The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Company com 88579Y101 4,235 19,293 SH   SOLE 0 4,235 0 0
A T & T Inc. com 00206R102 2,158 60,527 SH   SOLE 0 2,158 0 0
Abbott Laboratories com 002824100 257 4,293 SH   SOLE 0 257 0 0
AbbVie Inc. com 00287Y109 3,872 40,913 SH   SOLE 0 3,872 0 0
Accenture Ltd Cl A com G1151C101 5,785 37,689 SH   SOLE 0 5,785 0 0
Adient Plc com G0084W101 284 4,747 SH   SOLE 0 284 0 0
AES Corporation com 00130H105 220 19,325 SH   SOLE 0 220 0 0
Aetna Inc com 00817Y108 1,651 9,770 SH   SOLE 0 1,651 0 0
Allstate Corporation com 020002101 350 3,688 SH   SOLE 0 350 0 0
Amdocs Limited Common Stock com G02602103 895 13,411 SH   SOLE 0 895 0 0
American Electric Power Co., Inc com 025537101 434 6,322 SH   SOLE 0 434 0 0
American Financial Gp New com 025932104 498 4,442 SH   SOLE 0 498 0 0
American Tower Corporation com 03027X100 4,431 30,487 SH   SOLE 0 4,431 0 0
Amerisource Bergen com 03073E105 495 5,745 SH   SOLE 0 495 0 0
Amgen Incorporated com 031162100 8,026 47,078 SH   SOLE 0 8,026 0 0
Annaly Capital Management com 035710409 130 12,422 SH   SOLE 0 130 0 0
Anthem, Inc. com 036752103 788 3,585 SH   SOLE 0 788 0 0
Apple Computer Inc com 037833100 15,920 94,889 SH   SOLE 0 15,920 0 0
Applied Materials Inc com 038222105 601 10,815 SH   SOLE 0 601 0 0
Archer-Daniels-Midland Co. com 039483102 1,828 42,153 SH   SOLE 0 1,828 0 0
Auto Data Processing com 053015103 316 2,786 SH   SOLE 0 316 0 0
BB&T Corporation com 054937107 1,093 21,007 SH   SOLE 0 1,093 0 0
Becton Dickinson & Co com 075887109 7,227 33,349 SH   SOLE 0 7,227 0 0
Berkshire Hathaway Cl B com 084670702 349 1,751 SH   SOLE 0 349 0 0
Best Buy Inc com 086516101 545 7,793 SH   SOLE 0 545 0 0
Big Lots Inc. com 089302103 236 5,422 SH   SOLE 0 236 0 0
Blackstone Mortgage Trust, Inc com 09257W100 336 10,686 SH   SOLE 0 336 0 0
Block H & R Incorporated com 093671105 1,065 41,931 SH   SOLE 0 1,065 0 0
BP PLC Adr ADR 055622104 451 11,113 SH   SOLE 0 451 0 0
Brinker Intl Inc com 109641100 673 18,656 SH   SOLE 0 673 0 0
Brixmor Property Group Inc. com 11120U105 2,524 165,518 SH   SOLE 0 2,524 0 0
Broadridge Financial Solutions com 11133T103 301 2,744 SH   SOLE 0 301 0 0
Bunge Ltd. com G16962105 1,895 25,624 SH   SOLE 0 1,895 0 0
C V S Caremark Corp. com 126650100 2,276 36,592 SH   SOLE 0 2,276 0 0
CA Technologies com 12673P105 238 7,025 SH   SOLE 0 238 0 0
Cabot Corporation com 127055101 2,382 42,748 SH   SOLE 0 2,382 0 0
Camden Property Trust com 133131102 2,216 26,330 SH   SOLE 0 2,216 0 0
Canadian Natl RR Co. com 136375102 616 8,428 SH   SOLE 0 616 0 0
Capital One Financial Corp com 14040H105 403 4,201 SH   SOLE 0 403 0 0
Carnival Corp com 143658300 2,512 38,303 SH   SOLE 0 2,512 0 0
CBRE Clarion Global Real Estate Income Fund com 12504G100 122 16,655 SH   SOLE 0 122 0 0
CBS Corporation Cl B New com 124857202 223 4,337 SH   SOLE 0 223 0 0
CenterPoint Energy, Inc. com 15189T107 1,314 47,953 SH   SOLE 0 1,314 0 0
Cerner Corp com 156782104 914 15,763 SH   SOLE 0 914 0 0
Chatham Lodging Trust com 16208T102 2,161 112,828 SH   SOLE 0 2,161 0 0
Chevron Corp com 166764100 5,494 48,172 SH   SOLE 0 5,494 0 0
Chubb Ltd com H1467J104 5,312 38,840 SH   SOLE 0 5,312 0 0
Cincinnati Financial Cp com 172062101 700 9,425 SH   SOLE 0 700 0 0
Cinemark Holdings, Inc. com 17243V102 246 6,533 SH   SOLE 0 246 0 0
Cisco Systems Inc com 17275R102 9,388 218,890 SH   SOLE 0 9,388 0 0
Citigroup Inc com 172967424 833 12,339 SH   SOLE 0 833 0 0
CMS Energy Corp com 125896100 1,108 24,473 SH   SOLE 0 1,108 0 0
ConAgra Brands, Inc. com 205887102 303 8,218 SH   SOLE 0 303 0 0
ConocoPhillips com 20825C104 256 4,320 SH   SOLE 0 256 0 0
Convergys Corp com 212485106 201 8,871 SH   SOLE 0 201 0 0
Corning Inc com 219350105 850 30,503 SH   SOLE 0 850 0 0
Corp Office Pptys Sbi com 22002T108 526 20,360 SH   SOLE 0 526 0 0
Crane Company com 224399105 280 3,018 SH   SOLE 0 280 0 0
Cummins Inc com 231021106 2,844 17,544 SH   SOLE 0 2,844 0 0
Delta Air Lines com 247361702 1,160 21,158 SH   SOLE 0 1,160 0 0
Deluxe Corp com 248019101 2,134 28,831 SH   SOLE 0 2,134 0 0
Discover Financial Services com 254709108 3,805 52,905 SH   SOLE 0 3,805 0 0
Disney Walt Hldg Co com 254687106 946 9,416 SH   SOLE 0 946 0 0
Dollar General Corporation com 256677105 380 4,065 SH   SOLE 0 380 0 0
DoubleLine Income Solutions Fund com 258622109 1,124 55,967 SH   SOLE 0 1,124 0 0
DST Systems Inc. com 233326107 531 6,352 SH   SOLE 0 531 0 0
EastGroup Properties Inc. com 277276101 1,161 14,049 SH   SOLE 0 1,161 0 0
Eaton Corporation plc com G29183103 841 10,524 SH   SOLE 0 841 0 0
Edison International com 281020107 967 15,183 SH   SOLE 0 967 0 0
Encompass Health Corp com 29261A100 774 13,537 SH   SOLE 0 774 0 0
Entergy Corp New com 29364G103 2,998 38,052 SH   SOLE 0 2,998 0 0
Equifax Inc com 294429105 277 2,351 SH   SOLE 0 277 0 0
Everest Re Group Ltd com G3223R108 2,800 10,903 SH   SOLE 0 2,800 0 0
Exelon Corporation com 30161N101 1,675 42,933 SH   SOLE 0 1,675 0 0
Express Scripts Inc. com 30219G108 245 3,552 SH   SOLE 0 245 0 0
Exxon Mobil Corporation com 30231G102 4,508 60,415 SH   SOLE 0 4,508 0 0
FedEx Corp. com 31428X106 1,629 6,784 SH   SOLE 0 1,629 0 0
Fifth Third Bancorp com 316773100 1,053 33,169 SH   SOLE 0 1,053 0 0
First American Financial Corp com 31847R102 2,278 38,815 SH   SOLE 0 2,278 0 0
Flir Systems Inc com 302445101 299 5,980 SH   SOLE 0 299 0 0
Flowers Foods Inc com 343498101 341 15,621 SH   SOLE 0 341 0 0
Foot Locker Inc com 344849104 348 7,648 SH   SOLE 0 348 0 0
Ford Motor Company com 345370860 1,111 100,312 SH   SOLE 0 1,111 0 0
Gap Inc com 364760108 241 7,740 SH   SOLE 0 241 0 0
General Dynamics Corp com 369550108 982 4,444 SH   SOLE 0 982 0 0
General Electric com 369604103 243 18,016 SH   SOLE 0 243 0 0
General Mills Inc com 370334104 2,623 58,219 SH   SOLE 0 2,623 0 0
Gilead Sciences Inc com 375558103 558 7,403 SH   SOLE 0 558 0 0
Gladstone Land Corporation com 376549101 2,936 243,080 SH   SOLE 0 2,936 0 0
Global X MLP & Energy Infrastructure ETF ETF 37950E226 2,927 248,685 SH   SOLE 0 2,927 0 0
Group 1 Automotive, Inc. com 398905109 293 4,477 SH   SOLE 0 293 0 0
Hasbro Inc com 418056107 5,494 65,177 SH   SOLE 0 5,494 0 0
Herman Miller, Inc. com 600544100 792 24,776 SH   SOLE 0 792 0 0
Hill-Rom Holdings, Inc. com 431475102 1,424 16,366 SH   SOLE 0 1,424 0 0
HollyFrontier Corporation com 436106108 551 11,285 SH   SOLE 0 551 0 0
Home Depot Inc com 437076102 684 3,837 SH   SOLE 0 684 0 0
Honeywell International com 438516106 4,610 31,898 SH   SOLE 0 4,610 0 0
Huntington Bancshares Incorporated com 446150104 233 15,398 SH   SOLE 0 233 0 0
Illinois Tool Works com 452308109 808 5,159 SH   SOLE 0 808 0 0
Infosys Limited ADR 456788108 402 22,538 SH   SOLE 0 402 0 0
Intel Corp com 458140100 6,653 127,752 SH   SOLE 0 6,653 0 0
International Paper Co com 460146103 1,372 25,680 SH   SOLE 0 1,372 0 0
Intl Business Machines com 459200101 2,151 14,016 SH   SOLE 0 2,151 0 0
Iron Mountain Incorporated com 46284V101 2,953 89,873 SH   SOLE 0 2,953 0 0
iShares Edge MSCI Multifactor Intl ETF iShares 46434V274 19,149 662,841 SH   SOLE 0 19,149 0 0
iShares Edge MSCI Multifactor USA ETF iShares 46434V282 3,474 110,298 SH   SOLE 0 3,474 0 0
iShares Gold Trust ETF iShares 464285105 12,389 973,236 SH   SOLE 0 12,389 0 0
iShares Intermediate Credit Bond ETF iShares 464288638 267 2,493 SH   SOLE 0 267 0 0
iShares MBS Bond ETF iShares 464288588 5,292 50,571 SH   SOLE 0 5,292 0 0
iShares MSCI EAFE Min Volatility ETF iShares 46429B689 22,072 299,524 SH   SOLE 0 22,072 0 0
iShares Natl Amt-Free Muni Bond ETF iShares 464288414 204 1,870 SH   SOLE 0 204 0 0
iShares TIPS Bond ETF iShares 464287176 2,531 22,391 SH   SOLE 0 2,531 0 0
J M Smuckers Co com 832696405 1,359 10,960 SH   SOLE 0 1,359 0 0
J P Morgan Chase & Co. com 46625H100 10,178 92,552 SH   SOLE 0 10,178 0 0
j2 Global, Inc. com 48123V102 1,417 17,950 SH   SOLE 0 1,417 0 0
Johnson & Johnson com 478160104 7,449 58,130 SH   SOLE 0 7,449 0 0
Kimberly-Clark Corp com 494368103 1,730 15,706 SH   SOLE 0 1,730 0 0
Kohls Corp com 500255104 2,871 43,819 SH   SOLE 0 2,871 0 0
Kroger Company com 501044101 2,803 117,065 SH   SOLE 0 2,803 0 0
Lamb Weston Holdings, Inc. com 513272104 499 8,570 SH   SOLE 0 499 0 0
Lear Corp com 521865204 5,730 30,792 SH   SOLE 0 5,730 0 0
Life Storage Inc. com 53223X107 423 5,066 SH   SOLE 0 423 0 0
Lithia Motors Inc. com 536797103 491 4,888 SH   SOLE 0 491 0 0
Lowes Companies Inc com 548661107 3,309 37,711 SH   SOLE 0 3,309 0 0
LyondellBasell Industrials NV com N53745100 6,059 57,336 SH   SOLE 0 6,059 0 0
Marathon Petroleum Corporation com 56585A102 1,189 16,258 SH   SOLE 0 1,189 0 0
McDonald's Corp. com 580135101 2,889 18,476 SH   SOLE 0 2,889 0 0
McKesson HBOC Inc com 58155Q103 4,573 32,460 SH   SOLE 0 4,573 0 0
Merck & Co Inc com 58933Y105 492 9,038 SH   SOLE 0 492 0 0
Metlife Inc com 59156R108 209 4,558 SH   SOLE 0 209 0 0
Microsoft Corp com 594918104 15,939 174,632 SH   SOLE 0 15,939 0 0
Newmont Mining Corp com 651639106 2,024 51,807 SH   SOLE 0 2,024 0 0
Nextera Energy Inc com 65339F101 263 1,608 SH   SOLE 0 263 0 0
Northrop Grumman Corp com 666807102 2,108 6,039 SH   SOLE 0 2,108 0 0
Old Republic International Corporation com 680223104 398 18,538 SH   SOLE 0 398 0 0
Omnicom Group Inc com 681919106 1,360 18,717 SH   SOLE 0 1,360 0 0
ONEOK Inc com 682680103 812 14,273 SH   SOLE 0 812 0 0
Oracle Corporation com 68389X105 8,031 175,545 SH   SOLE 0 8,031 0 0
Owens & Minor Inc com 690732102 408 26,245 SH   SOLE 0 408 0 0
Owens Corning Inc. com 690742101 1,024 12,736 SH   SOLE 0 1,024 0 0
PepsiCo Incorporated com 713448108 3,907 35,796 SH   SOLE 0 3,907 0 0
Pfizer Incorporated com 717081103 9,460 266,566 SH   SOLE 0 9,460 0 0
Phillips 66 com 718546104 1,044 10,888 SH   SOLE 0 1,044 0 0
Piedmont Office Realty Trust, Inc. com 720190206 1,181 67,156 SH   SOLE 0 1,181 0 0
Pimco Enhanced Short Maturity Active ETF ETF 72201R833 1,022 10,067 SH   SOLE 0 1,022 0 0
PIMCO Intermediate Muni Bond Strgy ETF ETF 72201R866 2,648 50,159 SH   SOLE 0 2,648 0 0
PNC Financial Services com 693475105 2,075 13,723 SH   SOLE 0 2,075 0 0
Potlatch Corporation com 737630103 2,831 54,386 SH   SOLE 0 2,831 0 0
PowerShares Emerging Mkts Sovereign Debt ETF ETF 73936T573 7,414 263,007 SH   SOLE 0 7,414 0 0
PowerShares FTSE RAFI Emerging Markets ETF ETF 73936T763 4,639 197,336 SH   SOLE 0 4,639 0 0
PowerShares S&P Intl Dev Low Vol ETF ETF 73937B688 452 13,625 SH   SOLE 0 452 0 0
PPG Industries Inc com 693506107 943 8,451 SH   SOLE 0 943 0 0
Principal Financial Group Inc. com 74251V102 242 3,974 SH   SOLE 0 242 0 0
Procter & Gamble com 742718109 4,579 57,759 SH   SOLE 0 4,579 0 0
Prudential Financial Inc com 744320102 1,942 18,752 SH   SOLE 0 1,942 0 0
Pub Svc Enterprise Group com 744573106 272 5,423 SH   SOLE 0 272 0 0
Quest Diagnostic Inc com 74834L100 646 6,441 SH   SOLE 0 646 0 0
Raytheon Company New com 755111507 331 1,534 SH   SOLE 0 331 0 0
Regal Beloit Corporation com 758750103 807 10,999 SH   SOLE 0 807 0 0
Reinsurance Group of America com 759351604 457 2,966 SH   SOLE 0 457 0 0
Ross Stores, Inc com 778296103 949 12,165 SH   SOLE 0 949 0 0
Royal Caribbean Cruises Ltd. com V7780T103 292 2,483 SH   SOLE 0 292 0 0
Sanderson Farms, Inc. com 800013104 645 5,419 SH   SOLE 0 645 0 0
Schwab Fundamental Emerg Mkts Lg Co ETF ETF 808524730 14,657 469,940 SH   SOLE 0 14,657 0 0
Schwab Fundamental Intl Lg Co ETF ETF 808524755 23,482 783,263 SH   SOLE 0 23,482 0 0
Schwab Fundamental Intl Sm Co ETF ETF 808524748 7,213 201,390 SH   SOLE 0 7,213 0 0
Schwab Fundamental US Large Company ETF ETF 808524771 274 7,531 SH   SOLE 0 274 0 0
Schwab Fundamental US Small Company ETF ETF 808524763 322 8,643 SH   SOLE 0 322 0 0
Schwab International Equity ETF ETF 808524805 899 26,662 SH   SOLE 0 899 0 0
Schwab U.S. Aggregate Bond ETF ETF 808524839 330 6,462 SH   SOLE 0 330 0 0
Schwab U.S. Dividend Equity ETF ETF 808524797 420 8,568 SH   SOLE 0 420 0 0
Schwab U.S. REIT ETF ETF 808524847 9,611 251,267 SH   SOLE 0 9,611 0 0
Schwab US Large-Cap Value ETF ETF 808524409 338 6,400 SH   SOLE 0 338 0 0
Schwab US LC ETF ETF 808524201 203 3,217 SH   SOLE 0 203 0 0
Schwab US TIPS ETF ETF 808524870 9,977 181,800 SH   SOLE 0 9,977 0 0
SPDR Barclays Cap Interm Term Corp Bond ETF ETF 78464A375 1,202 35,843 SH   SOLE 0 1,202 0 0
SPDR Gold Shares Gold 78463V107 264 2,101 SH   SOLE 0 264 0 0
Stanley Black & Decker, Inc. com 854502101 2,292 14,963 SH   SOLE 0 2,292 0 0
SYNNEX Corp. com 87162W100 1,334 11,268 SH   SOLE 0 1,334 0 0
Taiwan Semiconductor Manufacturing Co. ADR 874039100 266 6,084 SH   SOLE 0 266 0 0
Target Corporation com 87612E106 2,529 36,432 SH   SOLE 0 2,529 0 0
Texas Instruments Inc com 882508104 5,874 56,542 SH   SOLE 0 5,874 0 0
The Boeing Company com 097023105 581 1,772 SH   SOLE 0 581 0 0
The Greenbrier Companies, Inc. com 393657101 719 14,302 SH   SOLE 0 719 0 0
The Hanover Insurance Group Inc. com 410867105 2,702 22,919 SH   SOLE 0 2,702 0 0
Thermo Fisher Scientific Inc. com 883556102 3,208 15,538 SH   SOLE 0 3,208 0 0
Time Warner Inc. com 887317303 2,449 25,890 SH   SOLE 0 2,449 0 0
TJX Cos Inc com 872540109 1,917 23,503 SH   SOLE 0 1,917 0 0
Torchmark Corporation com 891027104 431 5,125 SH   SOLE 0 431 0 0
Toronto-Dominion Bank com 891160509 10,572 185,971 SH   SOLE 0 10,572 0 0
Total S.A. ADS ADR 89151E109 11,126 192,858 SH   SOLE 0 11,126 0 0
Toyota Motor Corporation ADR 892331307 2,128 16,323 SH   SOLE 0 2,128 0 0
Travelers Companies Inc com 89417E109 10,841 78,070 SH   SOLE 0 10,841 0 0
Tyson Foods Inc com 902494103 2,035 27,810 SH   SOLE 0 2,035 0 0
UGI Corporation New com 902681105 4,305 96,925 SH   SOLE 0 4,305 0 0
Union Pacific com 907818108 4,180 31,097 SH   SOLE 0 4,180 0 0
United Technologies Corp com 913017109 8,537 67,847 SH   SOLE 0 8,537 0 0
UnitedHealth Group Inc. com 91324P102 2,854 13,335 SH   SOLE 0 2,854 0 0
Unum Group com 91529Y106 1,139 23,921 SH   SOLE 0 1,139 0 0
US Bancorp com 902973304 3,748 74,225 SH   SOLE 0 3,748 0 0
V F Corporation com 918204108 365 4,922 SH   SOLE 0 365 0 0
Valero Energy Corp New com 91913Y100 5,885 63,439 SH   SOLE 0 5,885 0 0
VanEck Vectors Gold Miners ETF Gold ETF 92189F106 1,281 58,272 SH   SOLE 0 1,281 0 0
VanEck Vectors High-Yield Muni ETF ETF 92189F361 256 8,262 SH   SOLE 0 256 0 0
Vanguard Interm-Tm Govt Bd Inx ETF eTF 92206C706 6,163 97,864 SH   SOLE 0 6,163 0 0
Vanguard Large Cap ETF ETF 922908637 274 2,257 SH   SOLE 0 274 0 0
Vanguard Reit Index ETF ETF 922908553 6,033 79,943 SH   SOLE 0 6,033 0 0
Vanguard Short-Term Corp Bd Idx ETF ETF 92206C409 312 3,975 SH   SOLE 0 312 0 0
Vanguard Small Cap Value ETF ETF 922908611 11,099 85,759 SH   SOLE 0 11,099 0 0
Vanguard Tax-Exempt Bond Index ETF ETF 922907746 3,555 69,955 SH   SOLE 0 3,555 0 0
Vanguard Total Bond Market ETF ETF 921937835 2,807 35,119 SH   SOLE 0 2,807 0 0
Vanguard Value ETF ETF 922908744 259 2,512 SH   SOLE 0 259 0 0
Vectren Corporation com 92240G101 1,280 20,021 SH   SOLE 0 1,280 0 0
Verizon Communications com 92343V104 9,277 194,004 SH   SOLE 0 9,277 0 0
Vishay Intertechnology Inc. com 928298108 609 32,730 SH   SOLE 0 609 0 0
Walgreens Boots Alliance Inc. com 931427108 436 6,658 SH   SOLE 0 436 0 0
Wal-Mart Stores Inc com 931142103 13,522 151,986 SH   SOLE 0 13,522 0 0
Wells Fargo & Company com 949746101 5,909 112,746 SH   SOLE 0 5,909 0 0
Wyndham Worldwide Corporation com 98310W108 3,086 26,966 SH   SOLE 0 3,086 0 0
Xenia Hotels & Resorts, Inc. com 984017103 303 15,390 SH   SOLE 0 303 0 0