The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 BBG0025Y4RZ3 459,619 2,844 SH   SOLE   0 0 2,844
AMAZON COM INC COM 023135106 BBG001S5PQL7 411,684 4,901 SH   SOLE   0 0 4,901
AMGEN INC COM 031162100 BBG001S5NNL6 274,459 1,045 SH   SOLE   0 0 1,045
APPLE INC COM 037833100 BBG001S5N8V8 4,098,327 31,543 SH   SOLE   0 0 31,543
APPLE INC COM 037833100 BBG001S5N8V8 415,776 3,200 PRN Put SOLE   0 0 3,200
ARK ETF TR INNOVATION ETF 00214Q104 BBG007FJMV49 4,797,093 153,556 SH   SOLE   0 0 153,556
AT&T INC COM 00206R102 BBG001S5VWH2 278,743 15,141 SH   SOLE   0 0 15,141
BLACKSTONE MTG TR INC COM CL A 09257W100 BBG001S5Q7V7 208,957 9,870 SH   SOLE   0 0 9,870
CAPITAL GROUP GROWTH ETF SHS CREATION UNI 14020G101 BBG015DMY5P8 3,232,673 162,120 SH   SOLE   0 0 162,120
CLOVER HEALTH INVESTMENTS CO COM CL A 18914F103 BBG00SHY90K3 11,398 12,263 SH   SOLE   0 0 12,263
COLGATE PALMOLIVE CO COM 194162103 BBG001S5PVM5 369,466 4,689 SH   SOLE   0 0 4,689
COLUMBIA ETF TR I DIVERSIFID FXD 19761L508 BBG00HY5VSC4 305,168 17,650 SH   SOLE   0 0 17,650
DISNEY WALT CO COM 254687106 BBG001S5QHF3 660,953 7,608 SH   SOLE   0 0 7,608
ETF SER SOLUTIONS DEFIANCE NEXT 26922A289 BBG00NJ314P5 322,994 10,813 SH   SOLE   0 0 10,813
EXCHANGE TRADED CONCEPTS TR BITWISE CRYPTO 301505624 BBG01076JFY6 263,376 77,692 SH   SOLE   0 0 77,692
EXXON MOBIL CORP COM 30231G102 BBG001S69V32 364,762 3,307 SH   SOLE   0 0 3,307
FIRST TR EXCHANGE-TRADED FD RISNG DIVD ACHIV 33738R506 BBG005SW6WS0 292,964 6,670 SH   SOLE   0 0 6,670
FIRST TR VALUE LINE DIVID IN SHS 33734H106 BBG001SLWD88 5,560,845 139,335 SH   SOLE   0 0 139,335
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107 BBG00BDMWQF3 219,496 7,627 SH   SOLE   0 0 7,627
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503 BBG00B0SKXY1 2,024,174 26,588 SH   SOLE   0 0 26,588
HERSHEY CO COM 427866108 BBG001S5S148 353,690 1,527 SH   SOLE   0 0 1,527
INVESCO ACTIVELY MANAGED ETF TOTAL RETURN 46090A804 BBG00KJR1JM8 2,257,001 48,569 SH   SOLE   0 0 48,569
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 BBG001V18CG8 5,778,810 90,435 SH   SOLE   0 0 90,435
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866 BBG00KJR0YJ0 9,846,449 469,326 SH   SOLE   0 0 469,326
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841 BBG00KJR2GD3 3,632,611 177,329 SH   SOLE   0 0 177,329
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825 BBG00KJR2J47 731,381 36,315 SH   SOLE   0 0 36,315
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 BBG00KJR2NN7 5,026,700 35,587 SH   SOLE   0 0 35,587
ISHARES TR AGGRES ALLOC ETF 464289859 BBG001T3YVL0 228,902 3,831 SH   SOLE   0 0 3,831
ISHARES TR CORE HIGH DV ETF 46429B663 BBG001V0XLT8 2,643,826 25,363 SH   SOLE   0 0 25,363
ISHARES TR CORE S&P500 ETF 464287200 BBG001SFB7R6 254,532 662 SH   SOLE   0 0 662
ISHARES TR GRWT ALLOCAT ETF 464289867 BBG001T3YV58 5,618,878 119,145 SH   SOLE   0 0 119,145
ISHARES TR ISHARES BIOTECH 464287556 BBG001SGYSW7 227,919 1,736 SH   SOLE   0 0 1,736
ISHARES TR MSCI ACWI ETF 464288257 BBG001S56QV7 3,824,782 45,061 SH   SOLE   0 0 45,061
ISHARES TR MSCI USA MIN VOL 46429B697 BBG0025X2G81 1,999,893 27,738 SH   SOLE   0 0 27,738
ISHARES TR NATIONAL MUN ETF 464288414 BBG001SZV978 600,303 5,689 SH   SOLE   0 0 5,689
ISHARES TR RUS 1000 GRW ETF 464287614 BBG001S56320 2,749,250 12,833 SH   SOLE   0 0 12,833
ISHARES TR RUS 1000 VAL ETF 464287598 BBG001S562P7 205,253 1,353 SH   SOLE   0 0 1,353
ISHARES TR RUS MD CP GR ETF 464287481 BBG001S561Z8 1,497,861 17,917 SH   SOLE   0 0 17,917
ISHARES TR RUS MID CAP ETF 464287499 BBG001SJCNS1 949,224 14,073 SH   SOLE   0 0 14,073
ISHARES TR RUSSELL 3000 ETF 464287689 BBG001SFC7Z6 590,098 2,674 SH   SOLE   0 0 2,674
ISHARES TR S&P 500 VAL ETF 464287408 BBG001S561K4 640,484 4,415 SH   SOLE   0 0 4,415
ISHARES TR S&P SML 600 GWT 464287887 BBG001SFQL44 2,237,914 20,708 SH   SOLE   0 0 20,708
ISHARES TR SELECT DIVID ETF 464287168 BBG001SDJVG2 371,329 3,079 SH   SOLE   0 0 3,079
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 BBG00GP26NW0 3,382,712 67,479 SH   SOLE   0 0 67,479
JANUS DETROIT STR TR HENDRSN SHRT ETF 47103U886 BBG00F7XD8R5 2,920,202 61,608 SH   SOLE   0 0 61,608
JOHNSON & JOHNSON COM 478160104 BBG001S5SHQ9 515,209 2,917 SH   SOLE   0 0 2,917
JPMORGAN CHASE & CO COM 46625H100 BBG001S8CRC3 390,902 2,915 SH   SOLE   0 0 2,915
MARATHON OIL CORP COM 565849106 BBG001S69V69 280,093 10,347 SH   SOLE   0 0 10,347
MARATHON PETE CORP COM 56585A102 BBG001S169P1 1,208,012 10,379 SH   SOLE   0 0 10,379
MERCK & CO INC COM 58933Y105 BBG001S5TC52 246,201 2,219 SH   SOLE   0 0 2,219
MICROSOFT CORP COM 594918104 BBG001S5TD05 1,670,394 6,965 SH   SOLE   0 0 6,965
PAYCHEX INC COM 704326107 BBG001S5V135 233,316 2,019 SH   SOLE   0 0 2,019
PEPSICO INC COM 713448108 BBG001S695T1 224,390 1,242 SH   SOLE   0 0 1,242
PFIZER INC COM 717081103 BBG001S5V466 9,022,698 176,087 SH   SOLE   0 0 176,087
PNC FINL SVCS GROUP INC COM 693475105 BBG001S5V947 961,055 6,085 SH   SOLE   0 0 6,085
PROCTER AND GAMBLE CO COM 742718109 BBG001S5V4L9 210,365 1,388 SH   SOLE   0 0 1,388
RELIANCE STEEL & ALUMINUM CO COM 759509102 BBG001S81M27 314,712 1,555 SH   SOLE   0 0 1,555
ROBLOX CORP CL A 771049103 BBG001V1Y6Z1 14,249,580 500,688 SH   SOLE   0 0 500,688
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 BBG001T5XQY3 882,326 27,393 SH   SOLE   0 0 27,393
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 BBG001T6L7C0 693,447 22,035 SH   SOLE   0 0 22,035
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 BBG001T5XQT9 4,199,702 93,722 SH   SOLE   0 0 93,722
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 BBG0025RWLM4 9,439,039 124,954 SH   SOLE   0 0 124,954
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 BBG001T66WN0 6,592,062 118,648 SH   SOLE   0 0 118,648
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 BBG001T66WQ7 551,927 8,360 SH   SOLE   0 0 8,360
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 BBG001T5XQV6 6,383,189 141,377 SH   SOLE   0 0 141,377
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 BBG001V036R6 6,330,011 96,479 SH   SOLE   0 0 96,479
SCHWAB STRATEGIC TR US REIT ETF 808524847 BBG001V039G2 961,279 49,833 SH   SOLE   0 0 49,833
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 BBG001T5XQW5 6,492,815 160,277 SH   SOLE   0 0 160,277
SEELOS THERAPEUTICS INC COM 81577F109 BBG001S7J019 69,258 102,000 SH   SOLE   0 0 102,000
SELECT SECTOR SPDR TR ENERGY 81369Y506 BBG001S7T1S7 414,595 4,740 SH   SOLE   0 0 4,740
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 BBG001S7T223 302,812 8,854 SH   SOLE   0 0 8,854
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 BBG001S7T1Q9 258,320 2,000 SH   SOLE   0 0 2,000
SIRIUS XM HOLDINGS INC COM 82968B103 BBG001S70ZY6 107,935 18,482 SH   SOLE   0 0 18,482
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 BBG001S8LH99 225,391 680 SH   SOLE   0 0 680
SPDR S&P 500 ETF TR TR UNIT 78462F103 BBG001S72SM3 5,228,494 13,672 SH   SOLE   0 0 13,672
SPDR SER TR BLOOMBERG HIGH Y 78468R622 BBG001SQS7X7 282,870 3,143 SH   SOLE   0 0 3,143
SPDR SER TR NUVEEN BLMBRG SH 78468R739 BBG001T083N5 1,357,199 28,889 SH   SOLE   0 0 28,889
SPDR SER TR S&P DIVID ETF 78464A763 BBG001SPTBP8 6,017,340 48,096 SH   SOLE   0 0 48,096
SSGA ACTIVE ETF TR SPDR TR TACTIC 78467V848 BBG0084H8485 522,267 13,044 SH   SOLE   0 0 13,044
SSGA ACTIVE ETF TR ULT SHT TRM BD 78467V707 BBG005D236G5 753,437 18,843 SH   SOLE   0 0 18,843
TARGET CORP COM 87612E106 BBG001SC0K41 308,215 2,068 SH   SOLE   0 0 2,068
TESLA INC COM 88160R101 BBG001SQKGD7 191,914 1,558 SH   SOLE   0 0 1,558
TESLA INC COM 88160R101 BBG001SQKGD7 12,318 100 PRN Call SOLE   0 0 100
TEXAS INSTRS INC COM 882508104 BBG001S5WYZ7 258,074 1,562 SH   SOLE   0 0 1,562
TWILIO INC CL A 90138F102 BBG0029ZX859 1,027,377 20,984 SH   SOLE   0 0 20,984
UBER TECHNOLOGIES INC COM 90353T100 BBG002B04MW4 3,066,817 124,012 SH   SOLE   0 0 124,012
UNION PAC CORP COM 907818108 BBG001S5X2M0 484,751 2,341 SH   SOLE   0 0 2,341
UNITEDHEALTH GROUP INC COM 91324P102 BBG001S6WCJ1 583,903 1,101 SH   SOLE   0 0 1,101
VALLEY NATL BANCORP COM 919794107 BBG001S7H654 284,480 25,153 SH   SOLE   0 0 25,153
VANGUARD INDEX FDS GROWTH ETF 922908736 BBG001SHTTS4 1,950,713 9,154 SH   SOLE   0 0 9,154
VANGUARD INDEX FDS MID CAP ETF 922908629 BBG001SHVTS1 1,934,453 9,491 SH   SOLE   0 0 9,491
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 BBG001TC6MC1 351,340 1,000 SH   SOLE   0 0 1,000
VANGUARD INDEX FDS SMALL CP ETF 922908751 BBG001SHTTV0 1,955,786 10,656 SH   SOLE   0 0 10,656
VANGUARD INDEX FDS VALUE ETF 922908744 BBG001SHVR78 2,381,153 16,963 SH   SOLE   0 0 16,963
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 BBG001T2YZG9 976,809 11,333 SH   SOLE   0 0 11,333
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 BBG001SSPWL4 206,828 4,928 SH   SOLE   0 0 4,928
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 BBG001SS0V24 6,518,208 60,237 SH   SOLE   0 0 60,237
VANGUARD WORLD FDS INF TECH ETF 92204A702 BBG001SHTTR5 238,440 747 SH   SOLE   0 0 747
VERIZON COMMUNICATIONS INC COM 92343V104 BBG001S67QY1 479,825 12,178 SH   SOLE   0 0 12,178
VIATRIS INC COM 92556V106 BBG00Y52JV51 239,072 21,480 SH   SOLE   0 0 21,480
VISA INC COM CL A 92826C839 BBG001SRCFY3 881,348 4,242 SH   SOLE   0 0 4,242
WARBY PARKER INC CL A COM 93403J106 BBG005DWN8L7 233,458 17,306 SH   SOLE   0 0 17,306
WISDOMTREE TR ITL HDG QTLY DIV 97717X594 BBG006G0J5J6 258,138 7,245 SH   SOLE   0 0 7,245
WISDOMTREE TR US LARGECAP DIVD 97717W307 BBG001SHL7K8 5,375,471 86,771 SH   SOLE   0 0 86,771
WISDOMTREE TR US MIDCAP DIVID 97717W505 BBG001SHKG74 523,078 12,715 SH   SOLE   0 0 12,715
WISDOMTREE TR US QTLY DIV GRT 97717X669 BBG004LMH3Z6 262,189 4,344 SH   SOLE   0 0 4,344