The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305   720 3,953 SH   SOLE   0 0 3,953
AMAZON COM INC COM 023135106   439 2,274 SH   SOLE   0 0 2,274
APPLE INC COM 037833100   3,964 18,822 SH   SOLE   0 0 18,822
ARCH CAP GROUP LTD ORD G0450A105   302 3,000 SH   SOLE   0 0 3,000
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   496 1,221 SH   SOLE   0 0 1,221
CENCORA INC COM 03073E105   225 1,000 SH   SOLE   0 0 1,000
CHEVRON CORP NEW COM 166764100   201 1,290 SH   SOLE   0 0 1,290
DIMENSIONAL ETF TRUST INTL CORE EQT MK 25434V203   1,297 43,721 SH   SOLE   0 0 43,721
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401   432 7,342 SH   SOLE   0 0 7,342
ELI LILLY & CO COM 532457108   497 550 SH   SOLE   0 0 550
EXXON MOBIL CORP COM 30231G102   449 3,902 SH   SOLE   0 0 3,902
HOME DEPOT INC COM 437076102   625 1,817 SH   SOLE   0 0 1,817
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   559 3,406 SH   SOLE   0 0 3,406
ISHARES TR S&P 500 GRWT ETF 464287309   5,433 58,714 SH   SOLE   0 0 58,714
ISHARES TR CORE S&P US VLU 464287663   823 9,347 SH   SOLE   0 0 9,347
ISHARES TR CORE TOTAL USD 46434V613   9,195 203,343 SH   SOLE   0 0 203,343
ISHARES TR CORE MSCI INTL 46435G326   8,656 131,882 SH   SOLE   0 0 131,882
JOHNSON & JOHNSON COM 478160104   233 1,598 SH   SOLE   0 0 1,598
L3HARRIS TECHNOLOGIES INC COM 502431109   231 1,031 SH   SOLE   0 0 1,031
LOCKHEED MARTIN CORP COM 539830109   228 490 SH   SOLE   0 0 490
MARSH & MCLENNAN COS INC COM 571748102   210 1,000 SH   SOLE   0 0 1,000
META PLATFORMS INC CL A 30303M102   789 1,565 SH   SOLE   0 0 1,565
MICROSOFT CORP COM 594918104   1,460 3,267 SH   SOLE   0 0 3,267
NORTHROP GRUMMAN CORP COM 666807102   226 520 SH   SOLE   0 0 520
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   773 12,303 SH   SOLE   0 0 12,303
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   9,617 149,686 SH   SOLE   0 0 149,686
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   1,387 13,763 SH   SOLE   0 0 13,763
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771   4,105 61,287 SH   SOLE   0 0 61,287
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   237 3,059 SH   SOLE   0 0 3,059
SPDR S&P 500 ETF TR TR UNIT 78462F103   419 771 SH   SOLE   0 0 771
SPDR SER TR PORTFOLIO LN TSR 78464A664   12,657 464,998 SH   SOLE   0 0 464,998
SPDR SER TR S&P 500 ESG ETF 78468R531   643 12,123 SH   SOLE   0 0 12,123
VANGUARD ADMIRAL FDS INC 500 GRTH IDX F 921932505   4,082 12,244 SH   SOLE   0 0 12,244
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885   411 4,151 SH   SOLE   0 0 4,151
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   32,296 64,577 SH   SOLE   0 0 64,577
VANGUARD INDEX FDS TOTAL STK MKT 922908769   5,911 22,097 SH   SOLE   0 0 22,097
VANGUARD INDEX FDS VALUE ETF 922908744   14,703 91,662 SH   SOLE   0 0 91,662
VANGUARD INDEX FDS MID CAP ETF 922908629   1,126 4,652 SH   SOLE   0 0 4,652
VANGUARD INDEX FDS SMALL CP ETF 922908751   241 1,109 SH   SOLE   0 0 1,109
VANGUARD INDEX FDS GROWTH ETF 922908736   28,432 76,020 SH   SOLE   0 0 76,020
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   6,965 119,617 SH   SOLE   0 0 119,617
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   996 17,190 SH   SOLE   0 0 17,190
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   3,694 31,154 SH   SOLE   0 0 31,154
VANGUARD WORLD FD INF TECH ETF 92204A702   225 391 SH   SOLE   0 0 391
WORLD GOLD TR SPDR GLD MINIS 98149E303   8,461 183,580 SH   SOLE   0 0 183,580