The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   459,863 4,594 SH   SOLE   0 0 4,594
ABBOTT LABS COM 002824100   1,532,930 14,061 SH   SOLE   10 0 14,050
ABBVIE INC COM 00287Y109   1,576,265 11,699 SH   SOLE   0 0 11,699
ABRDN PLATINUM ETF TRUST PHYSCL PLATM SHS 003260106   497,467 5,947 SH   SOLE   0 0 5,947
ABRDN SILVER ETF TRUST PHYSCL SILVR SHS 003264108   977,372 44,731 SH   SOLE   0 0 44,731
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   1,919,059 6,219 SH   SOLE   0 0 6,219
ADOBE SYSTEMS INCORPORATED COM 00724F101   1,898,748 3,883 SH   SOLE   0 0 3,883
AFFIRM HLDGS INC COM CL A 00827B106   2,567,898 167,508 SH   SOLE   0 0 167,508
AIRBNB INC COM CL A 009066101   924,546 7,214 SH   SOLE   0 0 7,214
ALPHABET INC CAP STK CL A 02079K305   2,568,164 21,455 SH   SOLE   0 0 21,455
ALPHABET INC CAP STK CL C 02079K107   3,987,691 32,964 SH   SOLE   10 0 32,954
AMAZON COM INC COM 023135106   4,709,646 36,128 SH   SOLE   0 0 36,128
AMER STATES WTR CO COM 029899101   454,553 5,225 SH   SOLE   0 0 5,224
AMERICAN TOWER CORP NEW COM 03027X100   1,208,268 6,230 SH   SOLE   0 0 6,230
AMERICAN WTR WKS CO INC NEW COM 030420103   952,227 6,671 SH   SOLE   0 0 6,670
AMERISOURCEBERGEN CORP COM 03073E105   506,283 2,631 SH   SOLE   0 0 2,631
AMGEN INC COM 031162100   2,224,927 10,021 SH   SOLE   0 0 10,021
ANALOG DEVICES INC COM 032654105   354,359 1,819 SH   SOLE   0 0 1,819
APPLE INC COM 037833100   15,103,781 77,867 SH   SOLE   0 0 77,866
AUTOMATIC DATA PROCESSING IN COM 053015103   2,648,470 12,050 SH   SOLE   0 0 12,050
AVALONBAY CMNTYS INC COM 053484101   464,658 2,455 SH   SOLE   0 0 2,455
AXOS FINANCIAL INC COM 05465C100   302,899 7,680 SH   SOLE   0 0 7,680
BECTON DICKINSON & CO COM 075887109   1,374,656 5,207 SH   SOLE   0 0 5,206
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   3,717,582 10,902 SH   SOLE   5 0 10,897
BLACKROCK INC COM 09247X101   1,685,682 2,439 SH   SOLE   0 0 2,438
BLACKROCK RES & COMMODITIES SHS 09257A108   148,748 16,400 SH   SOLE   0 0 16,400
BNY MELLON STRATEGIC MUNS IN COM 05588W108   67,294 10,819 SH   SOLE   0 0 10,819
BOEING CO COM 097023105   577,523 2,735 SH   SOLE   0 0 2,735
BRIGHT HORIZONS FAM SOL IN D COM 109194100   624,038 6,750 SH   SOLE   0 0 6,750
BRISTOL-MYERS SQUIBB CO COM 110122108   1,545,094 24,161 SH   SOLE   0 0 24,160
BROADCOM INC COM 11135F101   862,037 994 SH   SOLE   0 0 993
CACI INTL INC CL A 127190304   1,417,894 4,160 SH   SOLE   0 0 4,160
CADENCE DESIGN SYSTEM INC COM 127387108   445,119 1,898 SH   SOLE   0 0 1,898
CAPITAL ONE FINL CORP COM 14040H105   251,004 2,295 SH   SOLE   0 0 2,295
CATERPILLAR INC COM 149123101   2,680,223 10,893 SH   SOLE   0 0 10,893
CHEVRON CORP NEW COM 166764100   3,798,021 24,137 SH   SOLE   10 0 24,127
CISCO SYS INC COM 17275R102   1,186,890 22,940 SH   SOLE   0 0 22,939
CLOROX CO DEL COM 189054109   1,079,082 6,785 SH   SOLE   0 0 6,784
COCA COLA CO COM 191216100   510,066 8,470 SH   SOLE   0 0 8,470
CONOCOPHILLIPS COM 20825C104   420,157 4,055 SH   SOLE   0 0 4,055
COSTCO WHSL CORP NEW COM 22160K105   2,977,223 5,530 SH   SOLE   0 0 5,529
CVS HEALTH CORP COM 126650100   1,410,459 20,403 SH   SOLE   0 0 20,403
DANAHER CORPORATION COM 235851102   364,080 1,517 SH   SOLE   0 0 1,517
DARDEN RESTAURANTS INC COM 237194105   242,595 1,452 SH   SOLE   0 0 1,451
DIGITAL RLTY TR INC COM 253868103   650,881 5,716 SH   SOLE   0 0 5,716
DISCOVER FINL SVCS COM 254709108   406,088 3,475 SH   SOLE   0 0 3,475
DISNEY WALT CO COM 254687106   2,391,519 26,787 SH   SOLE   0 0 26,786
DNP SELECT INCOME FD INC COM 23325P104   191,732 18,295 SH   SOLE   0 0 18,295
DOMINOS PIZZA INC COM 25754A201   273,636 812 SH   SOLE   0 0 812
DUPONT DE NEMOURS INC COM 26614N102   2,016,952 28,233 SH   SOLE   0 0 28,232
ECOLAB INC COM 278865100   2,142,927 11,479 SH   SOLE   0 0 11,478
ELEVANCE HEALTH INC COM 036752103   391,549 881 SH   SOLE   0 0 881
EMERSON ELEC CO COM 291011104   987,397 10,924 SH   SOLE   0 0 10,923
EQUINIX INC COM 29444U700   336,310 429 SH   SOLE   0 0 429
ESSEX PPTY TR INC COM 297178105   1,114,416 4,756 SH   SOLE   0 0 4,756
EXCHANGE TRADED CONCEPTS TR ROBO GLB ETF 301505707   222,821 3,805 SH   SOLE   0 0 3,805
EXXON MOBIL CORP COM 30231G102   2,572,519 23,986 SH   SOLE   0 0 23,986
FIRST TR EXCHANGE TRADED FD DJ GLBL DIVID 33734X200   1,349,245 62,931 SH   SOLE   0 0 62,931
FIRST TR EXCHANGE-TRADED FD NO AMER ENERGY 33738D101   332,518 12,315 SH   SOLE   0 0 12,315
FIRST TR EXCHANGE-TRADED FD DJ INTERNT IDX 33733E302   1,625,662 9,974 SH   SOLE   0 0 9,974
FIRST TR EXCHANGE-TRADED FD FIRST TR ENH NEW 33739Q408   204,882 3,449 SH   SOLE   0 0 3,448
FIRST TR EXCHANGE-TRADED FD FST LOW OPPT EFT 33739Q200   204,453 4,289 SH   SOLE   0 0 4,288
FIRST TR MORNINGSTAR DIVID L SHS 336917109   1,461,473 42,972 SH   SOLE   0 0 42,971
FIRST TR VALUE LINE DIVID IN SHS 33734H106   410,219 10,232 SH   SOLE   0 0 10,232
GALLAGHER ARTHUR J & CO COM 363576109   1,175,578 5,354 SH   SOLE   0 0 5,354
GENERAL ELECTRIC CO COM NEW 369604301   760,974 6,927 SH   SOLE   0 0 6,927
GENUINE PARTS CO COM 372460105   3,114,585 18,404 SH   SOLE   0 0 18,404
GILEAD SCIENCES INC COM 375558103   1,075,512 13,955 SH   SOLE   0 0 13,955
GOLDMAN SACHS GROUP INC COM 38141G104   1,129,948 3,503 SH   SOLE   0 0 3,503
HOME DEPOT INC COM 437076102   3,220,094 10,366 SH   SOLE   0 0 10,365
HONEYWELL INTL INC COM 438516106   2,151,655 10,369 SH   SOLE   0 0 10,369
IDEX CORP COM 45167R104   1,362,447 6,329 SH   SOLE   0 0 6,329
ILLINOIS TOOL WKS INC COM 452308109   1,352,615 5,407 SH   SOLE   0 0 5,407
INDEXIQ ACTIVE ETF TR IQ MACKAY INTRME 45409F827   231,145 9,489 SH   SOLE   0 0 9,488
INTEL CORP COM 458140100   855,210 25,574 SH   SOLE   0 0 25,574
INTERNATIONAL BUSINESS MACHS COM 459200101   713,876 5,335 SH   SOLE   0 0 5,335
INTUIT COM 461202103   2,581,775 5,635 SH   SOLE   0 0 5,634
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   334,086 5,319 SH   SOLE   0 0 5,319
INVESCO EXCH TRADED FD TR II S&P ULTRA DIVIDE 46138G656   209,790 5,360 SH   SOLE   0 0 5,360
INVESCO QQQ TR UNIT SER 1 46090E103   4,121,637 11,157 SH   SOLE   0 0 11,157
ISHARES GOLD TR ISHARES NEW 464285204   625,981 17,202 SH   SOLE   0 0 17,202
ISHARES INC MSCI JPN ETF NEW 46434G822   295,959 4,781 SH   SOLE   0 0 4,781
ISHARES INC MSCI EMERG MRKT 464286533   2,496,974 45,416 SH   SOLE   0 0 45,416
ISHARES INC EM MKTS DIV ETF 464286319   281,189 11,477 SH   SOLE   0 0 11,477
ISHARES INC CORE MSCI EMKT 46434G103   326,204 6,618 SH   SOLE   0 0 6,618
ISHARES TR MSCI KLD400 SOC 464288570   556,953 6,617 SH   SOLE   0 0 6,617
ISHARES TR ESG AW MSCI EAFE 46435G516   1,166,159 15,990 SH   SOLE   0 0 15,990
ISHARES TR MRGSTR MD CP ETF 464288208   245,945 3,886 SH   SOLE   0 0 3,886
ISHARES TR SHRT NAT MUN ETF 464288158   232,103 2,231 SH   SOLE   0 0 2,230
ISHARES TR TIPS BD ETF 464287176   515,709 4,792 SH   SOLE   0 0 4,791
ISHARES TR US HOME CONS ETF 464288752   986,458 11,546 SH   SOLE   0 0 11,545
ISHARES TR S&P 100 ETF 464287101   1,213,606 5,861 SH   SOLE   0 0 5,861
ISHARES TR 1 3 YR TREAS BD 464287457   548,198 6,761 SH   SOLE   0 0 6,761
ISHARES TR CALIF MUN BD ETF 464288356   227,800 4,000 SH   SOLE   0 0 4,000
ISHARES TR CORE HIGH DV ETF 46429B663   493,446 4,896 SH   SOLE   0 0 4,895
ISHARES TR SELECT DIVID ETF 464287168   1,402,141 12,375 SH   SOLE   0 0 12,375
ISHARES TR MSCI EAFE MIN VL 46429B689   8,405,372 124,524 SH   SOLE   0 0 124,524
ISHARES TR CORE MSCI EAFE 46432F842   728,731 10,796 SH   SOLE   0 0 10,796
ISHARES TR RUS MID CAP ETF 464287499   262,908 3,600 SH   SOLE   0 0 3,600
ISHARES TR IBOXX HI YD ETF 464288513   363,853 4,847 SH   SOLE   0 0 4,846
ISHARES TR EXPANDED TECH 464287515   240,719 696 SH   SOLE   0 0 695
ISHARES TR CORE S&P500 ETF 464287200   676,142 1,517 SH   SOLE   0 0 1,517
ISHARES TR INTL SEL DIV ETF 464288448   1,379,729 52,401 SH   SOLE   0 0 52,401
ISHARES TR CORE MSCI EURO 46434V738   672,500 12,778 SH   SOLE   0 0 12,777
ISHARES TR SP SMCP600VL ETF 464287879   217,109 2,283 SH   SOLE   0 0 2,283
ISHARES TR JPMORGAN USD EMG 464288281   230,965 2,669 SH   SOLE   0 0 2,668
ISHARES TR CORE S&P MCP ETF 464287507   5,909,878 22,602 SH   SOLE   0 0 22,601
ISHARES TR IBONDS DEC23 ETF 46434VAX8   1,469,577 58,109 SH   SOLE   0 0 58,109
ISHARES TR IBONDS DEC25 ETF 46434VBD1   1,377,714 56,510 SH   SOLE   0 0 56,510
JOHNSON & JOHNSON COM 478160104   4,592,167 27,744 SH   SOLE   0 0 27,743
JPMORGAN CHASE & CO COM 46625H100   2,451,263 16,854 SH   SOLE   0 0 16,854
KIMBERLY-CLARK CORP COM 494368103   1,230,020 8,909 SH   SOLE   0 0 8,909
LABORATORY CORP AMER HLDGS COM NEW 50540R409   249,777 1,035 SH   SOLE   0 0 1,035
LINDE PLC SHS G54950103   427,585 1,122 SH   SOLE   0 0 1,122
MANAGED PORTFOLIO SERIES ECOFIN GBL WATER 56167N753   408,539 9,916 SH   SOLE   0 0 9,916
MARRIOTT INTL INC NEW CL A 571903202   1,964,205 10,693 SH   SOLE   0 0 10,693
MCDONALDS CORP COM 580135101   4,301,690 14,415 SH   SOLE   0 0 14,415
MERCADOLIBRE INC COM 58733R102   1,119,447 945 SH   SOLE   0 0 945
META PLATFORMS INC CL A 30303M102   2,317,364 8,075 SH   SOLE   0 0 8,075
METLIFE INC COM 59156R108   2,003,359 35,439 SH   SOLE   0 0 35,438
MICROSOFT CORP COM 594918104   8,008,800 23,518 SH   SOLE   5 0 23,512
NATIONAL GRID PLC SPONSORED ADR NE 636274409   1,424,825 21,162 SH   SOLE   0 0 21,161
NETFLIX INC COM 64110L106   680,998 1,546 SH   SOLE   0 0 1,546
NIKE INC CL B 654106103   2,252,401 20,408 SH   SOLE   0 0 20,407
NORDSON CORP COM 655663102   1,238,270 4,989 SH   SOLE   0 0 4,989
NORTHERN TR CORP COM 665859104   799,902 10,789 SH   SOLE   0 0 10,789
NOVAGOLD RES INC COM NEW 66987E206   97,276 24,380 SH   SOLE   0 0 24,380
NOVO-NORDISK A S ADR 670100205   694,413 4,291 SH   SOLE   0 0 4,291
NUVEEN CALIFORNIA MUNI VLU F COM STK 67062C107   213,750 25,000 SH   SOLE   0 0 25,000
NVIDIA CORPORATION COM 67066G104   7,386,930 17,462 SH   SOLE   0 0 17,462
OMNICOM GROUP INC COM 681919106   242,633 2,550 SH   SOLE   0 0 2,550
OREILLY AUTOMOTIVE INC COM 67103H107   326,713 342 SH   SOLE   0 0 342
PALO ALTO NETWORKS INC COM 697435105   1,330,441 5,207 SH   SOLE   0 0 5,207
PARKER-HANNIFIN CORP COM 701094104   592,861 1,520 SH   SOLE   0 0 1,520
PAYCHEX INC COM 704326107   1,719,984 15,375 SH   SOLE   0 0 15,374
PAYPAL HLDGS INC COM 70450Y103   348,798 5,227 SH   SOLE   0 0 5,227
PEPSICO INC COM 713448108   1,774,593 9,581 SH   SOLE   0 0 9,581
PROCTER AND GAMBLE CO COM 742718109   2,141,660 14,114 SH   SOLE   0 0 14,114
PROLOGIS INC. COM 74340W103   1,285,999 10,487 SH   SOLE   0 0 10,486
QUALCOMM INC COM 747525103   2,553,713 21,453 SH   SOLE   0 0 21,452
RAYTHEON TECHNOLOGIES CORP COM 75513E101   1,536,378 15,684 SH   SOLE   0 0 15,683
REPUBLIC SVCS INC COM 760759100   333,145 2,175 SH   SOLE   0 0 2,175
ROBINHOOD MKTS INC COM CL A 770700102   956,224 95,814 SH   SOLE   0 0 95,814
ROCKWELL AUTOMATION INC COM 773903109   924,675 2,807 SH   SOLE   0 0 2,806
ROSS STORES INC COM 778296103   1,003,898 8,953 SH   SOLE   0 0 8,952
ROYAL BK CDA COM 780087102   1,761,179 18,440 SH   SOLE   0 0 18,439
SALESFORCE INC COM 79466L302   1,373,613 6,502 SH   SOLE   0 0 6,502
SAP SE SPON ADR 803054204   207,951 1,520 SH   SOLE   0 0 1,520
SCHLUMBERGER LTD COM STK 806857108   3,214,315 65,438 SH   SOLE   0 0 65,438
SCHWAB CHARLES CORP COM 808513105   1,061,371 18,726 SH   SOLE   0 0 18,725
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   1,048,476 20,280 SH   SOLE   0 0 20,280
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   446,396 12,522 SH   SOLE   0 0 12,521
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   412,257 7,872 SH   SOLE   0 0 7,872
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   241,639 3,224 SH   SOLE   0 0 3,224
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   315,982 12,829 SH   SOLE   0 0 12,829
SCHWAB STRATEGIC TR US TIPS ETF 808524870   206,431 3,937 SH   SOLE   0 0 3,937
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   237,098 3,338 SH   SOLE   0 0 3,338
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   4,813,103 104,270 SH   SOLE   0 0 104,270
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   1,210,140 16,664 SH   SOLE   0 0 16,664
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   1,857,516 10,684 SH   SOLE   0 0 10,683
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   849,183 6,398 SH   SOLE   0 0 6,397
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   896,851 12,092 SH   SOLE   0 0 12,091
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   1,348,825 40,013 SH   SOLE   0 0 40,012
SELECT SECTOR SPDR TR ENERGY 81369Y506   791,353 9,749 SH   SOLE   0 0 9,749
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   953,457 5,615 SH   SOLE   0 0 5,614
SMUCKER J M CO COM NEW 832696405   1,720,060 11,648 SH   SOLE   0 0 11,648
SNOWFLAKE INC CL A 833445109   917,384 5,213 SH   SOLE   0 0 5,213
SOUTHWEST AIRLS CO COM 844741108   964,852 26,646 SH   SOLE   0 0 26,646
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   4,597,231 13,370 SH   SOLE   0 0 13,369
SPDR GOLD TR GOLD SHS 78463V107   1,583,751 8,884 SH   SOLE   0 0 8,884
SPDR S&P 500 ETF TR TR UNIT 78462F103   8,166,262 18,422 SH   SOLE   0 0 18,422
SPDR SER TR PRTFLO S&P500 HI 78468R788   400,723 10,807 SH   SOLE   0 0 10,806
SPDR SER TR S&P 600 SMCP VAL 78464A300   309,455 4,009 SH   SOLE   0 0 4,009
SPDR SER TR BLOOMBERG SHT TE 78468R408   1,234,297 49,972 SH   SOLE   0 0 49,971
SPDR SER TR SSGA US LRG ETF 78468R804   1,154,271 8,209 SH   SOLE   0 0 8,209
SPDR SER TR S&P DIVID ETF 78464A763   599,247 4,889 SH   SOLE   0 0 4,888
SPDR SER TR PORTFOLIO S&P500 78464A854   458,255 8,794 SH   SOLE   0 0 8,794
SPDR SER TR PRTFLO S&P500 VL 78464A508   283,925 6,572 SH   SOLE   0 0 6,572
SPROTT PHYSICAL SILVER TR TR UNIT 85207K107   105,593 13,555 SH   SOLE   0 0 13,555
STANLEY BLACK & DECKER INC COM 854502101   924,889 9,870 SH   SOLE   0 0 9,869
STARBUCKS CORP COM 855244109   1,619,235 16,346 SH   SOLE   0 0 16,346
STERIS PLC SHS USD G8473T100   1,659,678 7,377 SH   SOLE   0 0 7,377
STRYKER CORPORATION COM 863667101   2,049,698 6,718 SH   SOLE   0 0 6,718
SYSCO CORP COM 871829107   318,081 4,287 SH   SOLE   0 0 4,286
TARGET CORP COM 87612E106   337,712 2,560 SH   SOLE   0 0 2,560
TESLA INC COM 88160R101   581,653 2,222 SH   SOLE   0 0 2,222
TEXAS INSTRS INC COM 882508104   972,825 5,404 SH   SOLE   0 0 5,403
THERMO FISHER SCIENTIFIC INC COM 883556102   634,448 1,216 SH   SOLE   0 0 1,216
TRUIST FINL CORP COM 89832Q109   298,644 9,840 SH   SOLE   0 0 9,839
UBER TECHNOLOGIES INC COM 90353T100   587,716 13,614 SH   SOLE   0 0 13,614
UNION PAC CORP COM 907818108   571,110 2,791 SH   SOLE   0 0 2,791
UNITED PARCEL SERVICE INC CL B 911312106   400,086 2,232 SH   SOLE   0 0 2,232
UNITEDHEALTH GROUP INC COM 91324P102   1,669,286 3,473 SH   SOLE   5 0 3,468
US BANCORP DEL COM NEW 902973304   810,698 24,537 SH   SOLE   0 0 24,536
VANGUARD BD INDEX FDS INTERMED TERM 921937819   327,884 4,358 SH   SOLE   0 0 4,358
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   366,664 4,388 SH   SOLE   0 0 4,388
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   433,346 1,064 SH   SOLE   0 0 1,064
VANGUARD INDEX FDS SM CP VAL ETF 922908611   4,472,866 27,043 SH   SOLE   0 0 27,042
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   333,623 1,621 SH   SOLE   0 0 1,621
VANGUARD INDEX FDS SML CP GRW ETF 922908595   335,891 1,462 SH   SOLE   0 0 1,462
VANGUARD INDEX FDS VALUE ETF 922908744   984,353 6,927 SH   SOLE   0 0 6,927
VANGUARD INDEX FDS GROWTH ETF 922908736   1,385,641 4,897 SH   SOLE   0 0 4,896
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   338,417 2,446 SH   SOLE   0 0 2,445
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   619,259 8,185 SH   SOLE   0 0 8,184
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   2,723,976 34,468 SH   SOLE   70 0 34,397
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   740,086 12,617 SH   SOLE   0 0 12,616
VANGUARD SCOTTSDALE FDS LONG TERM TREAS 92206C847   736,892 11,599 SH   SOLE   0 0 11,599
VANGUARD SCOTTSDALE FDS LG-TERM COR BD 92206C813   2,817,869 35,901 SH   SOLE   105 0 35,796
VANGUARD STAR FDS VG TL INTL STK F 921909768   968,724 17,274 SH   SOLE   0 0 17,273
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   674,395 14,604 SH   SOLE   0 0 14,603
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   454,141 1,855 SH   SOLE   0 0 1,855
VANGUARD WORLD FDS INDUSTRIAL ETF 92204A603   330,081 1,606 SH   SOLE   0 0 1,606
VANGUARD WORLD FDS INF TECH ETF 92204A702   868,402 1,964 SH   SOLE   0 0 1,964
VANGUARD WORLD FDS COMM SRVC ETF 92204A884   251,529 2,366 SH   SOLE   0 0 2,366
VERIZON COMMUNICATIONS INC COM 92343V104   1,971,677 53,016 SH   SOLE   25 0 52,991
VISA INC COM CL A 92826C839   3,953,927 16,650 SH   SOLE   0 0 16,649
WALMART INC COM 931142103   858,023 5,459 SH   SOLE   0 0 5,458
WASTE MGMT INC DEL COM 94106L109   2,760,690 15,919 SH   SOLE   0 0 15,919
WELLS FARGO CO NEW COM 949746101   218,057 5,109 SH   SOLE   0 0 5,109
WISDOMTREE TR US MIDCAP DIVID 97717W505   287,117 6,828 SH   SOLE   0 0 6,828
WORKDAY INC CL A 98138H101   1,691,690 7,489 SH   SOLE   0 0 7,489
WORLD GOLD TR SPDR GLD MINIS 98149E303   2,536,070 66,581 SH   SOLE   0 0 66,581
WP CAREY INC COM 92936U109   1,694,132 25,076 SH   SOLE   0 0 25,075
XYLEM INC COM 98419M100   271,977 2,415 SH   SOLE   0 0 2,415
YUM BRANDS INC COM 988498101   890,849 6,430 SH   SOLE   0 0 6,429
ZOETIS INC CL A 98978V103   222,323 1,291 SH   SOLE   0 0 1,291