The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM 023135106   259,577 2,513 SH   SOLE   0 0 2,513
APPLE INC COM 037833100   1,244,035 7,544 SH   SOLE   0 0 7,544
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   731,395 2,369 SH   SOLE   0 0 2,369
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309   655,135 14,242 SH   SOLE   0 0 14,242
MICROSOFT CORP COM 594918104   322,886 1,120 SH   SOLE   0 0 1,120
SCHWAB CHARLES CORP COM 808513105   424,386 8,102 SH   SOLE   0 0 8,102
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   2,277,264 47,592 SH   SOLE   0 0 47,592
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   14,272,539 295,070 SH   SOLE   0 0 295,070
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   11,879,523 182,285 SH   SOLE   0 0 182,285
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   3,764,669 57,406 SH   SOLE   0 0 57,406
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   2,329,078 34,327 SH   SOLE   0 0 34,327
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   2,461,758 58,711 SH   SOLE   0 0 58,711
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   7,705,636 105,326 SH   SOLE   0 0 105,326
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   5,607,096 161,123 SH   SOLE   0 0 161,123
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   344,448 2,237 SH   SOLE   0 0 2,237
VANGUARD WELLINGTON FD US QUALITY 921935706   354,407 3,272 SH   SOLE   0 0 3,272
VANGUARD WELLINGTON FD US VALUE FACTR 921935805   953,382 9,832 SH   SOLE   0 0 9,832
VANGUARD BD INDEX FDS INTERMED TERM 921937819   484,148 6,309 SH   SOLE   0 0 6,309
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810   1,657,514 22,496 SH   SOLE   0 0 22,496
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   1,450,225 15,748 SH   SOLE   0 0 15,748
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   2,026,722 37,904 SH   SOLE   0 0 37,904
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   910,246 22,531 SH   SOLE   0 0 22,531
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   3,203,785 63,241 SH   SOLE   0 0 63,241
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   2,933,359 7,800 SH   SOLE   0 0 7,800
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   219,870 1,640 SH   SOLE   0 0 1,640
VANGUARD INDEX FDS SML CP GRW ETF 922908595   257,372 1,189 SH   SOLE   0 0 1,189
VANGUARD INDEX FDS EXTEND MKT ETF 922908652   6,873,553 49,027 SH   SOLE   0 0 49,027
VANGUARD INDEX FDS GROWTH ETF 922908736   1,024,695 4,108 SH   SOLE   0 0 4,108
VANGUARD INDEX FDS VALUE ETF 922908744   2,514,395 18,206 SH   SOLE   0 0 18,206
VANGUARD INDEX FDS TOTAL STK MKT 922908769   12,551,120 61,495 SH   SOLE   0 0 61,495
INVESCO QQQ TR UNIT SER 1 46090E103   643,193 2,004 SH   SOLE   0 0 2,004
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   501,730 8,041 SH   SOLE   0 0 8,041
ARK ETF TR INNOVATION ETF 00214Q104   254,223 6,302 SH   SOLE   0 0 6,302
AIM ETF PRODUCTS TRUST US LRG CP BUF20 00888H208   591,799 21,899 SH   SOLE   0 0 21,899
AIM ETF PRODUCTS TRUST US LRG CP BUF20 00888H406   686,069 24,392 SH   SOLE   0 0 24,392
AIM ETF PRODUCTS TRUST US LRG CP BUFR20 00888H505   2,402,887 82,485 SH   SOLE   0 0 82,485
AIM ETF PRODUCTS TRUST US LRG CP BUFR20 00888H802   2,646,181 95,914 SH   SOLE   0 0 95,914
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609   8,732,246 196,230 SH   SOLE   0 0 196,230
INNOVATOR ETFS TR US SML CP PWR B 45782C284   475,915 19,216 SH   SOLE   0 0 19,216
INNOVATOR ETFS TR US EQT ULTRA BF 45782C300   1,271,476 40,894 SH   SOLE   0 0 40,894
INNOVATOR ETFS TR GRWT100 PWR BF 45782C466   324,396 8,557 SH   SOLE   0 0 8,557
INNOVATOR ETFS TR US SML CP PWR B 45782C474   9,032,838 293,942 SH   SOLE   0 0 293,942
INNOVATOR ETFS TR US EQTY PWR BUF 45782C508   13,340,191 401,692 SH   SOLE   0 0 401,692
INNOVATOR ETFS TR EMRGNG MKT JAN 45782C516   4,253,166 150,875 SH   SOLE   0 0 150,875
INNOVATOR ETFS TR INTRNL DEV JAN 45782C524   5,528,774 194,333 SH   SOLE   0 0 194,333
INNOVATOR ETFS TR US EQTY ULTRA B 45782C532   452,644 15,878 SH   SOLE   0 0 15,878
INNOVATOR ETFS TR US EQTY PWR BUF 45782C540   17,307,061 550,304 SH   SOLE   0 0 550,304
INNOVATOR ETFS TR US SML CP PWR B 45782C599   612,910 23,628 SH   SOLE   0 0 23,628
INNOVATOR ETFS TR EMERGING MKT PWR 45782C623   326,035 14,080 SH   SOLE   0 0 14,080
INNOVATOR ETFS TR EMRGNG MKT JULY 45782C714   268,294 11,490 SH   SOLE   0 0 11,490
INNOVATOR ETFS TR US EQTY PWR BUF 45782C797   414,416 13,102 SH   SOLE   0 0 13,102
INNOVATOR ETFS TR US EQTY PWR BUF 45782C813   394,519 12,469 SH   SOLE   0 0 12,469
INNOVATOR ETFS TR US EQTY ULTRA B 45782C821   1,108,422 38,859 SH   SOLE   0 0 38,859
INNOVATOR ETFS TR DEFINED WLT SHLD 45783Y855   1,920,559 70,531 SH   SOLE   0 0 70,531
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649   469,692 3,558 SH   SOLE   0 0 3,558
AUTHID INC COM NEW 46264C206   30,000 66,667 SH   SOLE   0 0 66,667
PACER FDS TR PACER US SMALL 69374H857   2,757,496 72,451 SH   SOLE   0 0 72,451
PACER FDS TR US CASH COWS 100 69374H881   895,503 19,074 SH   SOLE   0 0 19,074
SNAP INC CL A 83304A106   117,447 10,477 SH   SOLE   0 0 10,477
TILRAY BRANDS INC COM 88688T100   267,338 105,667 SH   SOLE   0 0 105,667
VANGUARD WORLD FDS CONSUM STP ETF 92204A207   459,285 2,373 SH   SOLE   0 0 2,373
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   205,938 864 SH   SOLE   0 0 864
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   883,044 11,584 SH   SOLE   0 0 11,584