The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305   229,809 1,214 SH   SOLE   0 0 1,214
ALTIMMUNE INC COM NEW 02155H200   360,500 50,000 SH   SOLE   0 0 50,000
AMAZON COM INC COM 023135106   834,779 3,805 SH   SOLE   0 0 3,805
APPLE INC COM 037833100   2,114,338 8,443 SH   SOLE   0 0 8,443
BROADCOM INC COM 11135F101   303,955 1,311 SH   SOLE   0 0 1,311
CHEVRON CORP NEW COM 166764100   201,485 1,391 SH   SOLE   0 0 1,391
CLEARSIDE BIOMEDICAL INC COM 185063104   95,000 100,000 SH   SOLE   0 0 100,000
COINBASE GLOBAL INC COM CL A 19260Q107   224,960 906 SH   SOLE   0 0 906
COSTCO WHSL CORP NEW COM 22160K105   230,900 252 SH   SOLE   0 0 252
DTE ENERGY CO COM 233331107   371,211 3,074 SH   SOLE   0 0 3,074
ELI LILLY & CO COM 532457108   1,296,188 1,679 SH   SOLE   0 0 1,679
FIRST TR EXCHNG TRADED FD VI FT VEST US EQT 33740U307   233,048 5,100 SH   SOLE   0 0 5,100
GLOBAL X FDS ARTIFICIAL ETF 37954Y632   210,202 5,440 SH   SOLE   0 0 5,440
INNOVATOR ETFS TRUST POWER BUFFER SET 45783Y723   5,587,459 174,444 SH   SOLE   0 0 174,444
INNOVATOR ETFS TRUST DEFINED WLT SHLD 45783Y855   4,341,710 138,183 SH   SOLE   0 0 138,183
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C656   1,416,217 36,234 SH   SOLE   0 0 36,234
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C383   1,383,822 34,432 SH   SOLE   0 0 34,432
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C748   1,301,098 34,678 SH   SOLE   0 0 34,678
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C540   1,290,374 33,586 SH   SOLE   0 0 33,586
INNOVATOR ETFS TRUST EQUITY DEFINED P 45783Y251   1,035,070 38,271 SH   SOLE   0 0 38,271
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C797   570,468 14,418 SH   SOLE   0 0 14,418
INNOVATOR ETFS TRUST US EQUITY ACCELE 45783Y103   365,544 10,032 SH   SOLE   0 0 10,032
INNOVATOR ETFS TRUST EQUITY DEFINED P 45783Y111   288,426 11,593 SH   SOLE   0 0 11,593
INNOVATOR ETFS TRUST US EQTY PWR BF 45782C680   272,503 7,078 SH   SOLE   0 0 7,078
INNOVATOR ETFS TRUST US EQTY PWR BUF 45782C813   264,723 6,430 SH   SOLE   0 0 6,430
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354   1,036,641 14,809 SH   SOLE   0 0 14,809
INVESCO EXCH TRADED FD TR II S&P INTL LOW 46138E230   399,456 14,356 SH   SOLE   0 0 14,356
ISHARES INC CORE MSCI EMKT 46434G103   334,124 6,398 SH   SOLE   0 0 6,398
ISHARES TR CORE S&P500 ETF 464287200   22,520,227 38,255 SH   SOLE   0 0 38,255
ISHARES TR NATIONAL MUN ETF 464288414   16,383,964 153,768 SH   SOLE   0 0 153,768
ISHARES TR SHRT NAT MUN ETF 464288158   12,223,116 115,881 SH   SOLE   0 0 115,881
ISHARES TR CORE MSCI INTL 46435G326   8,223,970 127,563 SH   SOLE   0 0 127,563
ISHARES TR MSCI EMG MKT ETF 464287234   6,499,407 155,414 SH   SOLE   0 0 155,414
ISHARES TR 20 YR TR BD ETF 464287432   4,803,758 55,007 SH   SOLE   0 0 55,007
ISHARES TR CORE S&P SCP ETF 464287804   4,725,633 41,014 SH   SOLE   0 0 41,014
ISHARES TR MSCI USA MIN VOL 46429B697   3,249,173 36,594 SH   SOLE   0 0 36,594
ISHARES TR CORE MSCI EAFE 46432F842   3,069,199 43,671 SH   SOLE   0 0 43,671
ISHARES TR INTL TREA BD ETF 464288117   2,439,519 63,496 SH   SOLE   0 0 63,496
ISHARES TR 0-5 YR TIPS ETF 46429B747   1,641,896 16,321 SH   SOLE   0 0 16,321
ISHARES TR MSCI EAFE MIN VL 46429B689   1,553,357 21,968 SH   SOLE   0 0 21,968
ISHARES TR RUSSELL 3000 ETF 464287689   689,750 2,064 SH   SOLE   0 0 2,064
ISHARES TR RUS 2000 GRW ETF 464287648   668,606 2,323 SH   SOLE   0 0 2,323
ISHARES TR JPMORGAN USD EMG 464288281   481,723 5,410 SH   SOLE   0 0 5,410
ISHARES TR S&P 500 GRWT ETF 464287309   442,163 4,355 SH   SOLE   0 0 4,355
ISHARES TR CORE US AGGBD ET 464287226   422,969 4,365 SH   SOLE   0 0 4,365
ISHARES TR RUS 2000 VAL ETF 464287630   406,485 2,476 SH   SOLE   0 0 2,476
ISHARES TR S&P 500 VAL ETF 464287408   304,835 1,597 SH   SOLE   0 0 1,597
J P MORGAN EXCHANGE TRADED F EQUITY PREMIUM 46641Q332   204,232 3,550 SH   SOLE   0 0 3,550
JPMORGAN CHASE & CO. COM 46625H100   552,532 2,305 SH   SOLE   0 0 2,305
META PLATFORMS INC CL A 30303M102   212,540 363 SH   SOLE   0 0 363
MICROSOFT CORP COM 594918104   1,247,219 2,959 SH   SOLE   0 0 2,959
NVIDIA CORPORATION COM 67066G104   2,053,686 15,293 SH   SOLE   0 0 15,293
ORACLE CORP COM 68389X105   224,631 1,348 SH   SOLE   0 0 1,348
PROCTER AND GAMBLE CO COM 742718109   437,567 2,610 SH   SOLE   0 0 2,610
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   12,738,145 529,432 SH   SOLE   0 0 529,432
SCHWAB STRATEGIC TR US REIT ETF 808524847   7,295,054 346,394 SH   SOLE   0 0 346,394
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   6,091,426 219,828 SH   SOLE   0 0 219,828
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   4,915,001 190,062 SH   SOLE   0 0 190,062
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   2,943,236 105,606 SH   SOLE   0 0 105,606
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   2,359,267 90,497 SH   SOLE   0 0 90,497
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   430,918 15,773 SH   SOLE   0 0 15,773
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   249,746 10,774 SH   SOLE   0 0 10,774
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   218,104 938 SH   SOLE   0 0 938
SPDR S&P 500 ETF TR TR UNIT 78462F103   426,082 727 SH   SOLE   0 0 727
SPDR SER TR NUVEEN BLOOMBERG 78464A284   1,072,723 41,936 SH   SOLE   0 0 41,936
SPDR SER TR NUVEEN BLMBRG SH 78468R739   776,485 16,385 SH   SOLE   0 0 16,385
SPDR SER TR BLOOMBERG EMERGI 78464A391   199,909 10,236 SH   SOLE   0 0 10,236
TESLA INC COM 88160R101   298,438 739 SH   SOLE   0 0 739
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409   3,192,906 61,508 SH   SOLE   0 0 61,508
VANECK ETF TRUST JP MRGAN EM LOC 92189H300   1,373,578 59,437 SH   SOLE   0 0 59,437
VANGUARD BD INDEX FDS INTERMED TERM 921937819   22,748,894 304,414 SH   SOLE   0 0 304,414
VANGUARD INDEX FDS VALUE ETF 922908744   27,736,854 163,833 SH   SOLE   0 0 163,833
VANGUARD INDEX FDS GROWTH ETF 922908736   26,197,014 63,827 SH   SOLE   0 0 63,827
VANGUARD INDEX FDS SM CP VAL ETF 922908611   3,078,964 15,536 SH   SOLE   0 0 15,536
VANGUARD INDEX FDS SML CP GRW ETF 922908595   2,951,451 10,539 SH   SOLE   0 0 10,539
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,174,890 4,054 SH   SOLE   0 0 4,054
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   389,585 723 SH   SOLE   0 0 723
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   543,661 12,345 SH   SOLE   0 0 12,345
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   1,747,230 36,085 SH   SOLE   0 0 36,085
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   4,476,064 89,289 SH   SOLE   0 0 89,289
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   18,315,855 383,017 SH   SOLE   0 0 383,017
VANGUARD WELLINGTON FD SHORT TRM TAX EX 921935870   264,832 2,642 SH   SOLE   0 0 2,642
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885   5,133,331 81,288 SH   SOLE   0 0 81,288
VANGUARD WORLD FD MEGA GRWTH IND 921910816   299,402 872 SH   SOLE   0 0 872
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840   201,777 1,615 SH   SOLE   0 0 1,615