The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AMERICAN TOWER CORP NEW COM 03027X100   2,575,602 11,075 SH   SOLE   11,075 0 0
AMGEN INC COM 031162100   1,078,115 3,346 SH   SOLE   3,346 0 0
APPLE INC COM 037833100   1,673,173 7,181 SH   SOLE   7,181 0 0
AT&T INC COM 00206R102   2,158,530 98,115 SH   SOLE   98,115 0 0
BANK AMERICA CORP COM 060505104   1,473,834 37,143 SH   SOLE   37,143 0 0
BROADCOM INC COM 11135F101   3,809,663 22,085 SH   SOLE   22,085 0 0
CHEVRON CORP NEW COM 166764100   2,026,288 13,759 SH   SOLE   13,759 0 0
CITIGROUP INC COM NEW 172967424   4,204,967 67,172 SH   SOLE   67,172 0 0
COMCAST CORP NEW CL A 20030N101   1,919,908 45,963 SH   SOLE   45,963 0 0
CSX CORP COM 126408103   2,547,071 73,764 SH   SOLE   73,764 0 0
DIGITAL RLTY TR INC COM 253868103   3,779,054 23,352 SH   SOLE   23,352 0 0
EATON CORP PLC SHS G29183103   2,737,694 8,260 SH   SOLE   8,260 0 0
ELI LILLY & CO COM 532457108   1,475,090 1,665 SH   SOLE   1,665 0 0
EMERSON ELEC CO COM 291011104   3,316,208 30,321 SH   SOLE   30,321 0 0
EXXON MOBIL CORP COM 30231G102   5,081,839 43,353 SH   SOLE   43,353 0 0
FIDELITY COVINGTON TRUST MSCI UTILS INDEX 316092865   1,942,680 37,489 SH   SOLE   37,489 0 0
FIFTH THIRD BANCORP COM 316773100   4,270,291 99,680 SH   SOLE   99,680 0 0
FIRST TR EXCHANGE TRADED FD CLOUD COMPUTING 33734X192   3,590,451 35,111 SH   SOLE   35,111 0 0
FIRST TR EXCHANGE-TRADED FD WTR ETF 33733B100   918,044 8,397 SH   SOLE   8,397 0 0
FIRST TR EXCHANGE-TRADED FD DJ INTERNT IDX 33733E302   1,480,268 6,988 SH   SOLE   6,988 0 0
FRANKLIN TEMPLETON ETF TR FTSE JAPAN ETF 35473P744   5,412,479 177,925 SH   SOLE   177,925 0 0
FRANKLIN TEMPLETON ETF TR FTSE LATN AMRC 35473P561   657,410 31,440 SH   SOLE   31,440 0 0
FRANKLIN TEMPLETON ETF TR FTSE CANADA 35473P827   4,127,788 109,646 SH   SOLE   109,646 0 0
FRANKLIN TEMPLETON ETF TR FTSE UNTD KGDM 35473P678   8,195,361 287,064 SH   SOLE   287,064 0 0
GENERAL DYNAMICS CORP COM 369550108   1,492,884 4,940 SH   SOLE   4,940 0 0
HCA HEALTHCARE INC COM 40412C101   1,096,955 2,699 SH   SOLE   2,699 0 0
HOME DEPOT INC COM 437076102   1,610,265 3,974 SH   SOLE   3,974 0 0
HONEYWELL INTL INC COM 438516106   2,978,278 14,408 SH   SOLE   14,408 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   3,084,287 13,951 SH   SOLE   13,951 0 0
INTERPUBLIC GROUP COS INC COM 460690100   1,837,608 58,097 SH   SOLE   58,097 0 0
INVESCO EXCH TRADED FD TR II NATL AMT MUNI 46138E537   5,154,914 213,454 SH   SOLE   213,454 0 0
INVESCO EXCH TRADED FD TR II EMRNG MKT SVRG 46138E784   248,648 11,565 SH   SOLE   11,565 0 0
ISHARES INC MSCI SWEDEN ETF 464286756   535,723 12,341 SH   SOLE   12,341 0 0
ISHARES INC CORE MSCI EMKT 46434G103   21,937,882 382,126 SH   SOLE   382,126 0 0
ISHARES INC MSCI EURZONE ETF 464286608   8,443,032 161,651 SH   SOLE   161,651 0 0
ISHARES INC MSCI SWITZERLAND 464286749   1,376,013 26,411 SH   SOLE   26,411 0 0
ISHARES TR ISHARES BIOTECH 464287556   3,287,211 22,577 SH   SOLE   22,577 0 0
ISHARES TR CORE MSCI EAFE 46432F842   18,066,702 231,476 SH   SOLE   231,476 0 0
ISHARES TR CORE MSCI TOTAL 46432F834   373,463 5,142 SH   SOLE   5,142 0 0
ISHARES TR IBOXX INV CP ETF 464287242   1,710,630 15,141 SH   SOLE   15,141 0 0
ISHARES TR US TREAS BD ETF 46429B267   5,730,219 244,359 SH   SOLE   244,359 0 0
ISHARES TR US INFRASTRUC 46435U713   875,850 18,647 SH   SOLE   18,647 0 0
J P MORGAN EXCHANGE TRADED F BETABUILDERS DEV 46641Q233   8,558,676 158,406 SH   SOLE   158,406 0 0
JOHNSON & JOHNSON COM 478160104   1,203,458 7,426 SH   SOLE   7,426 0 0
JPMORGAN CHASE & CO. COM 46625H100   4,146,773 19,666 SH   SOLE   19,666 0 0
KINDER MORGAN INC DEL COM 49456B101   3,344,095 151,385 SH   SOLE   151,385 0 0
KRAFT HEINZ CO COM 500754106   887,932 25,290 SH   SOLE   25,290 0 0
MCDONALDS CORP COM 580135101   1,057,259 3,472 SH   SOLE   3,472 0 0
MEDTRONIC PLC SHS G5960L103   3,864,628 42,926 SH   SOLE   42,926 0 0
MICROSOFT CORP COM 594918104   3,218,644 7,480 SH   SOLE   7,480 0 0
PACER FDS TR DATA AND INFRAST 69374H741   957,451 29,790 SH   SOLE   29,790 0 0
PEPSICO INC COM 713448108   1,277,076 7,510 SH   SOLE   7,510 0 0
PRINCIPAL FINANCIAL GROUP IN COM 74251V102   1,054,594 12,277 SH   SOLE   12,277 0 0
PROCTER AND GAMBLE CO COM 742718109   1,021,880 5,900 SH   SOLE   5,900 0 0
PROSHARES TR S&P 500 DV ARIST 74348A467   592,091 5,546 SH   SOLE   5,546 0 0
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   8,325,026 92,091 SH   SOLE   92,091 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   8,230,398 41,076 SH   SOLE   41,076 0 0
SELECT SECTOR SPDR TR ENERGY 81369Y506   6,583,156 74,979 SH   SOLE   74,979 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   7,978,178 176,041 SH   SOLE   176,041 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   10,879,511 70,637 SH   SOLE   70,637 0 0
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860   1,911,653 42,795 SH   SOLE   42,795 0 0
SPDR SER TR PRTFLO S&P500 GW 78464A409   304,141 3,667 SH   SOLE   3,667 0 0
SPDR SER TR PRTFLO S&P500 VL 78464A508   251,032 4,749 SH   SOLE   4,749 0 0
SPDR SER TR NUVEEN BLMBRG SH 78468R739   1,229,255 25,535 SH   SOLE   25,535 0 0
SPDR SER TR PORTFOLIO LN TSR 78464A664   1,391,290 47,860 SH   SOLE   47,860 0 0
TARGET CORP COM 87612E106   1,403,519 9,005 SH   SOLE   9,005 0 0
TRUIST FINL CORP COM 89832Q109   4,306,768 100,696 SH   SOLE   100,696 0 0
UNITEDHEALTH GROUP INC COM 91324P102   3,024,550 5,173 SH   SOLE   5,173 0 0
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409   917,740 17,293 SH   SOLE   17,293 0 0
VANECK ETF TRUST INTRMDT MUNI ETF 92189H201   3,188,421 67,911 SH   SOLE   67,911 0 0
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407   522,258 10,387 SH   SOLE   10,387 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   10,695,087 45,087 SH   SOLE   45,087 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   977,619 19,124 SH   SOLE   19,124 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   1,648,801 27,289 SH   SOLE   27,289 0 0
VANGUARD SCOTTSDALE FDS MTG-BKD SECS ETF 92206C771   7,981,511 169,064 SH   SOLE   169,064 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   2,421,883 28,918 SH   SOLE   28,918 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,594,779 8,052 SH   SOLE   8,052 0 0
VANGUARD WORLD FD MATERIALS ETF 92204A801   1,917,821 9,069 SH   SOLE   9,069 0 0
VANGUARD WORLD FD INDUSTRIAL ETF 92204A603   8,768,000 33,714 SH   SOLE   33,714 0 0
VANGUARD WORLD FD INF TECH ETF 92204A702   13,776,182 23,488 SH   SOLE   23,488 0 0
VANGUARD WORLD FD CONSUM STP ETF 92204A207   6,553,745 29,997 SH   SOLE   29,997 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   1,481,267 32,983 SH   SOLE   32,983 0 0
VICI PPTYS INC COM 925652109   2,986,308 89,652 SH   SOLE   89,652 0 0
WALMART INC COM 931142103   1,103,368 13,664 SH   SOLE   13,664 0 0
WELLTOWER INC COM 95040Q104   2,143,606 16,743 SH   SOLE   16,743 0 0
WILLIAMS COS INC COM 969457100   3,803,786 83,325 SH   SOLE   83,325 0 0
XCEL ENERGY INC COM 98389B100   2,429,225 37,201 SH   SOLE   37,201 0 0