The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMAZON COM INC COM Stock 023135106   3,141,896 16,862 SH   SOLE 0 16,862 0 0
INVESCO QQQ TRUST SERIES I ETF 46090E103   320,174 656 SH   SOLE 0 656 0 0
TECHNOLOGY SELECT SECTOR SPDR FUND ETF 81369Y803   7,721,995 34,204 SH   SOLE 0 34,204 0 0
ELEVANCE HEALTH INC COM Stock 036752103   391,560 753 SH   SOLE 0 753 0 0
WASTE MGMT INC DEL COM Stock 94106L109   266,852 1,285 SH   SOLE 0 1,285 0 0
VANGUARD TOTAL STOCK MARKET ETF ETF 922908769   12,070,888 42,629 SH   SOLE 0 42,629 0 0
GOLDMAN SACHS GROUP INC COM Stock 38141G104   1,837,353 3,711 SH   SOLE 0 3,711 0 0
REAL ESTATE SELECT SECTOR SPDR FUND ETF 81369Y860   1,100,579 24,638 SH   SOLE 0 24,638 0 0
PROCTER AND GAMBLE CO COM Stock 742718109   226,892 1,310 SH   SOLE 0 1,310 0 0
COCA COLA CO COM Stock 191216100   1,320,787 18,380 SH   SOLE 0 18,380 0 0
INTEL CORP COM Stock 458140100   343,712 14,651 SH   SOLE 0 14,651 0 0
SPDR S&P 500 ETF TRUST ETF 78462F103   6,029,483 10,509 SH   SOLE 0 10,508 0 0
MCKESSON CORP COM Stock 58155Q103   1,612,798 3,262 SH   SOLE 0 3,262 0 0
MASTERCARD INCORPORATED CL A Stock 57636Q104   2,149,018 4,352 SH   SOLE 0 4,352 0 0
ISHARES S&P 100 ETF ETF 464287101   2,927,844 10,579 SH   SOLE 0 10,579 0 0
VERIZON COMMUNICATIONS INC COM Stock 92343V104   840,625 18,718 SH   SOLE 0 18,718 0 0
PEPSICO INC COM Stock 713448108   338,570 1,991 SH   SOLE 0 1,991 0 0
GLOBAL X U.S. INFRASTRUCTURE DEVELOPMENT ETF ETF 37954Y673   972,528 23,628 SH   SOLE 0 23,628 0 0
HOME DEPOT INC COM Stock 437076102   222,860 550 SH   SOLE 0 550 0 0
DUPONT DE NEMOURS INC COM Stock 26614N102   1,540,979 17,293 SH   SOLE 0 17,293 0 0
HEALTH CARE SELECT SECTOR SPDR FUND ETF 81369Y209   3,213,011 20,861 SH   SOLE 0 20,861 0 0
SOUTHERN CO COM Stock 842587107   224,548 2,490 SH   SOLE 0 2,490 0 0
SCHWAB U.S. SMALL-CAP ETF ETF 808524607   470,916 9,144 SH   SOLE 0 9,144 0 0
ISHARES RUSSELL 1000 GROWTH ETF ETF 464287614   703,572 1,874 SH   SOLE 0 1,874 0 0
CONSUMER STAPLES SELECT SECTOR SPDR FUND ETF 81369Y308   3,730,212 44,942 SH   SOLE 0 44,942 0 0
PIMCO ENHANCED SHORT MATURITY ACTIVE EXCHANGE-TRADED FUND ETF 72201R833   11,675,710 115,957 SH   SOLE 0 115,957 0 0
VANGUARD SHORT-TERM CORPORATE BOND ETF ETF 92206C409   9,681,457 121,902 SH   SOLE 0 121,902 0 0
VANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF ETF 92206C870   593,955 7,092 SH   SOLE 0 7,092 0 0
ALPHABET INC CAP STK CL A Stock 02079K305   348,948 2,104 SH   SOLE 0 2,104 0 0
MICROSOFT CORP COM Stock 594918104   5,617,136 13,054 SH   SOLE 0 13,054 0 0
ISHARES EUROPE ETF ETF 464287861   3,222,273 55,299 SH   SOLE 0 55,299 0 0
COMMUNICATION SERVICES SELECT SECTOR SPDR FUND ETF 81369Y852   4,172,827 46,160 SH   SOLE 0 46,159 0 0
NEXTERA ENERGY INC COM Stock 65339F101   1,372,006 16,231 SH   SOLE 0 16,231 0 0
HYATT HOTELS CORP COM CL A Stock 448579102   414,897 2,726 SH   SOLE 0 2,726 0 0
FINANCIAL SELECT SECTOR SPDR FUND ETF 81369Y605   1,340,056 29,569 SH   SOLE 0 29,568 0 0
ALERIAN MLP ETF ETF 00162Q452   1,586,914 33,671 SH   SOLE 0 33,671 0 0
GLOBAL X ARTIFICIAL INTELLIGENCE & TECHNOLOGY ETF ETF 37954Y632   2,245,217 60,404 SH   SOLE 0 60,404 0 0
SPDR S&P MIDCAP 400 ETF TRUST ETF 78467Y107   1,612,717 2,831 SH   SOLE 0 2,831 0 0
ELI LILLY & CO COM Stock 532457108   2,088,346 2,357 SH   SOLE 0 2,357 0 0
SCHWAB U.S. REIT ETF ETF 808524847   398,362 17,193 SH   SOLE 0 17,193 0 0
SCHWAB U.S. MID-CAP ETF ETF 808524508   2,556,929 30,773 SH   SOLE 0 30,773 0 0
VANGUARD TOTAL INTERNATIONAL STOCK ETF ETF 921909768   3,476,396 53,698 SH   SOLE 0 53,697 0 0
INVESCO MUNI INCOME OPP TRST COM CEF 46132X101   309,016 45,046 SH   SOLE 0 45,046 0 0
DUKE ENERGY CORP NEW COM NEW Stock 26441C204   253,660 2,200 SH   SOLE 0 2,200 0 0
ISHARES U.S. AEROSPACE & DEFENSE ETF ETF 464288760   276,834 1,850 SH   SOLE 0 1,850 0 0
PUTNAM MANAGED MUN INCOME TR COM CEF 746823103   74,520 11,447 SH   SOLE 0 11,447 0 0
INVESCO S&P 500 LOW VOLATILITY ETF ETF 46138E354   456,865 6,369 SH   SOLE 0 6,369 0 0
INVESCO S&P SMALLCAP MOMENTUM ETF ETF 46137V498   3,348,684 50,592 SH   SOLE 0 50,592 0 0
ISHARES SELECT DIVIDEND ETF ETF 464287168   1,802,552 13,345 SH   SOLE 0 13,345 0 0
VANGUARD LONG-TERM CORPORATE BOND ETF ETF 92206C813   11,478,336 141,307 SH   SOLE 0 141,306 0 0
VISA INC COM CL A Stock 92826C839   365,134 1,328 SH   SOLE 0 1,328 0 0
VANECK SEMICONDUCTOR ETF ETF 92189F676   1,664,396 6,781 SH   SOLE 0 6,781 0 0
META PLATFORMS INC CL A Stock 30303M102   1,110,534 1,940 SH   SOLE 0 1,940 0 0
ISHARES US TRANSPORTATION ETF ETF 464287192   206,730 3,000 SH   SOLE 0 3,000 0 0
PALO ALTO NETWORKS INC COM Stock 697435105   618,658 1,810 SH   SOLE 0 1,810 0 0
SPDR BLOOMBERG INVESTMENT GRADE FLOATING RATE ETF ETF 78468R200   12,287,185 398,288 SH   SOLE 0 398,288 0 0
NVIDIA CORPORATION COM Stock 67066G104   4,101,515 33,774 SH   SOLE 0 33,774 0 0
WHEATON PRECIOUS METALS CORP COM Stock 962879102   286,038 4,683 SH   SOLE 0 4,683 0 0
SPDR S&P HOMEBUILDERS ETF ETF 78464A888   700,401 5,623 SH   SOLE 0 5,623 0 0
VANGUARD TOTAL BOND MARKET ETF ETF 921937835   10,932,999 145,936 SH   SOLE 0 145,936 0 0
VANGUARD FTSE ALL-WORLD EX-US INDEX FUND ETF 922042775   3,057,957 48,539 SH   SOLE 0 48,539 0 0
ISHARES CORE 1-5 YEAR USD BOND ETF ETF 46432F859   6,394,848 131,365 SH   SOLE 0 131,365 0 0
INVESCO S&P 500 QUALITY ETF ETF 46137V241   5,685,330 84,515 SH   SOLE 0 84,515 0 0
T-MOBILE US INC COM Stock 872590104   510,741 2,475 SH   SOLE 0 2,475 0 0
INTUITIVE SURGICAL INC COM NEW Stock 46120E602   287,393 585 SH   SOLE 0 585 0 0
VANGUARD TOTAL INTERNATIONAL BOND ETF ETF 92203J407   1,287,996 25,666 SH   SOLE 0 25,665 0 0
B2GOLD CORP COM Stock 11777Q209   72,072 23,400 SH   SOLE 0 23,400 0 0
ADVANCED MICRO DEVICES INC COM Stock 007903107   729,992 4,449 SH   SOLE 0 4,449 0 0
ENERGY SELECT SECTOR SPDR FUND ETF 81369Y506   1,180,546 13,446 SH   SOLE 0 13,445 0 0
ISHARES MSCI USA QUALITY FACTOR ETF ETF 46432F339   3,419,718 19,073 SH   SOLE 0 19,072 0 0
ISHARES S&P SMALL-CAP 600 GROWTH ETF ETF 464287887   313,853 2,250 SH   SOLE 0 2,250 0 0
CONSUMER DISCRETIONARY SELECT SECTOR SPDR FUND ETF 81369Y407   1,482,738 7,400 SH   SOLE 0 7,400 0 0
INDUSTRIAL SELECT SECTOR SPDR FUND ETF 81369Y704   2,198,945 16,236 SH   SOLE 0 16,235 0 0
ISHARES SHORT DURATION BOND ACTIVE ETF ETF 46431W507   410,582 8,013 SH   SOLE 0 8,012 0 0
ISHARES CORE S&P 500 ETF ETF 464287200   242,264 420 SH   SOLE 0 420 0 0
ISHARES PREFERRED & INCOME SECURITIES ETF ETF 464288687   1,369,442 41,211 SH   SOLE 0 41,211 0 0
REPUBLIC SVCS INC COM Stock 760759100   2,080,502 10,359 SH   SOLE 0 10,359 0 0
JPMORGAN CHASE & CO. COM Stock 46625H100   2,326,208 11,032 SH   SOLE 0 11,032 0 0
CHEVRON CORP NEW COM Stock 166764100   866,095 5,881 SH   SOLE 0 5,881 0 0
ISHARES NATIONAL MUNI BOND ETF ETF 464288414   210,416 1,937 SH   SOLE 0 1,937 0 0
ORACLE CORP COM Stock 68389X105   259,349 1,522 SH   SOLE 0 1,522 0 0
PFIZER INC COM Stock 717081103   409,125 14,137 SH   SOLE 0 14,137 0 0
ISHARES IBOXX $ INVESTMENT GRADE CORPORATE BOND ETF ETF 464287242   10,097,079 89,370 SH   SOLE 0 89,370 0 0
ALPHABET INC CAP STK CL C Stock 02079K107   2,495,144 14,924 SH   SOLE 0 14,924 0 0
ANALOG DEVICES INC COM Stock 032654105   861,987 3,745 SH   SOLE 0 3,745 0 0
AGNICO EAGLE MINES LTD COM Stock 008474108   240,149 2,981 SH   SOLE 0 2,981 0 0
ISHARES CORE U.S. AGGREGATE BOND ETF ETF 464287226   13,974,155 137,989 SH   SOLE 0 137,989 0 0
EATON CORP PLC SHS Stock G29183103   1,421,215 4,288 SH   SOLE 0 4,288 0 0
DNP SELECT INCOME FD INC COM CEF 23325P104   726,474 72,358 SH   SOLE 0 72,358 0 0
EXXON MOBIL CORP COM Stock 30231G102   990,626 8,451 SH   SOLE 0 8,451 0 0
UTILITIES SELECT SECTOR SPDR FUND ETF 81369Y886   3,052,353 37,786 SH   SOLE 0 37,786 0 0
BLACKROCK INC COM Stock 09290D101   2,568,425 2,705 SH   SOLE 0 2,705 0 0
ISHARES GLOBAL CLEAN ENERGY ETF ETF 464288224   1,319,867 89,848 SH   SOLE 0 89,848 0 0
ISHARES MSCI EAFE ETF ETF 464287465   4,735,298 56,622 SH   SOLE 0 56,622 0 0
APPLE INC COM Stock 037833100   1,359,146 5,833 SH   SOLE 0 5,833 0 0
WESTERN ASSET MANAGED MUNS FD COM CEF 95766M105   275,260 25,393 SH   SOLE 0 25,393 0 0
INVESCO PREFERRED ETF ETF 46138E511   290,225 23,500 SH   SOLE 0 23,500 0 0