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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   345,185 3,037 SH   SOLE   0 0 3,037
ABBVIE INC COM 00287Y109   827,462 4,544 SH   SOLE   0 0 4,544
ALPHABET INC CAP STK CL C 02079K107   767,390 5,040 SH   SOLE   0 0 5,040
ALPHABET INC CAP STK CL A 02079K305   759,782 5,034 SH   SOLE   0 0 5,034
AMAZON COM INC COM 023135106   1,028,166 5,700 SH   SOLE   0 0 5,700
AMAZON COM INC COM 023135106   3,608 20 SH   OTR 1 0 0 20
AMERICAN CENTY ETF TR AVANTIS US SMALL 025072323   1,075,789 20,546 SH   SOLE   0 0 20,546
AMERICAN CENTY ETF TR US LARGE CAP VLU 025072349   953,545 14,838 SH   SOLE   0 0 14,838
AMERICAN CENTY ETF TR INTERNATIONAL LR 025072364   1,000,047 18,492 SH   SOLE   0 0 18,492
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   789,473 13,621 SH   SOLE   0 0 13,621
AMERICAN CENTY ETF TR AVANTIS SHFXDINC 025072687   1,667,283 36,026 SH   SOLE   0 0 36,026
AMERICAN CENTY ETF TR INTL EQT ETF 025072703   630,070 9,885 SH   SOLE   0 0 9,885
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   1,343,259 20,395 SH   SOLE   0 0 20,395
AMERICAN CENTY ETF TR US SML CP VALU 025072877   2,842,622 30,334 SH   SOLE   0 0 30,334
AMERICAN CENTY ETF TR US EQT ETF 025072885   397,470 4,441 SH   SOLE   0 0 4,441
AMERICAN EXPRESS CO COM 025816109   409,842 1,800 SH   SOLE   0 0 1,800
APPLE INC COM 037833100   808,185 4,713 SH   SOLE   0 0 4,713
APPLE INC COM 037833100   13,375 78 SH   OTR 1 0 0 78
BOEING CO COM 097023105   232,553 1,205 SH   SOLE   0 0 1,205
BROADCOM INC COM 11135F101   231,947 175 SH   SOLE   0 0 175
CNFINANCE HLDGS LTD SPON ADS 18979T105   21,317 10,298 SH   OTR 1 0 0 10,298
COCA COLA CO COM 191216100   322,725 5,275 SH   SOLE   0 0 5,275
COLGATE PALMOLIVE CO COM 194162103   210,357 2,336 SH   SOLE   0 0 2,336
COMCAST CORP NEW CL A 20030N101   378,099 8,722 SH   SOLE   0 0 8,722
COSTCO WHSL CORP NEW COM 22160K105   411,738 562 SH   SOLE   0 0 562
DANAHER CORPORATION COM 235851102   291,673 1,168 SH   SOLE   0 0 1,168
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   333,255 11,027 SH   SOLE   0 0 11,027
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   2,780 92 SH   OTR 1,2 0 0 92
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   1,816,913 73,499 SH   SOLE   0 0 73,499
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   6,032 244 SH   OTR 1 0 0 244
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   21,086 853 SH   OTR 1,2 0 0 853
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   243,134 4,267 SH   SOLE   0 0 4,267
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   6,484,666 113,806 SH   OTR 1 0 0 113,806
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   3,311,561 58,118 SH   OTR 1,2 0 0 58,118
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   1,754,185 28,139 SH   SOLE   0 0 28,139
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   13,280,075 213,027 SH   OTR 1 0 0 213,027
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   4,726,187 75,813 SH   OTR 1,2 0 0 75,813
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   1,716,777 31,541 SH   SOLE   0 0 31,541
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   13,129,179 241,212 SH   OTR 1 0 0 241,212
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   4,330,750 79,565 SH   OTR 1,2 0 0 79,565
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   14,707,715 460,335 SH   SOLE   0 0 460,335
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   30,875,120 966,357 SH   OTR 1 0 0 966,357
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   14,030,422 439,137 SH   OTR 1,2 0 0 439,137
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   3,981,820 97,355 SH   SOLE   0 0 97,355
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   18,975,605 463,951 SH   OTR 1 0 0 463,951
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   8,929,529 218,326 SH   OTR 1,2 0 0 218,326
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   136,524 5,356 SH   SOLE   0 0 5,356
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   2,568,245 100,755 SH   OTR 1 0 0 100,755
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   3,154,173 123,742 SH   OTR 1,2 0 0 123,742
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773   2,050,810 81,836 SH   SOLE   0 0 81,836
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773   2,928,324 116,853 SH   OTR 1 0 0 116,853
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773   2,404,859 95,964 SH   OTR 1,2 0 0 95,964
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781   180,134 6,625 SH   SOLE   0 0 6,625
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781   1,028,613 37,831 SH   OTR 1 0 0 37,831
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781   1,558,558 57,321 SH   OTR 1,2 0 0 57,321
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   3,061,254 114,439 SH   SOLE   0 0 114,439
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   2,337,836 87,396 SH   OTR 1 0 0 87,396
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   4,024,992 150,467 SH   OTR 1,2 0 0 150,467
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   1,459,490 39,714 SH   SOLE   0 0 39,714
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   5,851,772 159,232 SH   OTR 1 0 0 159,232
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   1,448,761 39,422 SH   OTR 1,2 0 0 39,422
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   163,413 5,429 SH   SOLE   0 0 5,429
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   115,584 3,840 SH   OTR 1 0 0 3,840
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823   115,474 5,162 SH   SOLE   0 0 5,162
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823   644,860 28,827 SH   OTR 1 0 0 28,827
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823   974,996 43,585 SH   OTR 1,2 0 0 43,585
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   575,440 12,233 SH   SOLE   0 0 12,233
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   4,189,271 89,058 SH   OTR 1 0 0 89,058
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   2,000,816 42,534 SH   OTR 1,2 0 0 42,534
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   3,170,840 75,586 SH   SOLE   0 0 75,586
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   7,074,364 168,638 SH   OTR 1 0 0 168,638
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   3,332,490 79,440 SH   OTR 1,2 0 0 79,440
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   177,012 6,958 SH   SOLE   0 0 6,958
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   3,783,818 148,735 SH   OTR 1 0 0 148,735
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   182,176 7,161 SH   OTR 1,2 0 0 7,161
DISNEY WALT CO COM 254687106   248,146 2,028 SH   SOLE   0 0 2,028
DISNEY WALT CO COM 254687106   1,224 10 SH   OTR 1 0 0 10
EXXON MOBIL CORP COM 30231G102   414,512 3,566 SH   SOLE   0 0 3,566
ISHARES TR CORE US AGGBD ET 464287226   152,396 1,556 SH   SOLE   0 0 1,556
ISHARES TR CORE US AGGBD ET 464287226   6,007,798 61,342 SH   OTR 1 0 0 61,342
ISHARES TR CORE US AGGBD ET 464287226   2,266,350 23,140 SH   OTR 1,2 0 0 23,140
ISHARES TR 1 3 YR TREAS BD 464287457   2,272,176 27,784 SH   OTR 1 0 0 27,784
ISHARES TR 1 3 YR TREAS BD 464287457   224,404 2,744 SH   OTR 1,2 0 0 2,744
ISHARES TR MSCI EAFE ETF 464287465   216,900 2,716 SH   SOLE   0 0 2,716
ISHARES TR RUS 2000 VAL ETF 464287630   12,387 78 SH   SOLE   0 0 78
ISHARES TR RUS 2000 VAL ETF 464287630   623,964 3,929 SH   OTR 1,2 0 0 3,929
ISHARES TR CALIF MUN BD ETF 464288356   1,079,911 18,768 SH   SOLE   0 0 18,768
ISHARES INC CORE MSCI EMKT 46434G103   948,253 18,377 SH   SOLE   0 0 18,377
ISHARES INC CORE MSCI EMKT 46434G103   12,126 235 SH   OTR 1,2 0 0 235
JPMORGAN CHASE & CO COM 46625H100   756,934 3,779 SH   SOLE   0 0 3,779
JOHNSON & JOHNSON COM 478160104   389,039 2,459 SH   SOLE   0 0 2,459
LILLY ELI & CO COM 532457108   480,779 618 SH   SOLE   0 0 618
LOWES COS INC COM 548661107   310,771 1,220 SH   SOLE   0 0 1,220
MCKESSON CORP COM 58155Q103   312,447 582 SH   SOLE   0 0 582
MICROSOFT CORP COM 594918104   2,662,949 6,329 SH   SOLE   0 0 6,329
MICROSOFT CORP COM 594918104   458,164 1,089 SH   OTR 1 0 0 1,089
MICRON TECHNOLOGY INC COM 595112103   355,910 3,019 SH   SOLE   0 0 3,019
NORTHROP GRUMMAN CORP COM 666807102   215,397 450 SH   SOLE   0 0 450
NVIDIA CORPORATION COM 67066G104   262,032 290 SH   SOLE   0 0 290
ORACLE CORP COM 68389X105   336,760 2,681 SH   SOLE   0 0 2,681
PEPSICO INC COM 713448108   303,292 1,733 SH   SOLE   0 0 1,733
PFIZER INC COM 717081103   215,923 7,781 SH   SOLE   0 0 7,781
SPDR S&P 500 ETF TR TR UNIT 78462F103   3,002,945 5,741 SH   SOLE   0 0 5,741
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   1,667,498 18,164 SH   OTR 1 0 0 18,164
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   613,581 6,684 SH   OTR 1,2 0 0 6,684
TEXAS INSTRS INC COM 882508104   435,699 2,501 SH   SOLE   0 0 2,501
3M CO COM 88579Y101   220,626 2,080 SH   OTR 1 0 0 2,080
UNITEDHEALTH GROUP INC COM 91324P102   554,451 1,120 SH   SOLE   0 0 1,120
VANGUARD BD INDEX FDS INTERMED TERM 921937819   11,084 147 SH   SOLE   0 0 147
VANGUARD BD INDEX FDS INTERMED TERM 921937819   5,985,749 79,387 SH   OTR 1 0 0 79,387
VANGUARD BD INDEX FDS INTERMED TERM 921937819   1,127,758 14,957 SH   OTR 1,2 0 0 14,957
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   2,994,626 39,058 SH   SOLE   0 0 39,058
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   8,555,408 111,587 SH   OTR 1 0 0 111,587
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   3,115,440 40,634 SH   OTR 1,2 0 0 40,634
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   1,111,896 15,309 SH   SOLE   0 0 15,309
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   334,283 6,663 SH   SOLE   0 0 6,663
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   16,105 321 SH   OTR 1,2 0 0 321
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   285,412 2,582 SH   SOLE   0 0 2,582
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   56,065 507 SH   OTR 1 0 0 507
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   8,840 80 SH   OTR 1,2 0 0 80
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   3,592,733 61,869 SH   SOLE   0 0 61,869
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   474,477 8,171 SH   OTR 1 0 0 8,171
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   169,888 2,926 SH   OTR 1,2 0 0 2,926
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   434,637 5,622 SH   SOLE   0 0 5,622
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   355,047 6,064 SH   SOLE   0 0 6,064
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   6,188,940 105,704 SH   OTR 1 0 0 105,704
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   689,602 11,778 SH   OTR 1,2 0 0 11,778
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   699,899 1,456 SH   SOLE   0 0 1,456
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   5,288 11 SH   OTR 1,2 0 0 11
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   2,437,741 28,188 SH   SOLE   0 0 28,188
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   278,712 3,223 SH   OTR 1 0 0 3,223
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   152,291 1,761 SH   OTR 1,2 0 0 1,761
VANGUARD INDEX FDS VALUE ETF 922908744   265,950 1,633 SH   SOLE   0 0 1,633
VANGUARD INDEX FDS VALUE ETF 922908744   52,115 320 SH   OTR 1,2 0 0 320
VANGUARD INDEX FDS SMALL CP ETF 922908751   712,744 3,118 SH   SOLE   0 0 3,118
VERTEX PHARMACEUTICALS INC COM 92532F100   224,053 536 SH   SOLE   0 0 536
WALMART INC COM 931142103   348,885 5,798 SH   SOLE   0 0 5,798
WELLS FARGO CO NEW COM 949746101   240,360 4,147 SH   SOLE   0 0 4,147
WISDOMTREE TR INTL SMCAP DIV 97717W760   390,572 5,989 SH   SOLE   0 0 5,989