The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100 10,607 79,938 SH   SOLE NONE 0 0 79,938
ABBVIE INC COM 00287Y109 369 3,448 SH   SOLE NONE 0 0 3,448
ADOBE INC COM 00724F101 1,048 2,096 SH   SOLE NONE 0 0 2,096
AMGEN INC. COM 031162100 2,234 9,718 SH   SOLE NONE 0 0 9,718
AMERN TOWER CORP REIT COM 03027X100 644 2,867 SH   SOLE NONE 0 0 2,867
AMAZON.COM INC COM 023135106 5,755 1,767 SH   SOLE NONE 0 0 1,767
ACTIVISION BLIZZARD COM 00507V109 234 2,519 SH   SOLE NONE 0 0 2,519
AUTOZONE INC COM 053332102 2,601 2,194 SH   SOLE NONE 0 0 2,194
ALIBABA GROUP HOLDING SPONSORED ADS 01609W102 435 1,869 SH   SOLE NONE 0 0 1,869
BANK OF AMERICA CORP COM 060505104 1,872 61,761 SH   SOLE NONE 0 0 61,761
BRISTOL-MYERS SQUIBB COM 110122108 423 6,813 SH   SOLE NONE 0 0 6,813
BERKSHIRE HATHAWAY CLASS CL B NEW 084670702 3,627 15,642 SH   SOLE NONE 0 0 15,642
BLACKSTONE GROUP INC COM CL A 09260D107 1,305 20,131 SH   SOLE NONE 0 0 20,131
COMCAST CORP CLASS A CL A 20030N101 220 4,194 SH   SOLE NONE 0 0 4,194
COSTCO WHOLESALE CO COM 22160K105 1,645 4,366 SH   SOLE NONE 0 0 4,366
SALESFORCE COM COM 79466L302 1,002 4,504 SH   SOLE NONE 0 0 4,504
CISCO SYSTEMS INC COM 17275R102 2,107 47,093 SH   SOLE NONE 0 0 47,093
CHEVRON CORP COM 166764100 1,032 12,224 SH   SOLE NONE 0 0 12,224
DARLING INGREDIENTS COM 237266101 1,547 26,828 SH   SOLE NONE 0 0 26,828
SPDR DOW JONES INDUSTRIAL AVRG ETF UT SER 1 78467X109 263 859 SH   SOLE NONE 0 0 859
WALT DISNEY CO COM 254687106 2,641 14,579 SH   SOLE NONE 0 0 14,579
DUKE ENERGY CORP COM NEW 26441C204 726 7,933 SH   SOLE NONE 0 0 7,933
ECOLAB INC COM 278865100 843 3,896 SH   SOLE NONE 0 0 3,896
EMERSON ELECTRIC CO COM 291011104 290 3,611 SH   SOLE NONE 0 0 3,611
ENTERPRISE PRODS PART LP COM 293792107 473 24,165 SH   SOLE NONE 0 0 24,165
FACEBOOK INC CLASS A CL A 30303M102 530 1,941 SH   SOLE NONE 0 0 1,941
FEDEX CORP COM 31428X106 4,454 17,155 SH   SOLE NONE 0 0 17,155
SCHWAB FUNDAMENTAL US BROAD MKT ETF SCHWAB FDT US BM 808524789 1,364 30,371 SH   SOLE NONE 0 0 30,371
FIRST REPUBLIC BANK SAN COM 33616C100 2,798 19,041 SH   SOLE NONE 0 0 19,041
GENERAL DYNAMICS CO COM 369550108 278 1,868 SH   SOLE NONE 0 0 1,868
GILEAD SCIENCES INC COM 375558103 655 11,248 SH   SOLE NONE 0 0 11,248
SPDR GOLD SHARES ETF GOLD SHS 78463V107 11,094 62,201 SH   SOLE NONE 0 0 62,201
ALPHABET INC. CLASS C CAP STK CL C 02079K107 3,919 2,237 SH   SOLE NONE 0 0 2,237
ALPHABET INC. CLASS A CAP STK CL A 02079K305 245 140 SH   SOLE NONE 0 0 140
GOLDMAN SACHS GROUP COM 38141G104 210 795 SH   SOLE NONE 0 0 795
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 484 13,147 SH   SOLE NONE 0 0 13,147
GRAN TIERRA ENERGY COM 38500T101 16 44,920 SH   SOLE NONE 0 0 44,920
HCA HEALTHCARE INC COM 40412C101 1,606 9,765 SH   SOLE NONE 0 0 9,765
HOME DEPOT INC COM 437076102 2,065 7,774 SH   SOLE NONE 0 0 7,774
HONEYWELL INTL INC COM 438516106 1,650 7,757 SH   SOLE NONE 0 0 7,757
ISHARES GOLD ETF ISHARES 464285105 767 42,296 SH   SOLE NONE 0 0 42,296
ISHARES EXPANDED TECH SECTOR ETF EXPND TEC SC ETF 464287549 251 719 SH   SOLE NONE 0 0 719
INTEL CORP COM 458140100 2,447 49,115 SH   SOLE NONE 0 0 49,115
ISHARES CORE S&P 500 ETF CORE S&P500 ETF 464287200 3,271 8,713 SH   SOLE NONE 0 0 8,713
JOHNSON & JOHNSON COM 478160104 2,431 15,446 SH   SOLE NONE 0 0 15,446
JPMORGAN CHASE & CO COM 46625H100 3,943 31,028 SH   SOLE NONE 0 0 31,028
THE COCA-COLA CO COM 191216100 282 5,134 SH   SOLE NONE 0 0 5,134
LOCKHEED MARTIN CORP COM 539830109 786 2,215 SH   SOLE NONE 0 0 2,215
LOWES COS INC COM 548661107 462 2,879 SH   SOLE NONE 0 0 2,879
LAM RESEARCH CORP COM 512807108 282 597 SH   SOLE NONE 0 0 597
LLOYDS BANKING GROUP FSPONSORED ADR SPONSORED ADR 539439109 20 10,100 SH   SOLE NONE 0 0 10,100
MID AMERICA APARTMENT COREIT COM 59522J103 2,443 19,286 SH   SOLE NONE 0 0 19,286
MCDONALDS CORP COM 580135101 489 2,281 SH   SOLE NONE 0 0 2,281
3M CO COM 88579Y101 265 1,514 SH   SOLE NONE 0 0 1,514
MAGELLAN MIDSTREAM PA LP COM UNIT RP LP 559080106 550 12,960 SH   SOLE NONE 0 0 12,960
ALTRIA GROUP INC COM 02209S103 605 14,756 SH   SOLE NONE 0 0 14,756
MERCK & CO. INC. COM 58933Y105 1,487 18,178 SH   SOLE NONE 0 0 18,178
MICROSOFT CORP COM 594918104 5,066 22,775 SH   SOLE NONE 0 0 22,775
SERVICE NOW INC COM 81762P102 1,107 2,012 SH   SOLE NONE 0 0 2,012
NVIDIA CORP COM 67066G104 1,132 2,168 SH   SOLE NONE 0 0 2,168
O REILLY AUTOMOTIVE COM 67103H107 272 600 SH   SOLE NONE 0 0 600
PEPSICO INC COM 713448108 983 6,631 SH   SOLE NONE 0 0 6,631
PFIZER INC COM 717081103 2,539 68,973 SH   SOLE NONE 0 0 68,973
PROCTER & GAMBLE COM 742718109 2,452 17,625 SH   SOLE NONE 0 0 17,625
SPROTT PHYSICAL GOLD ETV UNIT 85207H104 4,769 316,054 SH   SOLE NONE 0 0 316,054
PROLOGIS INC. REIT COM 74340W103 837 8,395 SH   SOLE NONE 0 0 8,395
PHILIP MORRIS INTL COM 718172109 342 4,129 SH   SOLE NONE 0 0 4,129
PRUDENTIAL FINL COM 744320102 241 3,088 SH   SOLE NONE 0 0 3,088
PAYPAL HOLDINGS INCORPOR COM 70450Y103 1,595 6,812 SH   SOLE NONE 0 0 6,812
QUALCOMM INC COM 747525103 2,361 15,498 SH   SOLE NONE 0 0 15,498
INVESCO QQQ TRUST UNIT SER 1 46090E103 845 2,693 SH   SOLE NONE 0 0 2,693
REGIONS FINL CO COM 7591EP100 679 42,148 SH   SOLE NONE 0 0 42,148
ISHARES MSCI GLOBAL GOLDMINERS ETF MSCI GBL GOLD MN 46434G855 464 15,575 SH   SOLE NONE 0 0 15,575
RENASANT CORP COM 75970E107 640 19,008 SH   SOLE NONE 0 0 19,008
INVESCO S&P 500 PURE GROWTH ETF S&P500 PUR GWT 46137V266 1,565 9,607 SH   SOLE NONE 0 0 9,607
RAYTHEON TECHNOLOGIES CO COM 75513E101 298 4,161 SH   SOLE NONE 0 0 4,161
SCHWAB US BROAD MARKET ETF US BRD MKT ETF 808524102 4,178 45,921 SH   SOLE NONE 0 0 45,921
SCHWAB US DIVIDEND EQUITY ETF US DIVIDEND EQ 808524797 3,513 54,769 SH   SOLE NONE 0 0 54,769
SCHWAB INTERNATIONAL EQUITY ETF INTL EQTY ETF 808524805 446 12,398 SH   SOLE NONE 0 0 12,398
CHARLES SCHWAB US MC ETF US MID-CAP ETF 808524508 3,101 45,481 SH   SOLE NONE 0 0 45,481
SCHWAB US LARGE CAP ETF US LRG CAP ETF 808524201 12,981 142,724 SH   SOLE NONE 0 0 142,724
SHOPIFY INC FCLASS A CL A 82509L107 432 382 SH   SOLE NONE 0 0 382
SPDR S&P 600 SMALL CAP VALUE ETF S&P 600 SMCP VAL 78464A300 715 10,804 SH   SOLE NONE 0 0 10,804
SOUTHERN CO COM 842587107 1,062 17,293 SH   SOLE NONE 0 0 17,293
INVESCO S&P 500 LOW VOLATILITY ETF S&P500 LOW VOL 46138E354 504 8,963 SH   SOLE NONE 0 0 8,963
A T & T INC COM 00206R102 1,120 38,929 SH   SOLE NONE 0 0 38,929
TRANSDIGM GROUP INC COM 893641100 1,163 1,879 SH   SOLE NONE 0 0 1,879
TESLA INC COM 88160R101 811 1,149 SH   SOLE NONE 0 0 1,149
UNILEVER PLC FSPONSORED ADR SPON ADR NEW 904767704 263 4,351 SH   SOLE NONE 0 0 4,351
UNITEDHEALTH GRP INC COM 91324P102 2,355 6,714 SH   SOLE NONE 0 0 6,714
VISA INC CLASS A COM CL A 92826C839 2,129 9,732 SH   SOLE NONE 0 0 9,732
VANGUARD FINANCIALS ETF FINANCIALS ETF 92204A405 235 3,230 SH   SOLE NONE 0 0 3,230
VANGUARD HEALTH CARE ETF HEALTH CAR ETF 92204A504 249 1,114 SH   SOLE NONE 0 0 1,114
VANGUARD S&P SMALL CAP 600 VALUE ETF SMLCP 600 VAL 921932778 1,308 9,317 SH   SOLE NONE 0 0 9,317
VANGUARD GLBAL EX US REAL ESTATE ETF GLB EX US ETF 922042676 216 3,981 SH   SOLE NONE 0 0 3,981
VANGUARD S&P 500 ETF S&P 500 ETF SHS 922908363 487 1,416 SH   SOLE NONE 0 0 1,416
VGRD FTSE ALL WRLD EX USSML CAP ETF FTSE SMCAP ETF 922042718 334 2,744 SH   SOLE NONE 0 0 2,744
VANGUARD VALUE ETF VALUE ETF 922908744 263 2,214 SH   SOLE NONE 0 0 2,214
VANGUARD GROWTH ETF GROWTH ETF 922908736 293 1,158 SH   SOLE NONE 0 0 1,158
VANGUARD LARGE CAP ETF LARGE CAP ETF 922908637 473 2,689 SH   SOLE NONE 0 0 2,689
VANGUARD FTSE EMERGING MARKETS ETF FTSE EMR MKT ETF 922042858 829 16,545 SH   SOLE NONE 0 0 16,545
VANGUARD TOTAL INTERNATIONAL STK ETF VG TL INTL STK F 921909768 727 12,084 SH   SOLE NONE 0 0 12,084
VERIZON COMMUNICATN COM 92343V104 1,695 28,847 SH   SOLE NONE 0 0 28,847
WELLS FARGO & CO COM 949746101 211 6,980 SH   SOLE NONE 0 0 6,980
WASTE MANAGEMENT INC COM 94106L109 1,130 9,579 SH   SOLE NONE 0 0 9,579
WALMART INC COM 931142103 1,703 11,813 SH   SOLE NONE 0 0 11,813
EXXON MOBIL CORP COM 30231G102 426 10,344 SH   SOLE NONE 0 0 10,344