The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   225,574 1,979 SH   SOLE   0 0 1,979
ABBVIE INC COM 00287Y109   1,238,071 6,269 SH   SOLE   0 0 6,269
ADVISORSHARES TR ADVISORSHS ETF 00768Y560   274,861 4,000 SH   SOLE   0 0 4,000
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102   284,402 2,680 SH   SOLE   0 0 2,680
ALPHABET INC CAP STK CL A 02079K305   496,721 2,995 SH   SOLE   0 0 2,995
ALPHABET INC CAP STK CL C 02079K107   269,416 1,611 SH   SOLE   0 0 1,611
ALTRIA GROUP INC COM 02209S103   723,339 14,172 SH   SOLE   0 0 14,172
AMAZON COM INC COM 023135106   2,564,460 13,763 SH   SOLE   0 0 13,763
AMBEV SA SPONSORED ADR 02319V103   41,210 16,889 SH   SOLE   0 0 16,889
AMERICAN EXPRESS CO COM 025816109   213,982 789 SH   SOLE   0 0 789
APPLE INC COM 037833100   15,215,644 65,303 SH   SOLE   0 0 65,303
ARISTA NETWORKS INC COM 040413106   211,485 551 SH   SOLE   0 0 551
AT&T INC COM 00206R102   1,010,929 45,951 SH   SOLE   0 0 45,951
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   466,244 1,013 SH   SOLE   0 0 1,013
BLACKSTONE INC COM 09260D107   483,230 3,156 SH   SOLE   0 0 3,156
BXP INC COM 101121101   217,799 2,707 SH   SOLE   0 0 2,707
CBOE GLOBAL MKTS INC COM 12503M108   2,169,661 10,590 SH   SOLE   0 0 10,590
CHIPOTLE MEXICAN GRILL INC COM 169656105   432,150 7,500 SH   SOLE   0 0 7,500
CISCO SYS INC COM 17275R102   855,629 16,077 SH   SOLE   0 0 16,077
CLOROX CO DEL COM 189054109   873,389 5,361 SH   SOLE   0 0 5,361
CME GROUP INC COM 12572Q105   13,006,922 58,948 SH   SOLE   0 0 58,948
COCA COLA CO COM 191216100   266,928 3,715 SH   SOLE   0 0 3,715
COLGATE PALMOLIVE CO COM 194162103   941,219 9,067 SH   SOLE   0 0 9,067
CONAGRA BRANDS INC COM 205887102   787,180 24,206 SH   SOLE   0 0 24,206
COSTCO WHSL CORP NEW COM 22160K105   536,468 605 SH   SOLE   0 0 605
CROWDSTRIKE HLDGS INC CL A 22788C105   778,024 2,774 SH   SOLE   0 0 2,774
DIREXION SHS ETF TR AUSPCE CMD STG 25460E307   389,504 13,553 SH   SOLE   0 0 13,553
DNP SELECT INCOME FD INC COM 23325P104   161,609 16,096 SH   SOLE   0 0 16,096
ELI LILLY & CO COM 532457108   200,789 227 SH   SOLE   0 0 227
EXXON MOBIL CORP COM 30231G102   960,067 8,190 SH   SOLE   0 0 8,190
FASTENAL CO COM 311900104   214,805 3,008 SH   SOLE   0 0 3,008
FIDELITY MERRIMACK STR TR TOTAL BD ETF 316188309   2,223,616 47,574 SH   SOLE   0 0 47,574
FORD MTR CO COM 345370860   111,153 10,526 SH   SOLE   0 0 10,526
GEN DIGITAL INC COM 668771108   208,057 7,585 SH   SOLE   0 0 7,585
GILEAD SCIENCES INC COM 375558103   830,108 9,901 SH   SOLE   0 0 9,901
HARTFORD FDS EXCHANGE TRADED TOTAL RTRN ETF 41653L305   12,184,857 348,537 SH   SOLE   0 0 348,537
HENRY JACK & ASSOC INC COM 426281101   207,612 1,176 SH   SOLE   0 0 1,176
HOME DEPOT INC COM 437076102   497,485 1,228 SH   SOLE   0 0 1,228
HOST HOTELS & RESORTS INC COM 44107P104   201,848 11,469 SH   SOLE   0 0 11,469
INTEL CORP COM 458140100   304,980 13,000 SH   SOLE   0 0 13,000
INTERNATIONAL BUSINESS MACHS COM 459200101   228,686 1,034 SH   SOLE   0 0 1,034
INVESCO EXCH TRADED FD TR II SHORT TERM TREAS 46138G888   946,411 8,957 SH   SOLE   0 0 8,957
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 CB 46138J841   2,215,371 104,894 SH   SOLE   0 0 104,894
INVESCO EXCH TRD SLF IDX FD BULSHS 2024 HY 46138J833   308,332 13,571 SH   SOLE   0 0 13,571
INVESCO EXCH TRD SLF IDX FD BULSHS 2025 HY 46138J817   587,574 25,414 SH   SOLE   0 0 25,414
INVESCO EXCH TRD SLF IDX FD INVSCO BLSH 26 46138J635   729,851 31,117 SH   SOLE   0 0 31,117
INVESCO LTD SHS G491BT108   197,341 11,238 SH   SOLE   0 0 11,238
INVESCO QQQ TR UNIT SER 1 46090E103   971,829 1,991 SH   SOLE   0 0 1,991
ISHARES INC MSCI EMERG MRKT 464286533   382,550 6,101 SH   SOLE   0 0 6,101
ISHARES INC MSCI GBL MIN VOL 464286525   7,604,740 66,400 SH   SOLE   0 0 66,400
ISHARES TR BROAD USD HIGH 46435U853   280,606 7,453 SH   SOLE   0 0 7,453
ISHARES TR CORE 1 5 YR USD 46432F859   8,911,428 183,061 SH   SOLE   0 0 183,061
ISHARES TR CORE TOTAL USD 46434V613   1,731,288 36,742 SH   SOLE   0 0 36,742
ISHARES TR CRE U S REIT ETF 464288521   223,764 3,634 SH   SOLE   0 0 3,634
ISHARES TR IBONDS DEC2026 46435GAA0   4,431,083 182,349 SH   SOLE   0 0 182,349
ISHARES TR IBONDS DEC25 ETF 46434VBD1   4,595,781 183,099 SH   SOLE   0 0 183,099
ISHARES TR MSCI EAFE ETF 464287465   211,697 2,531 SH   SOLE   0 0 2,531
ISHARES TR MSCI USA MIN VOL 46429B697   1,957,364 21,436 SH   SOLE   0 0 21,436
ISHARES TR RUS 1000 GRW ETF 464287614   423,805 1,129 SH   SOLE   0 0 1,129
ISHARES TR RUS MD CP GR ETF 464287481   440,659 3,757 SH   SOLE   0 0 3,757
ISHARES TR SELECT DIVID ETF 464287168   307,500 2,277 SH   SOLE   0 0 2,277
ISHARES TR US TREAS BD ETF 46429B267   425,399 18,141 SH   SOLE   0 0 18,141
JOHNSON & JOHNSON COM 478160104   916,171 5,653 SH   SOLE   0 0 5,653
JPMORGAN CHASE & CO. COM 46625H100   1,864,119 8,841 SH   SOLE   0 0 8,841
KIMBERLY-CLARK CORP COM 494368103   802,033 5,637 SH   SOLE   0 0 5,637
LULULEMON ATHLETICA INC COM 550021109   234,176 863 SH   SOLE   0 0 863
MARKETAXESS HLDGS INC COM 57060D108   215,721 842 SH   SOLE   0 0 842
MCDONALDS CORP COM 580135101   263,600 866 SH   SOLE   0 0 866
META PLATFORMS INC CL A 30303M102   617,410 1,079 SH   SOLE   0 0 1,079
MICROSOFT CORP COM 594918104   3,151,142 7,323 SH   SOLE   0 0 7,323
MID-AMER APT CMNTYS INC COM 59522J103   448,240 2,821 SH   SOLE   0 0 2,821
NEWMONT CORP COM 651639106   453,791 8,490 SH   SOLE   0 0 8,490
NOVO-NORDISK A S ADR 670100205   268,146 2,252 SH   SOLE   0 0 2,252
NVIDIA CORPORATION COM 67066G104   1,900,025 15,646 SH   SOLE   0 0 15,646
PARKER-HANNIFIN CORP COM 701094104   208,501 330 SH   SOLE   0 0 330
PIMCO ETF TR 15+ YR US TIPS 72201R304   1,902,762 32,948 SH   SOLE   0 0 32,948
PROCTER AND GAMBLE CO COM 742718109   1,054,822 6,090 SH   SOLE   0 0 6,090
PROGRESSIVE CORP COM 743315103   839,185 3,307 SH   SOLE   0 0 3,307
PUBLIC STORAGE OPER CO COM 74460D109   216,001 594 SH   SOLE   0 0 594
QUALCOMM INC COM 747525103   241,644 1,421 SH   SOLE   0 0 1,421
SCHWAB STRATEGIC TR INTERNL DIVID 808524672   4,541,036 173,521 SH   SOLE   0 0 173,521
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   271,656 6,606 SH   SOLE   0 0 6,606
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   513,017 10,474 SH   SOLE   0 0 10,474
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   527,046 7,923 SH   SOLE   0 0 7,923
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   1,958,041 23,164 SH   SOLE   0 0 23,164
SCHWAB STRATEGIC TR US TIPS ETF 808524870   7,168,740 133,670 SH   SOLE   0 0 133,670
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   1,742,463 46,391 SH   SOLE   0 0 46,391
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509   1,223,524 29,640 SH   SOLE   0 0 29,640
SPDR S&P 500 ETF TR TR UNIT 78462F103   7,798,258 13,591 SH   SOLE   0 0 13,591
SPDR SER TR PORTFOLI S&P1500 78464A805   9,378,821 133,868 SH   SOLE   0 0 133,868
SPDR SER TR PORTFOLIO SHORT 78464A474   3,893,972 128,599 SH   SOLE   0 0 128,599
STARBUCKS CORP COM 855244109   798,394 8,189 SH   SOLE   0 0 8,189
SYSCO CORP COM 871829107   220,521 2,825 SH   SOLE   0 0 2,825
TAPESTRY INC COM 876030107   219,585 4,674 SH   SOLE   0 0 4,674
TARGET CORP COM 87612E106   222,297 1,426 SH   SOLE   0 0 1,426
UDR INC COM 902653104   778,171 17,163 SH   SOLE   0 0 17,163
VANECK ETF TRUST MORNINGSTAR SMID 92189H730   628,999 17,956 SH   SOLE   0 0 17,956
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643   4,177,978 43,094 SH   SOLE   0 0 43,094
VANGUARD ADMIRAL FDS INC MIDCP 400 IDX 921932885   575,833 5,451 SH   SOLE   0 0 5,451
VANGUARD INDEX FDS GROWTH ETF 922908736   304,660 794 SH   SOLE   0 0 794
VANGUARD INDEX FDS TOTAL STK MKT 922908769   11,365,970 40,140 SH   SOLE   0 0 40,140
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   3,886,220 64,320 SH   SOLE   0 0 64,320
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,515,107 7,650 SH   SOLE   0 0 7,650
VANGUARD STAR FDS VG TL INTL STK F 921909768   1,365,849 21,097 SH   SOLE   0 0 21,097
VISA INC COM CL A 92826C839   242,217 881 SH   SOLE   0 0 881
WALMART INC COM 931142103   350,996 4,347 SH   SOLE   0 0 4,347
WILLIAMS COS INC COM 969457100   758,530 16,616 SH   SOLE   0 0 16,616
WOODWARD INC COM 980745103   327,242 1,908 SH   SOLE   0 0 1,908