The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109   501,099 2,820 SH   SOLE   0 0 2,820
ALPHABET INC CAP STK CL A 02079K305   502,051 2,652 SH   SOLE   0 0 2,652
ALPHABET INC CAP STK CL C 02079K107   952,270 5,000 SH   SOLE   0 0 5,000
AMAZON COM INC COM 023135106   1,060,093 4,832 SH   SOLE   0 0 4,832
APPLE INC COM 037833100   4,360,430 17,412 SH   SOLE   0 0 17,412
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   490,445 1,082 SH   SOLE   0 0 1,082
BLACKROCK ETF TRUST US EQT FACTOR 09290C103   2,020,070 39,416 SH   SOLE   0 0 39,416
BLACKROCK ETF TRUST II FLEXIBLE INCOME 092528603   230,449 4,430 SH   SOLE   0 0 4,430
BLACKSTONE INC COM 09260D107   1,007,610 5,844 SH   SOLE   0 0 5,844
BROADCOM INC COM 11135F101   455,735 1,966 SH   SOLE   0 0 1,966
CHEVRON CORP NEW COM 166764100   388,950 2,685 SH   SOLE   0 0 2,685
CISCO SYS INC COM 17275R102   219,102 3,701 SH   SOLE   0 0 3,701
COSTCO WHSL CORP NEW COM 22160K105   298,795 326 SH   SOLE   0 0 326
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708   1,075,853 31,103 SH   SOLE   0 0 31,103
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   7,401,611 132,979 SH   SOLE   0 0 132,979
DIMENSIONAL ETF TRUST INTERNATNAL VAL 25434V807   3,558,172 100,287 SH   SOLE   0 0 100,287
DIMENSIONAL ETF TRUST SHORT DURATION F 25434V864   380,759 8,122 SH   SOLE   0 0 8,122
DISNEY WALT CO COM 254687106   236,649 2,125 SH   SOLE   0 0 2,125
EATON CORP PLC SHS G29183103   391,636 1,180 SH   SOLE   0 0 1,180
ELI LILLY & CO COM 532457108   291,132 377 SH   SOLE   0 0 377
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808   348,453 1,885 SH   SOLE   0 0 1,885
FIRST TR EXCH TRADED FD III PFD SECS INC ETF 33739E108   409,988 23,163 SH   SOLE   0 0 23,163
FIRST TR EXCHANGE-TRADED FD FIRST TR TA HIYL 33738D408   492,453 11,915 SH   SOLE   0 0 11,915
FIRST TR EXCHANGE-TRADED FD DORSEY WRT 5 ETF 33738R605   328,964 5,570 SH   SOLE   0 0 5,570
FIRST TR EXCHANGE-TRADED FD FT VEST S&P 500 33739Q705   1,074,494 21,400 SH   SOLE   0 0 21,400
FIRST TR EXCHANGE-TRADED FD SMID RISNG ETF 33741X102   496,164 13,840 SH   SOLE   0 0 13,840
FIRST TR VALUE LINE DIVID IN SHS 33734H106   1,148,123 26,309 SH   SOLE   0 0 26,309
HOME DEPOT INC COM 437076102   345,216 887 SH   SOLE   0 0 887
INTERNATIONAL BUSINESS MACHS COM 459200101   459,665 2,091 SH   SOLE   0 0 2,091
INVESCO EXCH TRADED FD TR II S&P 500 MOMNTM 46138E339   377,380 3,972 SH   SOLE   0 0 3,972
INVESCO EXCH TRADED FD TR II S&P EMRNG MKTS 46138E297   319,874 13,664 SH   SOLE   0 0 13,664
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   1,548,157 8,835 SH   SOLE   0 0 8,835
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1500 46137V597   910,426 21,880 SH   SOLE   0 0 21,880
INVESCO EXCHANGE TRADED FD T S&P MDCP QUALITY 46137V472   440,838 4,477 SH   SOLE   0 0 4,477
INVESCO EXCHANGE TRADED FD T FTSE RAFI 1000 46137V613   1,537,498 38,113 SH   SOLE   0 0 38,113
INVESCO QQQ TR UNIT SER 1 46090E103   434,546 850 SH   SOLE   0 0 850
ISHARES GOLD TR ISHARES NEW 464285204   216,198 4,367 SH   SOLE   0 0 4,367
ISHARES INC MSCI EMRG CHN 46434G764   576,347 10,394 SH   SOLE   0 0 10,394
ISHARES INC CORE MSCI EMKT 46434G103   3,608,299 69,098 SH   SOLE   0 0 69,098
ISHARES TR CORE MSCI INTL 46435G326   5,722,122 88,756 SH   SOLE   0 0 88,756
ISHARES TR ESG AWR MSCI USA 46435G425   827,797 6,426 SH   SOLE   0 0 6,426
ISHARES TR US INFRASTRUC 46435U713   230,108 4,971 SH   SOLE   0 0 4,971
ISHARES TR MSCI INTL QUALTY 46434V456   1,923,002 51,805 SH   SOLE   0 0 51,805
ISHARES TR CORE DIV GRWTH 46434V621   2,146,398 34,992 SH   SOLE   0 0 34,992
ISHARES TR CORE TOTAL USD 46434V613   1,610,973 35,641 SH   SOLE   0 0 35,641
ISHARES TR MSCI USA MIN VOL 46429B697   459,790 5,178 SH   SOLE   0 0 5,178
ISHARES TR MSCI USA QLT FCT 46432F339   4,442,886 24,949 SH   SOLE   0 0 24,949
ISHARES TR MSCI USA MMENTM 46432F396   586,176 2,833 SH   SOLE   0 0 2,833
ISHARES TR MSCI USA VALUE 46432F388   915,084 8,665 SH   SOLE   0 0 8,665
ISHARES TR EAFE VALUE ETF 464288877   2,264,487 43,158 SH   SOLE   0 0 43,158
ISHARES TR EAFE GRWTH ETF 464288885   1,646,013 16,999 SH   SOLE   0 0 16,999
ISHARES TR CORE S&P TTL STK 464287150   12,464,801 96,912 SH   SOLE   0 0 96,912
ISHARES TR MBS ETF 464288588   505,468 5,513 SH   SOLE   0 0 5,513
ISHARES TR NATIONAL MUN ETF 464288414   229,828 2,157 SH   SOLE   0 0 2,157
ISHARES TR CORE S&P MCP ETF 464287507   807,956 12,967 SH   SOLE   0 0 12,967
ISHARES TR CORE S&P SCP ETF 464287804   1,405,185 12,196 SH   SOLE   0 0 12,196
ISHARES TR S&P 500 VAL ETF 464287408   793,106 4,155 SH   SOLE   0 0 4,155
ISHARES TR CORE S&P500 ETF 464287200   1,138,595 1,934 SH   SOLE   0 0 1,934
ISHARES TR S&P 500 GRWT ETF 464287309   2,296,139 22,615 SH   SOLE   0 0 22,615
ISHARES TR RUS 1000 GRW ETF 464287614   7,001,031 17,434 SH   SOLE   0 0 17,434
ISHARES TR MSCI EAFE ETF 464287465   366,822 4,852 SH   SOLE   0 0 4,852
ISHARES TR 20 YR TR BD ETF 464287432   294,215 3,369 SH   SOLE   0 0 3,369
ISHARES TR U.S. TECH ETF 464287721   1,015,823 6,368 SH   SOLE   0 0 6,368
ISHARES TR U.S. FIN SVC ETF 464287770   906,798 11,654 SH   SOLE   0 0 11,654
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   1,048,048 18,217 SH   SOLE   0 0 18,217
J P MORGAN EXCHANGE TRADED F INCOME ETF 46641Q159   2,251,984 49,364 SH   SOLE   0 0 49,364
J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647   230,489 4,596 SH   SOLE   0 0 4,596
JOHNSON & JOHNSON COM 478160104   480,405 3,322 SH   SOLE   0 0 3,322
JPMORGAN CHASE & CO. COM 46625H100   565,776 2,360 SH   SOLE   0 0 2,360
LOCKHEED MARTIN CORP COM 539830109   432,781 891 SH   SOLE   0 0 891
MCDONALDS CORP COM 580135101   264,672 913 SH   SOLE   0 0 913
MERCK & CO INC COM 58933Y105   233,489 2,347 SH   SOLE   0 0 2,347
META PLATFORMS INC CL A 30303M102   527,117 900 SH   SOLE   0 0 900
MICROSOFT CORP COM 594918104   2,372,798 5,629 SH   SOLE   0 0 5,629
NEXTERA ENERGY INC COM 65339F101   542,351 7,565 SH   SOLE   0 0 7,565
NUVEEN N Y SELECT TAX FREE I SH BEN INT 67063V104   141,875 12,500 SH   SOLE   0 0 12,500
NUVEEN NEW JERSEY QULT MUN F COM 67069Y102   221,445 18,196 SH   SOLE   0 0 18,196
NUVEEN NEW YORK QLT MUN INC COM 67066X107   311,217 27,300 SH   SOLE   0 0 27,300
NVIDIA CORPORATION COM 67066G104   1,356,661 10,102 SH   SOLE   0 0 10,102
PFIZER INC COM 717081103   271,283 10,226 SH   SOLE   0 0 10,226
PROCTER AND GAMBLE CO COM 742718109   208,099 1,241 SH   SOLE   0 0 1,241
PROGRESSIVE CORP COM 743315103   758,368 3,165 SH   SOLE   0 0 3,165
SCHWAB STRATEGIC TR US TIPS ETF 808524870   770,018 29,811 SH   SOLE   0 0 29,811
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   740,996 32,643 SH   SOLE   0 0 32,643
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   1,854,798 67,892 SH   SOLE   0 0 67,892
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755   1,045,398 31,478 SH   SOLE   0 0 31,478
SELECT SECTOR SPDR TR ENERGY 81369Y506   362,838 4,236 SH   SOLE   0 0 4,236
SOUTHERN CO COM 842587107   329,501 4,003 SH   SOLE   0 0 4,003
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   731,435 1,719 SH   SOLE   0 0 1,719
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   294,310 8,623 SH   SOLE   0 0 8,623
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,617,694 4,466 SH   SOLE   0 0 4,466
SPDR SER TR PORTFOLI S&P1500 78464A805   308,412 4,318 SH   SOLE   0 0 4,318
SPDR SER TR PORTFOLIO AGRGTE 78464A649   287,471 11,503 SH   SOLE   0 0 11,503
SPDR SER TR PORTFOLIO S&P500 78464A854   11,668,767 169,260 SH   SOLE   0 0 169,260
T ROWE PRICE ETF INC CAP APPRECIATION 87283Q867   1,562,092 46,952 SH   SOLE   0 0 46,952
T ROWE PRICE ETF INC US EQUITY RESEAR 87283Q503   239,566 6,480 SH   SOLE   0 0 6,480
TAPESTRY INC COM 876030107   805,041 12,323 SH   SOLE   0 0 12,323
TESLA INC COM 88160R101   1,163,652 2,881 SH   SOLE   0 0 2,881
UNITEDHEALTH GROUP INC COM 91324P102   330,514 653 SH   SOLE   0 0 653
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   4,096,344 53,013 SH   SOLE   0 0 53,013
VANGUARD BD INDEX FDS INTERMED TERM 921937819   226,013 3,024 SH   SOLE   0 0 3,024
VANGUARD INDEX FDS MID CAP ETF 922908629   1,011,854 3,831 SH   SOLE   0 0 3,831
VANGUARD INDEX FDS TOTAL STK MKT 922908769   2,732,354 9,428 SH   SOLE   0 0 9,428
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   270,483 502 SH   SOLE   0 0 502
VANGUARD INDEX FDS VALUE ETF 922908744   268,268 1,585 SH   SOLE   0 0 1,585
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   705,086 12,282 SH   SOLE   0 0 12,282
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   2,492,216 51,471 SH   SOLE   0 0 51,471
VANGUARD MALVERN FDS CORE-PLUS BD ETF 922020755   914,268 12,031 SH   SOLE   0 0 12,031
VANGUARD MALVERN FDS CORE BD ETF 922020748   3,300,599 43,538 SH   SOLE   0 0 43,538
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   576,299 11,496 SH   SOLE   0 0 11,496
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   5,551,266 95,711 SH   SOLE   0 0 95,711
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   798,354 9,946 SH   SOLE   0 0 9,946
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   621,881 3,176 SH   SOLE   0 0 3,176
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   240,630 5,032 SH   SOLE   0 0 5,032
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   2,391,188 18,741 SH   SOLE   0 0 18,741
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810   711,255 8,892 SH   SOLE   0 0 8,892
VANGUARD WORLD FD MEGA GRWTH IND 921910816   201,641 587 SH   SOLE   0 0 587
VISA INC COM CL A 92826C839   292,719 926 SH   SOLE   0 0 926
WALMART INC COM 931142103   238,813 2,643 SH   SOLE   0 0 2,643
WELLS FARGO CO NEW COM 949746101   204,261 2,908 SH   SOLE   0 0 2,908
WISDOMTREE TR EM EX ST-OWNED 97717X578   378,623 12,422 SH   SOLE   0 0 12,422
WISDOMTREE TR US MIDCAP DIVID 97717W505   1,194,049 23,427 SH   SOLE   0 0 23,427