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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMERICAN CENTY ETF TR EMERGING MKT VAL 025072372   232 4,765 SH   SOLE 0 0 0 4,765
AMERICAN CENTY ETF TR INTL SMCP VLU 025072802   2,367 36,441 SH   SOLE 0 0 0 36,441
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   3,540 58,915 SH   SOLE 0 0 0 58,915
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   25,867 498,684 SH   SOLE 0 0 0 498,684
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   30,874 786,207 SH   SOLE 0 0 0 786,207
DIMENSIONAL ETF TRUST EMERGING MKTS VA 25434V740   423 15,366 SH   SOLE 0 0 0 15,366
DIMENSIONAL ETF TRUST INTL SMALL CAP V 25434V781   1,059 39,345 SH   SOLE 0 0 0 39,345
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   20,532 571,292 SH   SOLE 0 0 0 571,292
DIMENSIONAL ETF TRUST US SMALL CAP VAL 25434V815   4,285 148,899 SH   SOLE 0 0 0 148,899
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1500 46137V597   291 7,666 SH   SOLE 0 0 0 7,666
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613   254 6,670 SH   SOLE 0 0 0 6,670
INVESCO EXCH TRADED FD TR II FTSE RAFI EMNG 46138E727   224 11,075 SH   SOLE 0 0 0 11,075
INVESCO EXCH TRADED FD TR II FTSE RAFI SML 46138E735   288 8,908 SH   SOLE 0 0 0 8,908
ISHARES TR 0-3 MNTH TREASRY 46436E718   38,510 382,390 SH   SOLE 0 0 0 382,390
VANECK ETF TRUST GOLD MINERS ETF 92189F106   3,832 112,950 SH   SOLE 0 0 0 112,950
VANGUARD INDEX FDS TOTAL STK MKT 922908769   9,280 34,689 SH   SOLE 0 0 0 34,689