The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101   891,708 8,157 SH   SOLE   0 0 8,157
8X8 INC NEW COM 282914100   85,504 22,620 SH   SOLE   0 0 22,620
ABBVIE INC COM 00287Y109   1,982,531 12,793 SH   SOLE   0 0 12,793
ADOBE INC COM 00724F101   3,959,485 6,637 SH   SOLE   0 0 6,637
ADVANCED MICRO DEVICES INC COM 007903107   303,665 2,060 SH   SOLE   0 0 2,060
AIR PRODS & CHEMS INC COM 009158106   1,044,273 3,814 SH   SOLE   0 0 3,814
ALPHABET INC CAP STK CL A 02079K305   3,313,167 23,718 SH   SOLE   0 0 23,718
ALPHABET INC CAP STK CL C 02079K107   1,500,200 10,645 SH   SOLE   0 0 10,645
ALTRIA GROUP INC COM 02209S103   2,215,627 54,924 SH   SOLE   0 0 54,924
AMAZON COM INC COM 023135106   3,528,655 23,224 SH   SOLE   0 0 23,224
AMERICAN EXPRESS CO COM 025816109   317,354 1,694 SH   SOLE   0 0 1,694
AMERICAS CAR-MART INC COM 03062T105   644,045 8,500 SH   SOLE   0 0 8,500
AMGEN INC COM 031162100   2,541,294 8,823 SH   SOLE   0 0 8,823
APPLE INC COM 037833100   13,285,398 69,004 SH   SOLE   0 0 69,004
ARISTA NETWORKS INC COM 040413106   1,863,826 7,914 SH   SOLE   0 0 7,914
AT&T INC COM 00206R102   194,648 11,600 SH   SOLE   0 0 11,600
BANK AMERICA CORP 7.25%CNV PFD L 060505682   518,270 430 SH   SOLE   0 0 430
BANK AMERICA CORP COM 060505104   2,384,105 70,808 SH   SOLE   0 0 70,808
BECTON DICKINSON & CO COM 075887109   535,451 2,196 SH   SOLE   0 0 2,196
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   239,319 671 SH   SOLE   0 0 671
BLACKSTONE INC COM 09260D107   1,904,829 14,550 SH   SOLE   0 0 14,550
BOEING CO COM 097023105   1,124,487 4,314 SH   SOLE   0 0 4,314
BRISTOL-MYERS SQUIBB CO COM 110122108   252,445 4,920 SH   SOLE   0 0 4,920
BROADCOM INC COM 11135F101   6,332,075 5,673 SH   SOLE   0 0 5,673
CANADIAN PACIFIC KANSAS CITY COM 13646K108   897,094 11,347 SH   SOLE   0 0 11,347
CARDINAL HEALTH INC COM 14149Y108   238,493 2,366 SH   SOLE   0 0 2,366
CATERPILLAR INC COM 149123101   206,082 697 SH   SOLE   0 0 697
CHEMED CORP NEW COM 16359R103   336,816 576 SH   SOLE   0 0 576
CHEVRON CORP NEW COM 166764100   3,128,835 20,976 SH   SOLE   0 0 20,976
CISCO SYS INC COM 17275R102   4,226,886 83,668 SH   SOLE   0 0 83,668
COCA COLA CO COM 191216100   3,154,823 53,535 SH   SOLE   0 0 53,535
COMMERCIAL METALS CO COM 201723103   224,930 4,495 SH   SOLE   0 0 4,495
CONSTELLATION BRANDS INC CL A 21036P108   1,017,042 4,207 SH   SOLE   0 0 4,207
COPART INC COM 217204106   3,535,987 72,163 SH   SOLE   0 0 72,163
CORNING INC COM 219350105   285,773 9,385 SH   SOLE   0 0 9,385
COSTCO WHSL CORP NEW COM 22160K105   14,773,967 22,382 SH   SOLE   0 0 22,382
CROWDSTRIKE HLDGS INC CL A 22788C105   2,920,605 11,439 SH   SOLE   0 0 11,439
CROWN CASTLE INC COM 22822V101   934,536 8,113 SH   SOLE   0 0 8,113
CUMMINS INC COM 231021106   882,576 3,684 SH   SOLE   0 0 3,684
DEVON ENERGY CORP NEW COM 25179M103   330,146 7,288 SH   SOLE   0 0 7,288
DIGIMARC CORP NEW COM 25381B101   254,213 7,038 SH   SOLE   0 0 7,038
DILLARDS INC CL A 254067101   968,760 2,400 SH   SOLE   0 0 2,400
DISCOVER FINL SVCS COM 254709108   315,057 2,803 SH   SOLE   0 0 2,803
DISNEY WALT CO COM 254687106   431,828 4,783 SH   SOLE   0 0 4,783
DOW INC COM 260557103   1,018,600 18,574 SH   SOLE   0 0 18,574
DRAFTKINGS INC NEW COM CL A 26142V105   504,322 14,307 SH   SOLE   0 0 14,307
EATON CORP PLC SHS G29183103   2,873,513 11,932 SH   SOLE   0 0 11,932
EDWARDS LIFESCIENCES CORP COM 28176E108   230,275 3,020 SH   SOLE   0 0 3,020
ELI LILLY & CO COM 532457108   480,909 825 SH   SOLE   0 0 825
ENBRIDGE INC COM 29250N105   1,322,582 36,718 SH   SOLE   0 0 36,718
ENEL CHILE S.A. SPONSORED ADR 29278D105   72,006 22,224 SH   SOLE   0 0 22,224
ETSY INC COM 29786A106   688,013 8,489 SH   SOLE   0 0 8,489
EXXON MOBIL CORP COM 30231G102   4,205,396 42,062 SH   SOLE   0 0 42,062
FEDEX CORP COM 31428X106   365,795 1,446 SH   SOLE   0 0 1,446
FERRARI N V COM N3167Y103   1,333,414 3,940 SH   SOLE   0 0 3,940
FIDELITY COVINGTON TRUST MSCI RL EST ETF 316092857   3,880,041 145,593 SH   SOLE   0 0 145,593
FORD MTR CO DEL COM 345370860   948,102 77,777 SH   SOLE   0 0 77,777
GILEAD SCIENCES INC COM 375558103   946,602 11,685 SH   SOLE   0 0 11,685
GOLDMAN SACHS GROUP INC COM 38141G104   1,429,447 3,705 SH   SOLE   0 0 3,705
HOME DEPOT INC COM 437076102   2,573,563 7,426 SH   SOLE   0 0 7,426
HONEYWELL INTL INC COM 438516106   766,490 3,655 SH   SOLE   0 0 3,655
INDEPENDENCE RLTY TR INC COM 45378A106   360,361 23,553 SH   SOLE   0 0 23,553
INTEL CORP COM 458140100   1,012,839 20,156 SH   SOLE   0 0 20,156
INTERACTIVE BROKERS GROUP IN COM CL A 45841N107   1,216,337 14,672 SH   SOLE   0 0 14,672
INTERNATIONAL BUSINESS MACHS COM 459200101   1,804,376 11,033 SH   SOLE   0 0 11,033
INTUIT COM 461202103   3,134,435 5,015 SH   SOLE   0 0 5,015
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 CB 46138J825   3,001,037 146,714 SH   SOLE   0 0 146,714
ISHARES TR 1 3 YR TREAS BD 464287457   8,183,076 99,745 SH   SOLE   0 0 99,745
ISHARES TR BLACKROCK ULTRA 46434V878   2,028,474 40,279 SH   SOLE   0 0 40,279
ISHARES TR CORE HIGH DV ETF 46429B663   3,332,482 32,675 SH   SOLE   0 0 32,675
ISHARES TR CORE MSCI EAFE 46432F842   9,946,648 141,388 SH   SOLE   0 0 141,388
ISHARES TR CORE S&P MCP ETF 464287507   9,751,942 35,187 SH   SOLE   0 0 35,187
ISHARES TR CORE S&P SCP ETF 464287804   4,955,333 45,777 SH   SOLE   0 0 45,777
ISHARES TR CORE S&P TTL STK 464287150   8,581,495 81,550 SH   SOLE   0 0 81,550
ISHARES TR CORE US AGGBD ET 464287226   13,905,917 140,110 SH   SOLE   0 0 140,110
ISHARES TR IBOXX INV CP ETF 464287242   6,455,965 58,341 SH   SOLE   0 0 58,341
ISHARES TR INTRM GOV CR ETF 464288612   11,845,039 113,068 SH   SOLE   0 0 113,068
ISHARES TR ISHS 1-5YR INVS 464288646   545,387 10,637 SH   SOLE   0 0 10,637
ISHARES TR RUS 1000 GRW ETF 464287614   831,898 2,744 SH   SOLE   0 0 2,744
ISHARES TR S&P 500 GRWT ETF 464287309   15,907,565 211,818 SH   SOLE   0 0 211,818
ISHARES TR S&P 500 VAL ETF 464287408   19,769,949 113,692 SH   SOLE   0 0 113,692
ISHARES TR SHORT TREAS BD 464288679   2,924,172 26,552 SH   SOLE   0 0 26,552
JABIL INC COM 466313103   307,671 2,415 SH   SOLE   0 0 2,415
JOHNSON & JOHNSON COM 478160104   3,426,147 21,859 SH   SOLE   0 0 21,859
JPMORGAN CHASE & CO COM 46625H100   1,584,815 9,317 SH   SOLE   0 0 9,317
LAM RESEARCH CORP COM 512807108   224,796 287 SH   SOLE   0 0 287
LAMAR ADVERTISING CO NEW CL A 512816109   3,565,743 33,550 SH   SOLE   0 0 33,550
M & T BK CORP COM 55261F104   307,860 2,246 SH   SOLE   0 0 2,246
MANHATTAN ASSOCIATES INC COM 562750109   999,515 4,642 SH   SOLE   0 0 4,642
MARTIN MARIETTA MATLS INC COM 573284106   474,463 951 SH   SOLE   0 0 951
MARVELL TECHNOLOGY INC COM 573874104   449,249 7,449 SH   SOLE   0 0 7,449
MASTERCARD INCORPORATED CL A 57636Q104   1,669,787 3,915 SH   SOLE   0 0 3,915
MCDONALDS CORP COM 580135101   1,347,094 4,543 SH   SOLE   0 0 4,543
MERCK & CO INC COM 58933Y105   3,272,158 30,014 SH   SOLE   0 0 30,014
META PLATFORMS INC CL A 30303M102   2,627,799 7,424 SH   SOLE   0 0 7,424
MICRON TECHNOLOGY INC COM 595112103   287,852 3,373 SH   SOLE   0 0 3,373
MICROSOFT CORP COM 594918104   9,198,316 24,461 SH   SOLE   0 0 24,461
MITSUBISHI UFJ FINL GROUP IN SPONSORED ADS 606822104   100,160 11,633 SH   SOLE   0 0 11,633
MODINE MFG CO COM 607828100   1,046,123 17,523 SH   SOLE   0 0 17,523
MONDELEZ INTL INC CL A 609207105   358,239 4,946 SH   SOLE   0 0 4,946
NATIONAL FUEL GAS CO COM 636180101   875,416 17,449 SH   SOLE   0 0 17,449
NETFLIX INC COM 64110L106   967,065 1,986 SH   SOLE   0 0 1,986
NEWMONT CORP COM 651639106   316,716 7,652 SH   SOLE   0 0 7,652
NIKE INC CL B 654106103   462,400 4,259 SH   SOLE   0 0 4,259
NORFOLK SOUTHN CORP COM 655844108   245,126 1,037 SH   SOLE   0 0 1,037
NOVO-NORDISK A S ADR 670100205   1,406,610 13,597 SH   SOLE   0 0 13,597
NUCOR CORP COM 670346105   294,476 1,692 SH   SOLE   0 0 1,692
NVIDIA CORPORATION COM 67066G104   5,510,337 11,127 SH   SOLE   0 0 11,127
OKTA INC CL A 679295105   204,666 2,261 SH   SOLE   0 0 2,261
PALANTIR TECHNOLOGIES INC CL A 69608A108   2,223,360 129,491 SH   SOLE   0 0 129,491
PALO ALTO NETWORKS INC COM 697435105   1,730,061 5,867 SH   SOLE   0 0 5,867
PEPSICO INC COM 713448108   603,611 3,554 SH   SOLE   0 0 3,554
PFIZER INC COM 717081103   661,940 22,992 SH   SOLE   0 0 22,992
PHILIP MORRIS INTL INC COM 718172109   2,279,426 24,229 SH   SOLE   0 0 24,229
PHILLIPS 66 COM 718546104   1,960,784 14,727 SH   SOLE   0 0 14,727
PINTEREST INC CL A 72352L106   1,609,444 43,452 SH   SOLE   0 0 43,452
PNC FINL SVCS GROUP INC COM 693475105   494,281 3,192 SH   SOLE   0 0 3,192
PROCTER AND GAMBLE CO COM 742718109   1,451,810 9,907 SH   SOLE   0 0 9,907
QUALCOMM INC COM 747525103   1,456,424 10,070 SH   SOLE   0 0 10,070
ROKU INC COM CL A 77543R102   537,448 5,864 SH   SOLE   0 0 5,864
ROYAL BK CDA COM 780087102   1,373,750 13,584 SH   SOLE   0 0 13,584
RTX CORPORATION COM 75513E101   1,306,947 15,533 SH   SOLE   0 0 15,533
SALESFORCE INC COM 79466L302   2,056,965 7,817 SH   SOLE   0 0 7,817
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   3,621,889 97,995 SH   SOLE   0 0 97,995
SCHWAB STRATEGIC TR INT-TRM U.S TRES 808524854   5,320,313 107,005 SH   SOLE   0 0 107,005
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   4,141,267 85,475 SH   SOLE   0 0 85,475
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   6,116,371 131,196 SH   SOLE   0 0 131,196
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   3,146,775 56,526 SH   SOLE   0 0 56,526
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   2,251,292 29,572 SH   SOLE   0 0 29,572
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   6,449,447 77,742 SH   SOLE   0 0 77,742
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   7,738,607 110,394 SH   SOLE   0 0 110,394
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   3,735,465 49,595 SH   SOLE   0 0 49,595
SCHWAB STRATEGIC TR US REIT ETF 808524847   1,727,272 83,403 SH   SOLE   0 0 83,403
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   1,780,289 37,686 SH   SOLE   0 0 37,686
SEMPRA COM 816851109   1,924,849 25,757 SH   SOLE   0 0 25,757
SERVICENOW INC COM 81762P102   1,855,949 2,627 SH   SOLE   0 0 2,627
SHOPIFY INC CL A 82509L107   3,332,445 42,779 SH   SOLE   0 0 42,779
SKYWORKS SOLUTIONS INC COM 83088M102   602,111 5,356 SH   SOLE   0 0 5,356
SMUCKER J M CO COM NEW 832696405   408,452 3,232 SH   SOLE   0 0 3,232
SNAP ON INC COM 833034101   941,618 3,260 SH   SOLE   0 0 3,260
SOUTHERN COPPER CORP COM 84265V105   1,873,354 21,765 SH   SOLE   0 0 21,765
SPDR GOLD TR GOLD SHS 78463V107   230,169 1,204 SH   SOLE   0 0 1,204
SPDR SER TR AEROSPACE DEF 78464A631   251,204 1,855 SH   SOLE   0 0 1,855
SPDR SER TR PRTFLO S&P500 GW 78464A409   202,922 3,119 SH   SOLE   0 0 3,119
SPDR SER TR PRTFLO S&P500 VL 78464A508   236,787 5,078 SH   SOLE   0 0 5,078
SPDR SER TR S&P DIVID ETF 78464A763   266,186 2,130 SH   SOLE   0 0 2,130
SUPER MICRO COMPUTER INC COM 86800U104   966,768 3,401 SH   SOLE   0 0 3,401
SYNOPSYS INC COM 871607107   485,560 943 SH   SOLE   0 0 943
TESLA INC COM 88160R101   3,227,258 12,988 SH   SOLE   0 0 12,988
TEXAS INSTRS INC COM 882508104   2,212,679 12,981 SH   SOLE   0 0 12,981
THE TRADE DESK INC COM CL A 88339J105   3,989,139 55,436 SH   SOLE   0 0 55,436
THERMO FISHER SCIENTIFIC INC COM 883556102   461,257 869 SH   SOLE   0 0 869
THOR INDS INC COM 885160101   373,788 3,161 SH   SOLE   0 0 3,161
TYSON FOODS INC CL A 902494103   324,005 6,028 SH   SOLE   0 0 6,028
UBER TECHNOLOGIES INC COM 90353T100   248,004 4,028 SH   SOLE   0 0 4,028
UNION PAC CORP COM 907818108   486,143 1,979 SH   SOLE   0 0 1,979
UNITED PARCEL SERVICE INC CL B 911312106   615,555 3,915 SH   SOLE   0 0 3,915
UNITEDHEALTH GROUP INC COM 91324P102   947,646 1,800 SH   SOLE   0 0 1,800
VALERO ENERGY CORP COM 91913Y100   1,641,278 12,625 SH   SOLE   0 0 12,625
VERIZON COMMUNICATIONS INC COM 92343V104   1,355,070 35,944 SH   SOLE   0 0 35,944
VIRTU FINL INC CL A 928254101   548,458 27,071 SH   SOLE   0 0 27,071
VISA INC COM CL A 92826C839   4,048,789 15,551 SH   SOLE   0 0 15,551
WALGREENS BOOTS ALLIANCE INC COM 931427108   846,311 32,413 SH   SOLE   0 0 32,413
WALMART INC COM 931142103   1,240,311 7,868 SH   SOLE   0 0 7,868
WASTE MGMT INC DEL COM 94106L109   430,459 2,403 SH   SOLE   0 0 2,403
ZSCALER INC COM 98980G102   2,809,935 12,683 SH   SOLE   0 0 12,683