The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 458 3,316 SH   SOLE   3,316 0 0
BANK MONTREAL QUE COM 063671101 337 2,013 SH   SOLE   2,013 0 0
BANK NOVA SCOTIA HALIFAX COM 064149107 205 2,261 SH   SOLE   2,261 0 0
BK OF AMERICA CORP COM 060505104 458 15,162 SH   SOLE   15,162 0 0
BROOKFIELD ASSET MGMT INC CL A LTD VT SH 112585104 213 2,723 SH   SOLE   2,723 0 0
CGI INC CL A SUB VTG 12532H104 210 1,463 SH   SOLE   1,463 0 0
COCA COLA CO COM 191216100 580 10,361 SH   SOLE   10,361 0 0
ENBRIDGE INC COM 29250N105 329 4,648 SH   SOLE   4,648 0 0
ETF SER SOLUTIONS VIDENT INTL EQ 26922A404 312 16,201 SH   SOLE   16,201 0 0
GOLDMAN SACHS ETF TR ACTIVEBETA WRLD 38149W739 511,119 14,677,081 SH   SOLE   14,677,081 0 0
INVESCO EXCHANGE TRADED FD T INVESCO MSCI 46137V407 335 6,875 SH   SOLE   6,875 0 0
ISHARES INC MSCI EMERG MRKT 464286533 637,775 12,584,357 SH   SOLE   12,584,357 0 0
ISHARES INC MSCI GBL MIN VOL 464286525 5,901 66,636 SH   SOLE   66,636 0 0
ISHARES INC MSCI CDA ETF 464286509 1,266 41,150 SH   SOLE   41,150 0 0
ISHARES INC CORE MSCI EMKT 46434G103 516 11,994 SH   SOLE   11,994 0 0
ISHARES TR CORE MSCI EAFE 46432F842 372,433 7,071,069 SH   SOLE   7,071,069 0 0
ISHARES TR CORE S&P TTL STK 464287150 11,040 138,800 SH   SOLE   138,800 0 0
ISHARES TR MSCI USA MIN VOL 46429B697 2,272 34,375 SH   SOLE   34,375 0 0
ISHARES TR MSCI LW CRB TG 46434V464 604 4,768 SH   SOLE   4,768 0 0
NORTHERN DYNASTY MINERALS LT COM NEW 66510M204 8 17,426 SH   SOLE   17,426 0 0
NOUVEAU MONDE GRAPHITE INC COM NEW 66979W842 109 10,600 SH   SOLE   10,600 0 0
PIMCO ETF TR 15+ YR US TIPS 72201R304 1,510 26,915 SH   SOLE   26,915 0 0
ROYAL BK CDA COM 780087102 1,536 8,932 SH   SOLE   8,932 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 376 8,946 SH   SOLE   8,946 0 0
SHOPIFY INC CL A 82509L107 536 10,415 SH   SOLE   10,415 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 282 790 SH   SOLE   790 0 0
SPDR SER TR PORTFOLIO LN TSR 78464A664 1,853 62,500 SH   SOLE   62,500 0 0
TELUS CORPORATION COM 87971M103 213 5,613 SH   SOLE   5,613 0 0
TORONTO DOMINION BK ONT COM NEW 891160509 1,724 14,712 SH   SOLE   14,712 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 474 6,646 SH   SOLE   6,646 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 935,111 5,210,402 SH   SOLE   5,210,402 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 567 1,727 SH   SOLE   1,727 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 284 7,795 SH   SOLE   7,795 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 628 8,452 SH   SOLE   8,452 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 1,028 28,260 SH   SOLE   28,260 0 0
VANGUARD WORLD FD ESG INTL STK ETF 921910725 781 17,985 SH   SOLE   17,985 0 0
VANGUARD WORLD FD ESG US STK ETF 921910733 684 10,879 SH   SOLE   10,879 0 0
WORLD GOLD TR SPDR GLD MINIS 98149E303 193,254 5,859,730 SH   SOLE   5,859,730 0 0