The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL C 02079K107   446,151 2,669 SH   SOLE 0 0 0 2,669
AMAZON COM INC COM 023135106   721,842 3,874 SH   SOLE 0 0 0 3,874
APPLE INC COM 037833100   2,539,941 10,901 SH   SOLE 0 0 0 10,901
BANK AMERICA CORP COM 060505104   799,354 20,145 SH   SOLE 0 0 0 20,145
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,035,125 2,249 SH   SOLE 0 0 0 2,249
BLACKROCK ETF TRUST US EQT FACTOR 09290C103   660,852 13,359 SH   SOLE 0 0 0 13,359
BLACKROCK ETF TRUST US CARBON TRANS 09290C509   918,921 14,646 SH   SOLE 0 0 0 14,646
BLACKSTONE SECD LENDING FD COMMON STOCK 09261X102   251,103 8,573 SH   SOLE 0 0 0 8,573
BROADCOM INC COM 11135F101   570,975 3,310 SH   SOLE 0 0 0 3,310
CHEVRON CORP NEW COM 166764100   296,100 2,011 SH   SOLE 0 0 0 2,011
CHUBB LIMITED COM H1467J104   244,083 846 SH   SOLE 0 0 0 846
CONOCOPHILLIPS COM 20825C104   682,222 6,480 SH   SOLE 0 0 0 6,480
ELI LILLY & CO COM 532457108   1,295,787 1,463 SH   SOLE 0 0 0 1,463
FORD MTR CO COM 345370860   266,164 25,205 SH   SOLE 0 0 0 25,205
INVESCO QQQ TR UNIT SER 1 46090E103   291,783 598 SH   SOLE 0 0 0 598
ISHARES INC CORE MSCI EMKT 46434G103   503,659 8,773 SH   SOLE 0 0 0 8,773
ISHARES INC ESG AWR MSCI EM 46434G863   248,675 6,830 SH   SOLE 0 0 0 6,830
ISHARES SILVER TR ISHARES 46428Q109   289,299 10,183 SH   SOLE 0 0 0 10,183
ISHARES TR 20 YR TR BD ETF 464287432   262,270 2,673 SH   SOLE 0 0 0 2,673
ISHARES TR S&P 500 VAL ETF 464287408   435,716 2,210 SH   SOLE 0 0 0 2,210
ISHARES TR CORE S&P500 ETF 464287200   4,728,308 8,197 SH   SOLE 0 0 0 8,197
ISHARES TR S&P 500 GRWT ETF 464287309   1,062,684 11,099 SH   SOLE 0 0 0 11,099
ISHARES TR U.S. TECH ETF 464287721   500,857 3,303 SH   SOLE 0 0 0 3,303
ISHARES TR ESG AWR MSCI USA 46435G425   466,867 3,700 SH   SOLE 0 0 0 3,700
ISHARES TR ESG AWRE USD ETF 46435G193   470,940 19,796 SH   SOLE 0 0 0 19,796
ISHARES TR CORE MSCI EAFE 46432F842   215,229 2,758 SH   SOLE 0 0 0 2,758
ISHARES TR CORE DIV GRWTH 46434V621   2,518,254 40,170 SH   SOLE 0 0 0 40,170
ISHARES TR CORE TOTAL USD 46434V613   3,185,666 67,608 SH   SOLE 0 0 0 67,608
ISHARES TR EAFE VALUE ETF 464288877   2,033,729 35,351 SH   SOLE 0 0 0 35,351
ISHARES TR EAFE GRWTH ETF 464288885   841,197 7,814 SH   SOLE 0 0 0 7,814
ISHARES TR MSCI KLD400 SOC 464288570   621,934 5,717 SH   SOLE 0 0 0 5,717
ISHARES TR MBS ETF 464288588   1,052,052 10,981 SH   SOLE 0 0 0 10,981
ISHARES TR PFD AND INCM SEC 464288687   212,681 6,400 SH   SOLE 0 0 0 6,400
ISHARES TR ESG MSCI USA ETF 46436E767   605,399 12,335 SH   SOLE 0 0 0 12,335
ISHARES TR ESG EAFE ETF 46436E759   310,541 4,311 SH   SOLE 0 0 0 4,311
ISHARES TR MSCI USA QLT FCT 46432F339   1,162,335 6,483 SH   SOLE 0 0 0 6,483
ISHARES TR ESG AWR US AGRGT 46435U549   238,475 4,908 SH   SOLE 0 0 0 4,908
JPMORGAN CHASE & CO. COM 46625H100   988,075 4,686 SH   SOLE 0 0 0 4,686
MCDONALDS CORP COM 580135101   429,651 1,411 SH   SOLE 0 0 0 1,411
META PLATFORMS INC CL A 30303M102   266,568 466 SH   SOLE 0 0 0 466
MICROSOFT CORP COM 594918104   2,559,509 5,948 SH   SOLE 0 0 0 5,948
NETFLIX INC COM 64110L106   412,086 581 SH   SOLE 0 0 0 581
NUVEEN QUALITY MUNCP INCOME COM 67066V101   332,713 26,875 SH   SOLE 0 0 0 26,875
SCHWAB CHARLES CORP COM 808513105   298,907 4,612 SH   SOLE 0 0 0 4,612
SELECT SECTOR SPDR TR ENERGY 81369Y506   1,258,348 14,332 SH   SOLE 0 0 0 14,332
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   916,228 20,217 SH   SOLE 0 0 0 20,217
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   378,250 4,184 SH   SOLE 0 0 0 4,184
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   467,557 1,105 SH   SOLE 0 0 0 1,105
SPDR S&P 500 ETF TR TR UNIT 78462F103   319,435 557 SH   SOLE 0 0 0 557
TYLER TECHNOLOGIES INC COM 902252105   874,413 1,498 SH   SOLE 0 0 0 1,498
VANECK ETF TRUST GOLD MINERS ETF 92189F106   310,676 7,802 SH   SOLE 0 0 0 7,802
VANECK ETF TRUST JUNIOR GOLD MINE 92189F791   275,972 5,654 SH   SOLE 0 0 0 5,654
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   465,749 5,919 SH   SOLE 0 0 0 5,919
VANGUARD BD INDEX FDS INTERMED TERM 921937819   722,197 9,215 SH   SOLE 0 0 0 9,215
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   887,377 17,649 SH   SOLE 0 0 0 17,649
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   700,013 1,327 SH   SOLE 0 0 0 1,327
VANGUARD INDEX FDS VALUE ETF 922908744   348,442 1,996 SH   SOLE 0 0 0 1,996
VANGUARD INDEX FDS GROWTH ETF 922908736   323,653 843 SH   SOLE 0 0 0 843
VANGUARD INDEX FDS TOTAL STK MKT 922908769   13,100,310 46,265 SH   SOLE 0 0 0 46,265
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,249,025 6,306 SH   SOLE 0 0 0 6,306
VANGUARD WORLD FD HEALTH CAR ETF 92204A504   1,178,668 4,177 SH   SOLE 0 0 0 4,177
VANGUARD WORLD FD INF TECH ETF 92204A702   1,142,272 1,948 SH   SOLE 0 0 0 1,948
WALMART INC COM 931142103   924,366 11,447 SH   SOLE 0 0 0 11,447