The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABB LTD SPONSORED ADR ADR 000375204 352 18,771 SH   SOLE   18,771 0 0
AGNICO EAGLE MINES LTD COM Stock 008474108 819 13,949 SH   SOLE   13,949 0 0
APPLE INC Stock 037833100 3,773 12,840 SH   SOLE   12,840 0 0
AT&T INC COM Stock 00206R102 387 12,714 SH   SOLE   12,714 0 0
BARRICK GOLD CORP F Stock 067901108 733 28,507 SH   SOLE   28,507 0 0
BK OF AMERICA CORP COM Stock 060505104 302 12,547 SH   SOLE   12,547 0 0
BP PLC SPONSORED ADR ADR 055622104 339 14,264 SH   SOLE   14,264 0 0
BROOKFIELD ASSET MGMT INC CL A LTD VT SH Stock 112585104 594 17,577 SH   SOLE   17,577 0 0
CISCO SYS INC Stock 17275R102 471 11,118 SH   SOLE   11,118 0 0
COCA COLA CO COM Stock 191216100 645 14,048 SH   SOLE   14,048 0 0
COMCAST CORP NEW CL A Stock 20030N101 590 15,678 SH   SOLE   15,678 0 0
CORTEVA INC COM Stock 22052L104 482 18,395 SH   SOLE   18,395 0 0
CSX CORP Stock 126408103 917 13,847 SH   SOLE   13,847 0 0
DUPONT DE NEMOURS INC COM Stock 26614N102 733 15,588 SH   SOLE   15,588 0 0
ENBRIDGE INC COM Stock 29250N105 1,095 35,684 SH   SOLE   35,684 0 0
EQUITY COMWLTH COM SH BEN INT REIT 294628102 470 13,835 SH   SOLE   13,835 0 0
EXXON MOBIL CORP COM Stock 30231G102 519 11,169 SH   SOLE   11,169 0 0
FIFTH THIRD BANCORP Stock 316773100 1,220 65,276 SH   SOLE   65,276 0 0
FIRST FINL BANCORP OH COM Stock 320209109 782 50,876 SH   SOLE   50,876 0 0
GENERAL ELECTRIC CO COM Stock 369604103 205 30,097 SH   SOLE   30,097 0 0
HARTFORD MUNICIPAL OPPORTUNITIES ETF ETF 41653L503 5,251 131,102 SH   SOLE   131,102 0 0
HARTFORD TOTAL RETURN BOND ETF ETF 41653L305 7,209 176,353 SH   SOLE   176,353 0 0
HD SUPPLY HLDGS INC COM Stock 40416M105 382 12,856 SH   SOLE   12,856 0 0
HUNTINGTON BANCSHARES INC COM Stock 446150104 249 26,947 SH   SOLE   26,947 0 0
INTEL CORP COM Stock 458140100 1,098 18,299 SH   SOLE   18,299 0 0
INVESCO S&P EMERGING MARKETS LOW VOLATILITY ETF ETF 46138E297 396 21,142 SH   SOLE   21,142 0 0
INVESCO S&P INTERNATIONAL DEVELOPED LOW VOLATILITY ETF ETF 46138E230 4,814 179,636 SH   SOLE   179,636 0 0
ISHARES CORE DIVIDEND GROWTH ETF ETF 46434V621 10,371 285,072 SH   SOLE   285,072 0 0
ISHARES CORE MSCI EAFE ETF ETF 46432F842 6,543 123,384 SH   SOLE   123,384 0 0
ISHARES CORE MSCI EMERGING MARKETS ETF ETF 46434G103 2,061 47,203 SH   SOLE   47,203 0 0
ISHARES CORE MSCI INTERNATIONAL DEVELOPED MARKETS ETF ETF 46435G326 754 15,894 SH   SOLE   15,894 0 0
ISHARES CORE S&P TOTAL U.S. STOCK MARKET ETF ETF 464287150 25,062 386,992 SH   SOLE   386,992 0 0
ISHARES EDGE MSCI MIN VOL EMERGING MARKETS ETF ETF 464286533 15,205 300,612 SH   SOLE   300,612 0 0
ISHARES ESG USD CORPORATE BOND ETF ETF 46435G193 338 12,668 SH   SOLE   12,668 0 0
ISHARES INC MSCI EAFE MINIMUM VOLATILITY INDEX FD ETF 46429B689 30,462 472,798 SH   SOLE   472,798 0 0
ISHARES INTERNATIONAL DIVIDEND GROWTH ETF ETF 46435G524 2,965 61,394 SH   SOLE   61,394 0 0
ISHARES MSCI EAFE ETF ETF 464287465 762 13,470 SH   SOLE   13,470 0 0
ISHARES MSCI EMERGING MARKETS ETF ETF 464287234 520 14,198 SH   SOLE   14,198 0 0
ISHARES MSCI USA ESG OPTIMIZED ETF ETF 46435G425 841 12,920 SH   SOLE   12,920 0 0
ISHARES S&P SMALLCAP 600 ETF ETF 464287804 749 11,829 SH   SOLE   11,829 0 0
ISHARES TR MSCI USA MINIMUM VOLATILITY INDEX FD ETF 46429B697 109,174 1,848,222 SH   SOLE   1,848,222 0 0
JPMORGAN CHASE & CO COM Stock 46625H100 3,054 31,891 SH   SOLE   31,891 0 0
LOEWS CORP COM Stock 540424108 631 18,191 SH   SOLE   18,191 0 0
MICROSOFT Stock 594918104 2,530 14,116 SH   SOLE   14,116 0 0
PEOPLES BK BRIDGEPORT CN Stock 712704105 232 18,320 SH   SOLE   18,320 0 0
PFIZER INC COM Stock 717081103 787 20,508 SH   SOLE   20,508 0 0
PNC FINL SVCS GROUP INC COM Stock 693475105 1,854 17,380 SH   SOLE   17,380 0 0
PROCTER & GAMBLE CO COM Stock 742718109 11,750 99,683 SH   SOLE   99,683 0 0
ROYAL DUTCH SHELL PLC SPON ADR B ADR 780259107 343 10,726 SH   SOLE   10,726 0 0
SANOFI SA ADR 80105N105 585 12,484 SH   SOLE   12,484 0 0
SPDR SSGA US LARGE CAP LOW VOLATILITY INDEX ETF ETF 78468R804 1,579 16,053 SH   SOLE   16,053 0 0
TRUIST FINL CORP COM Stock 89832Q109 1,596 42,771 SH   SOLE   42,771 0 0
US BANCORP DEL COM NEW Stock 902973304 1,882 51,549 SH   SOLE   51,549 0 0
WEYERHAEUSER CO Stock 962166104 262 11,990 SH   SOLE   11,990 0 0
WP CAREY INC COM REIT 92936U109 2,021 30,726 SH   SOLE   30,726 0 0