The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AFLAC, Inc. Com 001055102 573 12,182 SH   SOLE 0 12,182 0 0
AFLAC, Inc. Com 001055102 56 1,200 SH   DFND 0 1,200 0 0
Alerian MLP-ETF Com 00162Q866 708 66,313 SH   SOLE 0 66,313 0 0
Alerian MLP-ETF Com 00162Q866 73 6,825 SH   DFND 0 6,825 0 0
AT&T Inc. Com Com 00206R102 5,416 161,284 SH   SOLE 0 161,219 0 65
AT&T Inc. Com Com 00206R102 464 13,824 SH   DFND 0 13,824 0 0
Abbott Laboratories Com 002824100 863 11,767 SH   SOLE 0 11,767 0 0
Abbott Laboratories Com 002824100 179 2,442 SH   DFND 0 2,442 0 0
AbbVie Inc Com 00287Y109 3,242 34,280 SH   SOLE 0 34,230 0 50
AbbVie Inc Com 00287Y109 427 4,515 SH   DFND 0 4,515 0 0
Air Products & Chemicals Com 009158106 555 3,320 SH   SOLE 0 3,320 0 0
Alliance Data Systems Corp Com 018581108 961 4,070 SH   SOLE 0 4,070 0 0
Alliance Data Systems Corp Com 018581108 20 85 SH   DFND 0 85 0 0
Alphabet Inc Cl C Com 02079K107 816 684 SH   SOLE 0 684 0 0
Alphabet Inc Cl C Com 02079K107 143 120 SH   DFND 0 120 0 0
Alphabet Inc. Cl A Com 02079K305 2,098 1,738 SH   SOLE 0 1,738 0 0
Alphabet Inc. Cl A Com 02079K305 94 78 SH   DFND 0 78 0 0
Altria Group Inc. Com 02209S103 2,367 39,245 SH   SOLE 0 39,170 0 75
Altria Group Inc. Com 02209S103 272 4,506 SH   DFND 0 4,506 0 0
Amazon.Com, Inc. Com 023135106 180 90 SH   SOLE 0 90 0 0
Amazon.Com, Inc. Com 023135106 120 60 SH   DFND 0 60 0 0
American Express Co Com 025816109 1,164 10,933 SH   SOLE 0 10,933 0 0
American Express Co Com 025816109 1,089 10,225 SH   DFND 0 10,225 0 0
Ameriprise Financial, Inc. Com 03076C106 585 3,965 SH   SOLE 0 3,965 0 0
Ameriprise Financial, Inc. Com 03076C106 55 375 SH   DFND 0 375 0 0
Amgen Inc. Com 031162100 2,070 9,988 SH   SOLE 0 9,988 0 0
Amgen Inc. Com 031162100 111 537 SH   DFND 0 537 0 0
Apple, Inc. Com 037833100 9,958 44,112 SH   SOLE 0 44,082 0 30
Apple, Inc. Com 037833100 866 3,837 SH   DFND 0 3,837 0 0
Applied Materials Inc. Com 038222105 1,459 37,749 SH   SOLE 0 37,709 0 40
Applied Materials Inc. Com 038222105 56 1,455 SH   DFND 0 1,455 0 0
Automatic Data Processing Com 053015103 1,270 8,432 SH   SOLE 0 8,432 0 0
Automatic Data Processing Com 053015103 108 715 SH   DFND 0 715 0 0
BB&T Corp. com Com 054937107 1,301 26,797 SH   SOLE 0 26,797 0 0
BB&T Corp. com Com 054937107 73 1,497 SH   DFND 0 1,497 0 0
BB&T Corporation 5.2 12/31/49 Pfd Pfd Stk 054937800 990 40,271 SH   SOLE 0 40,271 0 0
BB&T Corporation 5.2 12/31/49 Pfd Pfd Stk 054937800 26 1,070 SH   DFND 0 1,070 0 0
Bank Of America Corporation Com 060505104 953 32,341 SH   SOLE 0 32,341 0 0
Bank Of America Corporation Com 060505104 59 2,005 SH   DFND 0 2,005 0 0
Bank of NY Mellon 5.2 12/31/49 Pfd Pfd Stk 064058209 672 27,035 SH   SOLE 0 27,035 0 0
Bank of NY Mellon 5.2 12/31/49 Pfd Pfd Stk 064058209 19 750 SH   DFND 0 750 0 0
Becton, Dickinson and Co. Com 075887109 536 2,054 SH   SOLE 0 2,054 0 0
Berkshire Hathaway Inc Cl B Com 084670702 255 1,190 SH   SOLE 0 1,165 0 25
BHP Group Limited Spon ADR Com 088606108 341 6,844 SH   SOLE 0 6,844 0 0
BHP Group Limited Spon ADR Com 088606108 20 403 SH   DFND 0 403 0 0
Biogen Inc. Com 09062X103 2,603 7,368 SH   SOLE 0 7,358 0 10
Biogen Inc. Com 09062X103 19 55 SH   DFND 0 55 0 0
Blackrock Inc Com 09247X101 1,441 3,058 SH   SOLE 0 3,058 0 0
Blackrock Inc Com 09247X101 61 130 SH   DFND 0 130 0 0
Boeing Co Com 097023105 4,696 12,627 SH   SOLE 0 12,617 0 10
Boeing Co Com 097023105 315 846 SH   DFND 0 846 0 0
Bristol Myers Squibb Co. Com 110122108 2,121 34,163 SH   SOLE 0 34,113 0 50
Bristol Myers Squibb Co. Com 110122108 422 6,790 SH   DFND 0 6,790 0 0
Cigna Corp. Com 125509109 577 2,771 SH   DFND 0 2,771 0 0
CVS Health Corp Com 126650100 2,409 30,601 SH   SOLE 0 30,556 0 45
CVS Health Corp Com 126650100 124 1,571 SH   DFND 0 1,571 0 0
Capital One Financial Corp. Com 14040H105 1,588 16,729 SH   SOLE 0 16,729 0 0
Capital One Financial Corp. Com 14040H105 80 845 SH   DFND 0 845 0 0
Carnival Corp Com 143658300 880 13,796 SH   SOLE 0 13,796 0 0
Carnival Corp Com 143658300 45 710 SH   DFND 0 710 0 0
Caterpillar Inc. Com 149123101 1,098 7,202 SH   SOLE 0 7,202 0 0
Caterpillar Inc. Com 149123101 37 242 SH   DFND 0 242 0 0
Chevron Corp com Com 166764100 3,732 30,521 SH   SOLE 0 30,481 0 40
Chevron Corp com Com 166764100 414 3,383 SH   DFND 0 3,383 0 0
Cisco Systems, Inc. Com 17275R102 3,477 71,479 SH   SOLE 0 71,404 0 75
Cisco Systems, Inc. Com 17275R102 384 7,891 SH   DFND 0 7,891 0 0
Citrix Systems Inc Com 177376100 1,001 9,006 SH   SOLE 0 9,006 0 0
Citrix Systems Inc Com 177376100 18 160 SH   DFND 0 160 0 0
Coca Cola Com 191216100 1,343 29,085 SH   SOLE 0 29,085 0 0
Coca Cola Com 191216100 1,146 24,815 SH   DFND 0 24,815 0 0
Cognizant Tech Solutions-A Com 192446102 1,823 23,633 SH   SOLE 0 23,633 0 0
Cognizant Tech Solutions-A Com 192446102 24 310 SH   DFND 0 310 0 0
ComCast Corporation Cl A Com 20030N101 1,460 41,225 SH   SOLE 0 41,155 0 70
ComCast Corporation Cl A Com 20030N101 126 3,560 SH   DFND 0 3,560 0 0
ConocoPhillips Com 20825C104 305 3,946 SH   SOLE 0 3,946 0 0
ConocoPhillips Com 20825C104 814 10,517 SH   DFND 0 10,517 0 0
Consolidated Edison Inc. Com 209115104 834 10,951 SH   SOLE 0 10,951 0 0
Consolidated Edison Inc. Com 209115104 364 4,775 SH   DFND 0 4,775 0 0
Costco Wholesale Corporation Com 22160K105 312 1,327 SH   SOLE 0 1,327 0 0
Costco Wholesale Corporation Com 22160K105 144 615 SH   DFND 0 615 0 0
Cummins, Inc. Com 231021106 1,099 7,524 SH   SOLE 0 7,524 0 0
Cummins, Inc. Com 231021106 7 45 SH   DFND 0 45 0 0
Danaher Corp. Com Com 235851102 470 4,322 SH   SOLE 0 4,322 0 0
Darden Restaurants Inc. Com 237194105 1,739 15,638 SH   SOLE 0 15,638 0 0
Darden Restaurants Inc. Com 237194105 173 1,559 SH   DFND 0 1,559 0 0
Deere & Co. Com 244199105 368 2,446 SH   SOLE 0 2,446 0 0
Deere & Co. Com 244199105 60 400 SH   DFND 0 400 0 0
The Walt Disney Company Com 254687106 2,609 22,307 SH   SOLE 0 22,307 0 0
The Walt Disney Company Com 254687106 107 911 SH   DFND 0 911 0 0
Dominion Energy Inc. Com 25746U109 1,117 15,898 SH   SOLE 0 15,898 0 0
Dominion Energy Inc. Com 25746U109 166 2,356 SH   DFND 0 2,356 0 0
DowDupont Inc Com 26078J100 2,594 40,340 SH   SOLE 0 40,295 0 45
DowDupont Inc Com 26078J100 470 7,316 SH   DFND 0 7,316 0 0
Duke Energy Corp Com 26441C204 1,959 24,476 SH   SOLE 0 24,476 0 0
Duke Energy Corp Com 26441C204 137 1,707 SH   DFND 0 1,707 0 0
Duke Energy Corp 5.125 01/15/73 Pfd Pfd Stk 26441C303 324 13,375 SH   SOLE 0 13,375 0 0
Duke Energy Corp 5.125 01/15/73 Pfd Pfd Stk 26441C303 8 350 SH   DFND 0 350 0 0
Ecolab Inc Com Com 278865100 13 85 SH   SOLE 0 85 0 0
Ecolab Inc Com Com 278865100 1,033 6,587 SH   DFND 0 6,587 0 0
Emerson Electric Co Com 291011104 412 5,377 SH   SOLE 0 5,377 0 0
Emerson Electric Co Com 291011104 87 1,133 SH   DFND 0 1,133 0 0
Entergy Corp. Com 29364G103 604 7,448 SH   SOLE 0 7,448 0 0
Entergy Corp. Com 29364G103 71 880 SH   DFND 0 880 0 0
Exelon Corp. Com 30161N101 971 22,251 SH   SOLE 0 22,211 0 40
Exelon Corp. Com 30161N101 111 2,540 SH   DFND 0 2,540 0 0
Exxon Mobil Corporation Com 30231G102 4,218 49,615 SH   SOLE 0 49,615 0 0
Exxon Mobil Corporation Com 30231G102 571 6,714 SH   DFND 0 6,714 0 0
Facebook Inc Com 30303M102 940 5,713 SH   SOLE 0 5,713 0 0
Facebook Inc Com 30303M102 28 170 SH   DFND 0 170 0 0
F5 Networks Inc Com 315616102 1,319 6,614 SH   SOLE 0 6,589 0 25
F5 Networks Inc Com 315616102 43 215 SH   DFND 0 215 0 0
General Electric Co Com 369604103 2,476 219,319 SH   SOLE 0 219,319 0 0
General Electric Co Com 369604103 339 29,986 SH   DFND 0 29,986 0 0
Gilead Sciences, Inc. Com 375558103 3,213 41,611 SH   SOLE 0 41,581 0 30
Gilead Sciences, Inc. Com 375558103 173 2,245 SH   DFND 0 2,245 0 0
Glaxosmithkline Plc Sponsored ADR Com 37733W105 134 3,328 SH   SOLE 0 3,328 0 0
Glaxosmithkline Plc Sponsored ADR Com 37733W105 402 10,000 SH   DFND 0 10,000 0 0
Goldman Sachs Group Inc. Com 38141G104 627 2,797 SH   SOLE 0 2,797 0 0
Goldman Sachs Group Inc. Com 38141G104 9 40 SH   DFND 0 40 0 0
HCP Inc. Com REIT Com 40414L109 1,015 38,571 SH   SOLE 0 38,571 0 0
HCP Inc. Com REIT Com 40414L109 18 700 SH   DFND 0 700 0 0
HP Inc. Com 40434L105 462 17,930 SH   SOLE 0 17,930 0 0
HP Inc. Com 40434L105 99 3,835 SH   DFND 0 3,835 0 0
Home Depot, Inc. Com 437076102 1,811 8,743 SH   SOLE 0 8,728 0 15
Home Depot, Inc. Com 437076102 618 2,985 SH   DFND 0 2,985 0 0
Honeywell International Inc. Com 438516106 545 3,274 SH   SOLE 0 3,274 0 0
Honeywell International Inc. Com 438516106 330 1,981 SH   DFND 0 1,981 0 0
Independent Bank Corp Mass Com 453836108 758 9,180 SH   SOLE 0 9,180 0 0
Independent Bank Corp Mass Com 453836108 287 3,469 SH   DFND 0 3,469 0 0
Intel Corp Com 458140100 4,827 102,073 SH   SOLE 0 102,073 0 0
Intel Corp Com 458140100 437 9,234 SH   DFND 0 9,234 0 0
International Business Machines Com 459200101 3,273 21,645 SH   SOLE 0 21,625 0 20
International Business Machines Com 459200101 441 2,916 SH   DFND 0 2,916 0 0
International Paper Com 460146103 849 17,269 SH   SOLE 0 17,269 0 0
International Paper Com 460146103 80 1,624 SH   DFND 0 1,624 0 0
Intuit Inc Com 461202103 687 3,021 SH   SOLE 0 3,021 0 0
Invesco S&P SmallCap 600 Pure Growth-ETF Com 46137V175 438 3,270 SH   SOLE 0 3,270 0 0
Invesco S&P SmallCap 600 Pure Growth-ETF Com 46137V175 19 145 SH   DFND 0 145 0 0
Invesco S&P 500 Pure Growth-ETF Com 46137V266 475 3,952 SH   SOLE 0 3,952 0 0
Invesco S&P 500 Pure Growth-ETF Com 46137V266 101 840 SH   DFND 0 840 0 0
Invesco Dynamic L/C Value-ETF Com 46137V738 869 23,246 SH   SOLE 0 23,246 0 0
Invesco Dynamic L/C Value-ETF Com 46137V738 227 6,080 SH   DFND 0 6,080 0 0
Invesco II Pfd-ETF Pfd Stk 46138E511 10,040 701,131 SH   SOLE 0 700,531 0 600
Invesco II Pfd-ETF Pfd Stk 46138E511 630 44,009 SH   DFND 0 44,009 0 0
Iron Mountain Inc. Com 46284V101 427 12,378 SH   DFND 0 12,378 0 0
IShares TR - ETF Com 464286533 907 15,299 SH   SOLE 0 15,299 0 0
IShares TR - ETF Com 464286533 14 242 SH   DFND 0 242 0 0
iShares Barclays TIPS Bond Fund ETF Com 464287176 617 5,580 SH   SOLE 0 5,580 0 0
iShares Barclays TIPS Bond Fund ETF Com 464287176 97 875 SH   DFND 0 875 0 0
Ishares Core U.S. Aggregate-ETF Com 464287226 8,277 78,437 SH   SOLE 0 78,437 0 0
Ishares Core U.S. Aggregate-ETF Com 464287226 122 1,158 SH   DFND 0 1,158 0 0
iShares MSCI EAFE Index - ETF Com 464287465 350 5,141 SH   SOLE 0 5,141 0 0
iShares MSCI EAFE Index - ETF Com 464287465 134 1,969 SH   DFND 0 1,969 0 0
JPMorgan Chase & Company Com 46625H100 5,936 52,609 SH   SOLE 0 52,584 0 25
JPMorgan Chase & Company Com 46625H100 1,072 9,504 SH   DFND 0 9,504 0 0
Johnson & Johnson Com 478160104 4,268 30,888 SH   SOLE 0 30,888 0 0
Johnson & Johnson Com 478160104 625 4,521 SH   DFND 0 4,521 0 0
JPMorgan Chase & Co. 6.3 12/31/49 Pfd Stk 481246700 266 10,315 SH   SOLE 0 10,315 0 0
JPMorgan Chase & Co. 6.3 12/31/49 Pfd Stk 481246700 14 550 SH   DFND 0 550 0 0
Kimberly-Clark Corp Com 494368103 2,383 20,968 SH   SOLE 0 20,968 0 0
Kimberly-Clark Corp Com 494368103 139 1,220 SH   DFND 0 1,220 0 0
Lilly, Eli & Co Com 532457108 1,901 17,717 SH   SOLE 0 17,717 0 0
Lilly, Eli & Co Com 532457108 138 1,285 SH   DFND 0 1,285 0 0
Lockheed Martin Corporation Com 539830109 698 2,018 SH   SOLE 0 2,018 0 0
Lockheed Martin Corporation Com 539830109 69 200 SH   DFND 0 200 0 0
Lowe's Companies, Inc. Com 548661107 3,377 29,413 SH   SOLE 0 29,373 0 40
Lowe's Companies, Inc. Com 548661107 118 1,030 SH   DFND 0 1,030 0 0
M&T Bank Corporation Com 55261F104 1,645 10,000 SH   DFND 0 10,000 0 0
Maxim Integrated Com Com 57772K101 423 7,510 SH   SOLE 0 7,510 0 0
Maxim Integrated Com Com 57772K101 23 415 SH   DFND 0 415 0 0
McDonald's Corp. Com 580135101 2,556 15,277 SH   SOLE 0 15,277 0 0
McDonald's Corp. Com 580135101 366 2,188 SH   DFND 0 2,188 0 0
Merck & Co. Inc. Com 58933Y105 2,762 38,934 SH   SOLE 0 38,934 0 0
Merck & Co. Inc. Com 58933Y105 270 3,811 SH   DFND 0 3,811 0 0
MetLife Inc. Com Com 59156R108 568 12,161 SH   SOLE 0 12,161 0 0
MetLife Inc. Com Com 59156R108 17 355 SH   DFND 0 355 0 0
Microsoft Corp Com 594918104 5,353 46,808 SH   SOLE 0 46,808 0 0
Microsoft Corp Com 594918104 680 5,949 SH   DFND 0 5,949 0 0
Microchip Technology Inc. Com 595017104 1,863 23,604 SH   SOLE 0 23,554 0 50
Microchip Technology Inc. Com 595017104 228 2,884 SH   DFND 0 2,884 0 0
Mondelez Int'l Inc Com Com 609207105 201 4,674 SH   SOLE 0 4,674 0 0
National Grid Plc-SP ADR Com 636274409 611 11,788 SH   SOLE 0 11,788 0 0
National Grid Plc-SP ADR Com 636274409 74 1,421 SH   DFND 0 1,421 0 0
NextEra Energy Inc. Com 65339F101 2,204 13,152 SH   SOLE 0 13,144 0 8
NextEra Energy Inc. Com 65339F101 325 1,937 SH   DFND 0 1,937 0 0
Nextera Energy Capital 5 01/15/73 Pfd Pfd Stk 65339K886 283 11,984 SH   SOLE 0 11,984 0 0
Nextera Energy Capital 5 01/15/73 Pfd Pfd Stk 65339K886 12 500 SH   DFND 0 500 0 0
Nike Inc. Class B Com 654106103 1,270 14,989 SH   SOLE 0 14,989 0 0
Nike Inc. Class B Com 654106103 77 905 SH   DFND 0 905 0 0
Norfolk Southern Corp Com 655844108 248 1,375 SH   SOLE 0 1,375 0 0
Novartis AG Sponsored ADR Com 66987V109 998 11,578 SH   SOLE 0 11,578 0 0
Novartis AG Sponsored ADR Com 66987V109 185 2,144 SH   DFND 0 2,144 0 0
Nucor Corporation Com 670346105 1,214 19,140 SH   SOLE 0 19,140 0 0
Nucor Corporation Com 670346105 133 2,090 SH   DFND 0 2,090 0 0
Occidental Petroleum Corp Com 674599105 608 7,400 SH   SOLE 0 7,400 0 0
Occidental Petroleum Corp Com 674599105 30 360 SH   DFND 0 360 0 0
Oracle Corp. Com 68389X105 383 7,421 SH   SOLE 0 7,421 0 0
Oracle Corp. Com 68389X105 35 675 SH   DFND 0 675 0 0
PPL Corporation Com 69351T106 207 7,070 SH   SOLE 0 7,070 0 0
Pepsico Inc Com 713448108 1,185 10,596 SH   SOLE 0 10,596 0 0
Pepsico Inc Com 713448108 378 3,383 SH   DFND 0 3,383 0 0
Pfizer, Inc Com 717081103 4,663 105,819 SH   SOLE 0 105,819 0 0
Pfizer, Inc Com 717081103 590 13,379 SH   DFND 0 13,379 0 0
Philip Morris Intl Inc. Com 718172109 1,235 15,140 SH   SOLE 0 15,140 0 0
Philip Morris Intl Inc. Com 718172109 51 630 SH   DFND 0 630 0 0
Phillips 66 Com 718546104 568 5,036 SH   DFND 0 5,036 0 0
Pitney Bowes Com 724479100 161 22,805 SH   SOLE 0 22,805 0 0
Pitney Bowes Com 724479100 15 2,180 SH   DFND 0 2,180 0 0
Praxair Inc. Com 74005P104 232 1,445 SH   SOLE 0 1,445 0 0
Praxair Inc. Com 74005P104 64 400 SH   DFND 0 400 0 0
T Rowe Price Group Inc Com 74144T108 1,173 10,744 SH   SOLE 0 10,744 0 0
T Rowe Price Group Inc Com 74144T108 140 1,280 SH   DFND 0 1,280 0 0
Principal Financial Group Inc. Com 74251V102 1,034 17,647 SH   SOLE 0 17,647 0 0
Principal Financial Group Inc. Com 74251V102 43 740 SH   DFND 0 740 0 0
Procter & Gamble Co Com 742718109 3,508 42,150 SH   SOLE 0 42,150 0 0
Procter & Gamble Co Com 742718109 436 5,234 SH   DFND 0 5,234 0 0
Public Storage Com 74460D109 713 3,538 SH   SOLE 0 3,538 0 0
Public Storage Com 74460D109 10 50 SH   DFND 0 50 0 0
Public Storage Pfd 6 Ser Z Com 74460W826 446 17,617 SH   SOLE 0 17,617 0 0
Qualcomm Inc Com 747525103 2,571 35,693 SH   SOLE 0 35,693 0 0
Qualcomm Inc Com 747525103 161 2,235 SH   DFND 0 2,235 0 0
Raytheon Company Com 755111507 503 2,435 SH   SOLE 0 2,435 0 0
Raytheon Company Com 755111507 61 294 SH   DFND 0 294 0 0
Royal Dutch Shell PLC Cl B Com 780259107 350 4,940 SH   SOLE 0 4,940 0 0
Royal Dutch Shell PLC Cl B Com 780259107 12 175 SH   DFND 0 175 0 0
S&P Global Com 78409V104 351 1,795 SH   SOLE 0 1,795 0 0
S&P Global Com 78409V104 348 1,780 SH   DFND 0 1,780 0 0
SI Financial Group Inc Com 78425V104 278 19,827 SH   SOLE 0 19,827 0 0
SPDR S & P 500 Trust Unit Ser 1 - ETF Com 78462F103 224 769 SH   SOLE 0 769 0 0
SPDR S & P 500 Trust Unit Ser 1 - ETF Com 78462F103 213 734 SH   DFND 0 734 0 0
SPDR Gold Trust - ETF Com 78463V107 213 1,890 SH   SOLE 0 1,840 0 50
MFC SPDR Series Trust S&P 500 Growth - ETF Com 78464A409 652 17,038 SH   SOLE 0 17,038 0 0
MFC SPDR Series Trust S&P 500 Growth - ETF Com 78464A409 156 4,070 SH   DFND 0 4,070 0 0
SPDR S&P Midcap 400 Tr Unit Ser 1-ETF Com 78467Y107 228 621 SH   SOLE 0 621 0 0
Salesforce.Com Inc Com 79466L302 354 2,225 SH   SOLE 0 2,225 0 0
Sanofi-ADR Com 80105N105 60 1,340 SH   SOLE 0 1,340 0 0
Sanofi-ADR Com 80105N105 447 10,000 SH   DFND 0 10,000 0 0
Schlumberger Limited Com 806857108 295 4,848 SH   SOLE 0 4,848 0 0
Schlumberger Limited Com 806857108 24 391 SH   DFND 0 391 0 0
Select Sector SPDR-Materials - ETF Com 81369Y100 213 3,678 SH   SOLE 0 3,678 0 0
Select Sector SPDR-Materials - ETF Com 81369Y100 8 132 SH   DFND 0 132 0 0
Select Sector SPDR-Health Care - ETF Com 81369Y209 1,359 14,281 SH   SOLE 0 14,281 0 0
Select Sector SPDR-Health Care - ETF Com 81369Y209 45 475 SH   DFND 0 475 0 0
Select Sector SPDR-Consumer Staples - ETF Com 81369Y308 632 11,715 SH   SOLE 0 11,715 0 0
Select Sector SPDR-Consumer Staples - ETF Com 81369Y308 22 401 SH   DFND 0 401 0 0
Select Sector SPDR-Cons. Discretionary - ETF Com 81369Y407 1,085 9,257 SH   SOLE 0 9,257 0 0
Select Sector SPDR-Cons. Discretionary - ETF Com 81369Y407 38 326 SH   DFND 0 326 0 0
Select Sector SPDR-Energy - ETF Com 81369Y506 359 4,735 SH   SOLE 0 4,735 0 0
Select Sector SPDR-Energy - ETF Com 81369Y506 14 185 SH   DFND 0 185 0 0
Select Sector SPDR-Financial - ETF Com 81369Y605 1,210 43,867 SH   SOLE 0 43,867 0 0
Select Sector SPDR-Financial - ETF Com 81369Y605 41 1,496 SH   DFND 0 1,496 0 0
Select Sector SPDR-Industrial - ETF Com 81369Y704 803 10,237 SH   SOLE 0 10,237 0 0
Select Sector SPDR-Industrial - ETF Com 81369Y704 29 368 SH   DFND 0 368 0 0
Select Sector SPDR-Technology - ETF Com 81369Y803 2,613 34,685 SH   SOLE 0 34,685 0 0
Select Sector SPDR-Technology - ETF Com 81369Y803 88 1,163 SH   DFND 0 1,163 0 0
Select Sector SPDR-Real Estate - ETF Com 81369Y860 232 7,102 SH   SOLE 0 7,102 0 0
Select Sector SPDR-Real Estate - ETF Com 81369Y860 8 230 SH   DFND 0 230 0 0
Select Sector SPDR Fund-Utilities - ETF Com 81369Y886 239 4,530 SH   SOLE 0 4,530 0 0
Select Sector SPDR Fund-Utilities - ETF Com 81369Y886 7 136 SH   DFND 0 136 0 0
Service Corp. Intl. Com 817565104 398 9,000 SH   DFND 0 9,000 0 0
Signature Bank Com 82669G104 401 3,496 SH   SOLE 0 3,496 0 0
Signature Bank Com 82669G104 8 70 SH   DFND 0 70 0 0
Skyworks Solutions, Inc. Com 83088M102 830 9,145 SH   SOLE 0 9,145 0 0
Skyworks Solutions, Inc. Com 83088M102 40 445 SH   DFND 0 445 0 0
J.M. Smucker Company Com 832696405 521 5,077 SH   SOLE 0 5,077 0 0
J.M. Smucker Company Com 832696405 8 80 SH   DFND 0 80 0 0
Southern Co Com 842587107 705 16,168 SH   SOLE 0 16,168 0 0
Southern Co Com 842587107 42 970 SH   DFND 0 970 0 0
Stanley Black & Decker 5.75 07/25/52 Pfd Pfd Stk 854502705 332 13,210 SH   SOLE 0 13,210 0 0
Stanley Black & Decker 5.75 07/25/52 Pfd Pfd Stk 854502705 18 700 SH   DFND 0 700 0 0
Starbucks Corporation Com 855244109 2,033 35,774 SH   SOLE 0 35,739 0 35
Starbucks Corporation Com 855244109 79 1,395 SH   DFND 0 1,395 0 0
State Street Corp. Com 857477103 1,073 12,808 SH   SOLE 0 12,808 0 0
State Street Corp. Com 857477103 75 900 SH   DFND 0 900 0 0
State Street Corp 6 12/31/49 Pfd Pfd Stk 857477889 200 7,823 SH   SOLE 0 7,823 0 0
State Street Corp 6 12/31/49 Pfd Pfd Stk 857477889 19 750 SH   DFND 0 750 0 0
Suntrust Banks, Inc. Com 867914103 1,403 21,000 SH   DFND 0 21,000 0 0
Sysco Corp Com 871829107 439 5,990 SH   SOLE 0 5,990 0 0
Sysco Corp Com 871829107 60 820 SH   DFND 0 820 0 0
TJX Companies Inc. Com 872540109 1,424 12,713 SH   SOLE 0 12,713 0 0
TJX Companies Inc. Com 872540109 28 250 SH   DFND 0 250 0 0
Target Corp. Com 87612E106 2,204 24,983 SH   SOLE 0 24,983 0 0
Target Corp. Com 87612E106 258 2,920 SH   DFND 0 2,920 0 0
3M Company Com 88579Y101 371 1,763 SH   SOLE 0 1,763 0 0
3M Company Com 88579Y101 227 1,075 SH   DFND 0 1,075 0 0
Toronto Dominion Bank Com 891160509 2,170 35,687 SH   SOLE 0 35,687 0 0
Toronto Dominion Bank Com 891160509 312 5,135 SH   DFND 0 5,135 0 0
Total S.A. Com 89151E109 255 3,965 SH   SOLE 0 3,965 0 0
Total S.A. Com 89151E109 8 125 SH   DFND 0 125 0 0
The Travelers Companies Inc. Com 89417E109 654 5,040 SH   SOLE 0 5,040 0 0
The Travelers Companies Inc. Com 89417E109 52 400 SH   DFND 0 400 0 0
US Bancorp Del Com Com 902973304 453 8,577 SH   SOLE 0 8,577 0 0
US Bancorp Del Com Com 902973304 1,694 32,085 SH   DFND 0 32,085 0 0
Unilever PLC Sponsored ADR New Com 904767704 257 4,675 SH   SOLE 0 4,675 0 0
Unilever PLC Sponsored ADR New Com 904767704 24 430 SH   DFND 0 430 0 0
Union Pacific Corp Com 907818108 1,952 11,985 SH   SOLE 0 11,985 0 0
Union Pacific Corp Com 907818108 6 35 SH   DFND 0 35 0 0
United Parcel Service Com 911312106 3,520 30,148 SH   SOLE 0 30,123 0 25
United Parcel Service Com 911312106 176 1,510 SH   DFND 0 1,510 0 0
UPS Class A (Directed) Com 911312205 298 2,552 SH   SOLE 0 2,552 0 0
United Technologies Corp. Com 913017109 1,352 9,669 SH   SOLE 0 9,659 0 10
United Technologies Corp. Com 913017109 229 1,635 SH   DFND 0 1,635 0 0
UnitedHealth Group Inc. Com 91324P102 1,445 5,431 SH   SOLE 0 5,431 0 0
UnitedHealth Group Inc. Com 91324P102 141 530 SH   DFND 0 530 0 0
VF Corporation Com 918204108 1,338 14,320 SH   SOLE 0 14,320 0 0
VF Corporation Com 918204108 50 540 SH   DFND 0 540 0 0
MFC Vaneck Vectors ETF Trust Com 92189F429 4,977 256,254 SH   SOLE 0 256,254 0 0
MFC Vaneck Vectors ETF Trust Com 92189F429 217 11,155 SH   DFND 0 11,155 0 0
Vanguard Real Estate-ETF Com 922908553 7,806 96,751 SH   SOLE 0 96,751 0 0
Vanguard Real Estate-ETF Com 922908553 311 3,856 SH   DFND 0 3,856 0 0
Verizon Communications Inc. Com 92343V104 4,651 87,120 SH   SOLE 0 87,070 0 50
Verizon Communications Inc. Com 92343V104 593 11,108 SH   DFND 0 11,108 0 0
Verizon Communications 5.9 02/15/54 Pfd Pfd Stk 92343V302 341 13,385 SH   SOLE 0 13,385 0 0
Verizon Communications 5.9 02/15/54 Pfd Pfd Stk 92343V302 22 850 SH   DFND 0 850 0 0
Viacom Inc. Cl B Com 92553P201 298 8,825 SH   SOLE 0 8,825 0 0
Viacom Inc. Cl B Com 92553P201 17 511 SH   DFND 0 511 0 0
Visa, Inc. Com 92826C839 175 1,165 SH   SOLE 0 1,165 0 0
Visa, Inc. Com 92826C839 32 210 SH   DFND 0 210 0 0
Vodafone Group PLC-SP ADR Com 92857W308 805 37,076 SH   SOLE 0 37,076 0 0
Vodafone Group PLC-SP ADR Com 92857W308 58 2,694 SH   DFND 0 2,694 0 0
Wal-Mart Stores Inc Com 931142103 1,860 19,808 SH   SOLE 0 19,808 0 0
Wal-Mart Stores Inc Com 931142103 1,007 10,725 SH   DFND 0 10,725 0 0
Walgreens Boots Alliance Inc. Com 931427108 601 8,239 SH   SOLE 0 8,239 0 0
Walgreens Boots Alliance Inc. Com 931427108 5 75 SH   DFND 0 75 0 0
Wells Fargo Company Com 949746101 321 6,111 SH   SOLE 0 6,111 0 0
Wells Fargo Company Com 949746101 1,127 21,450 SH   DFND 0 21,450 0 0
Williams-Sonoma, Inc. Com 969904101 548 8,339 SH   SOLE 0 8,339 0 0
Williams-Sonoma, Inc. Com 969904101 21 315 SH   DFND 0 315 0 0
WisdomTree U.S. Midcap Dividend Fund-ETF Com 97717W505 2,120 57,471 SH   SOLE 0 57,471 0 0
WisdomTree U.S. Midcap Dividend Fund-ETF Com 97717W505 61 1,658 SH   DFND 0 1,658 0 0
WisdomTree U.S. Small Cap Dividend Fund ETF Com 97717W604 2,428 81,727 SH   SOLE 0 81,727 0 0
WisdomTree U.S. Small Cap Dividend Fund ETF Com 97717W604 37 1,252 SH   DFND 0 1,252 0 0
Wisdomtree International Equity Fund ETF Com 97717W703 5,642 106,201 SH   SOLE 0 106,201 0 0
Wisdomtree International Equity Fund ETF Com 97717W703 174 3,271 SH   DFND 0 3,271 0 0
Allegion PLC Com G0176J109 302 3,333 SH   DFND 0 3,333 0 0
Eaton Corp PLC Com G29183103 2,187 25,219 SH   SOLE 0 25,219 0 0
Eaton Corp PLC Com G29183103 1,870 21,556 SH   DFND 0 21,556 0 0
Ingersoll-Rand PLC Shs Com G47791101 1,023 10,000 SH   DFND 0 10,000 0 0
Invesco Ltd Com G491BT108 2,025 88,499 SH   SOLE 0 88,399 0 100
Invesco Ltd Com G491BT108 102 4,440 SH   DFND 0 4,440 0 0
Johnson Controls International PLC Com G51502105 661 18,872 SH   SOLE 0 18,872 0 0
Johnson Controls International PLC Com G51502105 14 410 SH   DFND 0 410 0 0
Medtronic Hldg Ltd Com G5960L103 965 9,810 SH   SOLE 0 9,810 0 0
Medtronic Hldg Ltd Com G5960L103 11 108 SH   DFND 0 108 0 0
Chubb Ltd Ord Com H1467J104 721 5,396 SH   SOLE 0 5,396 0 0
Chubb Ltd Ord Com H1467J104 107 802 SH   DFND 0 802 0 0
Check Point Software Com M22465104 1,288 10,947 SH   SOLE 0 10,947 0 0
Check Point Software Com M22465104 20 166 SH   DFND 0 166 0 0