The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102   415,980 4,906 SH   SOLE   0 0 4,906
ALPHABET INC CAP STK CL A 02079K305   594,738 3,142 SH   SOLE   0 0 3,142
ALPS ETF TR ALERIAN ENERGY 00162Q676   860,052 27,610 SH   SOLE   0 0 27,610
AMAZON COM INC COM 023135106   474,537 2,163 SH   SOLE   0 0 2,163
AMERICAN CENTY ETF TR US SML CP VALU 025072877   6,070,404 62,886 SH   SOLE   0 0 62,886
APPLE INC COM 037833100   3,863,159 15,427 SH   SOLE   0 0 15,427
ARK 21SHARES BITCOIN ETF SHS BEN INT 040919102   686,281 7,358 SH   SOLE   0 0 7,358
ARK ETF TR INNOVATION ETF 00214Q104   628,160 11,065 SH   SOLE   0 0 11,065
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   234,799 518 SH   SOLE   0 0 518
CHIPOTLE MEXICAN GRILL INC COM 169656105   373,860 6,200 SH   SOLE   0 0 6,200
DBX ETF TR XTRACK MSCI EAFE 233051200   58,726,372 1,418,511 SH   SOLE   0 0 1,418,511
ETF SER SOLUTIONS AAM LW DUR PFD 26922A198   13,559,316 654,477 SH   SOLE   0 0 654,477
HOME DEPOT INC COM 437076102   413,856 1,064 SH   SOLE   0 0 1,064
INVESCO EXCH TRADED FD TR II S&P EMRNG MKTS 46138E297   7,638,460 326,290 SH   SOLE   0 0 326,290
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   20,231,631 115,458 SH   SOLE   0 0 115,458
INVESCO EXCHANGE TRADED FD T S&P500 EQL HLT 46137V332   20,832,593 711,010 SH   SOLE   0 0 711,010
INVESCO QQQ TR UNIT SER 1 46090E103   9,119,550 17,838 SH   SOLE   0 0 17,838
ISHARES TR US HLTHCARE ETF 464287762   3,228,963 55,414 SH   SOLE   0 0 55,414
ISHARES TR S&P SML 600 GWT 464287887   312,569 2,309 SH   SOLE   0 0 2,309
ISHARES TR RUS 1000 VAL ETF 464287598   292,469 1,580 SH   SOLE   0 0 1,580
ISHARES TR CORE S&P SCP ETF 464287804   643,005 5,581 SH   SOLE   0 0 5,581
ISHARES TR S&P 500 GRWT ETF 464287309   320,632 3,158 SH   SOLE   0 0 3,158
ISHARES TR CORE S&P500 ETF 464287200   206,038 350 SH   SOLE   0 0 350
ISHARES TR S&P 500 VAL ETF 464287408   415,165 2,175 SH   SOLE   0 0 2,175
ISHARES TR MSCI EAFE MIN VL 46429B689   248,699 3,517 SH   SOLE   0 0 3,517
ISHARES TR NATIONAL MUN ETF 464288414   203,473 1,910 SH   SOLE   0 0 1,910
LITMAN GREGORY FDS TR IMGP DBI MANAGED 53700T827   8,379,274 320,309 SH   SOLE   0 0 320,309
MCDONALDS CORP COM 580135101   3,591,416 12,389 SH   SOLE   0 0 12,389
META PLATFORMS INC CL A 30303M102   478,455 817 SH   SOLE   0 0 817
NVIDIA CORPORATION COM 67066G104   250,196 1,863 SH   SOLE   0 0 1,863
OMEGA HEALTHCARE INVS INC COM 681936100   6,775,310 179,004 SH   SOLE   0 0 179,004
PIMCO ETF TR MULTISECTOR BD 72201R585   1,623,845 62,336 SH   SOLE   0 0 62,336
PIMCO ETF TR 0-5 HIGH YIELD 72201R783   493,738 5,237 SH   SOLE   0 0 5,237
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   85,545,187 3,069,436 SH   SOLE   0 0 3,069,436
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   75,014,340 2,877,420 SH   SOLE   0 0 2,877,420
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   32,226,112 1,246,176 SH   SOLE   0 0 1,246,176
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   27,644,207 1,038,085 SH   SOLE   0 0 1,038,085
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   719,543 26,338 SH   SOLE   0 0 26,338
SPDR INDEX SHS FDS ASIA PACIF ETF 78463X301   19,360,675 167,538 SH   SOLE   0 0 167,538
SPDR SER TR S&P 600 SMCP GRW 78464A201   9,491,679 105,055 SH   SOLE   0 0 105,055
SPDR SER TR BLOOMBERG EMERGI 78464A391   874,505 44,778 SH   SOLE   0 0 44,778
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608   5,851,344 140,219 SH   SOLE   0 0 140,219
TARGET CORP COM 87612E106   205,744 1,522 SH   SOLE   0 0 1,522
TESLA INC COM 88160R101   207,170 513 SH   SOLE   0 0 513
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409   1,476,807 28,449 SH   SOLE   0 0 28,449
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   52,539,921 730,634 SH   SOLE   0 0 730,634
VANGUARD INDEX FDS SMALL CP ETF 922908751   12,889,737 53,645 SH   SOLE   0 0 53,645
VANGUARD INDEX FDS GROWTH ETF 922908736   451,554 1,100 SH   SOLE   0 0 1,100
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   918,754 20,862 SH   SOLE   0 0 20,862
VANGUARD WHITEHALL FDS EM MK GOV BD ETF 921946885   2,742,189 43,423 SH   SOLE   0 0 43,423
VANGUARD WORLD FD EXTENDED DUR 921910709   206,749 3,053 SH   SOLE   0 0 3,053
WELLTOWER INC COM 95040Q104   3,547,198 28,146 SH   SOLE   0 0 28,146
WISDOMTREE TR INDIA ERNGS FD 97717W422   267,729 5,914 SH   SOLE   0 0 5,914