The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 2,125 5,823 SH   SOLE   0 0 5,823
AGNICO EAGLE MINES LTD COM 008474108 410 6,395 SH   SOLE   0 0 6,395
Amazon Com Inc COM 023135106 723 262 SH   SOLE   0 0 262
AON PLC SHS CL A G0408V102 230 1,192 SH   SOLE   0 0 1,192
ASCENDIS PHARMA A S SPONSORED ADR 04351P101 303 2,047 SH   SOLE   0 0 2,047
American Express Co. COM 025816109 202 2,122 SH   SOLE   0 0 2,122
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 225 1,045 SH   SOLE   0 0 1,045
Bank of America Corp COM 060505104 452 19,041 SH   SOLE   0 0 19,041
BIONTECH SE SPONSORED ADS 09075V102 502 7,516 SH   SOLE   0 0 7,516
BAOZUN INC SPONSORED ADR 06684L103 456 11,847 SH   SOLE   0 0 11,847
CRISPR THERAPEUTICS F NAMEN AKT H17182108 269 3,657 SH   SOLE   0 0 3,657
Chevron Corporation COM 166764100 649 7,269 SH   SOLE   0 0 7,269
Delta Air Lines Inc COM 247361702 222 7,909 SH   SOLE   0 0 7,909
Wisdom Tree Small Cap Div Fund ETF COM 97717W604 2,638 124,575 SH   SOLE   0 0 124,575
ELECTRONIC ARTS INC COM 285512109 269 2,039 SH   SOLE   0 0 2,039
89BIO INC COM 282559103 267 13,400 SH   SOLE   0 0 13,400
FIRST TR MORNINGSTAR DIV LEA SHS 336917109 6,216 245,100 SH   SOLE   0 0 245,100
FIDELITY NATL INFORMATION SV COM 31620M106 268 2,000 SH   SOLE   0 0 2,000
FULCRUM THERAPEUTICS INC COM 359616109 216 11,800 SH   SOLE   0 0 11,800
Alphabet Inc. Class C COM 02079K107 216 153 SH   SOLE   0 0 153
Home Depot Inc COM 437076102 830 3,315 SH   SOLE   0 0 3,315
RANGER EQUITY BE ADVISORSHARES TR 00768Y883 121 25,000 SH   SOLE   0 0 25,000
IAC INTERACTIVECORP COM 44919P508 323 1,000 SH   SOLE   0 0 1,000
ISHARES TR BARCLAYS 7 10 YR 464287440 7,417 60,858 SH   SOLE   0 0 60,858
Intel Corp COM 458140100 1,200 20,058 SH   SOLE   0 0 20,058
Ishares Russell RUS 1000 GRW ETF 464287614 436 2,271 SH   SOLE   0 0 2,271
Ishares Russell RUSSELL 3000 ETF 464287689 769 4,270 SH   SOLE   0 0 4,270
iShares Global Comm Svcs GBL COMM SVC ETF 464287275 1,620 26,295 SH   SOLE   0 0 26,295
iShares US Financials ETF U.S. FINLS ETF 464287788 4,144 37,621 SH   SOLE   0 0 37,621
iShares US Healthcare ETF US HLTHCARE ETF 464287762 2,689 12,472 SH   SOLE   0 0 12,472
iShares US Tech ETF U.S. TECH ETF 464287721 5,605 20,775 SH   SOLE   0 0 20,775
Johnson & Johnson COM 478160104 205 1,455 SH   SOLE   0 0 1,455
Morgan J P & Co Inc COM 46625H100 316 3,358 SH   SOLE   0 0 3,358
KIRKLAND LAKE GOLD LTD COM 49741E100 767 18,587 SH   SOLE   0 0 18,587
Coca Cola Company COM 191216100 373 8,342 SH   SOLE   0 0 8,342
Lilly Eli & Company COM 532457108 1,544 9,403 SH   SOLE   0 0 9,403
Microsoft Corp COM 594918104 419 2,058 SH   SOLE   0 0 2,058
MYOKARDIA INC COM 62857M105 251 2,600 SH   SOLE   0 0 2,600
Netflix Inc COM 64110L106 216 475 SH   SOLE   0 0 475
NEW GOLD INC CDA COM 644535106 318 235,280 SH   SOLE   0 0 235,280
PIMCO ENRGY TACTICAL CR OPP COM SHS BEN INT 69346N107 315 44,616 SH   SOLE   0 0 44,616
New York Cmnty Bancorp COM 649445103 1,020 100,000 SH   SOLE   0 0 100,000
PAN AMERICAN SILVER CORP COM 697900108 1,003 32,993 SH   SOLE   0 0 32,993
Pfizer Incorporated COM 717081103 705 21,558 SH   SOLE   0 0 21,558
SPROTT PHYSICAL GOLD TRUST UNIT 85207H104 871 60,848 SH   SOLE   0 0 60,848
SPROTT PHYSICAL SILVER TR TR UNIT 85207K107 509 77,072 SH   SOLE   0 0 77,072
INVESCO QQQ TR UNIT SER 1 46090E103 808 3,265 SH   SOLE   0 0 3,265
REATA PHARMACEUTICALS INC CL A 75615P103 1,260 8,078 SH   SOLE   0 0 8,078
SANDSTORM GOLD LTD COM NEW 80013R206 274 28,473 SH   SOLE   0 0 28,473
Schwab US Small-Cap ETF US SML CAP ETF 808524607 1,310 20,046 SH   SOLE   0 0 20,046
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 2,410 46,566 SH   SOLE   0 0 46,566
Schwab Emg Mkt Equity ETF EMRG MKTEQ ETF 808524706 4,509 185,177 SH   SOLE   0 0 185,177
Schwab Int'l Equity ETF INTL EQTY ETF 808524805 847 28,475 SH   SOLE   0 0 28,475
Schwab US Lg-Cap Growth ETF US LCAP GR ETF 808524300 2,620 25,806 SH   SOLE   0 0 25,806
Schwab US Mid-Cap ETF US MID-CAP ETF 808524508 1,416 26,916 SH   SOLE   0 0 26,916
Schwab Short-Term US Trsr ETF SHT TM US TRES 808524862 1,908 36,954 SH   SOLE   0 0 36,954
Schwab US TIPS ETF US TIPS ETF 808524870 4,566 76,070 SH   SOLE   0 0 76,070
Schwab Intermediate Term INTRM TRM TRES 808524854 13,029 221,650 SH   SOLE   0 0 221,650
Schwab US Agg Bond ETF US AGGREGATE B 808524839 1,093 19,438 SH   SOLE   0 0 19,438
Spdr S&P Dividend Etf S&P DIVID ETF 78464A763 229 2,507 SH   SOLE   0 0 2,507
SPROTT PHYSICAL PLAT PALLAD UNIT 85207Q104 201 14,264 SH   SOLE   0 0 14,264
PROSHARES TR ULTRAPRO SHORT S 74347B268 1,381 117,000 SH   SOLE   0 0 117,000
SAREPTA THERAPEUTICS INC COM 803607100 552 3,441 SH   SOLE   0 0 3,441
Vanguard Small Cap Grwth SML CP GRW ETF 922908595 339 1,699 SH   SOLE   0 0 1,699
Vanguard Small Cap Valu SM CP VAL ETF 922908611 643 6,012 SH   SOLE   0 0 6,012
Vanguard Intermediate Term Corp Bonds INT-TERM CORP 92206C870 471 4,949 SH   SOLE   0 0 4,949
Vanguard Consumer Staples CONSUM STP ETF 92204A207 1,932 12,916 SH   SOLE   0 0 12,916
Vanguard MSCI EAFE Etf FTSE DEV MKT ETF 921943858 540 13,924 SH   SOLE   0 0 13,924
Vanguard Intl Eqty Index ALLWRLD EX US 922042775 1,598 33,561 SH   SOLE   0 0 33,561
Vanguard Russell VNG RUS1000GRW 92206C680 1,637 8,297 SH   SOLE   0 0 8,297
Vanguard Russell VNG RUS1000VAL 92206C714 803 8,122 SH   SOLE   0 0 8,122
VANGUARD S&P 500 ETF S&P 500 ETF SHS 922908363 836 2,948 SH   SOLE   0 0 2,948
VNG RUS3000IDX VANGUARD SCOTTSDALE FDS 92206C599 357 2,550 SH   SOLE   0 0 2,550
Vanguard Total Stock Mkt TOTAL STK MKT 922908769 19,053 121,720 SH   SOLE   0 0 121,720
Vanguard Russell 2000 Growth ETF VNG RUS2000GRW 92206C623 361 2,398 SH   SOLE   0 0 2,398
Verizon Communications COM 92343V104 702 12,735 SH   SOLE   0 0 12,735
Wells Fargo & Co New COM 949746101 404 15,767 SH   SOLE   0 0 15,767
Waste Management Inc Del COM 94106L109 1,489 14,062 SH   SOLE   0 0 14,062
ZOGENIX INC COM NEW 98978L204 308 11,417 SH   SOLE   0 0 11,417