The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COM 88579Y101 766 5,920 SH   SOLE   5,920 0 0
3M COM 88579Y101 36 275 SH   DFND 7 0 275 0
3M COM 88579Y101 97 750 SH   DFND 5 0 750 0
ABBOTT LABS COM 002824100 1,151 10,597 SH   SOLE   10,597 0 0
ABBOTT LABS COM 002824100 300 2,762 SH   DFND 6 0 2,762 0
ABBOTT LABS COM 002824100 5,253 48,347 SH   DFND 7 0 48,347 0
ABBOTT LABS COM 002824100 3,188 29,346 SH   DFND 5 0 29,346 0
ABBOTT LABS COM 002824100 60 550 SH   DFND 12 0 550 0
ABBOTT LABS COM 002824100 54 500 SH   DFND 07,13 0 500 0
ABBOTT LABS COM 002824100 166 1,525 SH   DFND 13 0 1,525 0
ABBVIE COM 00287Y109 372 2,427 SH   SOLE   2,427 0 0
ABBVIE COM 00287Y109 354 2,310 SH   DFND 7 0 2,310 0
ABBVIE COM 00287Y109 51 330 SH   DFND 6 0 330 0
ABBVIE COM 00287Y109 1,251 8,170 SH   DFND 5 0 8,170 0
ADVANCED MICRO DEVICES INC COM 007903107 642 8,391 SH   SOLE   8,391 0 0
ADVANCED MICRO DEVICES INC COM 007903107 248 3,241 SH   DFND 6 0 3,241 0
ADVANCED MICRO DEVICES INC COM 007903107 6,136 80,244 SH   DFND 7 0 80,244 0
ADVANCED MICRO DEVICES INC COM 007903107 1,880 24,583 SH   DFND 5 0 24,583 0
ADVANCED MICRO DEVICES INC COM 007903107 53 689 SH   DFND 12 0 689 0
ADVANCED MICRO DEVICES INC COM 007903107 76 989 SH   DFND 07,13 0 989 0
ADVANCED MICRO DEVICES INC COM 007903107 136 1,780 SH   DFND 13 0 1,780 0
ALPHABET INC CL A COM 02079K305 1,172 538 SH   SOLE   538 0 0
ALPHABET INC CL A COM 02079K305 340 156 SH   DFND 6 0 156 0
ALPHABET INC CL A COM 02079K305 8,911 4,089 SH   DFND 7 0 4,089 0
ALPHABET INC CL A COM 02079K305 3,400 1,560 SH   DFND 5 0 1,560 0
ALPHABET INC CL A COM 02079K305 76 35 SH   DFND 12 0 35 0
ALPHABET INC CL A COM 02079K305 113 52 SH   DFND 07,13 0 52 0
ALPHABET INC CL A COM 02079K305 168 77 SH   DFND 13 0 77 0
AMAZON.COM COM 023135106 540 5,080 SH   SOLE   5,080 0 0
AMAZON.COM COM 023135106 3,522 33,161 SH   DFND 7 0 33,161 0
AMAZON.COM COM 023135106 115 1,080 SH   DFND 6 0 1,080 0
AMAZON.COM COM 023135106 1,605 15,115 SH   DFND 5 0 15,115 0
AMAZON.COM COM 023135106 42 400 SH   DFND 12 0 400 0
AMAZON.COM COM 023135106 57 540 SH   DFND 07,13 0 540 0
AMAZON.COM COM 023135106 96 900 SH   DFND 13 0 900 0
ANALOG DEVICES COM 032654105 1,001 6,855 SH   SOLE   6,855 0 0
ANALOG DEVICES COM 032654105 293 2,005 SH   DFND 6 0 2,005 0
ANALOG DEVICES COM 032654105 6,775 46,373 SH   DFND 7 0 46,373 0
ANALOG DEVICES COM 032654105 2,524 17,277 SH   DFND 5 0 17,277 0
ANALOG DEVICES COM 032654105 62 425 SH   DFND 12 0 425 0
ANALOG DEVICES COM 032654105 102 700 SH   DFND 07,13 0 700 0
ANALOG DEVICES COM 032654105 160 1,095 SH   DFND 13 0 1,095 0
APPLE INC COM 037833100 1,333 9,747 SH   SOLE   9,747 0 0
APPLE INC COM 037833100 506 3,704 SH   DFND 6 0 3,704 0
APPLE INC COM 037833100 11,986 87,665 SH   DFND 7 0 87,665 0
APPLE INC COM 037833100 3,820 27,942 SH   DFND 5 0 27,942 0
APPLE INC COM 037833100 92 675 SH   DFND 12 0 675 0
APPLE INC COM 037833100 144 1,050 SH   DFND 07,13 0 1,050 0
APPLE INC COM 037833100 202 1,475 SH   DFND 13 0 1,475 0
APTARGROUP COM 038336103 922 8,934 SH   SOLE   8,934 0 0
APTARGROUP COM 038336103 203 1,966 SH   DFND 6 0 1,966 0
APTARGROUP COM 038336103 4,623 44,790 SH   DFND 7 0 44,790 0
APTARGROUP COM 038336103 2,297 22,252 SH   DFND 5 0 22,252 0
APTARGROUP COM 038336103 34 325 SH   DFND 12 0 325 0
APTARGROUP COM 038336103 93 900 SH   DFND 07,13 0 900 0
APTARGROUP COM 038336103 103 1,000 SH   DFND 13 0 1,000 0
APTIV PLC COM G6095L109 77 865 SH   SOLE   865 0 0
APTIV PLC COM G6095L109 1,018 11,428 SH   DFND 7 0 11,428 0
APTIV PLC COM G6095L109 53 600 SH   DFND 6 0 600 0
APTIV PLC COM G6095L109 667 7,484 SH   DFND 5 0 7,484 0
APTIV PLC COM G6095L109 22 250 SH   DFND 07,13 0 250 0
AUTOMATIC DATA PROCESSING COM 053015103 1,350 6,425 SH   SOLE   6,425 0 0
AUTOMATIC DATA PROCESSING COM 053015103 381 1,814 SH   DFND 6 0 1,814 0
AUTOMATIC DATA PROCESSING COM 053015103 6,206 29,548 SH   DFND 7 0 29,548 0
AUTOMATIC DATA PROCESSING COM 053015103 3,453 16,438 SH   DFND 5 0 16,438 0
AUTOMATIC DATA PROCESSING COM 053015103 68 325 SH   DFND 12 0 325 0
AUTOMATIC DATA PROCESSING COM 053015103 126 600 SH   DFND 07,13 0 600 0
AUTOMATIC DATA PROCESSING COM 053015103 180 855 SH   DFND 13 0 855 0
BECTON DICKINSON COM 075887109 251 1,019 SH   SOLE   1,019 0 0
BECTON DICKINSON COM 075887109 384 1,558 SH   DFND 5 0 1,558 0
BECTON DICKINSON COM 075887109 22 89 SH   DFND 6 0 89 0
BECTON DICKINSON COM 075887109 49 200 SH   DFND 7 0 200 0
BECTON DICKINSON COM 075887109 25 100 SH   DFND 12 0 100 0
BECTON DICKINSON COM 075887109 74 300 SH   DFND 13 0 300 0
BRISTOL-MYERS SQUIBB COM 110122108 901 11,700 SH   DFND 5 0 11,700 0
CANADIAN NATL RAILWAY COM 136375102 1,477 13,131 SH   SOLE   13,131 0 0
CANADIAN NATL RAILWAY COM 136375102 356 3,164 SH   DFND 6 0 3,164 0
CANADIAN NATL RAILWAY COM 136375102 6,670 59,308 SH   DFND 7 0 59,308 0
CANADIAN NATL RAILWAY COM 136375102 3,215 28,584 SH   DFND 5 0 28,584 0
CANADIAN NATL RAILWAY COM 136375102 62 550 SH   DFND 12 0 550 0
CANADIAN NATL RAILWAY COM 136375102 129 1,150 SH   DFND 07,13 0 1,150 0
CANADIAN NATL RAILWAY COM 136375102 152 1,350 SH   DFND 13 0 1,350 0
CHEVRON COM 166764100 566 3,910 SH   SOLE   3,910 0 0
CHEVRON COM 166764100 129 894 SH   DFND 6 0 894 0
CHEVRON COM 166764100 2,254 15,568 SH   DFND 5 0 15,568 0
CHEVRON COM 166764100 558 3,856 SH   DFND 7 0 3,856 0
CHEVRON COM 166764100 51 350 SH   DFND 12 0 350 0
CHEVRON COM 166764100 101 700 SH   DFND 07,13 0 700 0
CHEVRON COM 166764100 139 960 SH   DFND 13 0 960 0
CHURCH & DWIGHT COM 171340102 3 30 SH   DFND 6 0 30 0
CHURCH & DWIGHT COM 171340102 2,471 26,665 SH   DFND 7 0 26,665 0
CHURCH & DWIGHT COM 171340102 111 1,198 SH   DFND 5 0 1,198 0
CIGNA CORP NEW COM 125523100 223 848 SH   SOLE   848 0 0
CISCO SYS INC COM 17275R102 60 1,400 SH   SOLE   1,400 0 0
CISCO SYS INC COM 17275R102 43 1,000 SH   DFND 7 0 1,000 0
CISCO SYS INC COM 17275R102 133 3,120 SH   DFND 5 0 3,120 0
CISCO SYS INC COM 17275R102 32 750 SH   DFND 6 0 750 0
CISCO SYS INC COM 17275R102 17 400 SH   DFND 13 0 400 0
COCA COLA COM 191216100 103 1,630 SH   SOLE   1,630 0 0
COCA COLA COM 191216100 214 3,400 SH   DFND 6 0 3,400 0
COCA COLA COM 191216100 16 250 SH   DFND 7 0 250 0
COCA COLA COM 191216100 126 2,000 SH   DFND 5 0 2,000 0
CONOCOPHILLIPS COM 20825C104 118 1,319 SH   SOLE   1,319 0 0
CONOCOPHILLIPS COM 20825C104 234 2,600 SH   DFND 5 0 2,600 0
CSX COM 126408103 227 7,800 SH   DFND 6 0 7,800 0
CVS HEALTH COM 126650100 626 6,751 SH   SOLE   6,751 0 0
CVS HEALTH COM 126650100 1,803 19,463 SH   DFND 5 0 19,463 0
CVS HEALTH COM 126650100 3,206 34,605 SH   DFND 7 0 34,605 0
CVS HEALTH COM 126650100 45 487 SH   DFND 6 0 487 0
CVS HEALTH COM 126650100 37 400 SH   DFND 12 0 400 0
CVS HEALTH COM 126650100 56 600 SH   DFND 07,13 0 600 0
CVS HEALTH COM 126650100 88 950 SH   DFND 13 0 950 0
DANAHER CORP COM 235851102 1,253 4,941 SH   SOLE   4,941 0 0
DANAHER CORP COM 235851102 244 963 SH   DFND 6 0 963 0
DANAHER CORP COM 235851102 10,049 39,636 SH   DFND 7 0 39,636 0
DANAHER CORP COM 235851102 2,766 10,911 SH   DFND 5 0 10,911 0
DANAHER CORP COM 235851102 70 275 SH   DFND 12 0 275 0
DANAHER CORP COM 235851102 122 480 SH   DFND 07,13 0 480 0
DANAHER CORP COM 235851102 163 642 SH   DFND 13 0 642 0
DEERE & CO COM 244199105 105 350 SH   SOLE   350 0 0
DEERE & CO COM 244199105 132 440 SH   DFND 7 0 440 0
DEERE & CO COM 244199105 30 100 SH   DFND 07,13 0 100 0
DISNEY COM 254687106 404 4,282 SH   SOLE   4,282 0 0
DISNEY COM 254687106 87 917 SH   DFND 6 0 917 0
DISNEY COM 254687106 3,191 33,808 SH   DFND 7 0 33,808 0
DISNEY COM 254687106 1,052 11,144 SH   DFND 5 0 11,144 0
DISNEY COM 254687106 33 350 SH   DFND 12 0 350 0
DISNEY COM 254687106 57 600 SH   DFND 07,13 0 600 0
DISNEY COM 254687106 78 825 SH   DFND 13 0 825 0
EDWARDS LIFESCIENCES COM 28176E108 224 2,356 SH   SOLE   2,356 0 0
EDWARDS LIFESCIENCES COM 28176E108 2,600 27,345 SH   DFND 7 0 27,345 0
EDWARDS LIFESCIENCES COM 28176E108 99 1,040 SH   DFND 6 0 1,040 0
EDWARDS LIFESCIENCES COM 28176E108 981 10,312 SH   DFND 5 0 10,312 0
EDWARDS LIFESCIENCES COM 28176E108 19 200 SH   DFND 12 0 200 0
EDWARDS LIFESCIENCES COM 28176E108 71 750 SH   DFND 07,13 0 750 0
EXXON MOBIL COM 30231G102 436 5,095 SH   SOLE   5,095 0 0
EXXON MOBIL COM 30231G102 436 5,092 SH   DFND 7 0 5,092 0
EXXON MOBIL COM 30231G102 310 3,620 SH   DFND 6 0 3,620 0
EXXON MOBIL COM 30231G102 1,861 21,732 SH   DFND 5 0 21,732 0
EXXON MOBIL COM 30231G102 30 350 SH   DFND 07,13 0 350 0
FISERV COM 337738108 871 9,790 SH   SOLE   9,790 0 0
FISERV COM 337738108 108 1,209 SH   DFND 6 0 1,209 0
FISERV COM 337738108 4,849 54,504 SH   DFND 7 0 54,504 0
FISERV COM 337738108 1,211 13,608 SH   DFND 5 0 13,608 0
FISERV COM 337738108 38 425 SH   DFND 12 0 425 0
FISERV COM 337738108 80 900 SH   DFND 07,13 0 900 0
FISERV COM 337738108 351 3,950 SH   DFND 13 0 3,950 0
GENERAL MILLS COM 370334104 75 1,000 SH   SOLE   1,000 0 0
GENERAL MILLS COM 370334104 174 2,300 SH   DFND 6 0 2,300 0
HOME DEPOT COM 437076102 682 2,485 SH   SOLE   2,485 0 0
HOME DEPOT COM 437076102 5,522 20,133 SH   DFND 7 0 20,133 0
HOME DEPOT COM 437076102 188 684 SH   DFND 6 0 684 0
HOME DEPOT COM 437076102 2,223 8,105 SH   DFND 5 0 8,105 0
HOME DEPOT COM 437076102 41 150 SH   DFND 12 0 150 0
HOME DEPOT COM 437076102 107 390 SH   DFND 07,13 0 390 0
HOME DEPOT COM 437076102 55 200 SH   DFND 13 0 200 0
HONEYWELL INTL COM 438516106 866 4,985 SH   SOLE   4,985 0 0
HONEYWELL INTL COM 438516106 140 803 SH   DFND 6 0 803 0
HONEYWELL INTL COM 438516106 3,281 18,876 SH   DFND 7 0 18,876 0
HONEYWELL INTL COM 438516106 2,390 13,751 SH   DFND 5 0 13,751 0
HONEYWELL INTL COM 438516106 35 200 SH   DFND 12 0 200 0
ILLUMINA COM 452327109 159 862 SH   SOLE   862 0 0
ILLUMINA COM 452327109 601 3,261 SH   DFND 5 0 3,261 0
ILLUMINA COM 452327109 1,962 10,641 SH   DFND 7 0 10,641 0
ILLUMINA COM 452327109 13 73 SH   DFND 6 0 73 0
ILLUMINA COM 452327109 23 125 SH   DFND 12 0 125 0
ILLUMINA COM 452327109 18 100 SH   DFND 07,13 0 100 0
ILLUMINA COM 452327109 37 200 SH   DFND 13 0 200 0
INTEL CORP COM 458140100 36 965 SH   SOLE   965 0 0
INTEL CORP COM 458140100 77 2,050 SH   DFND 6 0 2,050 0
INTEL CORP COM 458140100 139 3,725 SH   DFND 7 0 3,725 0
INTEL CORP COM 458140100 544 14,550 SH   DFND 5 0 14,550 0
INTEL CORP COM 458140100 26 700 SH   DFND 07,13 0 700 0
INTL BUSINESS MACH COM 459200101 71 500 SH   SOLE   500 0 0
INTL BUSINESS MACH COM 459200101 222 1,575 SH   DFND 5 0 1,575 0
INTL BUSINESS MACH COM 459200101 12 87 SH   DFND 6 0 87 0
IRONWOOD PHARMACEUTICALS COM 46333X108 12 1,000 SH   SOLE   1,000 0 0
IRONWOOD PHARMACEUTICALS COM 46333X108 951 82,500 SH   DFND 7 0 82,500 0
JOHNSON & JOHNSON COM 478160104 1,430 8,055 SH   SOLE   8,055 0 0
JOHNSON & JOHNSON COM 478160104 326 1,835 SH   DFND 6 0 1,835 0
JOHNSON & JOHNSON COM 478160104 6,443 36,297 SH   DFND 7 0 36,297 0
JOHNSON & JOHNSON COM 478160104 3,506 19,749 SH   DFND 5 0 19,749 0
JOHNSON & JOHNSON COM 478160104 53 300 SH   DFND 12 0 300 0
JOHNSON & JOHNSON COM 478160104 138 775 SH   DFND 07,13 0 775 0
JOHNSON & JOHNSON COM 478160104 89 500 SH   DFND 13 0 500 0
KONINKLIJKE DSM NV COM 780249108 429 11,945 SH   SOLE   11,945 0 0
KONINKLIJKE DSM NV COM 780249108 41 1,142 SH   DFND 6 0 1,142 0
KONINKLIJKE DSM NV COM 780249108 2,305 64,125 SH   DFND 7 0 64,125 0
KONINKLIJKE DSM NV COM 780249108 1,214 33,771 SH   DFND 5 0 33,771 0
KONINKLIJKE DSM NV COM 780249108 30 825 SH   DFND 12 0 825 0
KONINKLIJKE DSM NV COM 780249108 41 1,150 SH   DFND 07,13 0 1,150 0
KONINKLIJKE DSM NV COM 780249108 61 1,685 SH   DFND 13 0 1,685 0
MASTERCARD COM 57636Q104 1,094 3,469 SH   SOLE   3,469 0 0
MASTERCARD COM 57636Q104 297 943 SH   DFND 6 0 943 0
MASTERCARD COM 57636Q104 8,159 25,861 SH   DFND 7 0 25,861 0
MASTERCARD COM 57636Q104 2,945 9,334 SH   DFND 5 0 9,334 0
MASTERCARD COM 57636Q104 47 150 SH   DFND 12 0 150 0
MASTERCARD COM 57636Q104 120 380 SH   DFND 07,13 0 380 0
MASTERCARD COM 57636Q104 162 515 SH   DFND 13 0 515 0
MCCORMICK & CO COM 579780206 251 3,010 SH   SOLE   3,010 0 0
MCCORMICK & CO COM 579780206 4 50 SH   DFND 6 0 50 0
MCDONALDS CORP COM 580135101 62 250 SH   SOLE   250 0 0
MCDONALDS CORP COM 580135101 148 600 SH   DFND 7 0 600 0
MCDONALDS CORP COM 580135101 37 150 SH   DFND 6 0 150 0
MEDTRONIC COM G5960L103 206 2,300 SH   SOLE   2,300 0 0
MEDTRONIC COM G5960L103 43 479 SH   DFND 6 0 479 0
MEDTRONIC COM G5960L103 1,332 14,844 SH   DFND 7 0 14,844 0
MEDTRONIC COM G5960L103 873 9,732 SH   DFND 5 0 9,732 0
MEDTRONIC COM G5960L103 22 250 SH   DFND 12 0 250 0
MEDTRONIC COM G5960L103 18 200 SH   DFND 07,13 0 200 0
MEDTRONIC COM G5960L103 18 200 SH   DFND 13 0 200 0
MERCK COM 58933Y105 62 675 SH   SOLE   675 0 0
MERCK COM 58933Y105 30 325 SH   DFND 7 0 325 0
MERCK COM 58933Y105 412 4,515 SH   DFND 5 0 4,515 0
MERCK COM 58933Y105 3 35 SH   DFND 6 0 35 0
MERCK COM 58933Y105 9 100 SH   DFND 07,13 0 100 0
MICROSOFT CORP COM 594918104 687 2,676 SH   SOLE   2,676 0 0
MICROSOFT CORP COM 594918104 253 986 SH   DFND 6 0 986 0
MICROSOFT CORP COM 594918104 7,963 31,005 SH   DFND 7 0 31,005 0
MICROSOFT CORP COM 594918104 3,485 13,570 SH   DFND 5 0 13,570 0
MICROSOFT CORP COM 594918104 77 300 SH   DFND 12 0 300 0
MICROSOFT CORP COM 594918104 86 335 SH   DFND 07,13 0 335 0
MICROSOFT CORP COM 594918104 103 400 SH   DFND 13 0 400 0
NESTLE SA ADR COM 641069406 1,051 9,032 SH   SOLE   9,032 0 0
NESTLE SA ADR COM 641069406 6,363 54,673 SH   DFND 7 0 54,673 0
NESTLE SA ADR COM 641069406 352 3,021 SH   DFND 6 0 3,021 0
NESTLE SA ADR COM 641069406 2,940 25,264 SH   DFND 5 0 25,264 0
NESTLE SA ADR COM 641069406 70 600 SH   DFND 12 0 600 0
NESTLE SA ADR COM 641069406 128 1,100 SH   DFND 07,13 0 1,100 0
NESTLE SA ADR COM 641069406 145 1,250 SH   DFND 13 0 1,250 0
NEXTERA ENERGY COM 65339F101 77 1,000 SH   SOLE   1,000 0 0
NEXTERA ENERGY COM 65339F101 155 2,000 SH   DFND 6 0 2,000 0
NEXTERA ENERGY COM 65339F101 62 800 SH   DFND 07,13 0 800 0
NIKE INC CLASS B COM 654106103 357 3,490 SH   SOLE   3,490 0 0
NIKE INC CLASS B COM 654106103 83 811 SH   DFND 6 0 811 0
NIKE INC CLASS B COM 654106103 2,656 25,992 SH   DFND 7 0 25,992 0
NIKE INC CLASS B COM 654106103 776 7,592 SH   DFND 5 0 7,592 0
NIKE INC CLASS B COM 654106103 28 275 SH   DFND 12 0 275 0
NIKE INC CLASS B COM 654106103 41 400 SH   DFND 07,13 0 400 0
NIKE INC CLASS B COM 654106103 61 600 SH   DFND 13 0 600 0
NOVARTIS AG ADR COM 66987V109 527 6,230 SH   SOLE   6,230 0 0
NOVARTIS AG ADR COM 66987V109 189 2,239 SH   DFND 6 0 2,239 0
NOVARTIS AG ADR COM 66987V109 419 4,961 SH   DFND 5 0 4,961 0
NOVARTIS AG ADR COM 66987V109 1,501 17,755 SH   DFND 7 0 17,755 0
NOVARTIS AG ADR COM 66987V109 101 1,200 SH   DFND 13 0 1,200 0
NOVO NORDISK A S ADR COM 670100205 340 3,050 SH   SOLE   3,050 0 0
NOVO NORDISK A S ADR COM 670100205 184 1,650 SH   DFND 7 0 1,650 0
NOVOZYMES A S DKK 2.0 COM B798FW902 73 1,215 SH   SOLE   1,215 0 0
NOVOZYMES A S DKK 2.0 COM B798FW902 1,623 27,100 SH   DFND 7 0 27,100 0
NOVOZYMES A S DKK 2.0 COM B798FW902 257 4,294 SH   DFND 5 0 4,294 0
NVIDIA CORP COM 67066G104 353 2,329 SH   SOLE   2,329 0 0
NVIDIA CORP COM 67066G104 40 261 SH   DFND 6 0 261 0
NVIDIA CORP COM 67066G104 2,363 15,588 SH   DFND 7 0 15,588 0
NVIDIA CORP COM 67066G104 2,326 15,341 SH   DFND 5 0 15,341 0
NVIDIA CORP COM 67066G104 61 400 SH   DFND 12 0 400 0
NVIDIA CORP COM 67066G104 64 420 SH   DFND 07,13 0 420 0
NVIDIA CORP COM 67066G104 23 155 SH   DFND 13 0 155 0
PAYPAL HOLDINGS COM 70450Y103 297 4,249 SH   SOLE   4,249 0 0
PAYPAL HOLDINGS COM 70450Y103 83 1,185 SH   DFND 6 0 1,185 0
PAYPAL HOLDINGS COM 70450Y103 2,419 34,630 SH   DFND 7 0 34,630 0
PAYPAL HOLDINGS COM 70450Y103 885 12,666 SH   DFND 5 0 12,666 0
PAYPAL HOLDINGS COM 70450Y103 21 300 SH   DFND 12 0 300 0
PAYPAL HOLDINGS COM 70450Y103 33 475 SH   DFND 07,13 0 475 0
PAYPAL HOLDINGS COM 70450Y103 44 625 SH   DFND 13 0 625 0
PEMBINA PIPELINE CO COM 706327103 108 3,050 SH   SOLE   3,050 0 0
PEMBINA PIPELINE CO COM 706327103 680 19,250 SH   DFND 5 0 19,250 0
PEPSICO COM 713448108 796 4,775 SH   SOLE   4,775 0 0
PEPSICO COM 713448108 2,399 14,395 SH   DFND 7 0 14,395 0
PEPSICO COM 713448108 607 3,640 SH   DFND 5 0 3,640 0
PEPSICO COM 713448108 40 240 SH   DFND 6 0 240 0
PEPSICO COM 713448108 87 525 SH   DFND 07,13 0 525 0
PEPSICO COM 713448108 50 300 SH   DFND 13 0 300 0
PFIZER COM 717081103 87 1,654 SH   SOLE   1,654 0 0
PFIZER COM 717081103 252 4,800 SH   DFND 6 0 4,800 0
PFIZER COM 717081103 37 700 SH   DFND 07,13 0 700 0
PROCTER & GAMBLE COM 742718109 1,362 9,474 SH   SOLE   9,474 0 0
PROCTER & GAMBLE COM 742718109 437 3,040 SH   DFND 6 0 3,040 0
PROCTER & GAMBLE COM 742718109 6,828 47,487 SH   DFND 7 0 47,487 0
PROCTER & GAMBLE COM 742718109 3,541 24,626 SH   DFND 5 0 24,626 0
PROCTER & GAMBLE COM 742718109 72 500 SH   DFND 12 0 500 0
PROCTER & GAMBLE COM 742718109 136 945 SH   DFND 07,13 0 945 0
PROCTER & GAMBLE COM 742718109 173 1,200 SH   DFND 13 0 1,200 0
RAYTHEON TECHNOLOGIES COM 75513E101 1,068 11,110 SH   SOLE   11,110 0 0
RAYTHEON TECHNOLOGIES COM 75513E101 279 2,899 SH   DFND 6 0 2,899 0
RAYTHEON TECHNOLOGIES COM 75513E101 5,465 56,858 SH   DFND 7 0 56,858 0
RAYTHEON TECHNOLOGIES COM 75513E101 2,633 27,396 SH   DFND 5 0 27,396 0
RAYTHEON TECHNOLOGIES COM 75513E101 53 550 SH   DFND 12 0 550 0
RAYTHEON TECHNOLOGIES COM 75513E101 106 1,100 SH   DFND 07,13 0 1,100 0
RAYTHEON TECHNOLOGIES COM 75513E101 173 1,800 SH   DFND 13 0 1,800 0
ROCHE HLDG LTD ADR COM 771195104 233 5,590 SH   SOLE   5,590 0 0
ROCHE HLDG LTD ADR COM 771195104 957 22,950 SH   DFND 5 0 22,950 0
ROCHE HLDG LTD ADR COM 771195104 2 40 SH   DFND 6 0 40 0
ROCHE HLDG LTD ADR COM 771195104 67 1,600 SH   DFND 13 0 1,600 0
ROCKWELL AUTOMATION COM 773903109 660 3,313 SH   SOLE   3,313 0 0
ROCKWELL AUTOMATION COM 773903109 152 762 SH   DFND 6 0 762 0
ROCKWELL AUTOMATION COM 773903109 4,258 21,363 SH   DFND 7 0 21,363 0
ROCKWELL AUTOMATION COM 773903109 2,265 11,362 SH   DFND 5 0 11,362 0
ROCKWELL AUTOMATION COM 773903109 50 250 SH   DFND 12 0 250 0
ROCKWELL AUTOMATION COM 773903109 97 485 SH   DFND 07,13 0 485 0
ROCKWELL AUTOMATION COM 773903109 121 605 SH   DFND 13 0 605 0
SPDR TOTAL STOCK MARKET PORTFO COM 78464A805 1,394 30,000 SH   DFND 13 0 30,000 0
THERMO FISHER SCIENTIFIC COM 883556102 73 135 SH   DFND 6 0 135 0
THERMO FISHER SCIENTIFIC COM 883556102 511 940 SH   DFND 13 0 940 0
TJX COS COM 872540109 429 7,690 SH   SOLE   7,690 0 0
TJX COS COM 872540109 91 1,625 SH   DFND 6 0 1,625 0
TJX COS COM 872540109 3,449 61,754 SH   DFND 7 0 61,754 0
TJX COS COM 872540109 1,165 20,851 SH   DFND 5 0 20,851 0
TJX COS COM 872540109 35 625 SH   DFND 12 0 625 0
TJX COS COM 872540109 45 800 SH   DFND 07,13 0 800 0
TJX COS COM 872540109 78 1,400 SH   DFND 13 0 1,400 0
TRANE TECHNOLOGIES PLC COM G8994E103 516 3,970 SH   DFND 5 0 3,970 0
UNION PACIFIC COM 907818108 213 1,000 SH   SOLE   1,000 0 0
UNION PACIFIC COM 907818108 261 1,225 SH   DFND 5 0 1,225 0
UNION PACIFIC COM 907818108 120 564 SH   DFND 7 0 564 0
UNITED HEALTH GROUP COM 91324P102 524 1,020 SH   SOLE   1,020 0 0
UNITED HEALTH GROUP COM 91324P102 1,858 3,618 SH   DFND 5 0 3,618 0
UNITED HEALTH GROUP COM 91324P102 4,334 8,438 SH   DFND 7 0 8,438 0
UNITED HEALTH GROUP COM 91324P102 8 15 SH   DFND 6 0 15 0
UNITED HEALTH GROUP COM 91324P102 64 125 SH   DFND 12 0 125 0
UNITED HEALTH GROUP COM 91324P102 67 130 SH   DFND 07,13 0 130 0
UNITED HEALTH GROUP COM 91324P102 92 180 SH   DFND 13 0 180 0
WELLTOWER COM 95040Q104 1,235 15,000 SH   DFND 7 0 15,000 0
XYLEM INC COM 98419M100 257 3,290 SH   SOLE   3,290 0 0
XYLEM INC COM 98419M100 47 603 SH   DFND 6 0 603 0
XYLEM INC COM 98419M100 688 8,805 SH   DFND 5 0 8,805 0
XYLEM INC COM 98419M100 3,742 47,866 SH   DFND 7 0 47,866 0
XYLEM INC COM 98419M100 31 400 SH   DFND 12 0 400 0
XYLEM INC COM 98419M100 109 1,400 SH   DFND 13 0 1,400 0
FPA CRESCENT FUND Equity Mutual Fu 30254T759 5,483 169,527 SH   DFND 7 0 169,527 0
HARDING LOEVNER INSTL EMERGING Equity Mutual Fu 412295701 3,794 211,030 SH   DFND 7 0 211,030 0
MATTHEWS ASIA DIVIDEND FUND IN Equity Mutual Fu 577130750 1,267 87,835 SH   DFND 7 0 87,835 0
NEUBERGER BERMAN ALTERN LONG S Equity Mutual Fu 64128R608 5,103 308,330 SH   DFND 7 0 308,330 0
ROBECO BOSTON PARTNERS LONG SH Equity Mutual Fu 74925K581 5,695 357,965 SH   DFND 7 0 357,965 0