The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALLSPRING EXCHANGE TRADED FU INCOME PLUS ETF 01989A100   313,710 12,708 SH   SOLE   12,708 0 0
ALPHABET INC CAP STK CL C 02079K107   528,852 2,777 SH   SOLE   2,764 0 13
AMAZON COM INC COM 023135106   844,652 3,850 SH   SOLE   3,806 0 44
AMERICAN EXPRESS CO COM 025816109   205,289 692 SH   SOLE   674 0 18
APPLE INC COM 037833100   203,091 811 SH   SOLE   781 0 30
APPLIED MATLS INC COM 038222105   282,326 1,736 SH   SOLE   1,727 0 9
BROADCOM INC COM 11135F101   234,159 1,010 SH   SOLE   1,010 0 0
THE CIGNA GROUP COM 125523100   257,639 933 SH   SOLE   933 0 0
CME GROUP INC COM 12572Q105   275,658 1,187 SH   SOLE   1,187 0 0
CAPITAL ONE FINL CORP COM 14040H105   967,149 5,424 SH   SOLE   5,424 0 0
COLUMBIA ETF TR II EM CORE EX ETF 19762B202   2,886,411 97,514 SH   SOLE   95,450 0 2,064
DAVIS FUNDAMENTAL ETF TR SELECT US EQTY 23908L207   3,787,002 89,931 SH   SOLE   89,204 0 727
DAVIS FUNDAMENTAL ETF TR SELCT INTL ETF 23908L405   2,521,267 115,443 SH   SOLE   112,383 0 3,060
META PLATFORMS INC CL A 30303M102   1,017,031 1,737 SH   SOLE   1,733 0 4
FIRST TR LRGE CP CORE ALPHA COM SHS 33734K109   506,563 4,857 SH   SOLE   4,857 0 0
FIRST TR EXCHANGE TRADED FD INTL EQUITY OPP 33734X853   493,614 10,469 SH   SOLE   9,863 0 606
FIRST TR EXCH TRD ALPHDX FD EMERG MKT ALPH 33737J182   421,226 19,122 SH   SOLE   19,122 0 0
FIRST TR EXCHANGE-TRADED FD NO AMER ENERGY 33738D101   329,471 9,242 SH   SOLE   9,242 0 0
FIRST TR EXCH TRADED FD III MANAGD MUN ETF 33739N108   2,665,171 52,248 SH   SOLE   52,248 0 0
FIRST TR EXCHANGE-TRADED FD FIRST TR ENH NEW 33739Q408   5,415,342 90,603 SH   SOLE   87,138 0 3,465
GE AEROSPACE COM NEW 369604301   280,387 1,681 SH   SOLE   1,681 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282   252,847 6,757 SH   SOLE   6,757 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL FIN 46137V340   424,481 5,865 SH   SOLE   5,865 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   27,656,399 157,829 SH   SOLE   151,766 0 6,063
ISHARES TR CORE S&P500 ETF 464287200   1,770,161 3,007 SH   SOLE   2,899 0 108
ISHARES TR CORE S&P MCP ETF 464287507   4,470,494 71,746 SH   SOLE   71,746 0 0
ISHARES TR RUSSELL 3000 ETF 464287689   268,069 802 SH   SOLE   802 0 0
ISHARES TR CORE S&P SCP ETF 464287804   3,616,065 31,384 SH   SOLE   28,668 0 2,716
ISHARES TR US HLTHCR PR ETF 464288828   337,370 7,030 SH   SOLE   7,030 0 0
ISHARES TR CORE MSCI EAFE 46432F842   459,351 6,536 SH   SOLE   6,536 0 0
JPMORGAN CHASE & CO. COM 46625H100   308,980 1,289 SH   SOLE   1,257 0 32
JANUS DETROIT STR TR B-BBB CLO ETF 47103U753   653,976 13,303 SH   SOLE   13,248 0 55
JANUS DETROIT STR TR HENDRSON AAA CL 47103U845   1,408,521 27,776 SH   SOLE   27,196 0 580
MGM RESORTS INTERNATIONAL COM 552953101   214,865 6,201 SH   SOLE   6,201 0 0
MARKEL GROUP INC COM 570535104   422,927 245 SH   SOLE   245 0 0
OWENS CORNING NEW COM 690742101   200,808 1,179 SH   SOLE   1,179 0 0
PALANTIR TECHNOLOGIES INC CL A 69608A108   578,041 7,643 SH   SOLE   7,643 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,287,032 2,196 SH   SOLE   2,196 0 0
SPDR SER TR NUVEEN BLOOMBERG 78464A284   2,042,806 79,859 SH   SOLE   79,859 0 0
SPDR SER TR PORTFOLIO S&P500 78464A854   1,114,740 16,170 SH   SOLE   15,559 0 611
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   1,041,193 1,828 SH   SOLE   1,828 0 0
SPDR SER TR NUVEEN BLMBRG SH 78468R739   1,667,844 35,194 SH   SOLE   35,194 0 0
SPDR SER TR PORTFOLIO S&P600 78468R853   344,851 7,677 SH   SOLE   7,677 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   2,039,867 88,001 SH   SOLE   88,001 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   202,510 7,831 SH   SOLE   7,831 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   1,053,149 39,547 SH   SOLE   39,547 0 0
SCHWAB STRATEGIC TR FUNDAMENTAL EMER 808524730   7,460,134 256,803 SH   SOLE   249,457 0 7,346
SCHWAB STRATEGIC TR FUNDAMENTAL INTL 808524755   2,736,452 82,398 SH   SOLE   81,130 0 1,268
SCHWAB STRATEGIC TR FUNDAMENTAL US S 808524763   4,467,189 150,410 SH   SOLE   144,509 0 5,901
SCHWAB STRATEGIC TR FUNDAMENTAL US L 808524771   3,857,307 162,893 SH   SOLE   159,481 0 3,412
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   233,457 1,697 SH   SOLE   1,697 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   264,285 1,178 SH   SOLE   1,178 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   387,220 8,012 SH   SOLE   8,012 0 0
SELECT SECTOR SPDR TR INDL 81369Y704   277,487 2,106 SH   SOLE   2,106 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   448,067 1,927 SH   SOLE   1,927 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   281,718 2,910 SH   SOLE   2,910 0 0
SHOE CARNIVAL INC COM 824889109   641,885 19,404 SH   SOLE   19,404 0 0
US BANCORP DEL COM NEW 902973304   282,963 5,916 SH   SOLE   5,916 0 0
VANECK ETF TRUST FALLEN ANGEL HG 92189F437   3,321,879 115,866 SH   SOLE   114,897 0 969
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   10,387,091 53,041 SH   SOLE   48,172 0 4,869
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828   4,730,494 44,610 SH   SOLE   42,294 0 2,316
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   233,279 3,019 SH   SOLE   3,019 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   3,786,350 52,654 SH   SOLE   50,453 0 2,201
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   5,999,870 125,468 SH   SOLE   121,948 0 3,520
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   2,885,072 58,819 SH   SOLE   57,975 0 844
VANGUARD WORLD FD INF TECH ETF 92204A702   5,883,858 9,463 SH   SOLE   9,255 0 208
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   587,649 10,236 SH   SOLE   10,236 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611   259,220 1,308 SH   SOLE   1,308 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   10,562,238 39,989 SH   SOLE   37,770 0 2,219
VIATRIS INC COM 92556V106   328,220 26,363 SH   SOLE   26,363 0 0
WELLS FARGO CO NEW COM 949746101   606,467 8,634 SH   SOLE   8,564 0 70