The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SPDR S&P 500 ETF TRUST ETF 78462F103   19,014,230 32,443 SH   SOLE   32,443 0 0
NVIDIA CORPORATION COM Stock 67066G104   15,580,594 116,022 SH   SOLE   116,022 0 0
APPLE INC COM Stock 037833100   10,663,931 42,584 SH   SOLE   42,584 0 0
AMAZON COM INC COM Stock 023135106   7,093,098 32,331 SH   SOLE   32,331 0 0
MICROSOFT CORP COM Stock 594918104   6,852,747 16,258 SH   SOLE   16,258 0 0
VANGUARD S&P 500 ETF ETF 922908363   6,505,377 12,074 SH   SOLE   12,073 0 0
DIMENSIONAL EMERGING CORE EQUITY MARKET ETF ETF 25434V302   3,818,957 150,530 SH   SOLE   150,530 0 0
META PLATFORMS INC CL A Stock 30303M102   3,022,152 5,162 SH   SOLE   5,161 0 0
ALPHABET INC CAP STK CL C Stock 02079K107   2,996,002 15,732 SH   SOLE   15,732 0 0
ALPHABET INC CAP STK CL A Stock 02079K305   2,957,290 15,622 SH   SOLE   15,622 0 0
VANGUARD SHORT-TERM TREASURY ETF ETF 92206C102   2,575,832 44,274 SH   SOLE   44,273 0 0
ISHARES RUSSELL 1000 GROWTH ETF ETF 464287614   2,497,175 6,218 SH   SOLE   6,218 0 0
VANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF ETF 92206C870   2,481,413 30,913 SH   SOLE   30,913 0 0
JPMORGAN CHASE & CO. COM Stock 46625H100   2,053,860 8,568 SH   SOLE   8,568 0 0
BROADCOM INC COM Stock 11135F101   1,795,833 7,746 SH   SOLE   7,746 0 0
TESLA INC COM Stock 88160R101   1,670,686 4,137 SH   SOLE   4,137 0 0
VISA INC COM CL A Stock 92826C839   1,495,185 4,731 SH   SOLE   4,731 0 0
ISHARES RUSSELL 1000 VALUE ETF ETF 464287598   1,464,563 7,911 SH   SOLE   7,911 0 0
SPDR PORTFOLIO S&P 500 VALUE ETF ETF 78464A508   1,432,227 28,006 SH   SOLE   28,006 0 0
MASTERCARD INCORPORATED CL A Stock 57636Q104   1,359,077 2,581 SH   SOLE   2,581 0 0
ISHARES DOW JONES U.S. ETF ETF 464287846   1,331,596 9,306 SH   SOLE   9,306 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858   1,310,277 27,400 SH   SOLE   27,400 0 0
VANGUARD TOTAL BOND MARKET ETF ETF 921937835   1,264,224 17,581 SH   SOLE   17,580 0 0
WALMART INC COM Stock 931142103   1,163,889 12,882 SH   SOLE   12,882 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW Stock 084670702   1,148,612 2,534 SH   SOLE   2,534 0 0
COSTCO WHSL CORP NEW COM Stock 22160K105   1,113,491 1,215 SH   SOLE   1,215 0 0
ELI LILLY & CO COM Stock 532457108   1,042,133 1,350 SH   SOLE   1,349 0 0
ORACLE CORP COM Stock 68389X105   962,679 5,777 SH   SOLE   5,777 0 0
NETFLIX INC COM Stock 64110L106   955,382 1,072 SH   SOLE   1,071 0 0
UNITEDHEALTH GROUP INC COM Stock 91324P102   800,732 1,583 SH   SOLE   1,582 0 0
ISHARES RUSSELL 2000 ETF ETF 464287655   729,168 3,300 SH   SOLE   3,300 0 0
DIMENSIONAL EMERGING MARKETS SUSTAINABILITY CORE 1 ETF ETF 25434V682   718,784 21,695 SH   SOLE   21,695 0 0
BERKSHIRE HATHAWAY INC DEL CL A Stock 084670108   680,920 1 SH   SOLE   1 0 0
AMERICAN EXPRESS CO COM Stock 025816109   665,700 2,243 SH   SOLE   2,243 0 0
MCDONALDS CORP COM Stock 580135101   665,587 2,296 SH   SOLE   2,296 0 0
VANGUARD FTSE EMERGING MARKETS ETF ETF 922042858   658,073 14,943 SH   SOLE   14,942 0 0
iShares S&P 500 Growth ETF ETF 464287309   656,290 6,464 SH   SOLE   6,464 0 0
PROCTER AND GAMBLE CO COM Stock 742718109   655,176 3,908 SH   SOLE   3,908 0 0
BANK AMERICA CORP COM Stock 060505104   650,943 14,811 SH   SOLE   14,811 0 0
HOME DEPOT INC COM Stock 437076102   648,446 1,667 SH   SOLE   1,667 0 0
COMCAST CORP NEW CL A Stock 20030N101   645,741 17,206 SH   SOLE   17,206 0 0
SPOTIFY TECHNOLOGY S A SHS Stock L8681T102   631,253 1,411 SH   SOLE   1,411 0 0
JOHNSON & JOHNSON COM Stock 478160104   630,109 4,357 SH   SOLE   4,357 0 0
DFA U.S. Small Cap ETF ETF 25434V500   622,100 9,559 SH   SOLE   9,559 0 0
ISHARES CORE S&P 500 ETF ETF 464287200   612,816 1,041 SH   SOLE   1,041 0 0
INTUIT COM Stock 461202103   611,531 973 SH   SOLE   973 0 0
iShares S&P 500 Value ETF ETF 464287408   601,463 3,151 SH   SOLE   3,151 0 0
SALESFORCE INC COM Stock 79466L302   589,089 1,762 SH   SOLE   1,762 0 0
MERCK & CO INC COM Stock 58933Y105   582,866 5,859 SH   SOLE   5,859 0 0
ACCENTURE PLC IRELAND SHS CLASS A Stock G1151C101   580,454 1,650 SH   SOLE   1,650 0 0
NOVO-NORDISK A S ADR ADR 670100205   565,840 6,578 SH   SOLE   6,578 0 0
SHOPIFY INC CL A Stock 82509L107   538,880 5,068 SH   SOLE   5,068 0 0
BLACKSTONE INC COM Stock 09260D107   537,088 3,115 SH   SOLE   3,115 0 0
ASML HOLDING N V N Y REGISTRY SHS ADR N07059210   532,285 768 SH   SOLE   768 0 0
SPDR DOW JONES INDUSTRIAL AVERAGE ETF TRUST ETF 78467X109   531,764 1,250 SH   SOLE   1,249 0 0
SAP SE SPON ADR ADR 803054204   529,598 2,151 SH   SOLE   2,151 0 0
ISHARES CORE S&P MID-CAP ETF ETF 464287507   521,784 8,374 SH   SOLE   8,374 0 0
WILLIAMS SONOMA INC COM Stock 969904101   500,727 2,704 SH   SOLE   2,704 0 0
ABBVIE INC COM Stock 00287Y109   493,473 2,777 SH   SOLE   2,777 0 0
EXXON MOBIL CORP COM Stock 30231G102   491,810 4,572 SH   SOLE   4,572 0 0
APPLIED MATLS INC COM Stock 038222105   478,945 2,945 SH   SOLE   2,945 0 0
TECHNOLOGY SELECT SECTOR SPDR FUND ETF 81369Y803   469,458 2,019 SH   SOLE   2,019 0 0
WELLS FARGO CO NEW COM Stock 949746101   466,113 6,636 SH   SOLE   6,636 0 0
NEXTERA ENERGY INC COM Stock 65339F101   458,314 6,393 SH   SOLE   6,393 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS ADR 874039100   443,958 2,248 SH   SOLE   2,248 0 0
SERVICENOW INC COM Stock 81762P102   437,219 412 SH   SOLE   412 0 0
QUALCOMM INC COM Stock 747525103   430,290 2,801 SH   SOLE   2,801 0 0
ISHARES CORE MSCI EMERGING MARKETS ETF ETF 46434G103   426,220 8,162 SH   SOLE   8,162 0 0
GOLDMAN SACHS GROUP INC COM Stock 38141G104   426,029 744 SH   SOLE   744 0 0
VANGUARD SMALL-CAP ETF ETF 922908751   424,815 1,768 SH   SOLE   1,768 0 0
ADOBE INC COM Stock 00724F101   420,563 946 SH   SOLE   945 0 0
CISCO SYS INC COM Stock 17275R102   410,789 6,939 SH   SOLE   6,939 0 0
TEXAS INSTRS INC COM Stock 882508104   409,897 2,186 SH   SOLE   2,186 0 0
ISHARES MSCI EAFE ETF ETF 464287465   407,799 5,393 SH   SOLE   5,393 0 0
TOAST INC CL A Stock 888787108   401,460 11,014 SH   SOLE   11,014 0 0
SPDR S&P MIDCAP 400 ETF TRUST ETF 78467Y107   391,301 687 SH   SOLE   687 0 0
DIMENSIONAL EMERGING MARKETS CORE EQUITY 2 ETF ETF 25434V732   388,136 14,820 SH   SOLE   14,820 0 0
ABBOTT LABS COM Stock 002824100   387,741 3,428 SH   SOLE   3,428 0 0
INTUITIVE SURGICAL INC COM NEW Stock 46120E602   381,031 730 SH   SOLE   730 0 0
PEPSICO INC COM Stock 713448108   375,588 2,470 SH   SOLE   2,470 0 0
ISHARES MSCI EMERGING MARKETS ETF ETF 464287234   373,829 8,939 SH   SOLE   8,939 0 0
SHELL PLC SPON ADS ADR 780259305   364,372 5,816 SH   SOLE   5,816 0 0
ABRDN PHYSICAL PRECIOUS METALS BASKET SHARES ETF ETF 003263100   362,340 3,300 SH   SOLE   3,300 0 0
THERMO FISHER SCIENTIFIC INC COM Stock 883556102   362,208 696 SH   SOLE   696 0 0
SCHWAB U.S. SMALL-CAP ETF ETF 808524607   362,040 14,000 SH   SOLE   14,000 0 0
MORGAN STANLEY COM NEW Stock 617446448   358,176 2,849 SH   SOLE   2,849 0 0
FIDELITY MSCI INFORMATION TECHNOLOGY INDEX ETF ETF 316092808   355,971 1,925 SH   SOLE   1,925 0 0
NOVARTIS AG SPONSORED ADR ADR 66987V109   349,051 3,587 SH   SOLE   3,587 0 0
ALTRIA GROUP INC COM Stock 02209S103   347,467 6,645 SH   SOLE   6,645 0 0
PALO ALTO NETWORKS INC COM Stock 697435105   346,634 1,905 SH   SOLE   1,905 0 0
INTERNATIONAL BUSINESS MACHS COM Stock 459200101   344,398 1,567 SH   SOLE   1,566 0 0
FLEXSHARES MORNINGSTAR GLOBAL UPSTREAM NATURAL RESOURCES INDEX FUND ETF 33939L407   343,166 9,438 SH   SOLE   9,438 0 0
DISNEY WALT CO COM Stock 254687106   339,520 3,049 SH   SOLE   3,049 0 0
VERIZON COMMUNICATIONS INC COM Stock 92343V104   335,076 8,379 SH   SOLE   8,379 0 0
MANULIFE FINL CORP COM Stock 56501R106   326,202 10,622 SH   SOLE   10,622 0 0
BOOKING HOLDINGS INC COM Stock 09857L108   322,947 65 SH   SOLE   65 0 0
PHILIP MORRIS INTL INC COM Stock 718172109   320,973 2,667 SH   SOLE   2,667 0 0
DANAHER CORPORATION COM Stock 235851102   319,534 1,392 SH   SOLE   1,392 0 0
TOYOTA MOTOR CORP ADS ADR 892331307   317,020 1,629 SH   SOLE   1,629 0 0
LINDE PLC SHS Stock G54950103   316,933 757 SH   SOLE   757 0 0
CHEVRON CORP NEW COM Stock 166764100   309,185 2,135 SH   SOLE   2,134 0 0
AT&T INC COM Stock 00206R102   307,873 13,521 SH   SOLE   13,521 0 0
INTERCONTINENTAL EXCHANGE INC COM Stock 45866F104   304,129 2,041 SH   SOLE   2,041 0 0
CADENCE DESIGN SYSTEM INC COM Stock 127387108   296,854 988 SH   SOLE   988 0 0
ARISTA NETWORKS INC COM SHS Stock 040413205   291,357 2,636 SH   SOLE   2,636 0 0
UNILEVER PLC SPON ADR NEW ADR 904767704   286,732 5,057 SH   SOLE   5,057 0 0
CAPITAL ONE FINL CORP COM Stock 14040H105   286,204 1,605 SH   SOLE   1,605 0 0
ARES CAPITAL CORP COM CEF 04010L103   284,570 13,000 SH   SOLE   13,000 0 0
VERTEX PHARMACEUTICALS INC COM Stock 92532F100   276,252 686 SH   SOLE   686 0 0
Vanguard Growth ETF ETF 922908736   276,226 673 SH   SOLE   673 0 0
BOSTON SCIENTIFIC CORP COM Stock 101137107   272,605 3,052 SH   SOLE   3,052 0 0
CITIGROUP INC COM NEW Stock 172967424   270,368 3,841 SH   SOLE   3,841 0 0
ASTRAZENECA PLC SPONSORED ADR ADR 046353108   268,960 4,105 SH   SOLE   4,105 0 0
STRYKER CORPORATION COM Stock 863667101   268,597 746 SH   SOLE   746 0 0
HSBC HLDGS PLC SPON ADR NEW ADR 404280406   267,331 5,405 SH   SOLE   5,405 0 0
SCHWAB FUNDAMENTAL INTERNATIONAL EQUITY ETF ETF 808524755   265,680 8,000 SH   SOLE   8,000 0 0
ISHARES MSCI JAPAN ETF ETF 46434G822   262,831 3,917 SH   SOLE   3,917 0 0
INVESCO S&P 500 EQUAL WEIGHT TECHNOLOGY ETF ETF 46137V282   261,940 7,000 SH   SOLE   7,000 0 0
LAM RESEARCH CORP COM NEW Stock 512807306   259,378 3,591 SH   SOLE   3,591 0 0
CONOCOPHILLIPS COM Stock 20825C104   256,652 2,588 SH   SOLE   2,588 0 0
ENTERPRISE PRODS PARTNERS L P COM Stock 293792107   256,619 8,183 SH   SOLE   8,183 0 0
NU HLDGS LTD ORD SHS CL A Stock G6683N103   253,716 24,490 SH   SOLE   24,490 0 0
GENERAL MTRS CO COM Stock 37045V100   250,262 4,698 SH   SOLE   4,698 0 0
GILEAD SCIENCES INC COM Stock 375558103   246,443 2,668 SH   SOLE   2,668 0 0
FISERV INC COM Stock 337738108   245,682 1,196 SH   SOLE   1,196 0 0
ROCKWELL AUTOMATION INC COM Stock 773903109   245,494 859 SH   SOLE   859 0 0
COCA COLA CO COM Stock 191216100   245,242 3,939 SH   SOLE   3,939 0 0
GE AEROSPACE COM NEW Stock 369604301   244,347 1,465 SH   SOLE   1,465 0 0
UBS GROUP AG SHS Stock H42097107   237,678 7,839 SH   SOLE   7,839 0 0
JPMORGAN BETABUILDERS CANADA ETF ETF 46641Q225   237,465 3,364 SH   SOLE   3,364 0 0
INVESCO QQQ TRUST SERIES I ETF 46090E103   235,166 460 SH   SOLE   460 0 0
THE CIGNA GROUP COM Stock 125523100   234,167 848 SH   SOLE   848 0 0
ISHARES U.S. TREASURY BOND ETF ETF 46429B267   230,489 10,030 SH   SOLE   10,030 0 0
TARGET CORP COM Stock 87612E106   230,212 1,703 SH   SOLE   1,703 0 0
LOWES COS INC COM Stock 548661107   229,524 930 SH   SOLE   930 0 0
Vanguard Value ETF ETF 922908744   229,063 1,353 SH   SOLE   1,353 0 0
FLEXSHARES STOXX GLOBAL BROAD INFRASTRUCTURE INDEX FUND ETF 33939L795   228,279 4,210 SH   SOLE   4,210 0 0
BLACKROCK INC COM Stock 09290D101   227,574 222 SH   SOLE   222 0 0
SONY GROUP CORP SPONSORED ADR ADR 835699307   227,385 10,746 SH   SOLE   10,746 0 0
TJX COS INC NEW COM Stock 872540109   225,915 1,870 SH   SOLE   1,870 0 0
ISHARES 7-10 YEAR TREASURY BOND ETF ETF 464287440   225,486 2,439 SH   SOLE   2,439 0 0
EQUINIX INC COM REIT 29444U700   225,351 239 SH   SOLE   239 0 0
VANGUARD SMALL CAP VALUE ETF ETF 922908611   224,934 1,135 SH   SOLE   1,135 0 0
T-MOBILE US INC COM Stock 872590104   219,406 994 SH   SOLE   994 0 0
ADVANCED MICRO DEVICES INC COM Stock 007903107   217,784 1,803 SH   SOLE   1,803 0 0
TOTALENERGIES SE SPONSORED ADS ADR 89151E109   217,728 3,995 SH   SOLE   3,995 0 0
ISHARES MSCI INDIA ETF ETF 46429B598   216,877 4,120 SH   SOLE   4,120 0 0
PROGRESSIVE CORP COM Stock 743315103   214,451 895 SH   SOLE   895 0 0
FLEXSHARES GLOBAL QUALITY REAL ESTATE INDEX FUND ETF 33939L787   211,978 3,720 SH   SOLE   3,720 0 0
AUTODESK INC COM Stock 052769106   211,924 717 SH   SOLE   717 0 0
ISHARES NEW YORK MUNI BOND ETF ETF 464288323   208,463 3,917 SH   SOLE   3,917 0 0
MEDTRONIC PLC SHS Stock G5960L103   206,969 2,591 SH   SOLE   2,591 0 0
INVESCO S&P 500 EQUAL WEIGHT HEALTH CARE ETF ETF 46137V332   205,100 7,000 SH   SOLE   7,000 0 0
BANCO BILBAO VIZCAYA ARGENTARI SPONSORED ADR ADR 05946K101   204,110 20,999 SH   SOLE   20,999 0 0
COLGATE PALMOLIVE CO COM Stock 194162103   202,547 2,228 SH   SOLE   2,228 0 0
CELESTICA INC COM Stock 15101Q207   202,045 2,189 SH   SOLE   2,189 0 0
PARAMOUNT GLOBAL CLASS B COM Stock 92556H206   185,895 17,772 SH   SOLE   17,772 0 0
MITSUBISHI UFJ FINL GROUP INC SPONSORED ADS ADR 606822104   172,800 14,744 SH   SOLE   14,744 0 0
BANCO SANTANDER S.A. ADR ADR 05964H105   168,460 36,943 SH   SOLE   36,943 0 0
HALEON PLC SPON ADS ADR 405552100   155,120 16,260 SH   SOLE   16,260 0 0
VIATRIS INC COM Stock 92556V106   135,319 10,869 SH   SOLE   10,869 0 0
VODAFONE GROUP PLC NEW SPONSORED ADR ADR 92857W308   116,865 13,765 SH   SOLE   13,765 0 0
MIZUHO FINANCIAL GROUP INC SPONSORED ADR ADR 60687Y109   89,096 18,220 SH   SOLE   18,220 0 0
VEREN INC COM NEW Stock 92340V107   77,213 15,022 SH   SOLE   15,022 0 0
ICL GROUP LTD SHS Stock M53213100   58,716 11,854 SH   SOLE   11,854 0 0
LLOYDS BANKING GROUP PLC SPONSORED ADR ADR 539439109   49,648 18,253 SH   SOLE   18,253 0 0
AMBEV SA SPONSORED ADR ADR 02319V103   23,926 12,933 SH   SOLE   12,933 0 0