The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR S&P 500 GRWT ETF 464287309 504 2,847 SH   SOLE   0 0 2,847
ISHARES TR RUS 2000 VAL ETF 464287630 251 2,268 SH   SOLE   0 0 2,268
ISHARES TR RUS 2000 GRW ETF 464287648 280 1,473 SH   SOLE   0 0 1,473
AMETEK INC NEW COM 031100100 248 2,965 SH   SOLE   0 0 2,965
BANK AMER CORP COM 060505104 453 17,114 SH   SOLE   0 0 17,114
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 3,963 100,234 SH   SOLE   0 0 100,234
ISHARES TR SELECT DIVID ETF 464287168 266 2,775 SH   SOLE   0 0 2,775
VANGUARD INDEX FDS VALUE ETF 922908744 3,338 31,442 SH   SOLE   0 0 31,442
VANGUARD INDEX FDS SM CP VAL ETF 922908611 680 5,628 SH   SOLE   0 0 5,628
VANGUARD INDEX FDS GROWTH ETF 922908736 3,404 20,833 SH   SOLE   0 0 20,833
VANGUARD INDEX FDS SML CP GRW ETF 922908595 748 4,128 SH   SOLE   0 0 4,128
VANECK VECTORS ETF TR HIGH YLD MUN ETF 92189H409 1,853 28,581 SH   SOLE   0 0 28,581
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 7,159 84,089 SH   SOLE   0 0 84,089
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 10,819 273,419 SH   SOLE   0 0 273,419
ISHARES TR NATIONAL MUN ETF 464288414 5,120 44,439 SH   SOLE   0 0 44,439
ISHARES TR JPMORGAN USD EMG 464288281 1,479 12,948 SH   SOLE   0 0 12,948
SPDR SERIES TRUST SPDR BLOOMBERG 78468R663 460 5,020 SH   SOLE   0 0 5,020
SPDR SERIES TRUST BLOOMBERG BRCLYS 78468R622 1,456 13,410 SH   SOLE   0 0 13,410
ISHARES TR SHRT NAT MUN ETF 464288158 964 9,006 SH   SOLE   0 0 9,006
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 11,155 162,604 SH   SOLE   0 0 162,604
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 2,739 40,573 SH   SOLE   0 0 40,573
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 330 4,000 SH   SOLE   0 0 4,000
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 4,160 77,088 SH   SOLE   0 0 77,088
VANECK VECTORS ETF TR JP MORGAN MKTS 92189H300 2,213 67,091 SH   SOLE   0 0 67,091
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 771 15,190 SH   SOLE   0 0 15,190
INVESCO EXCHNG TRADED FD TR SR LN ETF 46138G508 203 8,981 SH   SOLE   0 0 8,981
SPDR SERIES TRUST NUV HGHYLD MUN 78464A284 363 6,090 SH   SOLE   0 0 6,090
ISHARES TR MIN VOL USA ETF 46429B697 558 8,853 SH   SOLE   0 0 8,853
ISHARES TR MIN VOL EAFE ETF 46429B689 259 3,622 SH   SOLE   0 0 3,622
ISHARES INC MIN VOL GBL ETF 464286525 461 4,965 SH   SOLE   0 0 4,965
ISHARES INC CORE MSCI EMKT 46434G103 543 11,494 SH   SOLE   0 0 11,494
ISHARES TR CORE MSCI EAFE 46432F842 2,222 37,983 SH   SOLE   0 0 37,983
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 1,234 24,893 SH   SOLE   0 0 24,893
TELADOC HEALTH INC COM 87918A105 223 4,036 SH   SOLE   0 0 4,036
VANGUARD MUN BD FD INC TAX EXEMPT BD 922907746 290 5,371 SH   SOLE   0 0 5,371