The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Abbvie Inc Com Com 00287Y109 97 1,334 SH   SOLE 0 1,334 0 0
Abbvie Inc Com Com 00287Y109 110 1,516 SH   OTR 0 1,516 0 0
Alibaba Com 01609W102 127 751 SH   SOLE 0 751 0 0
Alibaba Com 01609W102 401 2,369 SH   DFND 0 2,369 0 0
Alphabet Inc Cap Stk CL C Cap Com 02079K107 48 44 SH   SOLE 0 44 0 0
Alphabet Inc Cap Stk CL C Cap Com 02079K107 1,003 928 SH   DFND 0 928 0 0
Alphabet Inc Cap Stk CL A Cap Stk Com 02079K305 133 123 SH   SOLE 0 123 0 0
Alphabet Inc Cap Stk CL A Cap Stk Com 02079K305 1,156 1,068 SH   DFND 0 926 0 142
Amazon Com Inc Com 023135106 80 42 SH   SOLE 0 42 0 0
Amazon Com Inc Com 023135106 2,698 1,425 SH   DFND 0 1,425 0 0
American Express Co Com 025816109 22 181 SH   SOLE 0 181 0 0
American Express Co Com 025816109 1,026 8,313 SH   DFND 0 8,313 0 0
Apple Computer Inc. Com 037833100 265 1,341 SH   SOLE 0 1,341 0 0
Apple Computer Inc. Com 037833100 4,539 22,933 SH   DFND 0 21,741 0 1,192
Apple Computer Inc. Com 037833100 198 1,001 SH   OTR 0 1,001 0 0
Atmos Energy Corporation Com 049560105 803 7,610 SH   SOLE 0 7,610 0 0
Atmos Energy Corporation Com 049560105 2,538 24,047 SH   OTR 0 24,047 0 0
Berkshire Hathaway Inc-CL B Com 084670702 338 1,587 SH   SOLE 0 1,587 0 0
Boeing Company Com 097023105 1,522 4,181 SH   SOLE 0 4,181 0 0
Boeing Company Com 097023105 217 595 SH   OTR 0 595 0 0
Booking Hldgs Inc Com 09857L108 36 19 SH   SOLE 0 19 0 0
Booking Hldgs Inc Com 09857L108 352 188 SH   DFND 0 188 0 0
Caterpillar Inc. Com 149123101 602 4,417 SH   SOLE 0 4,417 0 0
Caterpillar Inc. Com 149123101 214 1,572 SH   DFND 0 1,572 0 0
Caterpillar Inc. Com 149123101 99 730 SH   OTR 0 730 0 0
Causeway International Value Com 14949P208 12,020 800,246 SH   SOLE 0 795,500 0 4,746
Causeway International Value Com 14949P208 1,579 105,112 SH   DFND 0 102,584 591 1,936
Causeway International Value Com 14949P208 103 6,837 SH   OTR 0 6,837 0 0
Chevron Corp Com 166764100 412 3,313 SH   SOLE 0 3,313 0 0
Chevron Corp Com 166764100 645 5,184 SH   DFND 0 5,184 0 0
Cisco Systems Inc Com 17275R102 103 1,891 SH   SOLE 0 1,891 0 0
Cisco Systems Inc Com 17275R102 178 3,260 SH   OTR 0 3,260 0 0
Coca-Cola Company - Common Com 191216100 228 4,484 SH   SOLE 0 4,484 0 0
Colgate Palmolive Co Com 194162103 490 6,837 SH   SOLE 0 6,837 0 0
Colgate Palmolive Co Com 194162103 54 747 SH   DFND 0 0 0 747
Deere & Co. - Common Com 244199105 261 1,575 SH   SOLE 0 1,575 0 0
Dollar Tree Inc Com Stk Com 256746108 1,072 9,986 SH   DFND 0 9,986 0 0
Dominos Pizza Com 25754A201 1,492 5,362 SH   DFND 0 5,362 0 0
Dunkin Brands Group Com 265504100 1,674 21,012 SH   DFND 0 21,012 0 0
EOG Resources Inc Com 26875P101 32 344 SH   SOLE 0 344 0 0
EOG Resources Inc Com 26875P101 719 7,720 SH   DFND 0 7,720 0 0
Exxon Mobil Corp Com Com 30231G102 717 9,362 SH   SOLE 0 9,362 0 0
Exxon Mobil Corp Com Com 30231G102 66 856 SH   DFND 0 856 0 0
Exxon Mobil Corp Com Com 30231G102 59 767 SH   OTR 0 767 0 0
FaceBook Inc Com 30303M102 64 332 SH   SOLE 0 332 0 0
FaceBook Inc Com 30303M102 2,937 15,218 SH   DFND 0 15,218 0 0
General Mills, Inc. Com 370334104 210 4,000 SH   SOLE 0 4,000 0 0
General Mills, Inc. Com 370334104 77 1,457 SH   OTR 0 1,457 0 0
Goldman Sachs Group Inc Com 38141G104 34 167 SH   SOLE 0 167 0 0
Goldman Sachs Group Inc Com 38141G104 212 1,036 SH   DFND 0 1,036 0 0
Halliburton Inc. Com 406216101 238 10,445 SH   DFND 0 10,445 0 0
Highlands Reit, Inc. LP Com 43110A104 0 8,837 SH   SOLE 0 8,837 0 0
Highlands Reit, Inc. LP Com 43110A104 0 30,323 SH   DFND 0 30,323 0 0
Home Depot Inc. Com 437076102 66 315 SH   SOLE 0 315 0 0
Home Depot Inc. Com 437076102 212 1,021 SH   DFND 0 0 0 1,021
Honeywell International Inc Com 438516106 152 870 SH   SOLE 0 870 0 0
Honeywell International Inc Com 438516106 70 402 SH   DFND 0 0 0 402
Intel Corp Com 458140100 159 3,330 SH   SOLE 0 3,330 0 0
Intel Corp Com 458140100 484 10,101 SH   DFND 0 10,101 0 0
Intel Corp Com 458140100 134 2,794 SH   OTR 0 2,794 0 0
Ishares JD Select Dividend Com 464287168 3,247 32,613 SH   SOLE 0 32,613 0 0
Ishares JD Select Dividend Com 464287168 3,361 33,754 SH   DFND 0 33,754 0 0
Ishares JD Select Dividend Com 464287168 1,216 12,215 SH   OTR 0 12,215 0 0
Ishares Tr S&P 500 Index Fund Com 464287200 9,022 30,608 SH   SOLE 0 30,608 0 0
Ishares Tr S&P 500 Index Fund Com 464287200 2,861 9,707 SH   DFND 0 9,707 0 0
Ishares Tr S&P 500 Index Fund Com 464287200 2,795 9,483 SH   OTR 0 9,483 0 0
IShares Core U.S.Aggregate Com 464287226 8,769 78,755 SH   SOLE 0 78,755 0 0
IShares Core U.S.Aggregate Com 464287226 9,129 81,984 SH   DFND 0 81,984 0 0
Ishares S&P 500/Barra Growth Com 464287309 5,422 30,250 SH   SOLE 0 30,250 0 0
Ishares S&P 500/Barra Growth Com 464287309 5,018 27,995 SH   DFND 0 10,230 0 17,765
Ishares S&P 500/Barra Growth Com 464287309 2,503 13,965 SH   OTR 0 13,965 0 0
Ishares S&P 500/Barra Value Com 464287408 26,543 227,700 SH   SOLE 0 227,700 0 0
Ishares S&P 500/Barra Value Com 464287408 12,478 107,044 SH   DFND 0 84,739 0 22,305
Ishares S&P 500/Barra Value Com 464287408 2,469 21,179 SH   OTR 0 21,179 0 0
ETF-Ishares Barclays 20 plus Yr Treas BD FD Com 464287432 326 2,451 SH   SOLE 0 2,451 0 0
EFT-Ishares Barclays 7-10Y Com 464287440 823 7,484 SH   SOLE 0 7,484 0 0
IShares Barclays 1-3 Year TR Com 464287457 740 8,732 SH   SOLE 0 8,732 0 0
Ishares MSCI EAFE Index Fund Com 464287465 10,499 159,722 SH   SOLE 0 159,722 0 0
Ishares MSCI EAFE Index Fund Com 464287465 3,482 52,975 SH   DFND 0 52,975 0 0
Ishares MSCI EAFE Index Fund Com 464287465 951 14,462 SH   OTR 0 14,462 0 0
Ishares Russell Midcap Value Com 464287473 502 5,629 SH   SOLE 0 5,629 0 0
Ishares Russell Midcap Value Com 464287473 1,160 13,016 SH   DFND 0 13,016 0 0
Ishares Russell Midcap Value Com 464287473 460 5,165 SH   OTR 0 5,165 0 0
Ishares Russell Midcap Grwth Com 464287481 553 3,878 SH   SOLE 0 3,878 0 0
Ishares Russell Midcap Grwth Com 464287481 513 3,600 SH   DFND 0 3,600 0 0
Ishares Russell Midcap Grwth Com 464287481 470 3,296 SH   OTR 0 3,296 0 0
Ishares Russell Midcap Index Com 464287499 1,391 24,903 SH   SOLE 0 14,171 0 10,732
Ishares Russell Midcap Index Com 464287499 4,786 85,656 SH   DFND 0 85,656 0 0
Ishares Russell Midcap Index Com 464287499 46 832 SH   OTR 0 832 0 0
Ishares S&P Midcap 400 Com 464287507 411 2,118 SH   SOLE 0 2,118 0 0
IShares NASDAQ Biotechnology Com 464287556 1,817 16,655 SH   DFND 0 16,655 0 0
Ishares Russell 2000 Value Com 464287630 1,803 14,959 SH   SOLE 0 14,959 0 0
Ishares Russell 2000 Value Com 464287630 205 1,700 SH   DFND 0 1,700 0 0
Ishares Russell 2000 Com 464287655 4,430 28,490 SH   SOLE 0 28,490 0 0
Ishares Russell 2000 Com 464287655 3,756 24,155 SH   DFND 0 24,155 0 0
Ishares Russell 2000 Com 464287655 1,554 9,994 SH   OTR 0 9,994 0 0
Ishares Tr U.S. Tech Etf Com 464287721 801 4,048 SH   SOLE 0 4,048 0 0
Ishares S&P Smallcap 600 Com 464287804 333 4,252 SH   SOLE 0 4,252 0 0
I-Shares S&P NAT AMT-FREE MUN Com 464288414 357 3,153 SH   SOLE 0 3,153 0 0
Mfc Ishares Inc Msci Singapore Etf New Com 46434G780 220 8,900 SH   OTR 0 8,900 0 0
J.P. Morgan Chase & Co Com Com 46625H100 242 2,164 SH   SOLE 0 2,164 0 0
J.P. Morgan Chase & Co Com Com 46625H100 2,767 24,750 SH   DFND 0 24,750 0 0
Johnson & Johnson Com 478160104 162 1,164 SH   SOLE 0 1,164 0 0
Johnson & Johnson Com 478160104 570 4,091 SH   DFND 0 4,091 0 0
KBS Reit II Com 48243C109 150 30,395 SH   SOLE 0 30,395 0 0
Mastercard Inc Class A Com 57636Q104 2,502 9,459 SH   DFND 0 9,061 0 398
Matador Resources Co. Com 576485205 384 19,296 SH   SOLE 0 19,296 0 0
Matador Resources Co. Com 576485205 2,068 104,040 SH   DFND 0 104,040 0 0
Microsoft Corp. Com 594918104 139 1,037 SH   SOLE 0 1,037 0 0
Microsoft Corp. Com 594918104 3,892 29,056 SH   DFND 0 27,856 0 1,200
Micron Technology Com 595112103 364 9,420 SH   DFND 0 9,420 0 0
Mundus Group Inc Com 626137301 0 360,206 SH   DFND 0 360,206 0 0
Netflix Inc. Com 64110L106 33 90 SH   SOLE 0 90 0 0
Netflix Inc. Com 64110L106 3,599 9,797 SH   DFND 0 9,797 0 0
Nike Inc. Cl B Com 654106103 740 8,812 SH   DFND 0 8,812 0 0
Oracle Systems Com 68389X105 196 3,436 SH   SOLE 0 3,436 0 0
Oracle Systems Com 68389X105 1,258 22,086 SH   DFND 0 22,086 0 0
Oshkosh Truck Corporation Com 688239201 259 3,105 SH   SOLE 0 3,105 0 0
Pfizer Inc. Com 717081103 3,679 84,922 SH   SOLE 0 84,922 0 0
Pfizer Inc. Com 717081103 13 300 SH   DFND 0 300 0 0
Pioneer Natural Resources Co Com 723787107 377 2,450 SH   SOLE 0 2,450 0 0
Pioneer Natural Resources Co Com 723787107 4 28 SH   DFND 0 28 0 0
Procter & Gamble - Common Com 742718109 265 2,419 SH   SOLE 0 2,419 0 0
Procter & Gamble - Common Com 742718109 489 4,462 SH   DFND 0 4,462 0 0
Procter & Gamble - Common Com 742718109 101 922 SH   OTR 0 922 0 0
Qualcomm Inc Com 747525103 474 6,230 SH   DFND 0 6,230 0 0
ADR Royal Dutch Shell PLC Com 780259206 26 398 SH   SOLE 0 398 0 0
ADR Royal Dutch Shell PLC Com 780259206 430 6,615 SH   DFND 0 6,615 0 0
ADR Royal Dutch Shell PLC Com 780259206 66 1,009 SH   OTR 0 1,009 0 0
S & P Depositary Receipt Com 78462F103 16,065 54,830 SH   SOLE 0 54,830 0 0
S & P Depositary Receipt Com 78462F103 6,141 20,960 SH   DFND 0 20,960 0 0
S & P Depositary Receipt Com 78462F103 1,935 6,603 SH   OTR 0 6,603 0 0
Salesforce.com Inc Com 79466L302 670 4,413 SH   DFND 0 4,413 0 0
Schlumberger Ltd Com 806857108 14 345 SH   SOLE 0 345 0 0
Schlumberger Ltd Com 806857108 535 13,475 SH   DFND 0 13,475 0 0
Health Care Select Sector Com 81369Y209 32 350 SH   SOLE 0 350 0 0
Health Care Select Sector Com 81369Y209 1,628 17,572 SH   DFND 0 17,572 0 0
Consumer Staples SPDR Com 81369Y308 3,923 67,550 SH   DFND 0 67,550 0 0
Industrial Select Sect Spdr Com 81369Y704 1,512 19,524 SH   DFND 0 19,524 0 0
Southwest Airlines Com 844741108 15 300 SH   SOLE 0 300 0 0
Southwest Airlines Com 844741108 1,000 19,683 SH   DFND 0 19,683 0 0
Starbucks Corp Com 855244109 2,364 28,197 SH   DFND 0 28,197 0 0
3M Co Com Com 88579Y101 276 1,591 SH   SOLE 0 1,591 0 0
Tyson Foods Inc - Cl A Com 902494103 618 7,650 SH   SOLE 0 7,650 0 0
Union Pacific Corporation Common Com 907818108 241 1,425 SH   SOLE 0 1,425 0 0
Union Pacific Corporation Common Com 907818108 115 681 SH   DFND 0 0 0 681
United Technologies Common Com 913017109 266 2,042 SH   SOLE 0 2,042 0 0
Unitedhealth Group Inc Com 91324P102 60 246 SH   SOLE 0 246 0 0
Unitedhealth Group Inc Com 91324P102 360 1,477 SH   DFND 0 1,477 0 0
Visa Inc Class A Com 92826C839 241 1,386 SH   SOLE 0 1,386 0 0
Visa Inc Class A Com 92826C839 1,506 8,675 SH   DFND 0 8,675 0 0
Vulcan Materials Co Com Com 929160109 315 2,297 SH   SOLE 0 2,297 0 0
Wal-Mart Stores, Inc. Com 931142103 55 500 SH   SOLE 0 300 0 200
Wal-Mart Stores, Inc. Com 931142103 529 4,790 SH   DFND 0 4,790 0 0
Wal-Mart Stores, Inc. Com 931142103 107 971 SH   OTR 0 971 0 0
Wisdomtree Dvd Ex-Fin Fund Com 97717W406 603 7,031 SH   OTR 0 7,031 0 0
Xcel Energy Inc Com Com 98389B100 716 12,040 SH   SOLE 0 12,040 0 0