The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AIR PRODUCTS AND CHEMICALS INC COM 009158106 858 4,297 SH   DFND   4,297 0 0
AON PLC SHS CL A G0408V102 259 1,568 SH   DFND 4 1,568 0 0
TECHNIPFMC PLC COM G87110105 479 71,138 SH   DFND 4 71,138 0 0
UBS GROUP AG SHS H42097107 292 31,500 SH   DFND 4 31,500 0 0
UNITED TECHNOLOGIES CORP COM 913017109 11 114 SH   DFND   114 0 0
UNITED TECHNOLOGIES CORP COM 913017109 621 6,578 SH   DFND 4 6,578 0 0
UNITEDHEALTH GROUP INC COM 91324P102 1,712 6,866 SH   DFND 4 6,866 0 0
VALERO ENERGY CORP COM 91913Y100 85 1,870 SH   DFND   1,870 0 0
VALERO ENERGY CORP COM 91913Y100 459 10,125 SH   DFND 4 10,125 0 0
VANGUARD INDEX FUNDS S&P 500 ETF SHS 922908363 4,047 17,087 SH   DFND   17,087 0 0
VANGUARD INDEX FUNDS S&P 500 ETF SHS 922908363 12,617 53,277 SH   DFND 4 53,277 0 0
VANGUARD INTL EQUITY INDEX FUND INC FTSE EMR MKT ETF 922042858 875 26,087 SH   DFND   26,087 0 0
APPLE INC COM 037833100 1,474 5,795 SH   DFND   5,795 0 0
VANGUARD INTL EQUITY INDEX FUND INC FTSE EMR MKT ETF 922042858 6,435 191,818 SH   DFND 4 191,818 0 0
VANGUARD INTL EQUITY INDEX FUND INC FTSE EUROPE ETF 922042874 1,074 24,813 SH   DFND   24,813 0 0
VANGUARD INTL EQUITY INDEX FUND INC FTSE EUROPE ETF 922042874 3,750 86,643 SH   DFND 4 86,643 0 0
VANGUARD INTL EQUITY INDEX FUND INC FTSE PACIFIC ETF 922042866 749 13,570 SH   DFND   13,570 0 0
VANGUARD INTL EQUITY INDEX FUND INC FTSE PACIFIC ETF 922042866 5,165 93,631 SH   DFND 4 93,631 0 0
VANGUARD INTL EQUITY INDEX FUND INC GLB EX US ETF 922042676 145 3,385 SH   DFND   3,385 0 0
VANGUARD INTL EQUITY INDEX FUND INC GLB EX US ETF 922042676 711 16,559 SH   DFND 4 16,559 0 0
VANGUARD SPECIALIZED FUNDS REAL ESTATE ETF 922908553 41 582 SH   DFND   582 0 0
VANGUARD SPECIALIZED FUNDS REAL ESTATE ETF 922908553 1,557 22,294 SH   DFND 4 22,294 0 0
VANGUARD WORLD FUNDS HEALTH CAR ETF 92204A504 1,649 9,930 SH   DFND 4 9,930 0 0
APPLE INC COM 037833100 12,994 51,098 SH   DFND 4 51,098 0 0
VANGUARD WORLD FUNDS INF TECH ETF 92204A702 293 1,385 SH   DFND   1,385 0 0
VANGUARD WORLD FUNDS INF TECH ETF 92204A702 1,828 8,625 SH   DFND 4 8,625 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 416 9,100 SH   DFND   8,850 250 0
WALT DISNEY COMPANY (THE) COM DISNEY 254687106 2,396 24,803 SH   DFND   24,803 0 0
WASTE MANAGEMENT INC COM 94106L109 703 7,592 SH   DFND   7,592 0 0
WASTE MANAGEMENT INC COM 94106L109 15,156 163,746 SH   DFND 4 163,746 0 0
XCEL ENERGY INC COM 98389B100 241 4,000 SH   DFND   4,000 0 0
XCEL ENERGY INC COM 98389B100 487 8,079 SH   DFND 4 8,079 0 0
ZIMMER BIOMET HOLDINGS INC COM 98956P102 93 918 SH   DFND   918 0 0
ZIMMER BIOMET HOLDINGS INC COM 98956P102 840 8,311 SH   DFND 4 8,311 0 0
BIOGEN INC COM 09062X103 207 653 SH   DFND 4 653 0 0
BOEING COMPANY (THE) COM 097023105 102 682 SH   DFND   682 0 0
BOEING COMPANY (THE) COM 097023105 1,491 9,994 SH   DFND 4 9,994 0 0
CHUBB LIMITED COM H1467J104 419 3,753 SH   DFND 4 3,753 0 0
CINTAS CORP COM 172908105 686 3,958 SH   DFND   3,958 0 0
CINTAS CORP COM 172908105 13,437 77,574 SH   DFND 4 77,574 0 0
CISCO SYSTEMS INC COM 17275R102 452 11,496 SH   DFND   11,496 0 0
AIR PRODUCTS AND CHEMICALS INC COM 009158106 14,773 74,011 SH   DFND 4 74,011 0 0
CISCO SYSTEMS INC COM 17275R102 3,299 83,915 SH   DFND 4 83,915 0 0
CME GROUP INC COM 12572Q105 13,263 76,703 SH   DFND   76,703 0 0
COLGATE-PALMOLIVE CO COM 194162103 130 1,960 SH   DFND   1,960 0 0
COLGATE-PALMOLIVE CO COM 194162103 539 8,127 SH   DFND 4 8,127 0 0
COMCAST CORPORATION CL A 20030N101 1,905 55,410 SH   DFND 4 55,410 0 0
CONOCOPHILLIPS COM 20825C104 389 12,626 SH   DFND   12,036 590 0
CONOCOPHILLIPS COM 20825C104 9,686 314,478 SH   DFND 4 314,478 0 0
COSTCO WHOLESALE CORPORATION COM 22160K105 569 1,996 SH   DFND   1,996 0 0
COSTCO WHOLESALE CORPORATION COM 22160K105 17,405 61,042 SH   DFND 4 61,042 0 0
CUMMINS INC COM 231021106 283 2,088 SH   DFND   2,088 0 0
ALPHABET INC CAP STK CL A 02079K305 846 728 SH   DFND   728 0 0
CUMMINS INC COM 231021106 940 6,943 SH   DFND 4 6,943 0 0
DANAOS CORPORATION SHS Y1968P121 10,068 2,517,013 SH   DFND   2,517,013 0 0
DISCOVER FINANCIAL SERVICES INC COM 254709108 2,359 66,123 SH   DFND   66,123 0 0
EBAY INC COM 278642103 456 15,172 SH   DFND   15,172 0 0
EBAY INC COM 278642103 11,232 373,649 SH   DFND 4 373,649 0 0
ELI LILLY AND COMPANY COM 532457108 23 163 SH   DFND   163 0 0
ELI LILLY AND COMPANY COM 532457108 903 6,509 SH   DFND 4 6,509 0 0
ESTEE LAUDER COMPANIES INC (THE) CL A 518439104 831 5,216 SH   DFND   5,216 0 0
ESTEE LAUDER COMPANIES INC (THE) CL A 518439104 13,795 86,579 SH   DFND 4 86,579 0 0
F5 NETWORKS INC COM 315616102 208 1,954 SH   DFND 4 1,954 0 0
ALPHABET INC CAP STK CL A 02079K305 5,331 4,588 SH   DFND 4 4,588 0 0
FEDEX CORPORATION COM 31428X106 121 1,000 SH   DFND   1,000 0 0
FEDEX CORPORATION COM 31428X106 304 2,507 SH   DFND 4 2,507 0 0
FIDELITY NATL INFORMATION SERVICES COM 31620M106 6,234 51,250 SH   DFND   51,250 0 0
FLIR SYSTEMS INC COM 302445101 557 17,472 SH   DFND   17,472 0 0
GILEAD SCIENCES INC COM 375558103 501 6,704 SH   DFND   6,704 0 0
GILEAD SCIENCES INC COM 375558103 1,958 26,197 SH   DFND 4 26,197 0 0
HOME DEPOT INC (THE) COM 437076102 934 5,000 SH   DFND   5,000 0 0
HOME DEPOT INC (THE) COM 437076102 1,926 10,316 SH   DFND 4 10,316 0 0
ILLINOIS TOOL WORKS INC COM 452308109 1,236 8,700 SH   DFND   8,700 0 0
INTEL CORPORATION COM 458140100 1,024 18,916 SH   DFND   17,796 1,120 0
ALPHABET INC CAP STK CL C 02079K107 804 691 SH   DFND   641 50 0
INTEL CORPORATION COM 458140100 19,439 359,188 SH   DFND 4 359,188 0 0
INTERCONTINENTAL EXCHANGE INC (THE) COM 45866F104 1,277 15,810 SH   DFND   15,810 0 0
INTUIT INC COM 461202103 288 1,251 SH   DFND 4 1,251 0 0
INVESCO LTD SHS G491BT108 93 10,211 SH   DFND 4 10,211 0 0
ISHARES INC MSCI EURZONE ETF 464286608 118 3,865 SH   DFND   3,865 0 0
ISHARES INC MSCI EURZONE ETF 464286608 274 8,979 SH   DFND 4 8,979 0 0
ISHARES INC MSCI JPN ETF NEW 46434G822 47 950 SH   DFND   950 0 0
ISHARES INC MSCI JPN ETF NEW 46434G822 2,157 43,666 SH   DFND 4 43,666 0 0
ISHARES INC MSCI PAC JP ETF 464286665 1,329 39,203 SH   DFND 4 39,203 0 0
ISHARES TRUST CORE S&P500 ETF 464287200 1,649 6,380 SH   DFND   6,380 0 0
ALPHABET INC CAP STK CL C 02079K107 2,072 1,782 SH   DFND 4 1,782 0 0
ISHARES TRUST CORE S&P500 ETF 464287200 5,828 22,556 SH   DFND 4 22,556 0 0
ISHARES TRUST MSCI EMG MKT ETF 464287234 625 18,299 SH   DFND 4 18,299 0 0
JACOBS ENGINEERING GROUP INC COM 469814107 741 9,346 SH   DFND   9,346 0 0
JOHNSON & JOHNSON COM 478160104 1,517 11,565 SH   DFND   11,565 0 0
JOHNSON & JOHNSON COM 478160104 1,423 10,852 SH   DFND 4 10,852 0 0
JOHNSON CONTROLS INTERNATIONAL PLC SHS G51502105 316 11,715 SH   DFND 4 11,715 0 0
JPMORGAN CHASE & CO. COM 46625H100 923 10,257 SH   DFND   10,257 0 0
JPMORGAN CHASE & CO. COM 46625H100 5,208 57,850 SH   DFND 4 57,850 0 0
KANSAS CITY SOUTHERN COM NEW 485170302 438 3,441 SH   DFND 4 3,441 0 0
KLA CORPORATION COM NEW 482480100 382 2,655 SH   DFND 4 2,655 0 0
AMAZON.COM INC COM 023135106 2,849 1,461 SH   DFND 4 1,461 0 0
KROGER COMPANY (THE) COM 501044101 430 14,267 SH   DFND   14,267 0 0
KROGER COMPANY (THE) COM 501044101 1,496 49,680 SH   DFND 4 49,680 0 0
LOCKHEED MARTIN CORP COM 539830109 234 690 SH   DFND 4 690 0 0
MARSH & MCLENNAN COMPANIES INC COM 571748102 972 11,247 SH   DFND   11,247 0 0
MCDONALD'S CORPORATION COM 580135101 1,592 9,626 SH   DFND 4 9,626 0 0
MCKESSON CORPORATION COM 58155Q103 257 1,902 SH   DFND   1,902 0 0
MCKESSON CORPORATION COM 58155Q103 193 1,424 SH   DFND 4 1,424 0 0
MEDTRONIC PLC SHS G5960L103 764 8,467 SH   DFND 4 8,467 0 0
METTLER-TOLEDO INTERNATIONAL INC COM 592688105 262 379 SH   DFND   379 0 0
METTLER-TOLEDO INTERNATIONAL INC COM 592688105 458 664 SH   DFND 4 664 0 0
AMERICAN EXPRESS COMPANY COM 025816109 470 5,485 SH   DFND   5,485 0 0
MICROSOFT CORP COM 594918104 5,629 35,691 SH   DFND   35,691 0 0
MICROSOFT CORP COM 594918104 28,856 182,971 SH   DFND 4 182,971 0 0
MORGAN STANLEY COM NEW 617446448 406 11,950 SH   DFND   11,950 0 0
MORGAN STANLEY COM NEW 617446448 476 13,996 SH   DFND 4 13,996 0 0
NIKE INC CL B 654106103 369 4,456 SH   DFND   4,456 0 0
NIKE INC CL B 654106103 2,342 28,303 SH   DFND 4 28,303 0 0
OREILLY AUTOMOTIVE INC NEW COM 67103H107 589 1,955 SH   DFND   1,955 0 0
OREILLY AUTOMOTIVE INC NEW COM 67103H107 13,404 44,523 SH   DFND 4 44,523 0 0
PFIZER INC COM 717081103 1,435 43,955 SH   DFND 4 43,955 0 0
PHILIP MORRIS INTERNATIONAL INC COM 718172109 41 560 SH   DFND   120 440 0
AMERICAN EXPRESS COMPANY COM 025816109 13,123 153,288 SH   DFND 4 153,288 0 0
PHILIP MORRIS INTERNATIONAL INC COM 718172109 537 7,363 SH   DFND 4 7,363 0 0
ROSS STORES INC COM 778296103 412 4,741 SH   DFND   4,741 0 0
ROSS STORES INC COM 778296103 13,326 153,230 SH   DFND 4 153,230 0 0
SCHLUMBERGER LTD/NV COM 806857108 530 39,260 SH   DFND   39,260 0 0
SCHLUMBERGER LTD/NV COM 806857108 43 3,200 SH   DFND 4 3,200 0 0
SOUTHWEST AIRLINES CO COM 844741108 257 7,217 SH   DFND   7,217 0 0
SOUTHWEST AIRLINES CO COM 844741108 281 7,903 SH   DFND 4 7,903 0 0
STRYKER CORP COM 863667101 1,432 8,600 SH   DFND   8,600 0 0
SYSCO CORP COM 871829107 310 6,791 SH   DFND   5,860 931 0
TECHNIPFMC PLC COM G87110105 109 16,163 SH   DFND   16,163 0 0