The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 7,865 296,003 SH   SOLE   0 0 296,003
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 4,500 173,898 SH   SOLE   0 0 173,898
ISHARES TR CORE S&P TTL STK 464287150 2,510 25,517 SH   SOLE   0 0 25,517
ISHARES TR TIPS BD ETF 464287176 1,424 11,151 SH   SOLE   0 0 11,151
ISHARES TR CORE US AGGBD ET 464287226 12,809 111,550 SH   SOLE   0 0 111,550
ISHARES TR MSCI EMG MKT ETF 464287234 1,204 23,901 SH   SOLE   0 0 23,901
ISHARES TR S&P 500 GRWT ETF 464287309 7,804 105,582 SH   SOLE   0 0 105,582
ISHARES TR S&P 500 VAL ETF 464287408 8,652 59,499 SH   SOLE   0 0 59,499
ISHARES TR 1 3 YR TREAS BD 464287457 1,025 11,895 SH   SOLE   0 0 11,895
ISHARES TR MSCI EAFE ETF 464287465 1,193 15,292 SH   SOLE   0 0 15,292
ISHARES TR CORE S&P MCP ETF 464287507 5,928 22,533 SH   SOLE   0 0 22,533
ISHARES TR RUS 1000 VAL ETF 464287598 1,864 11,908 SH   SOLE   0 0 11,908
ISHARES TR RUS 1000 GRW ETF 464287614 4,657 16,994 SH   SOLE   0 0 16,994
ISHARES TR CORE S&P SCP ETF 464287804 2,519 23,070 SH   SOLE   0 0 23,070
ISHARES TR JPMORGAN USD EMG 464288281 2,441 22,180 SH   SOLE   0 0 22,180
ISHARES TR NATIONAL MUN ETF 464288414 15,943 137,238 SH   SOLE   0 0 137,238
ISHARES TR PFD AND INCM SEC 464288687 635 16,368 SH   SOLE   0 0 16,368
ISHARES TR US TREAS BD ETF 46429B267 373 14,052 SH   SOLE   0 0 14,052
ISHARES U S ETF TR GSCI CMDTY STGY 46431W853 1,406 39,233 SH   SOLE   0 0 39,233
ISHARES TR MSCI USA VALUE 46432F388 4,052 40,236 SH   SOLE   0 0 40,236
ISHARES TR CORE MSCI TOTAL 46432F834 1,025 14,431 SH   SOLE   0 0 14,431
ISHARES TR CORE MSCI EAFE 46432F842 12,069 162,550 SH   SOLE   0 0 162,550
ISHARES INC CORE MSCI EMKT 46434G103 3,272 52,977 SH   SOLE   0 0 52,977
ISHARES TR IBONDS DEC22 ETF 46434VBA7 317 12,501 SH   SOLE   0 0 12,501
ISHARES TR IBONDS DEC 26 46435U259 504 18,757 SH   SOLE   0 0 18,757
ISHARES TR IBONDS DEC 27 46435U283 501 18,565 SH   SOLE   0 0 18,565
ISHARES TR IBONDS DEC 28 46435U325 519 19,080 SH   SOLE   0 0 19,080
J P MORGAN EXCHANGE-TRADED F ULTRA SHT MUNCPL 46641Q654 2,740 53,643 SH   SOLE   0 0 53,643
J P MORGAN EXCHANGE-TRADED F ULTRA SHRT INC 46641Q837 3,158 62,263 SH   SOLE   0 0 62,263
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 733 25,313 SH   SOLE   0 0 25,313
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 1,306 12,577 SH   SOLE   0 0 12,577
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 5,673 38,307 SH   SOLE   0 0 38,307
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 5,123 75,914 SH   SOLE   0 0 75,914
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 426 13,980 SH   SOLE   0 0 13,980
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 931 24,051 SH   SOLE   0 0 24,051
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 2,336 15,208 SH   SOLE   0 0 15,208
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 1,072 12,543 SH   SOLE   0 0 12,543
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 4,960 98,239 SH   SOLE   0 0 98,239
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 1,484 27,094 SH   SOLE   0 0 27,094