The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 606 3,687 SH   SOLE   3,687 0 0
ABBOTT LABS COM 002824100 619 7,400 SH   SOLE   7,400 0 0
ABBVIE INC COM 00287Y109 490 6,468 SH   SOLE   6,468 0 0
ABERDEEN TOTAL DYNAMIC DIVD COM SH BEN INT 00326L100 158 18,910 SH   SOLE   18,910 0 0
ADVANCED MICRO DEVICES INC COM 007903107 411 14,180 SH   SOLE   14,180 0 0
AIR PRODS & CHEMS INC COM 009158106 260 1,172 SH   SOLE   1,172 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 296 1,771 SH   SOLE   1,771 0 0
ALPHABET INC CAP STK CL C 02079K107 1,010 829 SH   SOLE   829 0 0
ALPHABET INC CAP STK CL A 02079K305 1,263 1,034 SH   SOLE   1,034 0 0
ALTRIA GROUP INC COM 02209S103 382 9,342 SH   SOLE   9,342 0 0
AMAZON COM INC COM 023135106 1,482 854 SH   SOLE   854 0 0
AMGEN INC COM 031162100 343 1,775 SH   SOLE   1,775 0 0
ANNALY CAP MGMT INC COM 035710409 173 19,648 SH   SOLE   19,648 0 0
APPLE INC COM 037833100 1,690 7,547 SH   SOLE   7,547 0 0
APPLIED MATLS INC COM 038222105 594 11,903 SH   SOLE   11,903 0 0
AT&T INC COM 00206R102 695 18,370 SH   SOLE   18,370 0 0
B2GOLD CORP COM 11777Q209 36 11,137 SH   SOLE   11,137 0 0
BANK AMER CORP COM 060505104 220 7,533 SH   SOLE   7,533 0 0
BAXTER INTL INC COM 071813109 229 2,622 SH   SOLE   2,622 0 0
BLACKROCK ENHANCED INTL DIV COM BENE INTER 092524107 186 34,288 SH   SOLE   34,288 0 0
BLACKROCK MUN 2030 TAR TERM COM SHS BEN IN 09257P105 693 29,283 SH   SOLE   29,283 0 0
BLACKROCK MUNIYIELD INVST FD COM 09254R104 153 10,712 SH   SOLE   10,712 0 0
BLACKROCK TAX MUNICPAL BD TR SHS 09248X100 303 12,250 SH   SOLE   12,250 0 0
BOEING CO COM 097023105 592 1,557 SH   SOLE   1,557 0 0
BP PLC SPONSORED ADR 055622104 340 8,945 SH   SOLE   8,945 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 221 4,362 SH   SOLE   4,362 0 0
BROOKDALE SR LIVING INC COM 112463104 92 12,116 SH   SOLE   12,116 0 0
CAMPBELL SOUP CO COM 134429109 516 10,991 SH   SOLE   10,991 0 0
CHEVRON CORP NEW COM 166764100 449 3,784 SH   SOLE   3,784 0 0
CHIPOTLE MEXICAN GRILL INC COM 169656105 255 303 SH   SOLE   303 0 0
CISCO SYS INC COM 17275R102 478 9,679 SH   SOLE   9,679 0 0
CITIGROUP INC COM NEW 172967424 363 5,253 SH   SOLE   5,253 0 0
CLOROX CO DEL COM 189054109 203 1,337 SH   SOLE   1,337 0 0
CMS ENERGY CORP COM 125896100 203 3,174 SH   SOLE   3,174 0 0
COCA COLA CO COM 191216100 959 17,616 SH   SOLE   17,616 0 0
COMCAST CORP NEW CL A 20030N101 237 5,266 SH   SOLE   5,266 0 0
CONOCOPHILLIPS COM 20825C104 364 6,394 SH   SOLE   6,394 0 0
CONSTELLATION BRANDS INC CL A 21036P108 261 1,260 SH   SOLE   1,260 0 0
COSTCO WHSL CORP NEW COM 22160K105 273 949 SH   SOLE   949 0 0
CSX CORP COM 126408103 328 4,742 SH   SOLE   4,742 0 0
CVS HEALTH CORP COM 126650100 260 4,115 SH   SOLE   4,115 0 0
DANAHER CORPORATION COM 235851102 238 1,645 SH   SOLE   1,645 0 0
DELTA AIR LINES INC DEL COM NEW 247361702 227 3,942 SH   SOLE   3,942 0 0
DISNEY WALT CO COM DISNEY 254687106 1,185 9,095 SH   SOLE   9,095 0 0
DOLLAR GEN CORP NEW COM 256677105 210 1,319 SH   SOLE   1,319 0 0
DOMINION ENERGY INC COM 25746U109 395 4,870 SH   SOLE   4,870 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 1,715 17,888 SH   SOLE   17,888 0 0
EATON VANCE RISK MNGD DIV EQ COM 27829G106 285 30,895 SH   SOLE   30,895 0 0
EQUITY RESIDENTIAL SH BEN INT 29476L107 289 3,350 SH   SOLE   3,350 0 0
EXELON CORP COM 30161N101 343 7,094 SH   SOLE   7,094 0 0
EXXON MOBIL CORP COM 30231G102 1,134 16,065 SH   SOLE   16,065 0 0
FACEBOOK INC CL A 30303M102 430 2,413 SH   SOLE   2,413 0 0
FORD MTR CO DEL COM 345370860 213 23,267 SH   SOLE   23,267 0 0
GENERAL ELECTRIC CO COM 369604103 231 25,790 SH   SOLE   25,790 0 0
GENERAL MLS INC COM 370334104 269 4,874 SH   SOLE   4,874 0 0
GOLDMAN SACHS ETF TR EQUITY ETF 381430503 270 4,500 SH   SOLE   4,500 0 0
HOME DEPOT INC COM 437076102 1,800 7,760 SH   SOLE   7,760 0 0
HONEYWELL INTL INC COM 438516106 1,440 8,512 SH   SOLE   8,512 0 0
INTEL CORP COM 458140100 923 17,912 SH   SOLE   17,912 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 306 2,103 SH   SOLE   2,103 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 514 4,757 SH   SOLE   4,757 0 0
INVESCO EXCHNG TRADED FD TR S&P500 LOW VOL 46138E354 250 4,320 SH   SOLE   4,320 0 0
INVESCO EXCHNG TRADED FD TR NATL AMT MUNI 46138E537 399 15,050 SH   SOLE   15,050 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 1,047 5,543 SH   SOLE   5,543 0 0
INVESCO QUALITY MUNI INC TRS COM 46133G107 179 14,032 SH   SOLE   14,032 0 0
ISHARES TR TIPS BD ETF 464287176 458 3,936 SH   SOLE   3,936 0 0
ISHARES TR CORE S&P500 ETF 464287200 1,242 4,161 SH   SOLE   4,161 0 0
ISHARES TR CORE US AGGBD ET 464287226 657 5,809 SH   SOLE   5,809 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 422 4,979 SH   SOLE   4,979 0 0
ISHARES TR MSCI EAFE ETF 464287465 395 6,051 SH   SOLE   6,051 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 341 2,252 SH   SOLE   2,252 0 0
ISHARES TR NATIONAL MUN ETF 464288414 713 6,245 SH   SOLE   6,245 0 0
ISHARES TR 3 7 YR TREAS BD 464288661 320 2,520 SH   SOLE   2,520 0 0
ISHARES TR 0-5 YR TIPS ETF 46429B747 305 3,041 SH   SOLE   3,041 0 0
ISHARES TR USA MOMENTUM FCT 46432F396 257 2,153 SH   SOLE   2,153 0 0
JOHNSON & JOHNSON COM 478160104 885 6,840 SH   SOLE   6,840 0 0
JPMORGAN CHASE & CO COM 46625H100 638 5,419 SH   SOLE   5,419 0 0
MARATHON PETE CORP COM 56585A102 201 3,314 SH   SOLE   3,314 0 0
MCDONALDS CORP COM 580135101 1,235 5,752 SH   SOLE   5,752 0 0
MERCK & CO INC COM 58933Y105 637 7,571 SH   SOLE   7,571 0 0
MICROSOFT CORP COM 594918104 2,481 17,846 SH   SOLE   17,846 0 0
NEWMONT GOLDCORP CORPORATION COM 651639106 290 7,654 SH   SOLE   7,654 0 0
NEXPOINT RESIDENTIAL TR INC COM 65341D102 223 4,770 SH   SOLE   4,770 0 0
NEXTERA ENERGY INC COM 65339F101 812 3,486 SH   SOLE   3,486 0 0
NORFOLK SOUTHERN CORP COM 655844108 475 2,642 SH   SOLE   2,642 0 0
NUVEEN AMT FREE QLTY MUN INC COM 670657105 523 36,579 SH   SOLE   36,579 0 0
NVIDIA CORP COM 67066G104 513 2,946 SH   SOLE   2,946 0 0
PARKER HANNIFIN CORP COM 701094104 213 1,181 SH   SOLE   1,181 0 0
PAYCHEX INC COM 704326107 311 3,760 SH   SOLE   3,760 0 0
PAYPAL HLDGS INC COM 70450Y103 594 5,736 SH   SOLE   5,736 0 0
PEOPLES UTD FINL INC COM 712704105 267 17,053 SH   SOLE   17,053 0 0
PEPSICO INC COM 713448108 449 3,278 SH   SOLE   3,278 0 0
PFIZER INC COM 717081103 367 10,207 SH   SOLE   10,207 0 0
PHILIP MORRIS INTL INC COM 718172109 276 3,639 SH   SOLE   3,639 0 0
PHILLIPS 66 COM 718546104 421 4,111 SH   SOLE   4,111 0 0
PPG INDS INC COM 693506107 494 4,169 SH   SOLE   4,169 0 0
PROCTER & GAMBLE CO COM 742718109 1,310 10,529 SH   SOLE   10,529 0 0
PUTNAM MUN OPPORTUNITIES TR SH BEN INT 746922103 189 14,478 SH   SOLE   14,478 0 0
RAYTHEON CO COM NEW 755111507 326 1,660 SH   SOLE   1,660 0 0
REALTY INCOME CORP COM 756109104 279 3,642 SH   SOLE   3,642 0 0
REPUBLIC SVCS INC COM 760759100 234 2,702 SH   SOLE   2,702 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 527 8,963 SH   SOLE   8,963 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 7,092 99,861 SH   SOLE   99,861 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 1,027 14,482 SH   SOLE   14,482 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 203 2,907 SH   SOLE   2,907 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 1,091 43,407 SH   SOLE   43,407 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 572 14,467 SH   SOLE   14,467 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 323 5,893 SH   SOLE   5,893 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 2,423 76,059 SH   SOLE   76,059 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 1,663 30,886 SH   SOLE   30,886 0 0
SCHWAB STRATEGIC TR INTRM TRM TRES 808524854 2,158 38,834 SH   SOLE   38,834 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 4,654 91,999 SH   SOLE   91,999 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 1,041 18,344 SH   SOLE   18,344 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 205 2,277 SH   SOLE   2,277 0 0
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 1,159 41,375 SH   SOLE   41,375 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 1,017 13,103 SH   SOLE   13,103 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1,582 19,648 SH   SOLE   19,648 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 338 5,224 SH   SOLE   5,224 0 0
SIRIUS XM HLDGS INC COM 82968B103 113 18,054 SH   SOLE   18,054 0 0
SOUTHERN CO COM 842587107 607 9,830 SH   SOLE   9,830 0 0
SOUTHWEST AIRLS CO COM 844741108 420 7,774 SH   SOLE   7,774 0 0
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 277 1,030 SH   SOLE   1,030 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 8,371 28,208 SH   SOLE   28,208 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 211 600 SH   SOLE   600 0 0
SPDR SERIES TRUST PORTFOLIO TL STK 78464A805 220 5,990 SH   SOLE   5,990 0 0
SPDR SERIES TRUST PORTFOLIO SH TSR 78468R101 802 26,715 SH   SOLE   26,715 0 0
SPDR SERIES TRUST BLOMBERG BRC INV 78468R200 704 22,879 SH   SOLE   22,879 0 0
SPDR SERIES TRUST NUVEEN BRC MUNIC 78468R721 234 4,614 SH   SOLE   4,614 0 0
SPDR SERIES TRUST NUVEEN BLMBRG SR 78468R739 296 6,035 SH   SOLE   6,035 0 0
SPLUNK INC COM 848637104 324 2,745 SH   SOLE   2,745 0 0
SUNTRUST BKS INC COM 867914103 323 4,691 SH   SOLE   4,691 0 0
SYSCO CORP COM 871829107 226 2,843 SH   SOLE   2,843 0 0
TORONTO DOMINION BK ONT COM NEW 891160509 205 3,514 SH   SOLE   3,514 0 0
TRI CONTL CORP COM 895436103 1,038 38,091 SH   SOLE   38,091 0 0
UNION PACIFIC CORP COM 907818108 347 2,140 SH   SOLE   2,140 0 0
UNITED PARCEL SERVICE INC CL B 911312106 376 3,135 SH   SOLE   3,135 0 0
UNITEDHEALTH GROUP INC COM 91324P102 323 1,487 SH   SOLE   1,487 0 0
VALLEY NATL BANCORP COM 919794107 555 51,076 SH   SOLE   51,076 0 0
VANECK VECTORS ETF TR GOLD MINERS ETF 92189F106 211 7,917 SH   SOLE   7,917 0 0
VANGUARD BD INDEX FD INC INTERMED TERM 921937819 224 2,547 SH   SOLE   2,547 0 0
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 509 6,033 SH   SOLE   6,033 0 0
VANGUARD GROUP DIV APP ETF 921908844 498 4,161 SH   SOLE   4,161 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,711 11,334 SH   SOLE   11,334 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 873 11,673 SH   SOLE   11,673 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 860 17,532 SH   SOLE   17,532 0 0
VANGUARD MUN BD FD INC TAX EXEMPT BD 922907746 548 10,215 SH   SOLE   10,215 0 0
VANGUARD STAR FD VG TL INTL STK F 921909768 770 14,899 SH   SOLE   14,899 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 952 15,774 SH   SOLE   15,774 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 357 6,447 SH   SOLE   6,447 0 0
WALMART INC COM 931142103 1,862 15,692 SH   SOLE   15,692 0 0
WASTE MGMT INC DEL COM 94106L109 431 3,746 SH   SOLE   3,746 0 0
WEC ENERGY GROUP INC COM 92939U106 401 4,212 SH   SOLE   4,212 0 0
WELLS FARGO CO NEW COM 949746101 217 4,312 SH   SOLE   4,312 0 0
WESTROCK CO COM 96145D105 219 6,000 SH   SOLE   6,000 0 0