The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
180 Degree Capital Corp COM 68235B109 168 90,302 SH   DFND NONE 0 0 90,302
3M Co. COM 88579Y101 655 2,983 SH   DFND NONE 0 0 2,983
Accenture Plc SHS CLASS A G1151C101 360 2,347 SH   DFND NONE 0 0 2,347
Alphabet Inc. - Class A CAP STK CL A 02079K305 526 507 SH   DFND NONE 0 0 507
Altria Group, Inc. COM 02209S103 219 3,509 SH   DFND NONE 0 0 3,509
Amazon.Com Inc COM 023135106 967 668 SH   DFND NONE 0 0 668
American Eagle Outfitters COM 02553E106 242 12,155 SH   DFND NONE 0 0 12,155
Apple Inc. COM 037833100 1,847 11,011 SH   DFND NONE 0 0 11,011
Ares Capital Corp COM 04010L103 186 11,709 SH   DFND NONE 0 0 11,709
AT&T Inc COM 00206R102 971 27,237 SH   DFND NONE 0 0 27,237
Athenahealth Inc COM 04685W103 453 3,168 SH   DFND NONE 0 0 3,168
BCE Inc. COM NEW 05534B760 233 5,405 SH   DFND NONE 0 0 5,405
Berkshire Hathaway Inc - Cl B CL B NEW 084670702 7,213 36,159 SH   DFND NONE 0 0 36,159
Berkshire Hathaway Inc. - Class A CL A 084670108 299 1 SH   DFND NONE 0 0 1
Blackstone Mortgage Trust Inc-Class COM CL A 09257W100 519 16,525 SH   DFND NONE 0 0 16,525
Boeing Co. COM 097023105 342 1,044 SH   DFND NONE 0 0 1,044
Boulder Growth & Income Fund Inc - COM 101507101 153 14,200 SH   DFND NONE 0 0 14,200
Cinemark Holdings, Inc. COM 17243V102 252 6,700 SH   DFND NONE 0 0 6,700
Cisco Systems, Inc. COM 17275R102 997 23,240 SH   DFND NONE 0 0 23,240
Coca Cola Company COM 191216100 811 18,667 SH   DFND NONE 0 0 18,667
Consolidated Edison COM 209115104 473 6,069 SH   DFND NONE 0 0 6,069
Duke Realty Corporation COM NEW 264411505 749 28,271 SH   DFND NONE 0 0 28,271
DXC Technology Co COM 23355L106 265 2,632 SH   DFND NONE 0 0 2,632
Eaton Vance Senior Floating-Rate COM 27828Q105 214 14,450 SH   DFND NONE 0 0 14,450
Eaton Vance Senior Income Trust SH BEN INT 27826S103 217 31,800 SH   DFND NONE 0 0 31,800
eBay Inc. COM 278642103 273 6,783 SH   DFND NONE 0 0 6,783
Enterprise Products Partners MLP COM 293792107 594 24,250 SH   DFND NONE 0 0 24,250
EQT Midstream Partners MLP UNIT LTD PARTN 26885B100 250 4,235 SH   DFND NONE 0 0 4,235
ETFMG Prime Cyber Security PRIME CYBR SCRTY 26924G201 8,814 257,207 SH   DFND NONE 0 0 257,207
Extended Stay America Inc. UNIT 99/99/9999B 30224P200 280 14,175 SH   DFND NONE 0 0 14,175
Exxon Mobil Corporation COM 30231G102 675 9,049 SH   DFND NONE 0 0 9,049
F.N.B. Corporation COM 302520101 229 17,040 SH   DFND NONE 0 0 17,040
Flowers Foods, Inc. COM 343498101 242 11,065 SH   DFND NONE 0 0 11,065
Forum Energy Technologies, Inc. COM 34984V100 1,457 132,445 SH   DFND NONE 0 0 132,445
FS Investment Corp COM 302635107 107 14,820 SH   DFND NONE 0 0 14,820
General Motors Co. COM 37045V100 254 6,995 SH   DFND NONE 0 0 6,995
Guggenheim MSCI Global Timber - GUGG MSCI GB ETF 18383Q879 472 14,427 SH   DFND NONE 0 0 14,427
Helix Energy Solutions Group I COM 42330P107 122 21,000 SH   DFND NONE 0 0 21,000
Hi-Crush Partners MLP COM UNIT LTD 428337109 157 14,800 SH   DFND NONE 0 0 14,800
Home Depot Inc. COM 437076102 240 1,345 SH   DFND NONE 0 0 1,345
Inovio Pharmaceuticals, Inc. COM NEW 45773H201 610 129,500 SH   DFND NONE 0 0 129,500
Int'l Business Machines Corp. COM 459200101 546 3,556 SH   DFND NONE 0 0 3,556
Intel Corp. COM 458140100 1,415 27,166 SH   DFND NONE 0 0 27,166
iShares 1-3 Year Credit Bond ETF 1 3 YR CR BD ETF 464288646 414 3,990 SH   DFND NONE 0 0 3,990
iShares Core MSCI Europe ETF CORE MSCI EURO 46434V738 2,281 45,910 SH   DFND NONE 0 0 45,910
iShares Core S&P 500 ETF CORE S&P500 ETF 464287200 32,209 121,375 SH   DFND NONE 0 0 121,375
iShares Core S&P Small-Cap ETF CORE S&P SCP ETF 464287804 7,802 101,306 SH   DFND NONE 0 0 101,306
iShares Core Total US Bond Market CORE US AGGBD ET 464287226 478 4,453 SH   DFND NONE 0 0 4,453
iShares Europe ETF EUROPE ETF 464287861 4,744 101,730 SH   DFND NONE 0 0 101,730
iShares International Select Dividend INTL SEL DIV ETF 464288448 625 18,923 SH   DFND NONE 0 0 18,923
iShares JP Morgan USD Emerging JPMORGAN USD EMG 464288281 252 2,236 SH   DFND NONE 0 0 2,236
iShares MSCI ACWI ex US ETF MSCI ACWI EX US 464288240 899 18,090 SH   DFND NONE 0 0 18,090
iShares MSCI All Country Asia ex MSCI AC ASIA ETF 464288182 1,392 17,958 SH   DFND NONE 0 0 17,958
iShares MSCI EM ESG Optimized MSCI EM ESG OPZ 46434G863 13,389 176,801 SH   DFND NONE 0 0 176,801
iShares MSCI Emerging Markets MSCI EMG MKT ETF 464287234 981 20,329 SH   DFND NONE 0 0 20,329
iShares MSCI Japan ETF MSCI JPN ETF NEW 46434G822 8,445 139,177 SH   DFND NONE 0 0 139,177
iShares MSCI Pacific ex Japan ETF MSCI PAC JP ETF 464286665 2,843 61,185 SH   DFND NONE 0 0 61,185
iShares Russell 1000 ETF RUS 1000 ETF 464287622 13,510 91,994 SH   DFND NONE 0 0 91,994
iShares Russell 1000 Growth ETF RUS 1000 GRW ETF 464287614 2,947 21,654 SH   DFND NONE 0 0 21,654
iShares Russell 1000 Value ETF RUS 1000 VAL ETF 464287598 3,702 30,861 SH   DFND NONE 0 0 30,861
iShares Russell 2000 ETF RUSSELL 2000 ETF 464287655 14,791 97,419 SH   DFND NONE 0 0 97,419
iShares Russell 2000 Growth ETF RUS 2000 GRW ETF 464287648 7,605 39,906 SH   DFND NONE 0 0 39,906
iShares Russell 3000 ETF RUSSELL 3000 ETF 464287689 1,415 9,049 SH   DFND NONE 0 0 9,049
iShares Russell Mid-Cap ETF RUS MID CAP ETF 464287499 20,809 100,798 SH   DFND NONE 0 0 100,798
iShares Select Dividend ETF SELECT DIVID ETF 464287168 3,130 32,903 SH   DFND NONE 0 0 32,903
iShares U.S. Financial Services ETF U.S. FIN SVC ETF 464287770 562 4,290 SH   DFND NONE 0 0 4,290
J.P. Morgan Chase & Co. COM 46625H100 1,005 9,139 SH   DFND NONE 0 0 9,139
Johnson & Johnson COM 478160104 613 4,781 SH   DFND NONE 0 0 4,781
Kinder Morgan, Inc. COM 49456B101 858 56,982 SH   DFND NONE 0 0 56,982
Kopin Corporation COM 500600101 552 177,000 SH   DFND NONE 0 0 177,000
Lexicon Pharmaceuticals, Inc. COM NEW 528872302 185 21,611 SH   DFND NONE 0 0 21,611
Liberty All-Star Equity ETF SH BEN INT 530158104 78 12,691 SH   DFND NONE 0 0 12,691
Lowe's Companies COM 548661107 305 3,481 SH   DFND NONE 0 0 3,481
Medtronic, PLC SHS G5960L103 631 7,866 SH   DFND NONE 0 0 7,866
Microsoft Corp. COM 594918104 311 3,411 SH   DFND NONE 0 0 3,411
Molson Coors Brewing Co. CL B 60871R209 474 6,292 SH   DFND NONE 0 0 6,292
Motorola Solutions, Inc. COM NEW 620076307 296 2,810 SH   DFND NONE 0 0 2,810
New Mountain Finance Corporation COM 647551100 20,098 1,528,389 SH   DFND NONE 0 0 1,528,389
Nielsen Holdings PLC SHS EUR G6518L108 211 6,630 SH   DFND NONE 0 0 6,630
Pepsico, Inc COM 713448108 246 2,254 SH   DFND NONE 0 0 2,254
Pfizer Inc. COM 717081103 558 15,720 SH   DFND NONE 0 0 15,720
Philip Morris International Inc. COM 718172109 389 3,914 SH   DFND NONE 0 0 3,914
PolyOne Corporation COM 73179P106 444 10,451 SH   DFND NONE 0 0 10,451
PowerShares QQQ Trust, Series 1 UNIT SER 1 73935A104 309 1,929 SH   DFND NONE 0 0 1,929
PowerShares Senior Loan Portfolio - SENIOR LN PORT 73936Q769 2,981 128,871 SH   DFND NONE 0 0 128,871
Qualcomm Inc. COM 747525103 208 3,760 SH   DFND NONE 0 0 3,760
Rite Aid Corp. COM 767754104 29 17,470 SH   DFND NONE 0 0 17,470
ROBO Global Robotics and ROBO GLB ETF 301505707 9,423 225,318 SH   DFND NONE 0 0 225,318
Royal Dutch Shell PLC - ADR B SPON ADR B 780259107 343 5,240 SH   DFND NONE 0 0 5,240
Royal Dutch Shell PLC-ADR A SPONS ADR A 780259206 766 12,004 SH   DFND NONE 0 0 12,004
Sanchez Energy Corp. COM 79970Y105 436 139,300 SH   DFND NONE 0 0 139,300
Schlumberger Ltd. COM 806857108 260 4,013 SH   DFND NONE 0 0 4,013
Skyworks Solutions, Inc. COM 83088M102 235 2,345 SH   DFND NONE 0 0 2,345
SPDR Gold Shares - ETF GOLD SHS 78463V107 339 2,698 SH   DFND NONE 0 0 2,698
SPDR S&P 500 ETF Trust TR UNIT 78462F103 3,974 15,100 SH   DFND NONE 0 0 15,100
SPDR S&P MidCap 400 ETF Trust UTSER1 S&PDCRP 78467Y107 2,938 8,597 SH   DFND NONE 0 0 8,597
Starwood Property Trust, Inc. COM 85571B105 369 17,605 SH   DFND NONE 0 0 17,605
The JPMorgan MLP Index ETN ALERIAN ML ETN 46625H365 729 30,392 SH   DFND NONE 0 0 30,392
Vanguard Consumer Staples ETF CONSUM STP ETF 92204A207 765 5,623 SH   DFND NONE 0 0 5,623
Vanguard Dividend Appreciation DIV APP ETF 921908844 232 2,296 SH   DFND NONE 0 0 2,296
Vanguard Extended Market ETF EXTEND MKT ETF 922908652 1,170 10,485 SH   DFND NONE 0 0 10,485
Vanguard FTSE All-World Ex-US ALLWRLD EX US 922042775 25,167 462,887 SH   DFND NONE 0 0 462,887
Vanguard FTSE Developed Markets FTSE DEV MKT ETF 921943858 13,655 308,590 SH   DFND NONE 0 0 308,590
Vanguard MSCI Emerging Markets FTSE EMR MKT ETF 922042858 3,704 78,842 SH   DFND NONE 0 0 78,842
Vanguard Short Term Corporate SHRT TRM CORP BD 92206C409 1,146 14,616 SH   DFND NONE 0 0 14,616
Vanguard Total Bond Market ETF TOTAL BND MRKT 921937835 359 4,492 SH   DFND NONE 0 0 4,492
Vanguard Total Stock Market ETF TOTAL STK MKT 922908769 244 1,799 SH   DFND NONE 0 0 1,799
Verizon Communications COM 92343V104 675 14,122 SH   DFND NONE 0 0 14,122
Vodafone Group PLC - SP ADR SPONSORED ADR 92857W308 239 8,581 SH   DFND NONE 0 0 8,581
Weyerhaeuser Company COM 962166104 256 7,316 SH   DFND NONE 0 0 7,316