The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   611,379 3,564 SH   SOLE   3,564 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   701,484 2,312 SH   SOLE   2,312 0 0
ALPHABET INC CAP STK CL A 02079K305   732,627 4,022 SH   SOLE   4,022 0 0
ALPHABET INC CAP STK CL C 02079K107   436,556 2,380 SH   SOLE   2,380 0 0
AMAZON COM INC COM 023135106   1,276,998 6,608 SH   SOLE   6,608 0 0
AMGEN INC COM 031162100   803,309 2,571 SH   SOLE   2,571 0 0
APPLE INC COM 037833100   9,815,876 46,604 SH   SOLE   46,604 0 0
APPLIED MATLS INC COM 038222105   557,645 2,363 SH   SOLE   2,363 0 0
ASTRAZENECA PLC SPONSORED ADR 046353108   435,184 5,580 SH   SOLE   5,580 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,333,897 3,279 SH   SOLE   3,279 0 0
BLACKSTONE INC COM 09260D107   501,018 4,047 SH   SOLE   4,047 0 0
BROADCOM INC COM 11135F101   3,193,488 1,989 SH   SOLE   1,989 0 0
CHEVRON CORP NEW COM 166764100   340,369 2,176 SH   SOLE   2,176 0 0
CISCO SYS INC COM 17275R102   278,396 5,860 SH   SOLE   5,860 0 0
COCA COLA CO COM 191216100   637,597 10,017 SH   SOLE   10,017 0 0
CONSTELLATION BRANDS INC CL A 21036P108   411,372 1,599 SH   SOLE   1,599 0 0
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   19,821,850 477,175 SH   SOLE   477,175 0 0
DIMENSIONAL ETF TRUST INFLATION PROTE 25434V856   2,495,118 61,102 SH   SOLE   61,102 0 0
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   36,987,544 1,246,631 SH   SOLE   1,246,631 0 0
DIMENSIONAL ETF TRUST NATL MUN BD ETF 25434V849   704,129 14,740 SH   SOLE   14,740 0 0
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   617,580 13,140 SH   SOLE   13,140 0 0
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   9,481,460 157,814 SH   SOLE   157,814 0 0
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   71,795,149 1,915,048 SH   SOLE   1,915,048 0 0
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   1,074,274 42,261 SH   SOLE   42,261 0 0
DIMENSIONAL ETF TRUST WORLD EQUITY ETF 25434V617   844,577 14,185 SH   SOLE   14,185 0 0
DISNEY WALT CO COM 254687106   317,444 3,197 SH   SOLE   3,197 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   288,562 2,879 SH   SOLE   2,879 0 0
EXXON MOBIL CORP COM 30231G102   320,473 2,784 SH   SOLE   2,784 0 0
HOME DEPOT INC COM 437076102   639,254 1,857 SH   SOLE   1,857 0 0
INTUITIVE SURGICAL INC COM NEW 46120E602   284,704 640 SH   SOLE   640 0 0
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241   215,210 3,387 SH   SOLE   3,387 0 0
ISHARES TR NATIONAL MUN ETF 464288414   2,331,740 21,884 SH   SOLE   21,884 0 0
ISHARES TR CALIF MUN BD ETF 464288356   2,640,711 46,426 SH   SOLE   46,426 0 0
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   1,130,483 19,945 SH   SOLE   19,945 0 0
JOHNSON & JOHNSON COM 478160104   1,329,502 9,096 SH   SOLE   9,096 0 0
JPMORGAN CHASE & CO. COM 46625H100   975,192 4,821 SH   SOLE   4,821 0 0
LOWES COS INC COM 548661107   201,387 913 SH   SOLE   913 0 0
MCDONALDS CORP COM 580135101   471,454 1,850 SH   SOLE   1,850 0 0
MERCK & CO INC COM 58933Y105   263,941 2,132 SH   SOLE   2,132 0 0
META PLATFORMS INC CL A 30303M102   321,454 638 SH   SOLE   638 0 0
MICROSOFT CORP COM 594918104   5,622,338 12,579 SH   SOLE   12,579 0 0
MONDELEZ INTL INC CL A 609207105   352,525 5,387 SH   SOLE   5,387 0 0
NVIDIA CORPORATION COM 67066G104   3,040,703 24,613 SH   SOLE   24,613 0 0
PEPSICO INC COM 713448108   523,982 3,177 SH   SOLE   3,177 0 0
PFIZER INC COM 717081103   215,670 7,708 SH   SOLE   7,708 0 0
PHILIP MORRIS INTL INC COM 718172109   202,051 1,994 SH   SOLE   1,994 0 0
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   601,585 5,977 SH   SOLE   5,977 0 0
PROCTER AND GAMBLE CO COM 742718109   1,315,960 7,980 SH   SOLE   7,980 0 0
RBB FD INC US TREASRY 12 MT 74933W478   583,932 11,710 SH   SOLE   11,710 0 0
RBB FD INC US TREASY 2 YR 74933W486   663,672 13,843 SH   SOLE   13,843 0 0
RBB FD INC US TREAS 3 MNTH 74933W452   486,071 9,718 SH   SOLE   9,718 0 0
RBB FD INC US TRSRY 6 MNTH 74933W460   1,465,549 29,264 SH   SOLE   29,264 0 0
RTX CORPORATION COM 75513E101   213,830 2,130 SH   SOLE   2,130 0 0
SAMSARA INC COM CL A 79589L106   243,314 7,220 SH   SOLE   7,220 0 0
SCHWAB STRATEGIC TR INTERNL DIVID 808524672   910,981 38,650 SH   SOLE   38,650 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   1,394,847 36,305 SH   SOLE   36,305 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   10,728,915 137,851 SH   SOLE   137,851 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   1,479,672 31,183 SH   SOLE   31,183 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   12,998,461 206,751 SH   SOLE   206,751 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   40,555,157 521,543 SH   SOLE   521,543 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   347,942 1,538 SH   SOLE   1,538 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   436,047 5,694 SH   SOLE   5,694 0 0
SERVICENOW INC COM 81762P102   232,067 295 SH   SOLE   295 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   885,800 1,628 SH   SOLE   1,628 0 0
SPDR SER TR AEROSPACE DEF 78464A631   431,698 3,084 SH   SOLE   3,084 0 0
SPDR SER TR S&P DIVID ETF 78464A763   550,562 4,329 SH   SOLE   4,329 0 0
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848   15,223,189 383,263 SH   SOLE   383,263 0 0
SSGA ACTIVE TR SPDR DBLELN SHRT 78470P200   24,200,887 516,561 SH   SOLE   516,561 0 0
TOMI ENVIRONMENTAL SOLUTIONS COM NEW 890023203   12,921 14,738 SH   SOLE   14,738 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   6,025,843 22,526 SH   SOLE   22,526 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   2,027,606 5,421 SH   SOLE   5,421 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   659,648 13,164 SH   SOLE   13,164 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   210,034 2,718 SH   SOLE   2,718 0 0
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   283,861 4,895 SH   SOLE   4,895 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,858,724 10,182 SH   SOLE   10,182 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   656,940 13,293 SH   SOLE   13,293 0 0
VANGUARD WORLD FD CONSUM STP ETF 92204A207   447,275 2,203 SH   SOLE   2,203 0 0
VISA INC COM CL A 92826C839   243,313 927 SH   SOLE   927 0 0
WALKER & DUNLOP INC COM 93148P102   1,475,062 15,021 SH   SOLE   15,021 0 0
WALMART INC COM 931142103   738,784 10,911 SH   SOLE   10,911 0 0
WISDOMTREE TR US QTLY DIV GRT 97717X669   44,487,942 569,993 SH   SOLE   569,993 0 0
YUM BRANDS INC COM 988498101   213,526 1,612 SH   SOLE   1,612 0 0