The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
2023 ETF SERIES TRUST II GMO US QUALITY E 90139K100   2,221 68,126 SH   SOLE   0 0 68,126
ABBOTT LABS COM 002824100   121 1,065 SH   SOLE   0 0 1,065
ABBVIE INC COM 00287Y109   206 1,046 SH   SOLE   0 0 1,046
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   30 85 SH   SOLE   0 0 85
ADOBE INC COM 00724F101   58 113 SH   SOLE   0 0 113
ADVANCED MICRO DEVICES INC COM 007903107   1 10 SH   SOLE   0 0 10
AGNC INVT CORP COM 00123Q104   15 1,465 SH   SOLE   0 0 1,465
AIR PRODS & CHEMS INC COM 009158106   22 75 SH   SOLE   0 0 75
ALCON AG ORD SHS H01301128   0 4 SH   SOLE   0 0 4
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102   5 50 SH   SOLE   0 0 50
ALPHABET INC CAP STK CL C 02079K107   59 358 SH   SOLE   0 0 358
ALPHABET INC CAP STK CL A 02079K305   356 2,150 SH   SOLE   0 0 2,150
AMAZON COM INC COM 023135106   336 1,804 SH   SOLE   0 0 1,804
AMERICAN EXPRESS CO COM 025816109   44 165 SH   SOLE   0 0 165
AMERICAN WTR WKS CO INC NEW COM 030420103   20 141 SH   SOLE   0 0 141
ANNALY CAPITAL MANAGEMENT IN COM NEW 035710839   16 822 SH   SOLE   0 0 822
APPLE INC COM 037833100   5,653 24,265 SH   SOLE   0 0 24,265
APPLIED MATLS INC COM 038222105   76 378 SH   SOLE   0 0 378
ARBOR REALTY TRUST INC COM 038923108   26 1,719 SH   SOLE   0 0 1,719
AT&T INC COM 00206R102   0 15 SH   SOLE   0 0 15
AUTOMATIC DATA PROCESSING IN COM 053015103   61 223 SH   SOLE   0 0 223
BANK AMERICA CORP COM 060505104   123 3,113 SH   SOLE   0 0 3,113
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   2,221 4,827 SH   SOLE   0 0 4,827
CAPITAL GROUP DIVIDEND VALUE SHS CREATION UNI 14020W106   25 690 SH   SOLE   0 0 690
CARNIVAL CORP UNIT 99/99/9999 143658300   3 200 SH   SOLE   0 0 200
CERENCE INC COM 156727109   0 21 SH   SOLE   0 0 21
CHEVRON CORP NEW COM 166764100   18 125 SH   SOLE   0 0 125
CISCO SYS INC COM 17275R102   11 216 SH   SOLE   0 0 216
CITIGROUP INC COM NEW 172967424   0 14 SH   SOLE   0 0 14
COCA COLA CO COM 191216100   47 656 SH   SOLE   0 0 656
COLGATE PALMOLIVE CO COM 194162103   73 706 SH   SOLE   0 0 706
COMCAST CORP NEW CL A 20030N101   16 396 SH   SOLE   0 0 396
CONOCOPHILLIPS COM 20825C104   6 60 SH   SOLE   0 0 60
CORNING INC COM 219350105   4 100 SH   SOLE   0 0 100
CORSAIR GAMING INC COM 22041X102   0 60 SH   SOLE   0 0 60
CSX CORP COM 126408103   47 1,371 SH   SOLE   0 0 1,371
DANAHER CORPORATION COM 235851102   39 141 SH   SOLE   0 0 141
DICKS SPORTING GOODS INC COM 253393102   2 10 SH   SOLE   0 0 10
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   9 350 SH   SOLE   0 0 350
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   12 386 SH   SOLE   0 0 386
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   2,763 42,606 SH   SOLE   0 0 42,606
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   65 1,180 SH   SOLE   0 0 1,180
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   28,398 715,496 SH   SOLE   0 0 715,496
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   10,255 379,701 SH   SOLE   0 0 379,701
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   9,859 258,920 SH   SOLE   0 0 258,920
DIMENSIONAL ETF TRUST INTERNATIONAL 25434V690   374 10,471 SH   SOLE   0 0 10,471
DIMENSIONAL ETF TRUST US SUSTAINABILTY 25434V716   454 12,227 SH   SOLE   0 0 12,227
DIMENSIONAL ETF TRUST US EQUITY MARKET 25434V401   176 2,839 SH   SOLE   0 0 2,839
DISNEY WALT CO COM 254687106   78 811 SH   SOLE   0 0 811
DRDGOLD LIMITED SPON ADR REPSTG 26152H301   5 537 SH   SOLE   0 0 537
DUKE ENERGY CORP NEW COM NEW 26441C204   21 187 SH   SOLE   0 0 187
ENBRIDGE INC COM 29250N105   10 264 SH   SOLE   0 0 264
ENERGY TRANSFER L P COM UT LTD PTN 29273V100   21 1,348 SH   SOLE   0 0 1,348
ENTERPRISE PRODS PARTNERS L COM 293792107   11 388 SH   SOLE   0 0 388
ESSENTIAL UTILS INC COM 29670G102   11 300 SH   SOLE   0 0 300
FIDELITY NATIONAL FINANCIAL FNF GROUP COM 31620R303   6 100 SH   SOLE   0 0 100
FIRST TR EXCHNG TRADED FD VI FT VEST LADDERED 33740F755   76 2,556 SH   SOLE   0 0 2,556
GAMESTOP CORP NEW CL A 36467W109   0 8 SH   SOLE   0 0 8
GE AEROSPACE COM NEW 369604301   4 26 SH   SOLE   0 0 26
GE HEALTHCARE TECHNOLOGIES I COMMON STOCK 36266G107   0 8 SH   SOLE   0 0 8
GE VERNOVA INC COM 36828A101   1 6 SH   SOLE   0 0 6
GILEAD SCIENCES INC COM 375558103   42 504 SH   SOLE   0 0 504
GINKGO BIOWORKS HOLDINGS INC CL A SHS 37611X100   0 6 SH   SOLE   0 0 6
GSK PLC SPONSORED ADR 37733W204   24 593 SH   SOLE   0 0 593
HALEON PLC SPON ADS 405552100   7 741 SH   SOLE   0 0 741
HARVARD BIOSCIENCE INC COM 416906105   0 300 SH   SOLE   0 0 300
HOME DEPOT INC COM 437076102   140 346 SH   SOLE   0 0 346
HSBC HLDGS PLC SPON ADR NEW 404280406   6 143 SH   SOLE   0 0 143
HUNTINGTON INGALLS INDS INC COM 446413106   2 8 SH   SOLE   0 0 8
IDEXX LABS INC COM 45168D104   42 84 SH   SOLE   0 0 84
INCYTE CORP COM 45337C102   1 25 SH   SOLE   0 0 25
INGERSOLL RAND INC COM 45687V106   39 401 SH   SOLE   0 0 401
INTEL CORP COM 458140100   24 1,059 SH   SOLE   0 0 1,059
INTUITIVE MACHINES INC CLASS A COM 46125A100   2 266 SH   SOLE   0 0 266
INTUITIVE SURGICAL INC COM NEW 46120E602   35 72 SH   SOLE   0 0 72
INVESCO EXCH TRADED FD TR II GBL CLEAN ENRG 46138G847   2 200 SH   SOLE   0 0 200
INVESCO EXCHANGE TRADED FD T WATER RES ETF 46137V142   49 703 SH   SOLE   0 0 703
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   86 484 SH   SOLE   0 0 484
INVESCO QQQ TR UNIT SER 1 46090E103   90 185 SH   SOLE   0 0 185
ISHARES INC MSCI GBL MIN VOL 464286525   5,429 47,409 SH   SOLE   0 0 47,409
ISHARES INC MSCI AGRICULTURE 464286350   11 300 SH   SOLE   0 0 300
ISHARES TR CALIF MUN BD ETF 464288356   13,778 237,105 SH   SOLE   0 0 237,105
ISHARES TR ESG EAFE ETF 46436E759   4,617 64,095 SH   SOLE   0 0 64,095
ISHARES TR SELECT DIVID ETF 464287168   67 497 SH   SOLE   0 0 497
ISHARES TR ESG ADV INVT GRA 46436E437   27 322 SH   SOLE   0 0 322
ISHARES TR ESG AWARE MSCI 46435U663   1,760 42,101 SH   SOLE   0 0 42,101
ISHARES TR ESG ADV TTL USD 46436E619   982 22,188 SH   SOLE   0 0 22,188
ISHARES TR US TREAS BD ETF 46429B267   15 680 SH   SOLE   0 0 680
ISHARES TR CORE HIGH DV ETF 46429B663   59 508 SH   SOLE   0 0 508
ISHARES TR CORE INTL AGGR 46435G672   9 188 SH   SOLE   0 0 188
ISHARES TR S&P MC 400GR ETF 464287606   22 240 SH   SOLE   0 0 240
ISHARES TR SP SMCP600VL ETF 464287879   25 237 SH   SOLE   0 0 237
ISHARES TR MSCI INDIA ETF 46429B598   3 58 SH   SOLE   0 0 58
ISHARES TR CORE S&P TTL STK 464287150   49 392 SH   SOLE   0 0 392
ISHARES TR CORE S&P500 ETF 464287200   190 331 SH   SOLE   0 0 331
ISHARES TR S&P 500 GRWT ETF 464287309   36 380 SH   SOLE   0 0 380
ISHARES TR RUS 1000 ETF 464287622   182 582 SH   SOLE   0 0 582
ISHARES TR RUS 1000 GRW ETF 464287614   1,867 4,974 SH   SOLE   0 0 4,974
ISHARES TR RUSSELL 2000 ETF 464287655   178 807 SH   SOLE   0 0 807
ISHARES TR RUS MDCP VAL ETF 464287473   68 517 SH   SOLE   0 0 517
ISHARES TR RUSSELL 3000 ETF 464287689   39 120 SH   SOLE   0 0 120
ISHARES TR MSCI GBL SUS DEV 46435G532   8 100 SH   SOLE   0 0 100
ISHARES TR MSCI USA ESG SLC 464288802   278 2,313 SH   SOLE   0 0 2,313
ISHARES TR ESG MSCI USA ETF 46436E767   10,279 209,451 SH   SOLE   0 0 209,451
J P MORGAN EXCHANGE TRADED F ACTIVE VALUE ETF 46641Q167   518 8,091 SH   SOLE   0 0 8,091
J P MORGAN EXCHANGE TRADED F CORE PLUS BD ETF 46641Q670   21,839 452,732 SH   SOLE   0 0 452,732
J P MORGAN EXCHANGE TRADED F INTRNL RES EQT 46641Q134   502 7,607 SH   SOLE   0 0 7,607
J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647   1,681 32,799 SH   SOLE   0 0 32,799
J P MORGAN EXCHANGE TRADED F INTL BD OPP ETF 46641Q852   97 2,008 SH   SOLE   0 0 2,008
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837   7,255 142,996 SH   SOLE   0 0 142,996
JOHNSON & JOHNSON COM 478160104   228 1,409 SH   SOLE   0 0 1,409
JPMORGAN CHASE & CO. COM 46625H100   22 105 SH   SOLE   0 0 105
KONTOOR BRANDS INC COM 50050N103   2 32 SH   SOLE   0 0 32
LOWES COS INC COM 548661107   13 50 SH   SOLE   0 0 50
LUCID GROUP INC COM 549498103   0 155 SH   SOLE   0 0 155
LULULEMON ATHLETICA INC COM 550021109   6 25 SH   SOLE   0 0 25
LUMENTUM HLDGS INC COM 55024U109   3 50 SH   SOLE   0 0 50
MANAGER DIRECTED PORTFOLIOS VERT GLB SUST RE 56170L695   15 1,371 SH   SOLE   0 0 1,371
MERCK & CO INC COM 58933Y105   16 142 SH   SOLE   0 0 142
META PLATFORMS INC CL A 30303M102   160 280 SH   SOLE   0 0 280
MICROSOFT CORP COM 594918104   641 1,490 SH   SOLE   0 0 1,490
NETFLIX INC COM 64110L106   73 104 SH   SOLE   0 0 104
NEXTERA ENERGY INC COM 65339F101   70 829 SH   SOLE   0 0 829
NIKE INC CL B 654106103   4 51 SH   SOLE   0 0 51
NORFOLK SOUTHN CORP COM 655844108   36 146 SH   SOLE   0 0 146
NORTHROP GRUMMAN CORP COM 666807102   17 34 SH   SOLE   0 0 34
NOVONIX LIMITED SPONSORED ADS 67010L100   4 9,550 SH   SOLE   0 0 9,550
NOVO-NORDISK A S ADR 670100205   119 1,002 SH   SOLE   0 0 1,002
NU SKIN ENTERPRISES INC CL A 67018T105   0 109 SH   SOLE   0 0 109
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607   555 12,959 SH   SOLE   0 0 12,959
NVIDIA CORPORATION COM 67066G104   42 348 SH   SOLE   0 0 348
ON SEMICONDUCTOR CORP COM 682189105   14 200 SH   SOLE   0 0 200
OPENDOOR TECHNOLOGIES INC COM 683712103   0 300 SH   SOLE   0 0 300
ORACLE CORP COM 68389X105   488 2,866 SH   SOLE   0 0 2,866
OREILLY AUTOMOTIVE INC COM 67103H107   38 33 SH   SOLE   0 0 33
PALANTIR TECHNOLOGIES INC CL A 69608A108   26 715 SH   SOLE   0 0 715
PALO ALTO NETWORKS INC COM 697435105   107 315 SH   SOLE   0 0 315
PEPSICO INC COM 713448108   45 264 SH   SOLE   0 0 264
PFIZER INC COM 717081103   35 1,221 SH   SOLE   0 0 1,221
PG&E CORP COM 69331C108   1 100 SH   SOLE   0 0 100
PGIM ETF TR ACTV HY BD ETF 69344A206   631 17,650 SH   SOLE   0 0 17,650
PHILLIPS 66 COM 718546104   3 30 SH   SOLE   0 0 30
PIMCO ETF TR MULTISECTOR BD 72201R585   765 28,735 SH   SOLE   0 0 28,735
PPG INDS INC COM 693506107   26 201 SH   SOLE   0 0 201
PROCTER AND GAMBLE CO COM 742718109   2 16 SH   SOLE   0 0 16
PROSHARES TR II ULTA BLMBG 2017 74347Y888   0 5 SH   SOLE   0 0 5
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   6 75 SH   SOLE   0 0 75
QUANTUMSCAPE CORP COM CL A 74767V109   1 250 SH   SOLE   0 0 250
REGIONS FINANCIAL CORP NEW COM 7591EP100   3 135 SH   SOLE   0 0 135
RIVIAN AUTOMOTIVE INC COM CL A 76954A103   1 100 SH   SOLE   0 0 100
SALESFORCE INC COM 79466L302   103 377 SH   SOLE   0 0 377
SCHWAB CHARLES CORP COM 808513105   17 271 SH   SOLE   0 0 271
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   10 115 SH   SOLE   0 0 115
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   18 90 SH   SOLE   0 0 90
SEMPRA COM 816851109   38 458 SH   SOLE   0 0 458
SERVICENOW INC COM 81762P102   83 93 SH   SOLE   0 0 93
SIBANYE STILLWATER LTD SPONSORED ADR 82575P107   2 500 SH   SOLE   0 0 500
SNAP INC CL A 83304A106   0 20 SH   SOLE   0 0 20
SOUTHWEST AIRLS CO COM 844741108   5 200 SH   SOLE   0 0 200
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   2,029 54,043 SH   SOLE   0 0 54,043
SPDR S&P 500 ETF TR TR UNIT 78462F103   204 357 SH   SOLE   0 0 357
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   17 31 SH   SOLE   0 0 31
SPDR SER TR PORTFOLIO S&P500 78464A854   122 1,811 SH   SOLE   0 0 1,811
STARBUCKS CORP COM 855244109   38 400 SH   SOLE   0 0 400
STRYKER CORPORATION COM 863667101   23 66 SH   SOLE   0 0 66
SUMITOMO MITSUI FINL GROUP I SPONSORED ADR 86562M209   7 561 SH   SOLE   0 0 561
T ROWE PRICE ETF INC ULTRA SHRT TRM 87283Q701   265 5,341 SH   SOLE   0 0 5,341
T ROWE PRICE ETF INC CAP APPRECIATION 87283Q867   116 3,501 SH   SOLE   0 0 3,501
T ROWE PRICE ETF INC PRICE DIV GRWT 87283Q404   1,967 48,023 SH   SOLE   0 0 48,023
T ROWE PRICE ETF INC PRICE EQT INCOME 87283Q206   210 5,048 SH   SOLE   0 0 5,048
T ROWE PRICE ETF INC FLOATING RATE 87283Q883   86 1,667 SH   SOLE   0 0 1,667
T ROWE PRICE ETF INC INTERNATIONAL EQ 87283Q834   26 904 SH   SOLE   0 0 904
T ROWE PRICE ETF INC US EQUITY RESEAR 87283Q503   135 3,741 SH   SOLE   0 0 3,741
TCW ETF TRUST TRANSFORM SYSTEM 29287L205   4 60 SH   SOLE   0 0 60
TCW ETF TRUST TRANSFRM 500 ETF 29287L106   4 69 SH   SOLE   0 0 69
TESLA INC COM 88160R101   589 2,253 SH   SOLE   0 0 2,253
THERMO FISHER SCIENTIFIC INC COM 883556102   61 100 SH   SOLE   0 0 100
UNION PAC CORP COM 907818108   451 1,833 SH   SOLE   0 0 1,833
UNITED PARCEL SERVICE INC CL B 911312106   4 31 SH   SOLE   0 0 31
UNITEDHEALTH GROUP INC COM 91324P102   107 184 SH   SOLE   0 0 184
UNITY SOFTWARE INC COM 91332U101   1 50 SH   SOLE   0 0 50
UWM HOLDINGS CORPORATION COM CL A 91823B109   21 2,535 SH   SOLE   0 0 2,535
V2X INC COM 92242T101   0 6 SH   SOLE   0 0 6
VALE S A SPONSORED ADS 91912E105   11 1,000 SH   SOLE   0 0 1,000
VANECK ETF TRUST AGRIBUSINESS ETF 92189F700   7 100 SH   SOLE   0 0 100
VANGUARD BD INDEX FDS INTERMED TERM 921937819   40 516 SH   SOLE   0 0 516
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   0 11 SH   SOLE   0 0 11
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   0 7 SH   SOLE   0 0 7
VANGUARD INDEX FDS SMALL CP ETF 922908751   64 271 SH   SOLE   0 0 271
VANGUARD INDEX FDS SML CP GRW ETF 922908595   1,665 6,230 SH   SOLE   0 0 6,230
VANGUARD INDEX FDS MID CAP ETF 922908629   54 205 SH   SOLE   0 0 205
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   922 1,749 SH   SOLE   0 0 1,749
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,633 5,769 SH   SOLE   0 0 5,769
VANGUARD INDEX FDS GROWTH ETF 922908736   13,595 35,412 SH   SOLE   0 0 35,412
VANGUARD INDEX FDS LARGE CAP ETF 922908637   3,729 14,166 SH   SOLE   0 0 14,166
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   10 59 SH   SOLE   0 0 59
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   15 242 SH   SOLE   0 0 242
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   9 191 SH   SOLE   0 0 191
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   2,642 51,686 SH   SOLE   0 0 51,686
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   85 1,016 SH   SOLE   0 0 1,016
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   237 1,197 SH   SOLE   0 0 1,197
VANGUARD STAR FDS VG TL INTL STK F 921909768   371 5,732 SH   SOLE   0 0 5,732
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810   8,617 97,611 SH   SOLE   0 0 97,611
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   67 526 SH   SOLE   0 0 526
VANGUARD WORLD FD EXTENDED DUR 921910709   6 75 SH   SOLE   0 0 75
VANGUARD WORLD FD ESG US STK ETF 921910733   16,539 162,712 SH   SOLE   0 0 162,712
VANGUARD WORLD FD ESG INTL STK ETF 921910725   4,851 78,876 SH   SOLE   0 0 78,876
VERIZON COMMUNICATIONS INC COM 92343V104   3 75 SH   SOLE   0 0 75
VIAVI SOLUTIONS INC COM 925550105   2 250 SH   SOLE   0 0 250
VISA INC COM CL A 92826C839   151 551 SH   SOLE   0 0 551
WARNER BROS DISCOVERY INC COM SER A 934423104   0 3 SH   SOLE   0 0 3
WELLS FARGO CO NEW COM 949746101   13 241 SH   SOLE   0 0 241
WISDOMTREE TR US SMALLCAP FUND 97717W562   71 1,350 SH   SOLE   0 0 1,350
XYLEM INC COM 98419M100   14 109 SH   SOLE   0 0 109
ZIM INTEGRATED SHIPPING SERV SHS M9T951109   1 50 SH   SOLE   0 0 50
ZIMMER BIOMET HOLDINGS INC COM 98956P102   18 169 SH   SOLE   0 0 169