The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM COM 88579Y101 312 1,500 SH   SOLE   1,500 0 0
ALLSTATE CORP COM COM 020002101 442 5,000 SH   SOLE   5,000 0 0
ALPHABET INC CLASS A COM 02079K305 213 229 SH   SOLE   229 0 0
Ambev S.A. COM 02319V103 162 29,510 SH   SOLE   29,510 0 0
AMERICA MOVIL SAB DE CV SPON A COM 02364W105 238 14,923 SH   SOLE   14,923 0 0
AMERISOURCEBERGEN CORP COM COM 03073E105 232 2,450 SH   SOLE   2,450 0 0
APPLE INC COM COM 037833100 571 3,968 SH   SOLE   3,968 0 0
AT&T INC COM COM 00206R102 8,453 224,048 SH   SOLE   224,048 0 0
BECTON DICKINSON & CO COM COM 075887109 10,299 52,784 SH   SOLE   52,784 0 0
BLACKROCK INC COM COM 09247X101 10,537 24,946 SH   SOLE   24,946 0 0
BOB EVANS FARMS INC COM 096761101 295 4,100 SH   SOLE   4,100 0 0
BRISTOL MYERS SQUIBB CO COM COM 110122108 7,986 143,319 SH   SOLE   143,319 0 0
CATERPILLAR INC DEL COM COM 149123101 10,440 97,157 SH   SOLE   97,157 0 0
CHEVRON CORP NEW COM COM 166764100 10,606 101,660 SH   SOLE   101,660 0 0
COLGATE PALMOLIVE CO COM COM 194162103 593 8,000 SH   SOLE   8,000 0 0
COMPANHIA PARANAENSE ENERG COP COM 20441B407 92 12,500 SH   SOLE   12,500 0 0
DEERE & CO COM COM 244199105 10,921 88,361 SH   SOLE   88,361 0 0
DISCOVER FINL SVCS COM COM 254709108 322 5,180 SH   SOLE   5,180 0 0
DISNEY WALT CO COM DISNEY COM 254687106 10,080 94,873 SH   SOLE   94,873 0 0
DOMINION ENERGY COM 25746U109 7,892 102,994 SH   SOLE   102,994 0 0
DU PONT E I DE NEMOURS & CO CO COM 263534109 9,294 115,150 SH   SOLE   115,150 0 0
EMERSON ELEC CO COM COM 291011104 742 12,450 SH   SOLE   12,450 0 0
EXXON MOBIL CORP COM COM 30231G102 9,089 112,579 SH   SOLE   112,579 0 0
GENERAL MLS INC COM COM 370334104 6,666 120,331 SH   SOLE   120,331 0 0
HOME DEPOT INC COM COM 437076102 12,115 78,977 SH   SOLE   78,977 0 0
INTEL CORP COM COM 458140100 7,014 207,882 SH   SOLE   207,882 0 0
INTERNATIONAL BUSINESS MACHS C COM 459200101 333 2,162 SH   SOLE   2,162 0 0
INTERNATIONAL FLAVORS & FRAGRA COM 459506101 257 1,900 SH   SOLE   1,900 0 0
ITAU UNIBANCO HLDG SA SPON ADR COM 465562106 213 19,270 SH   SOLE   19,270 0 0
JOHNSON & JOHNSON COM COM 478160104 9,840 74,380 SH   SOLE   74,380 0 0
KROGER CO COM COM 501044101 5,508 236,199 SH   SOLE   236,199 0 0
KT CORP SPONSORED ADR COM 48268K101 199 11,956 SH   SOLE   11,956 0 0
LOWES COS INC COM COM 548661107 233 3,000 SH   SOLE   3,000 0 0
M & T BK CORP COM COM 55261F104 8,779 54,209 SH   SOLE   54,209 0 0
MCDONALDS CORP COM COM 580135101 11,679 76,253 SH   SOLE   76,253 0 0
MERCK & CO INC NEW COM COM 58933Y105 7,758 121,041 SH   SOLE   121,041 0 0
MICROSOFT CORP COM COM 594918104 11,077 160,696 SH   SOLE   160,696 0 0
NASPERS LTD SPON ADR N SHS COM 631512100 237 11,670 SH   SOLE   11,670 0 0
NATIONAL FUEL GAS CO N J COM COM 636180101 5,643 101,048 SH   SOLE   101,048 0 0
NEXTERA ENERGY INC COM COM 65339F101 883 6,300 SH   SOLE   6,300 0 0
NORTHERN TRUST CORP COM 665859104 7,326 75,365 SH   SOLE   75,365 0 0
P T TELEKOMUNIKASI INDONESIA S COM 715684106 219 6,514 SH   SOLE   6,514 0 0
PEPSICO INC COM COM 713448108 8,755 75,810 SH   SOLE   75,810 0 0
PFIZER INC COM COM 717081103 253 7,531 SH   SOLE   7,531 0 0
PNC FINL SVCS GROUP INC COM COM 693475105 475 3,800 SH   SOLE   3,800 0 0
PROCTER & GAMBLE CO COM COM 742718109 7,402 84,929 SH   SOLE   84,929 0 0
QUALCOMM INC COM COM 747525103 5,896 106,770 SH   SOLE   106,770 0 0
REPUBLIC SVCS INC COM COM 760759100 299 4,695 SH   SOLE   4,695 0 0
SCHLUMBERGER LTD COM COM 806857108 3,416 51,890 SH   SOLE   51,890 0 0
SPDR GOLD TRUST GOLD SHS COM 78463V107 258 2,183 SH   SOLE   2,183 0 0
STARBUCKS CORP COM COM 855244109 222 3,813 SH   SOLE   3,813 0 0
SURGUTNEFTEGAZ COM 868861105 197 39,980 SH   SOLE   39,980 0 0
TARGET CORP COM COM 87612E106 5,721 109,410 SH   SOLE   109,410 0 0
TEXAS INSTRS INC COM COM 882508104 10,564 137,324 SH   SOLE   137,324 0 0
UNITED PARCEL SERVICE INC CL B COM 911312106 8,018 72,498 SH   SOLE   72,498 0 0
UNITED TECHNOLOGIES CORP COM COM 913017109 7,902 64,714 SH   SOLE   64,714 0 0
VERIZON COMMUNICATIONS INC COM COM 92343V104 6,886 154,181 SH   SOLE   154,181 0 0
WAL-MART STORES INC COM COM 931142103 7,944 104,963 SH   SOLE   104,963 0 0
WASHINGTON FED INC COM COM 938824109 526 15,832 SH   SOLE   15,832 0 0
ZIMMER BIOMET HLDGS INC COM COM 98956P102 304 2,364 SH   SOLE   2,364 0 0
ISHARES GOLD TRUST ISHARES ETF 464285105 258 21,590 SH   SOLE   21,590 0 0
RYDEX ETF TRUST GUG S&P500 PU ETF 78355W403 21,520 228,593 SH   SOLE   228,593 0 0
VANGUARD GROWTH ETF ETF 922908736 1,840 14,484 SH   SOLE   14,484 0 0
VANGUARD INDEX FDS MID CAP ETF ETF 922908629 11,661 81,819 SH   SOLE   81,819 0 0
VANGUARD SMALL CAP GROWTH ETF ETF 922908595 1,254 8,605 SH   SOLE   8,605 0 0
VANGUARD SMALL CAP VALUE ETF ETF 922908611 1,345 10,945 SH   SOLE   10,945 0 0
VANGUARD VALUE ETF ETF 922908744 210 2,179 SH   SOLE   2,179 0 0
WISDOMTREE TR SMLCAP EARN FD ETF 97717W562 4,496 136,894 SH   SOLE   136,894 0 0
ISHARES 1-3 YR CR BD ETF ETF 464288646 17,017 161,586 SH   SOLE   161,586 0 0
ISHARES 10-20 YR TRS ETF ETF 464288653 1,866 13,683 SH   SOLE   13,683 0 0
ISHARES HIGH YIELD CORPORAT BO ETF 46434V407 6,987 145,997 SH   SOLE   145,997 0 0
NUVEEN CA DIVIDEND ADV MUN FD ETF 67066Y105 317 21,071 SH   SOLE   21,071 0 0
VANGUARD BD INDEX FD INC SHORT ETF 921937827 21,875 273,953 SH   SOLE   273,953 0 0
VANGUARD INTL EQUITY INDEX FD ETF 922042676 7,038 125,120 SH   SOLE   125,120 0 0
COLUMBIA CONSUMER INDIA ETF 19762B707 459 11,000 SH   SOLE   11,000 0 0
iShares Int'l Equity ETF 46432F842 395 6,493 SH   SOLE   6,493 0 0
ISHARES MSCI EAFE GROWTH ETF ETF 464288885 355 4,797 SH   SOLE   4,797 0 0
ISHARES TR MSCI EMG MKT ETF ETF 464287234 375 9,060 SH   SOLE   9,060 0 0
ISHARES TR MSCI INDIA ETF ETF 46429B598 860 26,800 SH   SOLE   26,800 0 0
POWERSHARES GLOBAL ETF TRUST E ETF 73936T771 4,072 130,429 SH   SOLE   130,429 0 0
VanEck Vietnam ETF 92189F817 185 12,400 SH   SOLE   12,400 0 0
WISDOMTREE TR INTL LRGCAP DV ETF 97717W794 15,180 321,133 SH   SOLE   321,133 0 0