The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABRDN ETFS BBRG ALL COMD K1 003261104   5,345,575 270,662 SH   SOLE   0 0 270,662
ALPHABET INC CAP STK CL A 02079K305   234,164 1,237 SH   SOLE   0 0 1,237
AMAZON COM INC COM 023135106   294,641 1,343 SH   SOLE   0 0 1,343
APPLE INC COM 037833100   895,001 3,574 SH   SOLE   0 0 3,574
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   273,781 604 SH   SOLE   0 0 604
DIMENSIONAL ETF TRUST GLOBAL SUSTAINA 25434V674   538,996 10,581 SH   SOLE   0 0 10,581
EXXON MOBIL CORP COM 30231G102   578,619 5,379 SH   SOLE   0 0 5,379
F N B CORP COM 302520101   150,475 10,181 SH   SOLE   0 0 10,181
META PLATFORMS INC CL A 30303M102   240,645 411 SH   SOLE   0 0 411
HOME DEPOT INC COM 437076102   420,887 1,082 SH   SOLE   0 0 1,082
HUBBELL INC COM 443510607   266,414 636 SH   SOLE   0 0 636
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   3,267,514 18,647 SH   SOLE   0 0 18,647
INVESCO EXCH TRADED FD TR II SR LN ETF 46138G508   1,383,814 65,677 SH   SOLE   0 0 65,677
ISHARES INC MSCI GBL MIN VOL 464286525   5,269,228 48,253 SH   SOLE   0 0 48,253
ISHARES TR RUS 2000 VAL ETF 464287630   266,120 1,621 SH   SOLE   0 0 1,621
ISHARES TR RUS 2000 GRW ETF 464287648   256,735 892 SH   SOLE   0 0 892
ISHARES TR SHRT NAT MUN ETF 464288158   368,758 3,496 SH   SOLE   0 0 3,496
ISHARES TR JPMORGAN USD EMG 464288281   288,935 3,245 SH   SOLE   0 0 3,245
ISHARES TR NATIONAL MUN ETF 464288414   4,232,699 39,725 SH   SOLE   0 0 39,725
ISHARES TR MSCI KLD400 SOC 464288570   218,957 1,986 SH   SOLE   0 0 1,986
ISHARES TR MBS ETF 464288588   2,402,383 26,204 SH   SOLE   0 0 26,204
ISHARES TR USD INV GRDE ETF 464288620   3,018,761 60,039 SH   SOLE   0 0 60,039
ISHARES TR ISHS 1-5YR INVS 464288646   472,435 9,138 SH   SOLE   0 0 9,138
ISHARES TR MSCI USA MIN VOL 46429B697   478,933 5,394 SH   SOLE   0 0 5,394
ISHARES TR CORE MSCI EAFE 46432F842   1,196,306 17,022 SH   SOLE   0 0 17,022
ISHARES INC CORE MSCI EMKT 46434G103   1,720,283 32,943 SH   SOLE   0 0 32,943
ISHARES INC ESG AWR MSCI EM 46434G863   1,552,769 46,504 SH   SOLE   0 0 46,504
ISHARES TR CORE MSCI INTL 46435G326   1,844,745 28,614 SH   SOLE   0 0 28,614
ISHARES TR ESG AWR MSCI USA 46435G425   5,280,461 40,991 SH   SOLE   0 0 40,991
ISHARES TR ESG AW MSCI EAFE 46435G516   4,393,278 57,700 SH   SOLE   0 0 57,700
ISHARES TR ESG AWR US AGRGT 46435U549   1,461,792 31,477 SH   SOLE   0 0 31,477
ISHARES TR ESG AWARE MSCI 46435U663   1,656,518 39,394 SH   SOLE   0 0 39,394
ISHARES TR EGSADVNCDMSCI EM 46436E742   252,171 6,766 SH   SOLE   0 0 6,766
ISHARES TR ESG EAFE ETF 46436E759   667,008 10,322 SH   SOLE   0 0 10,322
ISHARES TR ESG MSCI USA ETF 46436E767   1,174,486 23,622 SH   SOLE   0 0 23,622
J P MORGAN EXCHANGE TRADED F ULTRA SHRT ETF 46641Q837   242,481 4,814 SH   SOLE   0 0 4,814
ELI LILLY & CO COM 532457108   609,108 789 SH   SOLE   0 0 789
MERCK & CO INC COM 58933Y105   439,204 4,415 SH   SOLE   0 0 4,415
MICROSOFT CORP COM 594918104   1,584,419 3,759 SH   SOLE   0 0 3,759
NVIDIA CORPORATION COM 67066G104   436,174 3,248 SH   SOLE   0 0 3,248
PROCTER AND GAMBLE CO COM 742718109   386,936 2,308 SH   SOLE   0 0 2,308
RTX CORPORATION COM 75513E101   244,864 2,116 SH   SOLE   0 0 2,116
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   370,072 10,843 SH   SOLE   0 0 10,843
SPDR SER TR NUVEEN BLOOMBERG 78464A284   1,124,574 43,963 SH   SOLE   0 0 43,963
SPDR SER TR BLOOMBERG EMERGI 78464A391   315,195 16,139 SH   SOLE   0 0 16,139
SPDR SER TR PORTFLI HIGH YLD 78468R606   7,361,483 313,655 SH   SOLE   0 0 313,655
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   14,720,992 635,073 SH   SOLE   0 0 635,073
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   2,234,059 80,160 SH   SOLE   0 0 80,160
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   2,597,276 99,627 SH   SOLE   0 0 99,627
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   6,548,373 253,224 SH   SOLE   0 0 253,224
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   1,475,335 61,319 SH   SOLE   0 0 61,319
SCHWAB STRATEGIC TR US TIPS ETF 808524870   6,993,886 270,766 SH   SOLE   0 0 270,766
SEI EXCHANGE TRADED FUNDS ENHANCED US LRG 81589A106   4,091,858 117,111 SH   SOLE   0 0 117,111
SEI EXCHANGE TRADED FUNDS ENHANCED US LRG 81589A205   8,185,590 212,007 SH   SOLE   0 0 212,007
SEI EXCHANGE TRADED FUNDS ENHANCED US LRG 81589A304   7,974,441 240,780 SH   SOLE   0 0 240,780
SEI EXCHANGE TRADED FUNDS ENHANCED LOW VOL 81589A403   962,453 33,027 SH   SOLE   0 0 33,027
SIMPLIFY EXCHANGE TRADED FUN MBS ETF 82889N525   3,377,628 67,974 SH   SOLE   0 0 67,974
TORONTO DOMINION BK ONT COM NEW 891160509   325,776 6,119 SH   SOLE   0 0 6,119
VANECK ETF TRUST JP MRGAN EM LOC 92189H300   3,826,092 165,560 SH   SOLE   0 0 165,560
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409   1,563,373 30,117 SH   SOLE   0 0 30,117
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   6,838,781 88,505 SH   SOLE   0 0 88,505
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   4,469,926 62,160 SH   SOLE   0 0 62,160
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   20,424,687 427,116 SH   SOLE   0 0 427,116
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885   4,088,710 64,746 SH   SOLE   0 0 64,746
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   8,577,942 177,157 SH   SOLE   0 0 177,157
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   9,405,436 191,752 SH   SOLE   0 0 191,752
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   8,142,732 184,894 SH   SOLE   0 0 184,894
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   5,099,424 101,724 SH   SOLE   0 0 101,724
VANGUARD INDEX FDS SML CP GRW ETF 922908595   813,854 2,906 SH   SOLE   0 0 2,906
VANGUARD INDEX FDS SM CP VAL ETF 922908611   895,575 4,519 SH   SOLE   0 0 4,519
VANGUARD INDEX FDS GROWTH ETF 922908736   3,981,678 9,701 SH   SOLE   0 0 9,701
VANGUARD INDEX FDS VALUE ETF 922908744   2,661,227 15,719 SH   SOLE   0 0 15,719