The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   106,620 600 SH   SOLE   0 0 600
AEGON LTD AMER REG 1 CERT 0076CA104   5,478 930 SH   SOLE   0 0 930
AIRBNB INC COM CL A 009066101   4,600 35 SH   SOLE   0 0 35
AMEREN CORP COM 023608102   92,795 1,041 SH   SOLE   0 0 1,041
APPLE INC COM 037833100   82,154 328 SH   SOLE   0 0 328
ASANA INC CL A 04342Y104   852 42 SH   SOLE   0 0 42
ASTRAZENECA PLC SPONSORED ADR 046353108   394 6 SH   SOLE   0 0 6
BIOLIFE SOLUTIONS INC COM NEW 09062W204   10,281 396 SH   SOLE   0 0 396
BRIGHTHOUSE FINL INC COM 10922N103   337 7 SH   SOLE   0 0 7
BROWN FORMAN CORP CL B 115637209   950 25 SH   SOLE   0 0 25
COHEN & STEERS INC COM 19247A100   575,002 6,227 SH   SOLE   0 0 6,227
COMPASS MINERALS INTL INC COM 20451N101   12 1 SH   SOLE   0 0 1
CVS HEALTH CORP COM 126650100   22,445 500 SH   SOLE   0 0 500
DIMENSIONAL ETF TRUST EMERGING MKTS CO 25434V732   3,090,924 118,019 SH   SOLE   2,284 0 115,735
DIMENSIONAL ETF TRUST EMERGING MKTS HI 25434V757   22,635 915 SH   SOLE   0 0 915
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   236,682 9,329 SH   SOLE   0 0 9,329
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   2,647,582 74,622 SH   SOLE   0 0 74,622
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   901,808 30,884 SH   SOLE   0 0 30,884
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   11,519,924 445,731 SH   SOLE   9,105 0 436,626
DIMENSIONAL ETF TRUST INTL SMALL CAP E 25434V773   106,478 4,336 SH   SOLE   0 0 4,336
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781   109,188 4,109 SH   SOLE   0 0 4,109
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   2,620,294 55,894 SH   SOLE   2,906 0 52,988
DIMENSIONAL ETF TRUST ULTRASHORT FIXED 25434V591   9,491,406 187,614 SH   SOLE   888 0 186,726
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   155,115 3,831 SH   SOLE   0 0 3,831
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   298,440 8,628 SH   SOLE   29 0 8,599
DIMENSIONAL ETF TRUST US EQUITY MARKET 25434V401   15,739,679 246,897 SH   SOLE   692 0 246,205
DIMENSIONAL ETF TRUST US LARGE CAP VAL 25434V666   6,713,041 223,544 SH   SOLE   659 0 222,885
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   14,514,902 354,714 SH   SOLE   155 0 354,559
DIMENSIONAL ETF TRUST US REAL ESTATE E 25434V823   4,786,651 205,700 SH   SOLE   5,072 0 200,628
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   16,649,059 255,825 SH   SOLE   2,416 0 253,409
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   3,770,853 122,510 SH   SOLE   2,531 0 119,979
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   8,590,259 154,335 SH   SOLE   0 0 154,335
DIMENSIONAL ETF TRUST WORLD EQUITY ETF 25434V617   202,509 3,242 SH   SOLE   124 0 3,118
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   33,650 1,354 SH   SOLE   12 0 1,342
DOMINION ENERGY INC COM 25746U109   32,316 600 SH   SOLE   0 0 600
DROPBOX INC CL A 26210C104   3,004 100 SH   SOLE   0 0 100
ELANCO ANIMAL HEALTH INC COM 28414H103   12,837 1,060 SH   SOLE   0 0 1,060
FIDELITY COVINGTON TRUST CONSMR STAPLES 316092303   2,818 57 SH   SOLE   0 0 57
FIDELITY COVINGTON TRUST MSCI COMMNTN SVC 316092873   5,694 97 SH   SOLE   0 0 97
FIDELITY COVINGTON TRUST MSCI CONSM DIS 316092204   3,314 34 SH   SOLE   0 0 34
FIDELITY COVINGTON TRUST MSCI ENERGY IDX 316092402   1,192 50 SH   SOLE   0 0 50
FIDELITY COVINGTON TRUST MSCI FINLS IDX 316092501   3,503 51 SH   SOLE   0 0 51
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600   8,365 128 SH   SOLE   0 0 128
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808   16,455 89 SH   SOLE   0 0 89
FIFTH THIRD BANCORP COM 316773100   973 23 SH   SOLE   0 0 23
FIRST BUSEY CORP COM NEW 319383204   11,173 474 SH   SOLE   0 0 474
FIRST TR MORNINGSTAR DIVID L SHS 336917109   105,683 2,625 SH   SOLE   0 0 2,625
FIRST TRUST LRGCP GWT ALPHAD COM SHS 33735K108   60,139 435 SH   SOLE   0 0 435
GSK PLC SPONSORED ADR 37733W204   102 3 SH   SOLE   0 0 3
HALEON PLC SPON ADS 405552100   39 4 SH   SOLE   0 0 4
HEWLETT PACKARD ENTERPRISE C COM 42824C109   22 1 SH   SOLE   0 0 1
INTEL CORP COM 458140100   33,765 1,684 SH   SOLE   0 0 1,684
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508   1,707 81 SH   SOLE   0 0 81
ISHARES GOLD TR ISHARES NEW 464285204   280,722 5,670 SH   SOLE   0 0 5,670
ISHARES TR CORE MSCI EAFE 46432F842   116,876 1,663 SH   SOLE   0 0 1,663
ISHARES TR CORE S&P MCP ETF 464287507   142,379 2,285 SH   SOLE   0 0 2,285
ISHARES TR CORE US AGGBD ET 464287226   8,431 87 SH   SOLE   0 0 87
ISHARES TR EAFE VALUE ETF 464288877   1,837 35 SH   SOLE   0 0 35
ISHARES TR GLOBAL 100 ETF 464287572   85,151 845 SH   SOLE   0 0 845
ISHARES TR GNMA BOND ETF 46429B333   534,307 12,446 SH   SOLE   0 0 12,446
ISHARES TR MSCI EMG MKT ETF 464287234   28,145 673 SH   SOLE   0 0 673
ISHARES TR NATIONAL MUN ETF 464288414   3,517 33 SH   SOLE   0 0 33
ISHARES TR RUS 1000 GRW ETF 464287614   518,039 1,290 SH   SOLE   0 0 1,290
ISHARES TR RUS 1000 VAL ETF 464287598   293,802 1,587 SH   SOLE   0 0 1,587
ISHARES TR RUSSELL 2000 ETF 464287655   119,982 543 SH   SOLE   0 0 543
ISHARES TR S&P 500 VAL ETF 464287408   85,896 450 SH   SOLE   0 0 450
KINDER MORGAN INC DEL COM 49456B101   38,360 1,400 SH   SOLE   0 0 1,400
KOHLS CORP COM 500255104   2,808 200 SH   SOLE   0 0 200
METLIFE INC COM 59156R108   6,797 83 SH   SOLE   0 0 83
MR COOPER GROUP INC COM 62482R107   385 4 SH   SOLE   0 0 4
NET LEASE OFFICE PROPERTIES COM 64110Y108   3,621 116 SH   SOLE   0 0 116
NOVOCURE LTD ORD SHS G6674U108   4,113 138 SH   SOLE   0 0 138
PELOTON INTERACTIVE INC CL A COM 70614W100   305 35 SH   SOLE   0 0 35
PG&E CORP COM 69331C108   6,357 315 SH   SOLE   0 0 315
PHILLIPS 66 COM 718546104   228 2 SH   SOLE   0 0 2
REPUBLIC BANCORP INC KY CL A 760281204   286,048 4,094 SH   SOLE   0 0 4,094
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   2,956 111 SH   SOLE   0 0 111
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   21,719 1,174 SH   SOLE   0 0 1,174
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888   1,717 50 SH   SOLE   0 0 50
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   10,223 441 SH   SOLE   0 0 441
SCHWAB STRATEGIC TR US REIT ETF 808524847   7,687 365 SH   SOLE   0 0 365
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   14,534 562 SH   SOLE   0 0 562
SPDR SER TR NUVEEN BLMBRG SH 78468R739   7,867 166 SH   SOLE   0 0 166
STOCK YDS BANCORP INC COM 861025104   112,786 1,575 SH   SOLE   0 0 1,575
THE BEACHBODY COMPANY INC COM CL A NEW 073463309   80 13 SH   SOLE   0 0 13
THERMO FISHER SCIENTIFIC INC COM 883556102   28,613 55 SH   SOLE   0 0 55
UNITEDHEALTH GROUP INC COM 91324P102   40,469 80 SH   SOLE   0 0 80
UNITY SOFTWARE INC COM 91332U101   45 2 SH   SOLE   0 0 2
VANGUARD BD INDEX FDS INTERMED TERM 921937819   1,757,310 23,515 SH   SOLE   0 0 23,515
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   398,454 5,541 SH   SOLE   0 0 5,541
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303   3,629,050 73,137 SH   SOLE   456 0 72,681
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   6,840 36 SH   SOLE   0 0 36
VANGUARD INDEX FDS GROWTH ETF 922908736   737,972 1,798 SH   SOLE   0 0 1,798
VANGUARD INDEX FDS LARGE CAP ETF 922908637   95,205 353 SH   SOLE   0 0 353
VANGUARD INDEX FDS MID CAP ETF 922908629   62,599 237 SH   SOLE   0 0 237
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   509,790 946 SH   SOLE   0 0 946
VANGUARD INDEX FDS SM CP VAL ETF 922908611   2,688,835 13,568 SH   SOLE   0 0 13,568
VANGUARD INDEX FDS SMALL CP ETF 922908751   391,378 1,629 SH   SOLE   0 0 1,629
VANGUARD INDEX FDS SML CP GRW ETF 922908595   2,614,081 9,334 SH   SOLE   0 0 9,334
VANGUARD INDEX FDS TOTAL STK MKT 922908769   410,514 1,416 SH   SOLE   0 0 1,416
VANGUARD INDEX FDS VALUE ETF 922908744   2,482,650 14,664 SH   SOLE   0 0 14,664
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   407,726 7,102 SH   SOLE   0 0 7,102
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   812,918 18,459 SH   SOLE   0 0 18,459
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   149,875 1,309 SH   SOLE   0 0 1,309
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676   2,888 73 SH   SOLE   0 0 73
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   4,709 40 SH   SOLE   0 0 40
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   623,166 12,870 SH   SOLE   0 0 12,870
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   112,378 1,400 SH   SOLE   0 0 1,400
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   880,449 11,286 SH   SOLE   348 0 10,938
VANGUARD STAR FDS VG TL INTL STK F 921909768   104,588 1,775 SH   SOLE   0 0 1,775
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   798,116 16,690 SH   SOLE   0 0 16,690
VANGUARD WELLINGTON FD SHORT TRM TAX EX 921935870   760,497 7,586 SH   SOLE   0 0 7,586
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   40,829 320 SH   SOLE   0 0 320
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840   453,424 3,630 SH   SOLE   0 0 3,630
VANGUARD WORLD FD MEGA GRWTH IND 921910816   3,392,891 9,880 SH   SOLE   0 0 9,880
WP CAREY INC COM 92936U109   81,121 1,489 SH   SOLE   0 0 1,489