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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   309,221 2,976 SH   SOLE   0 0 2,976
ABBVIE INC COM 00287Y109   645,523 3,764 SH   SOLE   0 0 3,764
ADVANCED MICRO DEVICES INC COM 007903107   328,475 2,025 SH   SOLE   0 0 2,025
ALPHABET INC CAP STK CL C 02079K107   1,394,479 7,603 SH   SOLE   0 0 7,603
ALPHABET INC CAP STK CL A 02079K305   917,672 5,038 SH   SOLE   0 0 5,038
ALTRIA GROUP INC COM 02209S103   312,063 6,851 SH   SOLE   0 0 6,851
AMAZON COM INC COM 023135106   4,446,681 23,010 SH   SOLE   0 0 23,010
AMERICAN CENTY ETF TR DIVERSIFID CRP 025072109   365,859 7,950 SH   SOLE   0 0 7,950
AMERICAN CENTY ETF TR US QUALITY VAL 025072208   204,255 3,600 SH   SOLE   0 0 3,600
AMETEK INC COM 031100100   452,118 2,712 SH   SOLE   0 0 2,712
AMGEN INC COM 031162100   637,710 2,041 SH   SOLE   0 0 2,041
ANALOG DEVICES INC COM 032654105   206,821 906 SH   SOLE   0 0 906
APPLE INC COM 037833100   6,892,083 32,723 SH   SOLE   0 0 32,723
AT&T INC COM 00206R102   463,457 24,252 SH   SOLE   0 0 24,252
BANK AMERICA CORP COM 060505104   306,445 7,705 SH   SOLE   0 0 7,705
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,380,272 3,393 SH   SOLE   0 0 3,393
BOSTON SCIENTIFIC CORP COM 101137107   204,076 2,650 SH   SOLE   0 0 2,650
CHEVRON CORP NEW COM 166764100   266,188 1,702 SH   SOLE   0 0 1,702
CISCO SYS INC COM 17275R102   257,152 5,413 SH   SOLE   0 0 5,413
COCA COLA CO COM 191216100   205,738 3,232 SH   SOLE   0 0 3,232
DIMENSIONAL ETF TRUST US CORE EQT MKT 25434V104   816,955 21,791 SH   SOLE   0 0 21,791
DIMENSIONAL ETF TRUST EMGR CRE EQT MNG 25434V302   455,913 17,623 SH   SOLE   0 0 17,623
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   5,548,177 94,277 SH   SOLE   0 0 94,277
DIMENSIONAL ETF TRUST US SMALL CAP ETF 25434V500   3,096,134 51,534 SH   SOLE   0 0 51,534
DIMENSIONAL ETF TRUST WORLD EQUITY ETF 25434V617   299,071 5,023 SH   SOLE   0 0 5,023
DIMENSIONAL ETF TRUST US CORE EQUITY 1 25434V625   1,769,948 29,737 SH   SOLE   0 0 29,737
DIMENSIONAL ETF TRUST INTERNATIONAL 25434V690   404,306 12,274 SH   SOLE   0 0 12,274
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   17,884,492 554,730 SH   SOLE   0 0 554,730
DIMENSIONAL ETF TRUST US SUSTAINABILTY 25434V716   706,577 20,269 SH   SOLE   0 0 20,269
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   3,849,520 98,027 SH   SOLE   0 0 98,027
DIMENSIONAL ETF TRUST INTL CORE EQUITY 25434V799   238,553 9,074 SH   SOLE   0 0 9,074
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   531,028 14,775 SH   SOLE   0 0 14,775
DIMENSIONAL ETF TRUST CORE FIXED INCOM 25434V872   703,208 16,928 SH   SOLE   0 0 16,928
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880   4,693,960 184,656 SH   SOLE   0 0 184,656
DISNEY WALT CO COM 254687106   221,536 2,231 SH   SOLE   0 0 2,231
EDWARDS LIFESCIENCES CORP COM 28176E108   290,042 3,140 SH   SOLE   0 0 3,140
ELI LILLY & CO COM 532457108   565,364 624 SH   SOLE   0 0 624
EOS ENERGY ENTERPRISES INC COM CL A 29415C101   27,305 21,500 SH   SOLE   0 0 21,500
EXXON MOBIL CORP COM 30231G102   1,512,127 13,135 SH   SOLE   0 0 13,135
FIDELITY COVINGTON TRUST ENHANCED LARGE 316092113   214,953 7,025 SH   SOLE   0 0 7,025
FIDELITY COVINGTON TRUST BLUE CHIP GRWTH 316092352   464,953 10,956 SH   SOLE   0 0 10,956
FIDELITY COVINGTON TRUST MSCI HLTH CARE I 316092600   220,433 3,213 SH   SOLE   0 0 3,213
FIDELITY COVINGTON TRUST ENHANCED LARGE 31609A107   748,704 26,215 SH   SOLE   0 0 26,215
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309   1,289,325 28,696 SH   SOLE   0 0 28,696
FORTINET INC COM 34959E109   302,917 5,026 SH   SOLE   0 0 5,026
HOME DEPOT INC COM 437076102   227,031 660 SH   SOLE   0 0 660
HONEYWELL INTL INC COM 438516106   211,084 988 SH   SOLE   0 0 988
INTEL CORP COM 458140100   240,260 7,758 SH   SOLE   0 0 7,758
INTERNATIONAL BUSINESS MACHS COM 459200101   493,352 2,853 SH   SOLE   0 0 2,853
INVESCO EXCHANGE TRADED FD T LARGE CAP GROWTH 46137V746   264,473 2,800 SH   SOLE   0 0 2,800
INVESCO QQQ TR UNIT SER 1 46090E103   2,407,877 5,026 SH   SOLE   0 0 5,026
ISHARES GOLD TR ISHARES NEW 464285204   228,128 5,193 SH   SOLE   0 0 5,193
ISHARES INC CORE MSCI EMKT 46434G103   486,513 9,089 SH   SOLE   0 0 9,089
ISHARES SILVER TR ISHARES 46428Q109   218,007 8,205 SH   SOLE   0 0 8,205
ISHARES TR CORE S&P TTL STK 464287150   4,669,978 39,316 SH   SOLE   0 0 39,316
ISHARES TR SELECT DIVID ETF 464287168   1,698,627 14,041 SH   SOLE   0 0 14,041
ISHARES TR TIPS BD ETF 464287176   300,653 2,816 SH   SOLE   0 0 2,816
ISHARES TR CORE S&P500 ETF 464287200   10,225,881 18,687 SH   SOLE   0 0 18,687
ISHARES TR CORE US AGGBD ET 464287226   826,066 8,510 SH   SOLE   0 0 8,510
ISHARES TR IBOXX INV CP ETF 464287242   2,002,129 18,691 SH   SOLE   0 0 18,691
ISHARES TR S&P 500 GRWT ETF 464287309   5,776,641 62,423 SH   SOLE   0 0 62,423
ISHARES TR S&P 500 VAL ETF 464287408   2,543,523 13,975 SH   SOLE   0 0 13,975
ISHARES TR 7-10 YR TRSY BD 464287440   354,587 3,786 SH   SOLE   0 0 3,786
ISHARES TR 1 3 YR TREAS BD 464287457   1,660,026 20,331 SH   SOLE   0 0 20,331
ISHARES TR RUS MID CAP ETF 464287499   689,858 8,508 SH   SOLE   0 0 8,508
ISHARES TR CORE S&P MCP ETF 464287507   1,954,320 33,396 SH   SOLE   0 0 33,396
ISHARES TR RUS 1000 VAL ETF 464287598   950,279 5,447 SH   SOLE   0 0 5,447
ISHARES TR RUS 1000 GRW ETF 464287614   1,905,682 5,228 SH   SOLE   0 0 5,228
ISHARES TR RUS 2000 GRW ETF 464287648   319,656 1,218 SH   SOLE   0 0 1,218
ISHARES TR CORE S&P US VLU 464287663   412,448 4,680 SH   SOLE   0 0 4,680
ISHARES TR U.S. TECH ETF 464287721   1,130,307 7,510 SH   SOLE   0 0 7,510
ISHARES TR U.S. REAL ES ETF 464287739   350,565 3,996 SH   SOLE   0 0 3,996
ISHARES TR U.S. FINLS ETF 464287788   266,067 2,813 SH   SOLE   0 0 2,813
ISHARES TR CORE S&P SCP ETF 464287804   11,706,167 109,752 SH   SOLE   0 0 109,752
ISHARES TR CALIF MUN BD ETF 464288356   648,432 11,400 SH   SOLE   0 0 11,400
ISHARES TR ISHS 1-5YR INVS 464288646   2,763,797 53,938 SH   SOLE   0 0 53,938
ISHARES TR SHORT TREAS BD 464288679   584,545 5,290 SH   SOLE   0 0 5,290
ISHARES TR PFD AND INCM SEC 464288687   900,376 28,538 SH   SOLE   0 0 28,538
ISHARES TR MODERT ALLOC ETF 464289875   5,527,864 128,525 SH   SOLE   0 0 128,525
ISHARES TR CONSER ALLOC ETF 464289883   5,275,276 142,861 SH   SOLE   0 0 142,861
ISHARES TR FLTG RATE NT ETF 46429B655   229,803 4,498 SH   SOLE   0 0 4,498
ISHARES TR CORE HIGH DV ETF 46429B663   1,990,516 18,312 SH   SOLE   0 0 18,312
ISHARES TR MSCI USA MIN VOL 46429B697   5,932,226 70,655 SH   SOLE   0 0 70,655
ISHARES TR MSCI USA QLT FCT 46432F339   941,723 5,515 SH   SOLE   0 0 5,515
ISHARES TR MSCI USA MMENTM 46432F396   557,573 2,861 SH   SOLE   0 0 2,861
ISHARES TR CORE MSCI TOTAL 46432F834   456,480 6,757 SH   SOLE   0 0 6,757
ISHARES TR CORE MSCI EAFE 46432F842   2,144,736 29,526 SH   SOLE   0 0 29,526
ISHARES TR CORE 1 5 YR USD 46432F859   2,197,140 46,383 SH   SOLE   0 0 46,383
ISHARES TR 0-5YR INVT GR CP 46434V100   476,986 9,685 SH   SOLE   0 0 9,685
ISHARES TR CORE TOTAL USD 46434V613   2,358,042 52,146 SH   SOLE   0 0 52,146
ISHARES TR CORE DIV GRWTH 46434V621   659,898 11,455 SH   SOLE   0 0 11,455
ISHARES TR US FIXED INC BAL 46435U796   338,979 3,948 SH   SOLE   0 0 3,948
ISHARES U S ETF TR BLACKROCK SH DUR 46431W507   912,131 18,123 SH   SOLE   0 0 18,123
JOHNSON & JOHNSON COM 478160104   743,943 5,090 SH   SOLE   0 0 5,090
JPMORGAN CHASE & CO. COM 46625H100   946,065 4,677 SH   SOLE   0 0 4,677
MASTERCARD INCORPORATED CL A 57636Q104   293,489 665 SH   SOLE   0 0 665
MERCK & CO INC COM 58933Y105   257,504 2,080 SH   SOLE   0 0 2,080
META PLATFORMS INC CL A 30303M102   1,294,093 2,567 SH   SOLE   0 0 2,567
MICROSOFT CORP COM 594918104   5,389,816 12,059 SH   SOLE   0 0 12,059
NOVO-NORDISK A S ADR 670100205   206,973 1,450 SH   SOLE   0 0 1,450
NUVEEN FLOATING RATE INCOME COM 67072T108   155,694 17,999 SH   SOLE   0 0 17,999
NVIDIA CORPORATION COM 67066G104   1,512,318 12,242 SH   SOLE   0 0 12,242
ORACLE CORP COM 68389X105   241,311 1,709 SH   SOLE   0 0 1,709
PEPSICO INC COM 713448108   239,613 1,453 SH   SOLE   0 0 1,453
PIMCO ETF TR ACTIVE BD ETF 72201R775   388,729 4,268 SH   SOLE   0 0 4,268
PIMCO ETF TR ENHAN SHRT MA AC 72201R833   281,287 2,795 SH   SOLE   0 0 2,795
PROCTER AND GAMBLE CO COM 742718109   3,599,947 21,828 SH   SOLE   0 0 21,828
PROLOGIS INC. COM 74340W103   811,552 7,226 SH   SOLE   0 0 7,226
PROSHARES TR S&P 500 DV ARIST 74348A467   514,344 5,350 SH   SOLE   0 0 5,350
PUBLIC STORAGE OPER CO COM 74460D109   246,228 856 SH   SOLE   0 0 856
REALTY INCOME CORP COM 756109104   1,291,376 24,449 SH   SOLE   0 0 24,449
REPLIGEN CORP COM 759916109   216,823 1,720 SH   SOLE   0 0 1,720
RLI CORP COM 749607107   260,839 1,854 SH   SOLE   0 0 1,854
RTX CORPORATION COM 75513E101   351,922 3,506 SH   SOLE   0 0 3,506
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   208,537 2,068 SH   SOLE   0 0 2,068
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   1,801,451 23,167 SH   SOLE   0 0 23,167
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   302,202 7,866 SH   SOLE   0 0 7,866
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   688,576 8,992 SH   SOLE   0 0 8,992
SELECT SECTOR SPDR TR ENERGY 81369Y506   214,039 2,348 SH   SOLE   0 0 2,348
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   749,133 18,223 SH   SOLE   0 0 18,223
SPDR GOLD TR GOLD SHS 78463V107   617,294 2,871 SH   SOLE   0 0 2,871
SPDR INDEX SHS FDS S&P EMKTSC ETF 78463X756   280,459 4,842 SH   SOLE   0 0 4,842
SPDR S&P 500 ETF TR TR UNIT 78462F103   811,174 1,491 SH   SOLE   0 0 1,491
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   1,903,026 3,557 SH   SOLE   0 0 3,557
SPDR SER TR FTSE INT GVT ETF 78464A490   334,621 8,689 SH   SOLE   0 0 8,689
SPDR SER TR S&P DIVID ETF 78464A763   605,184 4,758 SH   SOLE   0 0 4,758
STARBUCKS CORP COM 855244109   201,268 2,585 SH   SOLE   0 0 2,585
STRYKER CORPORATION COM 863667101   279,346 821 SH   SOLE   0 0 821
TESLA INC COM 88160R101   1,229,869 6,215 SH   SOLE   0 0 6,215
UNITEDHEALTH GROUP INC COM 91324P102   245,993 483 SH   SOLE   0 0 483
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505   925,779 2,776 SH   SOLE   0 0 2,776
VANGUARD BD INDEX FDS INTERMED TERM 921937819   224,745 3,001 SH   SOLE   0 0 3,001
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   1,143,099 15,865 SH   SOLE   0 0 15,865
VANGUARD BD INDEX FDS VANGUARD ULTRA 92203C303   208,875 4,218 SH   SOLE   0 0 4,218
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   2,101,514 4,202 SH   SOLE   0 0 4,202
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   203,161 885 SH   SOLE   0 0 885
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   1,365,036 16,297 SH   SOLE   0 0 16,297
VANGUARD INDEX FDS SM CP VAL ETF 922908611   244,587 1,340 SH   SOLE   0 0 1,340
VANGUARD INDEX FDS MID CAP ETF 922908629   430,861 1,780 SH   SOLE   0 0 1,780
VANGUARD INDEX FDS GROWTH ETF 922908736   16,928,838 45,263 SH   SOLE   0 0 45,263
VANGUARD INDEX FDS VALUE ETF 922908744   6,643,781 41,418 SH   SOLE   0 0 41,418
VANGUARD INDEX FDS SMALL CP ETF 922908751   1,877,544 8,611 SH   SOLE   0 0 8,611
VANGUARD INDEX FDS TOTAL STK MKT 922908769   2,250,080 8,411 SH   SOLE   0 0 8,411
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   281,707 4,804 SH   SOLE   0 0 4,804
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   1,179,942 26,964 SH   SOLE   0 0 26,964
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   2,405,591 41,483 SH   SOLE   0 0 41,483
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   1,230,639 15,925 SH   SOLE   0 0 15,925
VANGUARD SCOTTSDALE FDS TOTAL CORP BND 92206C573   328,462 4,339 SH   SOLE   0 0 4,339
VANGUARD SCOTTSDALE FDS VNG RUS3000IDX 92206C599   1,221,185 5,097 SH   SOLE   0 0 5,097
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   320,510 5,504 SH   SOLE   0 0 5,504
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   519,465 6,499 SH   SOLE   0 0 6,499
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   4,932,145 27,018 SH   SOLE   0 0 27,018
VANGUARD STAR FDS VG TL INTL STK F 921909768   1,133,965 18,805 SH   SOLE   0 0 18,805
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   503,285 10,184 SH   SOLE   0 0 10,184
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   16,352,429 137,879 SH   SOLE   0 0 137,879
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   3,972,457 57,967 SH   SOLE   0 0 57,967
VERIZON COMMUNICATIONS INC COM 92343V104   655,210 15,888 SH   SOLE   0 0 15,888
VERTEX PHARMACEUTICALS INC COM 92532F100   333,260 711 SH   SOLE   0 0 711
VISA INC COM CL A 92826C839   226,624 863 SH   SOLE   0 0 863
WALMART INC COM 931142103   410,028 6,056 SH   SOLE   0 0 6,056
WASTE MGMT INC DEL COM 94106L109   347,082 1,627 SH   SOLE   0 0 1,627
WATERS CORP COM 941848103   598,208 2,062 SH   SOLE   0 0 2,062
WELLS FARGO CO NEW COM 949746101   349,400 5,883 SH   SOLE   0 0 5,883
WELLTOWER INC COM 95040Q104   505,196 4,846 SH   SOLE   0 0 4,846
WORKDAY INC CL A 98138H101   232,950 1,042 SH   SOLE   0 0 1,042