTHEON TECHNOLOGIES CORP COM 75513E101 BBG001S5X5Q9 650,524 6,446 SH   SOLE   0 0 6,446
REALTY INCOME CORP COM 756109104 BBG001S884K0 421,565 6,646 SH   SOLE   0 0 6,646
S&P GLOBAL INC COM 78409V104 BBG001S5T5M8 7,906,348 23,605 SH   SOLE   0 0 23,605
SCHLUMBERGER LTD COM STK 806857108 BBG001S5W4C8 1,780,646 33,308 SH   SOLE   0 0 33,308
SCHWAB CHARLES CORP COM 808513105 BBG001S5VXD4 9,043,286 108,615 SH   SOLE   0 0 108,615
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 BBG0025RWLM4 277,458 3,673 SH   SOLE   0 0 3,673
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 BBG001V036R6 98,085,833 1,494,983 SH   SOLE   0 0 1,494,983
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 BBG001T5XQW5 552,313 13,634 SH   SOLE   0 0 13,634
SELECT SECTOR SPDR TR ENERGY 81369Y506 BBG001S7T1S7 654,625 7,484 SH   SOLE   0 0 7,484
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 BBG001S7TD56 369,843 5,246 SH   SOLE   0 0 5,246
SHELL PLC SPON ADS 780259305 BBG0147BN6H1 408,666 7,176 SH   SOLE   0 0 7,176
SHERWIN WILLIAMS CO COM 824348106 BBG001S5W2F9 4,745,070 19,994 SH   SOLE   0 0 19,994
SHOPIFY INC CL A 82509L107 BBG004DW5NC7 216,938 6,250 SH   SOLE   0 0 6,250
SOUTHERN CO COM 842587107 BBG001S5W777 458,809 6,425 SH   SOLE   0 0 6,425
SPDR GOLD TR GOLD SHS 78463V107 BBG001SCPX28 233,425 1,376 SH   SOLE   0 0 1,376
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 13,683,927 35,782 SH   SOLE   0 0 35,782
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 BBG001S63NQ1 540,204 1,220 SH   SOLE   0 0 1,220
SPDR SER TR AEROSPACE DEF 78464A631 BBG0024LG8W4 327,179 2,973 SH   SOLE   0 0 2,973
SPDR SER TR BLOOMBERG HIGH Y 78468R622 BBG001SQS7X7 10,572,010 117,467 SH   SOLE   0 0 117,467
SPDR SER TR PORTFOLIO INTRMD 78464A375 BBG001T2HCY9 2,542,915 79,891 SH   SOLE   0 0 79,891
SPDR SER TR PORTFOLIO SHORT 78464A474 BBG001T6B0P2 9,774,881 332,705 SH   SOLE   0 0 332,705
SPDR SER TR S&P 600 SML CAP 78464A813 BBG001SPTB69 468,597 5,700 SH   SOLE   0 0 5,700
SPROTT PHYSICAL GOLD & SILVE TR UNIT 85208R101 BBG00JPZ8T56 391,735 21,848 SH   SOLE   0 0 21,848
STANLEY BLACK & DECKER INC COM 854502101 BBG001S5WHT1 231,595 3,083 SH   SOLE   0 0 3,083
STARBUCKS CORP COM 855244109 BBG001S72KH6 264,656 2,668 SH   SOLE   0 0 2,668
STATE STR CORP COM 857477103 BBG001S5RLD5 236,589 3,050 SH   SOLE   0 0 3,050
STRYKER CORPORATION COM 863667101 BBG001S8FR03 9,352,372 38,253 SH   SOLE   0 0 38,253
TAKE-TWO INTERACTIVE SOFTWAR COM 874054109 BBG001S9TN41 2,792,558 26,818 SH   SOLE   0 0 26,818
TARGET CORP COM 87612E106 BBG001SC0K41 7,236,505 48,554 SH   SOLE   0 0 48,554
TELEFLEX INCORPORATED COM 879369106 BBG001S5WNP2 828,772 3,320 SH   SOLE   0 0 3,320
TESLA INC COM 88160R101 BBG001SQKGD7 349,092 2,834 SH   SOLE   0 0 2,834
TEXAS INSTRS INC COM 882508104 BBG001S5WYZ7 815,030 4,933 SH   SOLE   0 0 4,933
TEXAS PACIFIC LAND CORPORATI COM 88262P102 BBG00YRJXKC0 398,519 170 SH   SOLE   0 0 170
TEXTRON INC COM 883203101 BBG001S5WZ39 803,297 11,346 SH   SOLE   0 0 11,346
TRANE TECHNOLOGIES PLC SHS G8994E103 BBG001S5SBV6 5,577,454 33,181 SH   SOLE   0 0 33,181
TRAVELERS COMPANIES INC COM 89417E109 BBG001S5R103 366,168 1,953 SH   SOLE   0 0 1,953
UNION PAC CORP COM 907818108 BBG001S5X2M0 437,125 2,111 SH   SOLE   0 0 2,111
UNITED PARCEL SERVICE INC CL B 911312106 BBG001SDGSH1 317,531 1,827 SH   SOLE   0 0 1,827
UNIVEST FINANCIAL CORPORATIO COM 915271100 BBG001S6YQ99 867,745 33,209 SH   SOLE   0 0 33,209
VANECK ETF TRUST OIL SERVICES ETF 92189H607 BBG001SGYST1 215,876 710 SH   SOLE   0 0 710
VANGUARD ADMIRAL FDS INC MIDCP 400 GRTH 921932869 BBG001TC6MK2 238,910 1,411 SH   SOLE   0 0 1,411
VANGUARD BD INDEX FDS INTERMED TERM 921937819 BBG001ST39R1 2,304,589 31,009 SH   SOLE   0 0 31,009
VANGUARD BD INDEX FDS LONG TERM BOND 921937793 BBG001ST39S0 1,401,424 19,346 SH   SOLE   0 0 19,346
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 BBG001ST39Q2 3,056,655 40,604 SH   SOLE   0 0 40,604
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 BBG001SK7DK4 219,616 3,057 SH   SOLE   0 0 3,057
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 BBG004N1LGK2 2,400,870 50,619 SH   SOLE   0 0 50,619
VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 9,158,201 42,974 SH   SOLE   0 0 42,974
VANGUARD INDEX FDS LARGE CAP ETF 922908637 BBG001SHTTQ6 3,250,562 18,660 SH   SOLE   0 0 18,660
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 BBG001SRN7S6 216,072 1,202 SH   SOLE   0 0 1,202
VANGUARD INDEX FDS MID CAP ETF 922908629 BBG001SHVTS1 26,217,178 128,635 SH   SOLE   0 0 128,635
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 BBG001SMD2X3 236,388 2,866 SH   SOLE   0 0 2,866
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 1,626,604 4,630 SH   SOLE   0 0 4,630
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 26,816,356 146,106 SH   SOLE   0 0 146,106
VANGUARD INDEX FDS TOTAL STK MKT 922908769 BBG001SHTB03 2,110,546 11,039 SH   SOLE   0 0 11,039
VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 9,574,467 68,209 SH   SOLE   0 0 68,209
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 BBG001SP7T00 10,608,351 211,575 SH   SOLE   0 0 211,575
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 BBG001SHTTZ6 69,709,039 1,788,328 SH   SOLE   0 0 1,788,328
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771 BBG001T62MF5 1,132,629 24,882 SH   SOLE   0 0 24,882
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 BBG001SQX4T3 395,266 2,603 SH   SOLE   0 0 2,603
VANGUARD STAR FDS VG TL INTL STK F 921909768 BBG001TJR1D8 809,883 15,659 SH   SOLE   0 0 15,659
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 75,177,604 1,791,222 SH   SOLE   0 0 1,791,222
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885 BBG004N1LYJ5 5,076,961 83,256 SH   SOLE   0 0 83,256
VANGUARD WORLD FDS COMM SRVC ETF 92204A884 BBG001SHTV72 774,960 9,422 SH   SOLE   0 0 9,422
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108 BBG001SHVTQ3 941,348 4,298 SH   SOLE   0 0 4,298
VANGUARD WORLD FDS FINANCIALS ETF 92204A405 BBG001SHTTM0 849,223 10,265 SH   SOLE   0 0 10,265
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 BBG001SHVR32 282,033 1,137 SH   SOLE   0 0 1,137
VANGUARD WORLD FDS INF TECH ETF 92204A702 BBG001SHTTR5 1,484,937 4,649 SH   SOLE   0 0 4,649
VANGUARD WORLD FDS MATERIALS ETF 92204A801 BBG001SHTTP7 436,563 2,565 SH   SOLE   0 0 2,565
VERIZON COMMUNICATIONS INC COM 92343V104 BBG001S67QY1 4,183,344 106,176 SH   SOLE   0 0 106,176
VISA INC COM CL A 92826C839 BBG001SRCFY3 13,545,742 65,199 SH   SOLE   0 0 65,199
WALMART INC COM 931142103 BBG001S5XH92 346,677 2,445 SH   SOLE   0 0 2,445
WASTE MGMT INC DEL COM 94106L109 BBG001S5XH47 6,200,802 39,526 SH   SOLE   0 0 39,526
WEC ENERGY GROUP INC COM 92939U106 BBG001S5XDC7 265,903 2,836 SH   SOLE   0 0 2,836
WELLS FARGO CO NEW COM 949746101 BBG001S5XF23 892,556 21,617 SH   SOLE   0 0 21,617
WESTERN DIGITAL CORP. COM 958102105 BBG001S5XD28 623,113 19,750 SH   SOLE   0 0 19,750
WEYERHAEUSER CO MTN BE COM NEW 962166104 BBG001S5XL11 457,343 14,753 SH   SOLE   0 0 14,753
WILLIAMS COS INC COM 969457100 BBG001S5XH10 488,170 14,838 SH   SOLE   0 0 14,838
ZIMMER BIOMET HOLDINGS INC COM 98956P102 BBG001S7DQJ9 694,875 5,450 SH   SOLE   0 0 5,450
ZOETIS INC CL A 98978V103 BBG0039320P7 8,637,560 58,939 SH   SOLE   0 0 58,939