The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM 00206R102   256,608 14,580 SH   SOLE 0 0 0 14,580
BLACKROCK ETF TRUST US EQT FACTOR 09290C103   7,928,153 178,562 SH   SOLE 0 0 0 178,562
BLACKROCK ETF TRUST II FLEXIBLE INCOME 092528603   313,973 5,985 SH   SOLE 0 0 0 5,985
CION INVT CORP COM 17259U204   213,119 19,374 SH   SOLE 0 0 0 19,374
DISNEY WALT CO COM 254687106   244,598 1,999 SH   SOLE 0 0 0 1,999
FIDELITY COVINGTON TRUST MSCI INFO TECH I 316092808   351,731 2,257 SH   SOLE 0 0 0 2,257
FIRST TR EXCH TRADED FD III SHRT DUR MNG MUN 33739P830   663,401 33,446 SH   SOLE 0 0 0 33,446
FIRST TR EXCHNG TRADED FD VI FT VEST UQ EQT 33740U505   334,337 8,113 SH   SOLE 0 0 0 8,113
FIRST TR EXCHNG TRADED FD VI FT VEST US EQT 33740F722   572,610 12,178 SH   SOLE 0 0 0 12,178
FIRST TR EXCHNG TRADED FD VI FT VEST US EQT 33740U307   577,252 13,584 SH   SOLE 0 0 0 13,584
GLOBAL X FDS GLOBAL X URANIUM 37954Y871   544,541 18,888 SH   SOLE 0 0 0 18,888
GLOBAL X FDS SUPERDIVIDEND 37960A669   205,424 9,488 SH   SOLE 0 0 0 9,488
INDEXIQ ACTIVE ETF TR IQ MACKAY INTRME 45409F827   913,649 37,460 SH   SOLE 0 0 0 37,460
INTERNATIONAL BUSINESS MACHS COM 459200101   273,493 1,432 SH   SOLE 0 0 0 1,432
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649   1,379,127 7,549 SH   SOLE 0 0 0 7,549
INVESCO EXCHANGE TRADED FD T S&P MDCP QUALITY 46137V472   2,610,606 23,722 SH   SOLE 0 0 0 23,722
ISHARES INC CORE MSCI EMKT 46434G103   2,702,629 52,377 SH   SOLE 0 0 0 52,377
ISHARES INC MSCI EMRG CHN 46434G764   2,872,239 49,891 SH   SOLE 0 0 0 49,891
ISHARES TR US INFRASTRUC 46435U713   1,091,410 25,171 SH   SOLE 0 0 0 25,171
ISHARES TR BB RAT CORP BD 46435U473   1,663,196 35,961 SH   SOLE 0 0 0 35,961
ISHARES TR BROAD USD HIGH 46435U853   320,272 8,753 SH   SOLE 0 0 0 8,753
ISHARES TR INVESTMENT GRADE 46435G219   1,265,398 28,214 SH   SOLE 0 0 0 28,214
ISHARES TR HDG MSCI EAFE 46434V803   2,371,177 67,981 SH   SOLE 0 0 0 67,981
ISHARES TR CORE TOTAL USD 46434V613   5,984,874 131,276 SH   SOLE 0 0 0 131,276
ISHARES TR IBONDS DEC25 ETF 46434VBD1   323,900 13,055 SH   SOLE 0 0 0 13,055
ISHARES TR IBONDS DEC24 ETF 46434VBG4   296,467 11,835 SH   SOLE 0 0 0 11,835
ISHARES TR ESG AWR MSCI USA 46435G425   518,375 4,509 SH   SOLE 0 0 0 4,509
ISHARES TR CORE MSCI TOTAL 46432F834   9,382,497 138,263 SH   SOLE 0 0 0 138,263
ISHARES TR CORE MSCI EAFE 46432F842   4,043,135 54,475 SH   SOLE 0 0 0 54,475
ISHARES TR US TREAS BD ETF 46429B267   3,259,080 143,130 SH   SOLE 0 0 0 143,130
ISHARES TR MSCI USA QLT FCT 46432F339   8,778,609 53,414 SH   SOLE 0 0 0 53,414
ISHARES TR MSCI CHINA ETF 46429B671   233,334 5,873 SH   SOLE 0 0 0 5,873
ISHARES TR SHRT NAT MUN ETF 464288158   1,411,874 13,481 SH   SOLE 0 0 0 13,481
ISHARES TR ISHS 1-5YR INVS 464288646   635,462 12,392 SH   SOLE 0 0 0 12,392
ISHARES TR 10-20 YR TRS ETF 464288653   614,718 5,853 SH   SOLE 0 0 0 5,853
ISHARES TR EAFE VALUE ETF 464288877   5,349,913 98,344 SH   SOLE 0 0 0 98,344
ISHARES TR EAFE GRWTH ETF 464288885   4,885,477 47,071 SH   SOLE 0 0 0 47,071
ISHARES TR US AER DEF ETF 464288760   238,661 1,809 SH   SOLE 0 0 0 1,809
ISHARES TR CORE S&P TTL STK 464287150   346,707 3,007 SH   SOLE 0 0 0 3,007
ISHARES TR MBS ETF 464288588   3,322,045 35,945 SH   SOLE 0 0 0 35,945
ISHARES TR NATIONAL MUN ETF 464288414   690,792 6,420 SH   SOLE 0 0 0 6,420
ISHARES TR JPMORGAN USD EMG 464288281   539,813 6,020 SH   SOLE 0 0 0 6,020
ISHARES TR MSCI UK ETF NEW 46435G334   301,766 8,821 SH   SOLE 0 0 0 8,821
ISHARES TR 1 3 YR TREAS BD 464287457   1,778,224 21,744 SH   SOLE 0 0 0 21,744
ISHARES TR 20 YR TR BD ETF 464287432   1,290,791 13,642 SH   SOLE 0 0 0 13,642
ISHARES TR CORE US AGGBD ET 464287226   330,352 3,373 SH   SOLE 0 0 0 3,373
ISHARES TR MORNINGSTAR GRWT 464287119   402,761 5,336 SH   SOLE 0 0 0 5,336
ISHARES TR CORE S&P MCP ETF 464287507   500,072 8,233 SH   SOLE 0 0 0 8,233
ISHARES TR CORE S&P SCP ETF 464287804   1,933,216 17,492 SH   SOLE 0 0 0 17,492
ISHARES TR S&P 500 VAL ETF 464287408   4,778,973 25,582 SH   SOLE 0 0 0 25,582
ISHARES TR CORE S&P500 ETF 464287200   55,808,557 106,154 SH   SOLE 0 0 0 106,154
ISHARES TR S&P 500 GRWT ETF 464287309   6,426,717 76,110 SH   SOLE 0 0 0 76,110
ISHARES TR RUSSELL 2000 ETF 464287655   21,533,248 102,393 SH   SOLE 0 0 0 102,393
ISHARES TR CORE S&P US VLU 464287663   526,270 5,819 SH   SOLE 0 0 0 5,819
ISHARES TR GLOBAL ENERG ETF 464287341   891,885 20,766 SH   SOLE 0 0 0 20,766
ISHARES TR U.S. TECH ETF 464287721   3,925,740 29,067 SH   SOLE 0 0 0 29,067
J P MORGAN EXCHANGE TRADED F NASDAQ EQT PREM 46654Q203   383,593 7,072 SH   SOLE 0 0 0 7,072
J P MORGAN EXCHANGE TRADED F MUNICIPAL ETF 46641Q647   546,185 10,764 SH   SOLE 0 0 0 10,764
J P MORGAN EXCHANGE TRADED F BETABULDRS JAPAN 46641Q217   314,296 5,368 SH   SOLE 0 0 0 5,368
LOCKHEED MARTIN CORP COM 539830109   2,219,414 4,879 SH   SOLE 0 0 0 4,879
NUVEEN MUN VALUE FD INC COM 670928100   168,521 19,348 SH   SOLE 0 0 0 19,348
NUVEEN SELECT TAX-FREE INCOM SH BEN INT 67062F100   191,431 13,257 SH   SOLE 0 0 0 13,257
PACER FDS TR PACER US SMALL 69374H857   2,029,866 41,291 SH   SOLE 0 0 0 41,291
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   478,335 10,399 SH   SOLE 0 0 0 10,399
SELECT SECTOR SPDR TR ENERGY 81369Y506   344,030 3,644 SH   SOLE 0 0 0 3,644
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   559,648 13,287 SH   SOLE 0 0 0 13,287
SELECT SECTOR SPDR TR INDL 81369Y704   293,613 2,331 SH   SOLE 0 0 0 2,331
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   1,056,380 5,072 SH   SOLE 0 0 0 5,072
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   424,312 5,557 SH   SOLE 0 0 0 5,557
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   426,201 2,885 SH   SOLE 0 0 0 2,885
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   347,736 1,891 SH   SOLE 0 0 0 1,891
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   339,052 4,152 SH   SOLE 0 0 0 4,152
SPDR S&P 500 ETF TR TR UNIT 78462F103   541,029 1,034 SH   SOLE 0 0 0 1,034
SPDR SER TR PRTFLO S&P500 VL 78464A508   714,576 14,263 SH   SOLE 0 0 0 14,263
SPDR SER TR S&P 600 SMCP VAL 78464A300   298,941 3,603 SH   SOLE 0 0 0 3,603
SPDR SER TR S&P 600 SMCP GRW 78464A201   1,099,211 12,601 SH   SOLE 0 0 0 12,601
SPDR SER TR PRTFLO S&P500 GW 78464A409   376,284 5,144 SH   SOLE 0 0 0 5,144
SPDR SER TR PORTFOLIO SHORT 78464A474   6,771,689 227,467 SH   SOLE 0 0 0 227,467
SPDR SER TR PORTFOLIO S&P600 78468R853   308,425 7,166 SH   SOLE 0 0 0 7,166
SPDR SER TR S&P 400 MDCP VAL 78464A839   1,155,732 15,207 SH   SOLE 0 0 0 15,207
SPDR SER TR PORTFOLIO S&P500 78464A854   2,395,117 38,926 SH   SOLE 0 0 0 38,926
SPDR SER TR S&P 400 MDCP GRW 78464A821   1,820,869 20,860 SH   SOLE 0 0 0 20,860
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643   435,296 4,842 SH   SOLE 0 0 0 4,842
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   387,989 5,342 SH   SOLE 0 0 0 5,342
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,068,115 2,222 SH   SOLE 0 0 0 2,222
VANGUARD INDEX FDS TOTAL STK MKT 922908769   5,367,195 20,651 SH   SOLE 0 0 0 20,651
VANGUARD INDEX FDS VALUE ETF 922908744   399,007 2,450 SH   SOLE 0 0 0 2,450
VANGUARD INDEX FDS MID CAP ETF 922908629   386,783 1,548 SH   SOLE 0 0 0 1,548
VANGUARD INDEX FDS GROWTH ETF 922908736   1,080,444 3,139 SH   SOLE 0 0 0 3,139
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   827,589 19,813 SH   SOLE 0 0 0 19,813
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718   531,973 4,553 SH   SOLE 0 0 0 4,553
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   313,506 3,894 SH   SOLE 0 0 0 3,894
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   2,146,072 42,776 SH   SOLE 0 0 0 42,776
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   216,088 1,786 SH   SOLE 0 0 0 1,786
VANGUARD WORLD FD COMM SRVC ETF 92204A884   298,526 2,275 SH   SOLE 0 0 0 2,275
VICTORY PORTFOLIOS II SHORT TRM BD ETF 92647N535   981,644 19,700 SH   SOLE 0 0 0 19,700
WORLD GOLD TR SPDR GLD MINIS 98149E303   1,139,089 25,859 SH   SOLE 0 0 0 25,859