The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Company COMMON STOCK 88579Y101 214 1,223 SH   SOLE   0 0 1,223
Abbott Laboratories COMMON STOCK 002824100 21,144 193,110 SH   SOLE   0 0 193,110
Abbvie Inc Com COMMON STOCK 00287Y109 1,311 12,233 SH   SOLE   0 0 12,233
Adobe Systems Inc COMMON STOCK 00724F101 15,416 30,824 SH   SOLE   0 0 30,824
Advanced Micro Devices Inc COMMON STOCK 007903107 15,932 173,726 SH   SOLE   0 0 173,726
Alibaba Group Holding Ltd COMMON STOCK 01609W102 2,475 10,635 SH   SOLE   0 0 10,635
Allied World Assurance Co Hldg COMMON STOCK 04537Y109 67 10,000 SH   SOLE   0 0 10,000
Alphabet Inc. Class A Common S COMMON STOCK 02079K305 223 127 SH   SOLE   0 0 127
Alphabet Inc. Class C Capital COMMON STOCK 02079K107 15,418 8,801 SH   SOLE   0 0 8,801
Altria Group Inc COMMON STOCK 02209S103 182 4,430 SH   SOLE   0 0 4,430
Amazon Com Inc COMMON STOCK 023135106 17,600 5,404 SH   SOLE   0 0 5,404
American Financial Group Inc. COMMON STOCK 025932104 53 600 SH   SOLE   0 0 600
American Waterworks Co Inc COMMON STOCK 030420103 54 350 SH   SOLE   0 0 350
Appian Corp Cl A COMMON STOCK 03782L101 96 595 SH   SOLE   0 0 595
Apple Inc Com COMMON STOCK 037833100 69,613 524,631 SH   SOLE   0 0 524,631
Ares Cap Corp Com COMMON STOCK 04010l103 96 5,700 SH   SOLE   0 0 5,700
Arista Networks Inc COMMON STOCK 040413106 49 170 SH   SOLE   0 0 170
AT&T Inc COMMON STOCK 00206R102 510 17,722 SH   SOLE   0 0 17,722
Atlassian Corporation PLC COMMON STOCK G06242104 80 340 SH   SOLE   0 0 340
Autodesk Inc COMMON STOCK 052769106 153 500 SH   SOLE   0 0 500
Autozone Inc COMMON STOCK 053332102 72 61 SH   SOLE   0 0 61
Bank of America Corp COMMON STOCK 060505104 8,105 267,414 SH   SOLE   0 0 267,414
Baxter International Inc COMMON STOCK 071813109 52 642 SH   SOLE   0 0 642
Becton Dickinson COMMON STOCK 075887109 4,800 19,184 SH   SOLE   0 0 19,184
Berkeley Lights Inc COMMON STOCK 084310101 1,331 14,886 SH   SOLE   0 0 14,886
Berkshire Hathaway Inc A COMMON STOCK 084670108 2,087 6 SH   SOLE   0 0 6
Berkshire Hathaway Inc Del Cl COMMON STOCK 084670702 1,486 6,408 SH   SOLE   0 0 6,408
Bio-Rad Laboratories Inc COMMON STOCK 090572207 44 75 SH   SOLE   0 0 75
Blackstone Group L P Com Unit COMMON STOCK 09260D107 41 630 SH   SOLE   0 0 630
BNCCORP Inc COMMON STOCK 055936108 45 1,000 SH   SOLE   0 0 1,000
Boeing Company COMMON STOCK 097023105 593 2,772 SH   SOLE   0 0 2,772
BP Plc Spons ADR COMMON STOCK 055622104 56 2,748 SH   SOLE   0 0 2,748
Broadcom Ltd COMMON STOCK 11135F101 7,989 18,245 SH   SOLE   0 0 18,245
Business Development Corp Of A COMMON STOCK 12325J101 44 6,547 SH   SOLE   0 0 6,547
Canadian National Railroad COMMON STOCK 136375102 93 850 SH   SOLE   0 0 850
Canopy Growth Corp COMMON STOCK 138035100 87 3,548 SH   SOLE   0 0 3,548
Chevron Corp COMMON STOCK 166764100 41 482 SH   SOLE   0 0 482
Chipotle Mexican Grill Inc Com COMMON STOCK 169656105 122 88 SH   SOLE   0 0 88
Cisco Systems Inc. COMMON STOCK 17275R102 81 1,810 SH   SOLE   0 0 1,810
Cloudflare Inc COMMON STOCK 18915M107 8,930 117,518 SH   SOLE   0 0 117,518
CME Group Inc COMMON STOCK 12572q105 164 903 SH   SOLE   0 0 903
Coca Cola Company COMMON STOCK 191216100 3,010 54,891 SH   SOLE   0 0 54,891
Colgate Palmolive COMMON STOCK 194162103 87 1,022 SH   SOLE   0 0 1,022
Communication Services Sel Sec ETF 81369Y852 7,866 116,574 SH   SOLE   0 0 116,574
ConocoPhillips COMMON STOCK 20825C104 107 2,669 SH   SOLE   0 0 2,669
Constellation Brands Inc Cl A COMMON STOCK 21036P108 127 580 SH   SOLE   0 0 580
Corteva Inc com COMMON STOCK 22052L104 4,410 113,882 SH   SOLE   0 0 113,882
Costco Wholesale Corp COMMON STOCK 22160K105 310 822 SH   SOLE   0 0 822
Cree Inc COMMON STOCK 225447101 265 2,500 SH   SOLE   0 0 2,500
CrowdStrike Holdings Inc COMMON STOCK 22788C105 13,733 64,832 SH   SOLE   0 0 64,832
CSX Corporation COMMON STOCK 126408103 109 1,200 SH   SOLE   0 0 1,200
Danaher Corp. Del COMMON STOCK 235851102 143 645 SH   SOLE   0 0 645
Discovery Financial Services I COMMON STOCK 254709108 65 716 SH   SOLE   0 0 716
Dollar Tree Inc COMMON STOCK 256746108 2,750 25,458 SH   SOLE   0 0 25,458
Dominion Resources Inc Va COMMON STOCK 25746U109 44 584 SH   SOLE   0 0 584
Duke Energy Corp New Com New COMMON STOCK 26441C204 124 1,353 SH   SOLE   0 0 1,353
Ebay Inc COMMON STOCK 278642103 8,878 176,683 SH   SOLE   0 0 176,683
Eli Lilly & Co. COMMON STOCK 532457108 9,579 56,733 SH   SOLE   0 0 56,733
Exact Sciences Corp COMMON STOCK 30063P105 89 675 SH   SOLE   0 0 675
Exelon Corp COMMON STOCK 30161N101 106 2,516 SH   SOLE   0 0 2,516
Exxon Mobil Corp Com COMMON STOCK 30231G102 247 5,983 SH   SOLE   0 0 5,983
F N B Corp PA COMMON STOCK 302520101 48 5,078 SH   SOLE   0 0 5,078
Facebook Inc Cl A COMMON STOCK 30303M102 26,026 95,278 SH   SOLE   0 0 95,278
Fastly Inc COMMON STOCK 31188V100 210 2,400 SH   SOLE   0 0 2,400
Fidelity Blue Chip Growth ETF ETF 316092352 310 10,873 SH   SOLE   0 0 10,873
First Busey Corp COMMON STOCK 319383204 51 2,375 SH   SOLE   0 0 2,375
First Merchants Corp COMMON STOCK 320817109 51 1,355 SH   SOLE   0 0 1,355
Fiserv Inc COMMON STOCK 337738108 19,328 169,751 SH   SOLE   0 0 169,751
Focus Financial Partners Inc COMMON STOCK 34417P100 1,831 42,097 SH   SOLE   0 0 42,097
Gallagher Arthur J & Co COMMON STOCK 363576109 285 2,300 SH   SOLE   0 0 2,300
Gilead Sciences Inc COMMON STOCK 375558103 94 1,605 SH   SOLE   0 0 1,605
Global Payments Inc COMMON STOCK 37940X102 14,899 69,161 SH   SOLE   0 0 69,161
Home Depot COMMON STOCK 437076102 11,867 44,676 SH   SOLE   0 0 44,676
Honeywell International Inc COMMON STOCK 438516106 40 189 SH   SOLE   0 0 189
Illinois Tool Works COMMON STOCK 452308109 3,067 15,042 SH   SOLE   0 0 15,042
Intel Corp COMMON STOCK 458140100 112 2,249 SH   SOLE   0 0 2,249
International Business Machine COMMON STOCK 459200101 260 2,065 SH   SOLE   0 0 2,065
Intuitive Surgical Inc COMMON STOCK 46120E602 131 160 SH   SOLE   0 0 160
Invesco Taxable Municipal Bond ETF 46138G805 44 1,318 SH   SOLE   0 0 1,318
Ishares 1-3 Year Treasury Inde ETF 464287457 41 471 SH   SOLE   0 0 471
iShares Expanded Tech-Software ETF 464287515 31,060 87,714 SH   SOLE   0 0 87,714
iShares Exponential Technologi ETF 46434V381 48 835 SH   SOLE   0 0 835
Ishares Iboxx Investment Grade ETF 464287242 45 328 SH   SOLE   0 0 328
iShares MSCI Japan ETF 46434G822 5,062 74,925 SH   SOLE   0 0 74,925
iShares PHLX Semiconductor ETF 464287523 22,229 58,624 SH   SOLE   0 0 58,624
iShares Tr Lehman US Aggregate ETF 464287226 42 359 SH   SOLE   0 0 359
Ishares Tr MSCI Emerging Mkts ETF 464287234 49 940 SH   SOLE   0 0 940
Ishares Tr MSCI Index ETF 464287465 8,162 111,876 SH   SOLE   0 0 111,876
iShares Tr Nasdaq Biotechnolog ETF 464287556 58 380 SH   SOLE   0 0 380
IShares TR S&P 500 Growth Inde ETF 464287309 5,573 87,319 SH   SOLE   0 0 87,319
Ishares Tr S&P 500 Index Fd ETF 464287200 12,848 34,226 SH   SOLE   0 0 34,226
Ishares Tr S&P Midcap 400 Inde ETF 464287507 3,444 14,986 SH   SOLE   0 0 14,986
iShares Tr S&P Smallcap 600 ETF 464287804 4,460 48,528 SH   SOLE   0 0 48,528
iShares Trust Russell 2000 Ind ETF 464287655 80 410 SH   SOLE   0 0 410
Jd Com Inc Spon Adr Cl A COMMON STOCK 47215P106 149 1,700 SH   SOLE   0 0 1,700
Jefferies Group Inc New Com COMMON STOCK 47233W109 114 4,646 SH   SOLE   0 0 4,646
Johnson & Johnson Com COMMON STOCK 478160104 13,996 88,934 SH   SOLE   0 0 88,934
JP Morgan Chase & Co COMMON STOCK 46625H100 28,596 225,041 SH   SOLE   0 0 225,041
Kansas City Southern COMMON STOCK 485170302 10,431 51,098 SH   SOLE   0 0 51,098
Kimberly-Clark Corp COMMON STOCK 494368103 193 1,428 SH   SOLE   0 0 1,428
Laboratory Corp America Holdin COMMON STOCK 50540R409 47 233 SH   SOLE   0 0 233
Liberty Broadband Corp Com Ser COMMON STOCK 530307305 135 853 SH   SOLE   0 0 853
Liberty Broadband Corp Com Ser COMMON STOCK 530307107 41 263 SH   SOLE   0 0 263
Liberty Global Plc Shs Cl C COMMON STOCK G5480U120 64 2,718 SH   SOLE   0 0 2,718
Liberty Interactive Corp Qvc G COMMON STOCK 74915M100 43 3,902 SH   SOLE   0 0 3,902
Liberty Media Corp Delaware Co COMMON STOCK 531229409 45 1,053 SH   SOLE   0 0 1,053
Liberty Media Corp Delaware Co COMMON STOCK 531229607 92 2,106 SH   SOLE   0 0 2,106
Linde plc COMMON STOCK G5494J103 4,101 15,563 SH   SOLE   0 0 15,563
Lockheed Martin Corp COMMON STOCK 539830109 137 385 SH   SOLE   0 0 385
LyondellBasell Industries NV COMMON STOCK N53745100 4,259 46,468 SH   SOLE   0 0 46,468
Marsh & McLennan COMMON STOCK 571748102 88 749 SH   SOLE   0 0 749
Mastercard Inc Cl A COMMON STOCK 57636Q104 16,329 45,746 SH   SOLE   0 0 45,746
McDonald's Corporation COMMON STOCK 580135101 4,636 21,606 SH   SOLE   0 0 21,606
McKesson Corp COMMON STOCK 58155Q103 3,138 18,041 SH   SOLE   0 0 18,041
Medtronic Inc COMMON STOCK G5960L103 15,877 135,536 SH   SOLE   0 0 135,536
MercadoLibre Inc COMMON STOCK 58733R102 235 140 SH   SOLE   0 0 140
Merck & Co Inc New Com COMMON STOCK 58933Y105 537 6,564 SH   SOLE   0 0 6,564
Micron Technology Inc COMMON STOCK 595112103 1,998 26,570 SH   SOLE   0 0 26,570
Microsoft COMMON STOCK 594918104 58,308 262,152 SH   SOLE   0 0 262,152
Middleby Corp COMMON STOCK 596278101 193 1,500 SH   SOLE   0 0 1,500
Mondelez Intl Incl Cl A COMMON STOCK 609207105 182 3,110 SH   SOLE   0 0 3,110
Motorola Solutions Inc Com COMMON STOCK 620076307 73 428 SH   SOLE   0 0 428
NeoPhotonics Corp COMMON STOCK 64051T100 45 5,000 SH   SOLE   0 0 5,000
Netflix Inc. COMMON STOCK 64110L106 2,458 4,546 SH   SOLE   0 0 4,546
NextEra Energy Inc COMMON STOCK 65339F101 201 2,600 SH   SOLE   0 0 2,600
Norfolk Southern Corp COMMON STOCK 655844108 14,339 60,345 SH   SOLE   0 0 60,345
Northern Trust Corporation COMMON STOCK 665859104 604 6,483 SH   SOLE   0 0 6,483
Nuveen Dividend Advantage Muni ETF 67066V101 143 9,319 SH   SOLE   0 0 9,319
Nvidia Corp COMMON STOCK 67066g104 11,703 22,412 SH   SOLE   0 0 22,412
Occidental Petroleum Corp COMMON STOCK 674599105 42 2,446 SH   SOLE   0 0 2,446
Okta Inc COMMON STOCK 679295105 130 510 SH   SOLE   0 0 510
OPKO Health Inc COMMON STOCK 68375N103 48 12,110 SH   SOLE   0 0 12,110
Oracle Corp Com COMMON STOCK 68389X105 52 810 SH   SOLE   0 0 810
Palantir Technologies Inc COMMON STOCK 69608A108 47 2,000 SH   SOLE   0 0 2,000
Paypal Hldgs Inc COMMON STOCK 70450Y103 23,200 99,059 SH   SOLE   0 0 99,059
Pepsico Inc COMMON STOCK 713448108 15,826 106,716 SH   SOLE   0 0 106,716
PerkinElmer Inc COMMON STOCK 714046109 6,691 46,625 SH   SOLE   0 0 46,625
Pfizer Inc. COMMON STOCK 717081103 415 11,263 SH   SOLE   0 0 11,263
Philip Morris Int'l Inc Com COMMON STOCK 718172109 237 2,865 SH   SOLE   0 0 2,865
Phillips 66 Com COMMON STOCK 718546104 113 1,610 SH   SOLE   0 0 1,610
Pinterest Inc COMMON STOCK 72352L106 66 1,000 SH   SOLE   0 0 1,000
PNC Financial COMMON STOCK 693475105 45 302 SH   SOLE   0 0 302
Powershares QQQ Tr Unit Ser 1 ETF 46090E103 471 1,502 SH   SOLE   0 0 1,502
Procter & Gamble Co Com COMMON STOCK 742718109 8,036 57,754 SH   SOLE   0 0 57,754
Qualcomm Corp COMMON STOCK 747525103 44 290 SH   SOLE   0 0 290
Quidel Corp COMMON STOCK 74838J101 54 300 SH   SOLE   0 0 300
Raytheon Technologies Ord COMMON STOCK 75513E101 91 1,279 SH   SOLE   0 0 1,279
Republic Bancorp Inc. Cl. A COMMON STOCK 760281204 486 13,474 SH   SOLE   0 0 13,474
S&P Spider Trust Unit Series 1 ETF 78462F103 888 2,376 SH   SOLE   0 0 2,376
Saia Inc COMMON STOCK 78709Y105 53 295 SH   SOLE   0 0 295
Salesforce.com Inc COMMON STOCK 79466l302 111 500 SH   SOLE   0 0 500
Schwab US Aggregate Bond ETF ETF 808524839 42 755 SH   SOLE   0 0 755
Sector Spdr Tr Shs Ben Int Ind ETF 81369y704 47 530 SH   SOLE   0 0 530
Sector Spdr Tr Shs Ben Int Tec ETF 81369y803 153 1,180 SH   SOLE   0 0 1,180
Select Sector Spdr Fd Healthca ETF 81369y209 73 644 SH   SOLE   0 0 644
Select Sector Spdr Fd Material ETF 81369y100 44 610 SH   SOLE   0 0 610
Select Sector Spdr Tr Consumer ETF 81369y407 72 447 SH   SOLE   0 0 447
Select Sector SPDR Tr Consumer ETF 81369Y308 59 871 SH   SOLE   0 0 871
Select Sector SPDR TR Financia ETF 81369Y605 16,731 567,538 SH   SOLE   0 0 567,538
Shopify Inc COMMON STOCK 82509L107 53 47 SH   SOLE   0 0 47
SolGold PLC COMMON STOCK G8255T104 65 140,000 SH   SOLE   0 0 140,000
Sony Corp COMMON STOCK 835699307 51 500 SH   SOLE   0 0 500
Spdr Gold Tr Gold Shs ETF ETF 78463v107 400 2,240 SH   SOLE   0 0 2,240
SPDR Portfolio Short Term Corp ETF 78464A474 41 1,304 SH   SOLE   0 0 1,304
SPDR S&P Midcap 400 TR ETF 78467y107 16,772 39,941 SH   SOLE   0 0 39,941
St Microelectronics NV COMMON STOCK 861012102 71 1,900 SH   SOLE   0 0 1,900
Starbucks Corp Com COMMON STOCK 855244109 204 1,904 SH   SOLE   0 0 1,904
Stryker Corp COMMON STOCK 863667101 86 350 SH   SOLE   0 0 350
Taiwan Semiconductor Mfg Co COMMON STOCK 874039100 10,470 96,017 SH   SOLE   0 0 96,017
Take-Two Interactive Software COMMON STOCK 874054109 71 340 SH   SOLE   0 0 340
Target Corp Com COMMON STOCK 87612E106 5,111 28,954 SH   SOLE   0 0 28,954
TCF Financial Corp COMMON STOCK 872307103 196 5,295 SH   SOLE   0 0 5,295
Tencent Holdings Ltd ADR COMMON STOCK 88032Q109 75 1,050 SH   SOLE   0 0 1,050
Tesla Motors Inc COMMON STOCK 88160R101 1,240 1,757 SH   SOLE   0 0 1,757
Thermo Electron Corp COMMON STOCK 883556102 9,290 19,945 SH   SOLE   0 0 19,945
T-Mobile US Inc COMMON STOCK 872590104 57 419 SH   SOLE   0 0 419
Trex Co Inc COMMON STOCK 89531P105 171 2,040 SH   SOLE   0 0 2,040
Twilio Inc COMMON STOCK 90138F102 46 136 SH   SOLE   0 0 136
Union Pacific Corp COMMON STOCK 907818108 12,232 58,746 SH   SOLE   0 0 58,746
Unitedhealth Group Inc COMMON STOCK 91324P102 5,112 14,577 SH   SOLE   0 0 14,577
Universal Display Corp COMMON STOCK 91347P105 1,007 4,382 SH   SOLE   0 0 4,382
US Bancorp New COMMON STOCK 902973304 1,173 25,171 SH   SOLE   0 0 25,171
Vanguard 500 ETF ETF 922908363 246 716 SH   SOLE   0 0 716
Vanguard Emerging Markets Etf ETF 922042858 2,007 40,051 SH   SOLE   0 0 40,051
Vanguard Index Fds Reit ETF 922908553 7,217 84,975 SH   SOLE   0 0 84,975
Vanguard Index Fds Total Stk M ETF 922908769 341 1,751 SH   SOLE   0 0 1,751
Vanguard Information Technolog ETF 92204A702 106 300 SH   SOLE   0 0 300
Vanguard Large-Cap ETF ETF 922908637 127 724 SH   SOLE   0 0 724
Vanguard Mega Cap ETF 529F ETF 108913807 723 23,143 SH   SOLE   0 0 23,143
Vanguard Small-Cap ETF 529F ETF 108913831 94 3,539 SH   SOLE   0 0 3,539
Vanguard Spcld Port Div App In ETF 921908844 71 500 SH   SOLE   0 0 500
Vanguard Total International S ETF 921909768 50 825 SH   SOLE   0 0 825
Vanguard Utilities ETF ETF 92204A876 5,497 40,063 SH   SOLE   0 0 40,063
Veeva Systems Inc COMMON STOCK 922475108 69 255 SH   SOLE   0 0 255
Verizon Communications COMMON STOCK 92343V104 15,464 263,223 SH   SOLE   0 0 263,223
Visa Inc Com Cl A COMMON STOCK 92826C839 28,155 128,718 SH   SOLE   0 0 128,718
Walgreen Boots Alliance Inc Co COMMON STOCK 931427108 201 5,050 SH   SOLE   0 0 5,050
Walt Disney COMMON STOCK 254687106 188 1,038 SH   SOLE   0 0 1,038
Waste Management Inc Com COMMON STOCK 94106L109 4,523 38,350 SH   SOLE   0 0 38,350
Wintrust Financial Corp COMMON STOCK 97650W108 1,136 18,591 SH   SOLE   0 0 18,591
WisdomTree LargeCap Dividend E ETF 97717W307 883 8,211 SH   SOLE   0 0 8,211
WisdomTree MidCap Dividend ETF ETF 97717W505 1,467 42,137 SH   SOLE   0 0 42,137
Wisdomtree Tr Smallcap Div Fd ETF 97717W604 2,156 81,056 SH   SOLE   0 0 81,056
Workday Inc COMMON STOCK 98138H101 62 260 SH   SOLE   0 0 260
Xcel Energy Inc COMMON STOCK 98389B100 137 2,057 SH   SOLE   0 0 2,057
Yum Brands Inc Common COMMON STOCK 988498101 58 532 SH   SOLE   0 0 532
Zoom video communications-A COMMON STOCK 98980L101 169 500 SH   SOLE   0 0 500
Zuora Inc COMMON STOCK 98983V106 2,283 163,877 SH   SOLE   0 0 163,877