The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 1,544 13,975 SH   SOLE   665 0 13,310
ABBOTT LABS COM 002824100 1,831 18,928 SH   SOLE   2,954 0 15,974
ABBVIE INC COM 00287Y109 3,620 26,976 SH   SOLE   1,680 0 25,296
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1,347 5,237 SH   SOLE   895 0 4,342
ACI WORLDWIDE INC COM 004498101 3,331 159,378 SH   SOLE   0 0 159,378
AFLAC INC COM 001055102 1,098 19,533 SH   SOLE   0 0 19,533
AKERO THERAPEUTICS INC COM 00973Y108 328 9,620 SH   SOLE   0 0 9,620
ALLSTATE CORP COM 020002101 895 7,188 SH   SOLE   225 0 6,963
ALPHABET INC CAP STK CL C 02079K107 6,759 70,294 SH   SOLE   3,400 0 66,894
ALPHABET INC CAP STK CL A 02079K305 2,361 24,679 SH   SOLE   2,300 0 22,379
ALPINE SUMMIT ENRGY PRTNRS I CL A SUB VTG SHS 021009105 168 33,000 SH   SOLE   0 0 33,000
ALTRIA GROUP INC COM 02209S103 425 10,536 SH   SOLE   0 0 10,536
AMAZON COM INC COM 023135106 1,309 11,588 SH   SOLE   0 0 11,588
AMERICAN EXPRESS CO COM 025816109 1,153 8,547 SH   SOLE   0 0 8,547
AMGEN INC COM 031162100 580 2,575 SH   SOLE   50 0 2,525
ANTERIX INC COM 03676C100 416 11,650 SH   SOLE   0 0 11,650
APPLE INC COM 037833100 27,147 196,434 SH   SOLE   6,248 0 190,186
ASPEN AEROGELS INC COM 04523Y105 300 32,519 SH   SOLE   0 0 32,519
AT&T INC COM 00206R102 437 28,474 SH   SOLE   350 0 28,124
AUTOMATIC DATA PROCESSING IN COM 053015103 1,147 5,073 SH   SOLE   800 0 4,273
BAXTER INTL INC COM 071813109 429 7,958 SH   SOLE   675 0 7,283
BECTON DICKINSON & CO COM 075887109 1,434 6,434 SH   SOLE   75 0 6,359
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 7,055 26,420 SH   SOLE   1,662 0 24,758
BK OF AMERICA CORP COM 060505104 4,048 134,056 SH   SOLE   6,058 0 127,998
BLACKROCK INC COM 09247X101 637 1,157 SH   SOLE   170 0 987
BLOCK H & R INC COM 093671105 277 6,500 SH   SOLE   0 0 6,500
BRISTOL-MYERS SQUIBB CO COM 110122108 1,927 27,105 SH   SOLE   1,295 0 25,810
BROADCOM INC COM 11135F101 5,642 12,708 SH   SOLE   132 0 12,576
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101 8,924 248,566 SH   SOLE   8,050 0 240,516
BROWN FORMAN CORP CL B 115637209 382 5,740 SH   SOLE   0 0 5,740
CAL MAINE FOODS INC COM NEW 128030202 278 5,000 SH   SOLE   0 0 5,000
CAPSTAR FINL HLDGS INC COM 14070T102 519 28,000 SH   SOLE   0 0 28,000
CARRIER GLOBAL CORPORATION COM 14448C104 238 6,680 SH   SOLE   350 0 6,330
CATERPILLAR INC COM 149123101 812 4,948 SH   SOLE   0 0 4,948
CHART INDS INC COM 16115Q308 1,358 7,369 SH   SOLE   0 0 7,369
CHEVRON CORP NEW COM 166764100 12,900 89,787 SH   SOLE   2,823 0 86,964
CHUBB LIMITED COM H1467J104 2,774 15,253 SH   SOLE   0 0 15,253
CINTAS CORP COM 172908105 776 2,000 SH   SOLE   0 0 2,000
CISCO SYS INC COM 17275R102 1,782 44,541 SH   SOLE   2,250 0 42,291
CLEARWATER PAPER CORP COM 18538R103 1,359 36,132 SH   SOLE   0 0 36,132
CLOROX CO DEL COM 189054109 230 1,789 SH   SOLE   0 0 1,789
COCA COLA CO COM 191216100 4,025 71,842 SH   SOLE   1,315 0 70,527
COLGATE PALMOLIVE CO COM 194162103 320 4,551 SH   SOLE   0 0 4,551
COMCAST CORP NEW CL A 20030N101 529 18,031 SH   SOLE   0 0 18,031
COSTCO WHSL CORP NEW COM 22160K105 3,341 7,075 SH   SOLE   525 0 6,550
CSX CORP COM 126408103 1,478 55,482 SH   SOLE   0 0 55,482
CVS HEALTH CORP COM 126650100 316 3,317 SH   SOLE   0 0 3,317
DANAHER CORPORATION COM 235851102 3,816 14,773 SH   SOLE   1,879 0 12,894
DELTA AIR LINES INC DEL COM NEW 247361702 249 8,875 SH   SOLE   0 0 8,875
DERMTECH INC COM 24984K105 482 121,809 SH   SOLE   0 0 121,809
DIAGEO PLC SPON ADR NEW 25243Q205 2,718 16,004 SH   SOLE   840 0 15,164
DIAMONDBACK ENERGY INC COM 25278X109 227 1,888 SH   SOLE   0 0 1,888
DISCOVER FINL SVCS COM 254709108 352 3,871 SH   SOLE   0 0 3,871
DISNEY WALT CO COM 254687106 1,238 13,128 SH   SOLE   125 0 13,003
DORMAN PRODS INC COM 258278100 365 4,441 SH   SOLE   0 0 4,441
DUKE ENERGY CORP NEW COM NEW 26441C204 12,439 133,727 SH   SOLE   4,194 0 129,533
EASTGROUP PPTYS INC COM 277276101 280 1,940 SH   SOLE   0 0 1,940
EATON CORP PLC SHS G29183103 255 1,915 SH   SOLE   0 0 1,915
ECOLAB INC COM 278865100 562 3,892 SH   SOLE   950 0 2,942
EMERSON ELEC CO COM 291011104 4,409 60,222 SH   SOLE   4,715 0 55,507
EMPIRE ST RLTY OP L P UNIT LTD PRTNSP 292102100 231 36,147 SH   SOLE   0 0 36,147
ENTERPRISE PRODS PARTNERS L COM 293792107 8,110 341,037 SH   SOLE   5,893 0 335,144
EXXON MOBIL CORP COM 30231G102 4,491 51,443 SH   SOLE   1,312 0 50,131
FEDEX CORP COM 31428X106 365 2,460 SH   SOLE   0 0 2,460
FIFTH THIRD BANCORP COM 316773100 232 7,247 SH   SOLE   0 0 7,247
FIRST HORIZON CORPORATION COM 320517105 1,174 51,280 SH   SOLE   0 0 51,280
FORD MTR CO DEL COM 345370860 276 24,649 SH   SOLE   0 0 24,649
GENERAL DYNAMICS CORP COM 369550108 1,468 6,920 SH   SOLE   0 0 6,920
GENERAL MLS INC COM 370334104 4,732 61,761 SH   SOLE   0 0 61,761
GLOBAL PMTS INC COM 37940X102 910 8,424 SH   SOLE   0 0 8,424
GRAN TIERRA ENERGY INC COM 38500T101 23 19,000 SH   SOLE   0 0 19,000
HASBRO INC COM 418056107 1,107 16,422 SH   SOLE   550 0 15,872
HCA HEALTHCARE INC COM 40412C101 10,347 56,300 SH   SOLE   0 0 56,300
HEALTHSTREAM INC COM 42222N103 286 13,475 SH   SOLE   0 0 13,475
HERSHEY CO COM 427866108 1,092 4,953 SH   SOLE   0 0 4,953
HOME DEPOT INC COM 437076102 1,792 6,493 SH   SOLE   0 0 6,493
HONEYWELL INTL INC COM 438516106 973 5,825 SH   SOLE   0 0 5,825
ILLINOIS TOOL WKS INC COM 452308109 452 2,504 SH   SOLE   0 0 2,504
INTEL CORP COM 458140100 1,639 63,588 SH   SOLE   5,975 0 57,613
INVESCO EXCH TRADED FD TR II S&P500 LOW VOL 46138E354 1,983 34,296 SH   SOLE   447 0 33,849
INVESCO EXCH TRADED FD TR II FTSE RAFI DEV 46138E743 299 8,519 SH   SOLE   0 0 8,519
INVESCO EXCH TRD SLF IDX FD BULSHS 2027 CB 46138J783 274 14,737 SH   SOLE   0 0 14,737
INVESCO EXCH TRD SLF IDX FD BULSHS 2026 CB 46138J791 275 14,737 SH   SOLE   0 0 14,737
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825 487 24,424 SH   SOLE   0 0 24,424
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841 2,512 123,201 SH   SOLE   0 0 123,201
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866 1,809 86,699 SH   SOLE   0 0 86,699
INVESCO QQQ TR UNIT SER 1 46090E103 2,298 8,598 SH   SOLE   850 0 7,748
ISHARES GOLD TR ISHARES NEW 464285204 206 6,519 SH   SOLE   0 0 6,519
ISHARES INC MSCI EMERG MRKT 464286533 511 10,084 SH   SOLE   900 0 9,184
ISHARES INC CORE MSCI EMKT 46434G103 6,864 159,713 SH   SOLE   6,803 0 152,910
ISHARES TR SELECT DIVID ETF 464287168 315 2,941 SH   SOLE   0 0 2,941
ISHARES TR TIPS BD ETF 464287176 4,612 43,966 SH   SOLE   2,340 0 41,626
ISHARES TR CORE S&P500 ETF 464287200 516 1,440 SH   SOLE   0 0 1,440
ISHARES TR S&P 500 GRWT ETF 464287309 286 4,943 SH   SOLE   0 0 4,943
ISHARES TR 1 3 YR TREAS BD 464287457 944 11,622 SH   SOLE   0 0 11,622
ISHARES TR MSCI EAFE ETF 464287465 746 13,313 SH   SOLE   0 0 13,313
ISHARES TR CORE S&P MCP ETF 464287507 214 975 SH   SOLE   0 0 975
ISHARES TR RUS 1000 VAL ETF 464287598 521 3,831 SH   SOLE   0 0 3,831
ISHARES TR RUS 1000 GRW ETF 464287614 774 3,679 SH   SOLE   0 0 3,679
ISHARES TR RUSSELL 2000 ETF 464287655 588 3,565 SH   SOLE   0 0 3,565
ISHARES TR CORE S&P SCP ETF 464287804 451 5,175 SH   SOLE   0 0 5,175
ISHARES TR MSCI ACWI EX US 464288240 284 7,100 SH   SOLE   0 0 7,100
ISHARES TR ISHS 1-5YR INVS 464288646 9,129 185,250 SH   SOLE   2,904 0 182,346
ISHARES TR SHORT TREAS BD 464288679 709 6,448 SH   SOLE   0 0 6,448
ISHARES TR US REGNL BKS ETF 464288778 220 4,600 SH   SOLE   1,400 0 3,200
ISHARES TR FLTG RATE NT ETF 46429B655 3,402 67,684 SH   SOLE   1,000 0 66,684
ISHARES TR MSCI EAFE MIN VL 46429B689 5,607 98,345 SH   SOLE   1,678 0 96,667
ISHARES TR 0-5 YR TIPS ETF 46429B747 204 2,125 SH   SOLE   0 0 2,125
ISHARES TR MSCI USA QLT FCT 46432F339 3,723 35,823 SH   SOLE   230 0 35,593
ISHARES TR MSCI INTL QUALTY 46434V456 2,035 73,246 SH   SOLE   2,500 0 70,746
ISHARES TR CORE TOTAL USD 46434V613 248 5,584 SH   SOLE   131 0 5,453
ISHARES TR TRS FLT RT BD 46434V860 660 13,079 SH   SOLE   90 0 12,989
ISHARES TR IBONDS DEC25 ETF 46434VBD1 10,350 428,942 SH   SOLE   7,000 0 421,942
ISHARES TR IBONDS DEC24 ETF 46434VBG4 12,015 493,431 SH   SOLE   7,800 0 485,631
ISHARES TR IBONDS DEC2023 46435G318 252 10,000 SH   SOLE   0 0 10,000
ISHARES TR IBONDS DEC2026 46435GAA0 9,366 405,450 SH   SOLE   7,000 0 398,450
ISHARES TR IBONDS DEC 26 46435U259 1,084 44,000 SH   SOLE   0 0 44,000
ISHARES TR IBONDS DEC 27 46435U283 1,049 43,000 SH   SOLE   0 0 43,000
ISHARES TR IBONDS DEC 25 46435U432 2,728 105,250 SH   SOLE   0 0 105,250
ISHARES TR IBDS DEC28 ETF 46435U515 476 20,000 SH   SOLE   0 0 20,000
ISHARES TR IBONDS DEC 46435U697 3,405 133,500 SH   SOLE   0 0 133,500
ISHARES TR IBONDS 27 ETF 46435UAA9 8,221 357,428 SH   SOLE   6,550 0 350,878
ISHARES TR 0-3 MNTH TREASRY 46436E718 8,330 83,078 SH   SOLE   2,673 0 80,405
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654 2,295 45,628 SH   SOLE   0 0 45,628
J P MORGAN EXCHANGE TRADED F ULTRA SHRT INC 46641Q837 20,360 405,897 SH   SOLE   14,668 0 391,229
JOHNSON & JOHNSON COM 478160104 11,792 72,186 SH   SOLE   2,590 0 69,596
JPMORGAN CHASE & CO COM 46625H100 8,079 77,314 SH   SOLE   3,961 0 73,353
KELLOGG CO COM 487836108 217 3,115 SH   SOLE   0 0 3,115
KIMBERLY-CLARK CORP COM 494368103 2,396 21,290 SH   SOLE   800 0 20,490
KOSMOS ENERGY LTD COM 500688106 1,409 272,521 SH   SOLE   0 0 272,521
L3HARRIS TECHNOLOGIES INC COM 502431109 374 1,800 SH   SOLE   0 0 1,800
LILLY ELI & CO COM 532457108 1,527 4,721 SH   SOLE   112 0 4,609
LOCKHEED MARTIN CORP COM 539830109 6,514 16,864 SH   SOLE   465 0 16,399
LOWES COS INC COM 548661107 501 2,666 SH   SOLE   550 0 2,116
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 3,868 51,383 SH   SOLE   975 0 50,408
M & T BK CORP COM 55261F104 630 3,573 SH   SOLE   0 0 3,573
MAGNITE INC COM 55955D100 1,251 190,395 SH   SOLE   0 0 190,395
MASTERCARD INCORPORATED CL A 57636Q104 987 3,470 SH   SOLE   0 0 3,470
MCDONALDS CORP COM 580135101 4,716 20,439 SH   SOLE   1,505 0 18,934
MEDICAL PPTYS TRUST INC COM 58463J304 421 35,505 SH   SOLE   0 0 35,505
MERCK & CO INC COM 58933Y105 14,068 163,356 SH   SOLE   5,335 0 158,021
META PLATFORMS INC CL A 30303M102 381 2,806 SH   SOLE   0 0 2,806
METLIFE INC COM 59156R108 595 9,788 SH   SOLE   0 0 9,788
MFS INTER INCOME TR SH BEN INT 55273C107 28 10,000 SH   SOLE   0 0 10,000
MICROCHIP TECHNOLOGY INC. COM 595017104 620 10,165 SH   SOLE   400 0 9,765
MICROSOFT CORP COM 594918104 17,717 76,071 SH   SOLE   3,915 0 72,156
MODERNA INC COM 60770K107 1,045 8,837 SH   SOLE   0 0 8,837
MONDELEZ INTL INC CL A 609207105 806 14,701 SH   SOLE   2,637 0 12,064
MORGAN STANLEY COM NEW 617446448 640 8,104 SH   SOLE   0 0 8,104
NEXTERA ENERGY INC COM 65339F101 1,022 13,031 SH   SOLE   0 0 13,031
NIKE INC CL B 654106103 3,051 36,708 SH   SOLE   2,125 0 34,583
NORTHROP GRUMMAN CORP COM 666807102 301 641 SH   SOLE   0 0 641
NOVARTIS AG SPONSORED ADR 66987V109 3,306 43,499 SH   SOLE   2,400 0 41,099
NOVO-NORDISK A S ADR 670100205 1,357 13,623 SH   SOLE   0 0 13,623
NUCOR CORP COM 670346105 2,014 18,828 SH   SOLE   200 0 18,628
OLD REP INTL CORP COM 680223104 2,472 118,103 SH   SOLE   0 0 118,103
ORACLE CORP COM 68389X105 750 12,286 SH   SOLE   1,100 0 11,186
ORGANON & CO COMMON STOCK 68622V106 1,639 70,064 SH   SOLE   142 0 69,922
PALO ALTO NETWORKS INC COM 697435105 434 2,651 SH   SOLE   0 0 2,651
PAYCHEX INC COM 704326107 5,869 52,307 SH   SOLE   3,415 0 48,892
PEPSICO INC COM 713448108 7,874 48,231 SH   SOLE   3,205 0 45,026
PFIZER INC COM 717081103 5,890 134,598 SH   SOLE   3,860 0 130,738
PHILIP MORRIS INTL INC COM 718172109 835 10,057 SH   SOLE   0 0 10,057
PHILLIPS 66 COM 718546104 373 4,622 SH   SOLE   0 0 4,622
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 411 4,156 SH   SOLE   0 0 4,156
PINNACLE FINL PARTNERS INC COM 72346Q104 4,068 50,162 SH   SOLE   0 0 50,162
POTLATCHDELTIC CORPORATION COM 737630103 209 5,100 SH   SOLE   2,300 0 2,800
PRICE T ROWE GROUP INC COM 74144T108 328 3,125 SH   SOLE   0 0 3,125
PROCTER AND GAMBLE CO COM 742718109 10,285 81,467 SH   SOLE   5,145 0 76,322
PROGRESSIVE CORP COM 743315103 366 3,150 SH   SOLE   0 0 3,150
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 745 13,244 SH   SOLE   800 0 12,444
QUALCOMM INC COM 747525103 1,244 11,010 SH   SOLE   100 0 10,910
RAYTHEON TECHNOLOGIES CORP COM 75513E101 1,158 14,141 SH   SOLE   1,275 0 12,866
REALTY INCOME CORP COM 756109104 202 3,475 SH   SOLE   0 0 3,475
RENASANT CORP COM 75970E107 284 9,094 SH   SOLE   0 0 9,094
RIMINI STR INC DEL COM 76674Q107 75 16,000 SH   SOLE   0 0 16,000
SALESFORCE INC COM 79466L302 1,670 11,613 SH   SOLE   0 0 11,613
SCHWAB CHARLES CORP COM 808513105 574 7,990 SH   SOLE   0 0 7,990
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 1,617 38,504 SH   SOLE   0 0 38,504
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 1,134 20,310 SH   SOLE   0 0 20,310
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 2,053 35,083 SH   SOLE   0 0 35,083
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 825 21,829 SH   SOLE   0 0 21,829
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 3,159 112,291 SH   SOLE   3,900 0 108,391
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 3,557 29,374 SH   SOLE   900 0 28,474
SELECT SECTOR SPDR TR ENERGY 81369Y506 587 8,153 SH   SOLE   3,200 0 4,953
SELECT SECTOR SPDR TR FINANCIAL 81369Y605 3,589 118,223 SH   SOLE   5,915 0 112,308
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 4,212 116,959 SH   SOLE   4,033 0 112,926
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 6,308 96,291 SH   SOLE   3,175 0 93,116
SHELL PLC SPON ADS 780259305 606 12,175 SH   SOLE   0 0 12,175
SIGNATURE BK NEW YORK N Y COM 82669G104 688 4,555 SH   SOLE   50 0 4,505
SILVERGATE CAP CORP CL A 82837P408 2,565 34,046 SH   SOLE   300 0 33,746
SOFI TECHNOLOGIES INC COM 83406F102 161 32,922 SH   SOLE   0 0 32,922
SOUTHERN CO COM 842587107 2,787 40,978 SH   SOLE   1,375 0 39,603
SOUTHWEST AIRLS CO COM 844741108 2,027 65,714 SH   SOLE   0 0 65,714
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,285 3,598 SH   SOLE   0 0 3,598
SPDR SER TR BLOOMBERG INVT 78468R200 5,276 174,137 SH   SOLE   0 0 174,137
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608 427 10,441 SH   SOLE   0 0 10,441
STONEX GROUP INC COM 861896108 6,694 80,704 SH   SOLE   0 0 80,704
STRYKER CORPORATION COM 863667101 715 3,530 SH   SOLE   150 0 3,380
SYNOVUS FINL CORP COM NEW 87161C501 281 7,500 SH   SOLE   0 0 7,500
SYSCO CORP COM 871829107 514 7,271 SH   SOLE   0 0 7,271
TARGET CORP COM 87612E106 258 1,738 SH   SOLE   200 0 1,538
TESLA INC COM 88160R101 385 1,452 SH   SOLE   0 0 1,452
TJX COS INC NEW COM 872540109 699 11,250 SH   SOLE   0 0 11,250
TRUIST FINL CORP COM 89832Q109 873 20,049 SH   SOLE   1,550 0 18,499
UNILEVER PLC SPON ADR NEW 904767704 720 16,413 SH   SOLE   0 0 16,413
UNION PAC CORP COM 907818108 269 1,382 SH   SOLE   0 0 1,382
UNITED CMNTY BKS BLAIRSVLE G COM 90984P303 1,009 30,492 SH   SOLE   0 0 30,492
UNITED PARCEL SERVICE INC CL B 911312106 9,472 58,638 SH   SOLE   1,475 0 57,163
UNITEDHEALTH GROUP INC COM 91324P102 8,158 16,154 SH   SOLE   850 0 15,304
US BANCORP DEL COM NEW 902973304 5,420 134,428 SH   SOLE   3,625 0 130,803
VANECK ETF TRUST SEMICONDUCTR ETF 92189F676 444 2,400 SH   SOLE   0 0 2,400
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 648 8,664 SH   SOLE   0 0 8,664
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 582 8,154 SH   SOLE   250 0 7,904
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 1,158 3,527 SH   SOLE   0 0 3,527
VANGUARD INDEX FDS SM CP VAL ETF 922908611 734 5,119 SH   SOLE   195 0 4,924
VANGUARD INDEX FDS MID CAP ETF 922908629 17,576 93,501 SH   SOLE   1,410 0 92,091
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 793 6,240 SH   SOLE   1,550 0 4,690
VANGUARD INDEX FDS GROWTH ETF 922908736 56,508 264,116 SH   SOLE   4,401 0 259,715
VANGUARD INDEX FDS VALUE ETF 922908744 59,325 480,446 SH   SOLE   8,913 0 471,533
VANGUARD INDEX FDS SMALL CP ETF 922908751 10,296 60,244 SH   SOLE   953 0 59,291
VANGUARD INDEX FDS TOTAL STK MKT 922908769 12,329 68,695 SH   SOLE   0 0 68,695
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 10,909 245,928 SH   SOLE   11,175 0 234,753
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 6,714 183,990 SH   SOLE   4,286 0 179,704
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 201 4,349 SH   SOLE   0 0 4,349
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102 12,742 220,482 SH   SOLE   4,789 0 215,693
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 2,223 29,928 SH   SOLE   200 0 29,728
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 6,996 51,763 SH   SOLE   825 0 50,938
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858 27,661 760,761 SH   SOLE   13,550 0 747,211
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 8,552 90,132 SH   SOLE   3,518 0 86,614
VANGUARD WORLD FDS CONSUM STP ETF 92204A207 489 2,847 SH   SOLE   0 0 2,847
VERIZON COMMUNICATIONS INC COM 92343V104 9,663 254,480 SH   SOLE   6,193 0 248,287
VISA INC COM CL A 92826C839 892 5,020 SH   SOLE   0 0 5,020
WALMART INC COM 931142103 3,113 24,002 SH   SOLE   1,980 0 22,022
WASTE MGMT INC DEL COM 94106L109 2,956 18,448 SH   SOLE   1,535 0 16,913
WELLS FARGO CO NEW COM 949746101 550 13,677 SH   SOLE   1,211 0 12,466
WESTPORT FUEL SYSTEMS INC COM NEW 960908309 22 24,931 SH   SOLE   0 0 24,931
WEX INC COM 96208T104 244 1,925 SH   SOLE   0 0 1,925
WEYERHAEUSER CO MTN BE COM NEW 962166104 4,095 143,395 SH   SOLE   4,095 0 139,300
WISDOMTREE TR EM EX ST-OWNED 97717X578 2,320 94,245 SH   SOLE   0 0 94,245
XCEL ENERGY INC COM 98389B100 248 3,875 SH   SOLE   0 0 3,875
YUM BRANDS INC COM 988498101 456 4,288 SH   SOLE   364 0 3,924
ZOETIS INC CL A 98978V103 217 1,464 SH   SOLE   0 0 1,464