The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   1,037,716 9,492 SH   SOLE   9,318 0 174
ABBOTT LABS COM 002824100   1,764,293 16,029 SH   SOLE   15,878 0 151
ABBVIE INC COM 00287Y109   340,469 2,197 SH   SOLE   2,197 0 0
ADOBE INC COM 00724F101   665,209 1,115 SH   SOLE   1,115 0 0
ADVANCED MICRO DEVICES INC COM 007903107   336,095 2,280 SH   SOLE   2,280 0 0
AFLAC INC COM 001055102   3,059,950 37,090 SH   SOLE   36,299 0 791
AIR PRODS & CHEMS INC COM 009158106   1,914,553 6,993 SH   SOLE   6,723 0 270
ALBEMARLE CORP COM 012653101   651,726 4,511 SH   SOLE   4,511 0 0
ALPHABET INC CAP STK CL C 02079K107   6,479,961 45,980 SH   SOLE   44,700 0 1,280
ALPHABET INC CAP STK CL A 02079K305   217,916 1,560 SH   SOLE   1,560 0 0
AMAZON COM INC COM 023135106   4,021,852 26,470 SH   SOLE   25,730 0 740
AMERICAN EXPRESS CO COM 025816109   208,217 1,111 SH   SOLE   1,111 0 0
AMERICAN TOWER CORP NEW COM 03027X100   427,616 1,981 SH   SOLE   1,971 0 10
AMGEN INC COM 031162100   2,673,356 9,282 SH   SOLE   9,117 0 165
APPLE INC COM 037833100   13,367,518 69,431 SH   SOLE   67,457 0 1,974
APPLIED MATLS INC COM 038222105   5,773,878 35,626 SH   SOLE   35,108 0 518
AT&T INC COM 00206R102   377,117 22,474 SH   SOLE   22,031 0 443
ATMOS ENERGY CORP COM 049560105   1,025,772 8,850 SH   SOLE   8,850 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   3,464,000 14,869 SH   SOLE   14,781 0 88
BANK NEW YORK MELLON CORP COM 064058100   2,424,246 46,575 SH   SOLE   46,296 0 279
BECTON DICKINSON & CO COM 075887109   1,863,218 7,641 SH   SOLE   7,570 0 71
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   3,845,865 10,783 SH   SOLE   10,683 0 100
BLACKROCK INC COM 09247X101   3,090,868 3,807 SH   SOLE   3,787 0 20
BLACKSTONE INC COM 09260D107   228,848 1,748 SH   SOLE   1,748 0 0
BOEING CO COM 097023105   858,609 3,294 SH   SOLE   3,294 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   922,942 17,988 SH   SOLE   17,533 0 455
BROADCOM INC COM 11135F101   1,558,676 1,396 SH   SOLE   1,396 0 0
CARRIER GLOBAL CORPORATION COM 14448C104   1,861,181 32,397 SH   SOLE   32,014 0 383
CBRE GROUP INC CL A 12504L109   878,956 9,442 SH   SOLE   9,007 0 435
CENTERPOINT ENERGY INC COM 15189T107   246,702 8,635 SH   SOLE   8,635 0 0
CHEVRON CORP NEW COM 166764100   2,293,941 15,379 SH   SOLE   15,191 0 188
CHUBB LIMITED COM H1467J104   1,314,866 5,818 SH   SOLE   5,682 0 136
CISCO SYS INC COM 17275R102   415,229 8,219 SH   SOLE   8,019 0 200
COCA COLA CO COM 191216100   745,688 12,654 SH   SOLE   12,544 0 110
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102   1,458,494 19,310 SH   SOLE   19,310 0 0
COLGATE PALMOLIVE CO COM 194162103   385,551 4,837 SH   SOLE   4,767 0 70
CONOCOPHILLIPS COM 20825C104   2,103,363 18,122 SH   SOLE   18,022 0 100
CONSTELLATION BRANDS INC CL A 21036P108   1,012,020 4,186 SH   SOLE   4,104 0 82
COSTCO WHSL CORP NEW COM 22160K105   2,720,471 4,121 SH   SOLE   4,059 0 62
CUMMINS INC COM 231021106   1,405,297 5,866 SH   SOLE   5,831 0 35
CVS HEALTH CORP COM 126650100   2,506,844 31,748 SH   SOLE   31,493 0 255
DAVITA INC COM 23918K108   602,894 5,755 SH   SOLE   5,545 0 210
DISNEY WALT CO COM 254687106   1,211,627 13,419 SH   SOLE   13,062 0 357
DUKE ENERGY CORP NEW COM NEW 26441C204   950,585 9,796 SH   SOLE   9,721 0 75
EMERSON ELEC CO COM 291011104   1,376,622 14,144 SH   SOLE   14,040 0 104
ENTERGY CORP NEW COM 29364G103   2,213,264 21,872 SH   SOLE   21,565 0 307
EXPEDITORS INTL WASH INC COM 302130109   2,933,562 23,063 SH   SOLE   22,677 0 386
EXXON MOBIL CORP COM 30231G102   2,195,837 21,963 SH   SOLE   21,423 0 540
FEDEX CORP COM 31428X106   1,429,106 5,649 SH   SOLE   5,588 0 61
GENERAC HLDGS INC COM 368736104   447,817 3,465 SH   SOLE   3,465 0 0
GENUINE PARTS CO COM 372460105   1,672,601 12,077 SH   SOLE   11,993 0 84
GOLDMAN SACHS GROUP INC COM 38141G104   2,677,824 6,942 SH   SOLE   6,877 0 65
HOME DEPOT INC COM 437076102   618,245 1,784 SH   SOLE   1,784 0 0
HUNTINGTON INGALLS INDS INC COM 446413106   228,483 880 SH   SOLE   880 0 0
IAC INC COM NEW 44891N208   223,730 4,271 SH   SOLE   4,062 0 209
INTEL CORP COM 458140100   2,809,023 55,901 SH   SOLE   55,136 0 765
ISHARES GOLD TR ISHARES NEW 464285204   3,218,414 82,460 SH   SOLE   81,518 0 942
ISHARES TR CORE S&P500 ETF 464287200   670,282 1,403 SH   SOLE   1,064 0 339
ISHARES TR CORE S&P SCP ETF 464287804   1,743,565 16,107 SH   SOLE   16,073 0 34
ISHARES TR CORE US AGGBD ET 464287226   204,421 2,060 SH   SOLE   1,863 0 197
ISHARES TR MSCI EAFE ETF 464287465   5,198,665 68,994 SH   SOLE   68,994 0 0
ISHARES TR CORE S&P MCP ETF 464287507   2,354,120 8,494 SH   SOLE   8,465 0 29
JOHNSON & JOHNSON COM 478160104   3,896,642 24,861 SH   SOLE   24,503 0 358
JPMORGAN CHASE & CO COM 46625H100   2,570,231 15,110 SH   SOLE   14,990 0 120
KINDER MORGAN INC DEL COM 49456B101   623,421 35,341 SH   SOLE   34,691 0 650
LINCOLN ELEC HLDGS INC COM 533900106   304,444 1,400 SH   SOLE   1,400 0 0
LOCKHEED MARTIN CORP COM 539830109   575,615 1,270 SH   SOLE   1,270 0 0
LOWES COS INC COM 548661107   2,843,326 12,776 SH   SOLE   12,626 0 150
LULULEMON ATHLETICA INC COM 550021109   304,218 595 SH   SOLE   455 0 140
MATCH GROUP INC NEW COM 57667L107   267,947 7,341 SH   SOLE   6,890 0 451
MCDONALDS CORP COM 580135101   1,607,677 5,422 SH   SOLE   5,392 0 30
MERCK & CO INC COM 58933Y105   754,636 6,922 SH   SOLE   6,822 0 100
META PLATFORMS INC CL A 30303M102   1,387,169 3,919 SH   SOLE   3,669 0 250
MICROSOFT CORP COM 594918104   11,440,855 30,425 SH   SOLE   30,120 0 305
MONSTER BEVERAGE CORP NEW COM 61174X109   1,104,268 19,168 SH   SOLE   19,168 0 0
NIKE INC CL B 654106103   3,641,266 33,538 SH   SOLE   33,148 0 390
NUCOR CORP COM 670346105   4,900,230 28,156 SH   SOLE   27,977 0 179
NVIDIA CORPORATION COM 67066G104   4,072,360 8,223 SH   SOLE   8,223 0 0
OMNICOM GROUP INC COM 681919106   1,599,851 18,493 SH   SOLE   18,493 0 0
ORACLE CORP COM 68389X105   3,066,898 29,089 SH   SOLE   28,615 0 474
PEPSICO INC COM 713448108   2,825,288 16,635 SH   SOLE   16,410 0 225
PFIZER INC COM 717081103   584,228 20,293 SH   SOLE   19,385 0 908
PHILLIPS 66 COM 718546104   1,209,404 9,084 SH   SOLE   9,084 0 0
PNC FINL SVCS GROUP INC COM 693475105   1,240,457 8,011 SH   SOLE   8,011 0 0
PRICE T ROWE GROUP INC COM 74144T108   868,772 8,067 SH   SOLE   7,862 0 205
PROCTER AND GAMBLE CO COM 742718109   4,499,755 30,707 SH   SOLE   30,354 0 353
QUALCOMM INC COM 747525103   326,719 2,259 SH   SOLE   2,259 0 0
REGENERON PHARMACEUTICALS COM 75886F107   1,212,040 1,380 SH   SOLE   1,375 0 5
RTX CORPORATION COM 75513E101   1,907,277 22,668 SH   SOLE   21,954 0 714
SALESFORCE INC COM 79466L302   850,732 3,233 SH   SOLE   3,153 0 80
SCHWAB CHARLES CORP COM 808513105   304,242 4,422 SH   SOLE   4,422 0 0
SONY GROUP CORP SPONSORED ADR 835699307   308,689 3,260 SH   SOLE   3,210 0 50
SPDR S&P 500 ETF TR TR UNIT 78462F103   16,942,461 35,645 SH   SOLE   35,512 0 133
STARBUCKS CORP COM 855244109   1,861,460 19,388 SH   SOLE   18,231 0 1,157
TESLA INC COM 88160R101   596,104 2,399 SH   SOLE   2,299 0 100
THE CIGNA GROUP COM 125523100   1,007,223 3,364 SH   SOLE   3,310 0 54
TJX COS INC NEW COM 872540109   5,823,288 62,075 SH   SOLE   61,325 0 750
T-MOBILE US INC COM 872590104   221,255 1,380 SH   SOLE   1,380 0 0
TORONTO DOMINION BK ONT COM NEW 891160509   1,756,436 27,181 SH   SOLE   26,901 0 280
TOTALENERGIES SE SPONSORED ADS 89151E109   287,713 4,270 SH   SOLE   4,270 0 0
TRAVELERS COMPANIES INC COM 89417E109   2,271,083 11,922 SH   SOLE   11,606 0 316
UNILEVER PLC SPON ADR NEW 904767704   321,340 6,628 SH   SOLE   6,628 0 0
UNITED PARCEL SERVICE INC CL B 911312106   405,632 2,580 SH   SOLE   2,580 0 0
UNITEDHEALTH GROUP INC COM 91324P102   1,594,984 3,030 SH   SOLE   2,984 0 46
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   460,726 5,982 SH   SOLE   5,767 0 215
VANGUARD INDEX FDS SMALL CP ETF 922908751   1,043,449 4,891 SH   SOLE   4,756 0 135
VANGUARD INDEX FDS MID CAP ETF 922908629   966,093 4,153 SH   SOLE   3,993 0 160
VANGUARD INDEX FDS LARGE CAP ETF 922908637   443,123 2,031 SH   SOLE   1,905 0 126
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   1,821,716 44,324 SH   SOLE   43,919 0 405
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   1,377,222 28,752 SH   SOLE   28,317 0 435
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   2,856,500 25,589 SH   SOLE   25,589 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   347,867 9,227 SH   SOLE   9,012 0 215
VERTEX PHARMACEUTICALS INC COM 92532F100   245,355 603 SH   SOLE   583 0 20
VISA INC COM CL A 92826C839   6,814,319 26,174 SH   SOLE   25,808 0 366
WALMART INC COM 931142103   2,844,150 18,041 SH   SOLE   17,493 0 548
WHIRLPOOL CORP COM 963320106   295,714 2,428 SH   SOLE   2,351 0 77