The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
1LIFE HEALTHCARE INC COM 68269G107 418 14,735 SH   SOLE   14,735 0 0
3M CO COM 88579Y101 675 4,216 SH   SOLE   4,216 0 0
ABBOTT LABS COM 002824100 1,115 10,241 SH   SOLE   10,241 0 0
ABBVIE INC COM 00287Y109 2,048 23,379 SH   SOLE   23,379 0 0
ABIOMED INC COM 003654100 222 800 SH   SOLE   800 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 1,771 7,837 SH   SOLE   7,837 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101 399 814 SH   SOLE   814 0 0
AFLAC INC COM 001055102 236 6,479 SH   SOLE   6,479 0 0
AIR PRODS & CHEMS INC COM 009158106 326 1,095 SH   SOLE   1,095 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 856 2,913 SH   SOLE   2,913 0 0
ALLIANT ENERGY CORP COM 018802108 272 5,273 SH   SOLE   5,273 0 0
ALPHABET INC CAP STK CL C 02079K107 2,175 1,480 SH   SOLE   1,480 0 0
ALPHABET INC CAP STK CL A 02079K305 1,977 1,349 SH   SOLE   1,349 0 0
ALTRIA GROUP INC COM 02209S103 257 6,642 SH   SOLE   6,642 0 0
AMAZON COM INC COM 023135106 4,035 1,281 SH   SOLE   1,281 0 0
AMERICAN ELEC PWR CO INC COM 025537101 259 3,171 SH   SOLE   3,171 0 0
AMERICAN EXPRESS CO COM 025816109 243 2,426 SH   SOLE   2,426 0 0
AMERICAN TOWER CORP NEW COM 03027X100 701 2,899 SH   SOLE   2,899 0 0
AMERICAN WTR WKS CO INC NEW COM 030420103 718 4,956 SH   SOLE   4,956 0 0
AMGEN INC COM 031162100 565 2,223 SH   SOLE   2,223 0 0
AMPLIFY ETF TR BLACKSWAN GRWT 032108888 7,070 223,162 SH   SOLE   223,162 0 0
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524A108 253 4,687 SH   SOLE   4,687 0 0
ANNALY CAPITAL MANAGEMENT IN COM 035710409 71 10,000 SH   SOLE   10,000 0 0
APPLE INC COM 037833100 20,286 175,165 SH   SOLE   175,165 0 0
ARK ETF TR FINTECH INNOVA 00214Q708 627 15,819 SH   SOLE   15,819 0 0
ARK ETF TR INNOVATION ETF 00214Q104 334 3,630 SH   SOLE   3,630 0 0
AT&T INC COM 00206R102 1,355 47,542 SH   SOLE   47,542 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103 2,228 15,971 SH   SOLE   15,971 0 0
BARRICK GOLD CORP COM 067901108 296 10,525 SH   SOLE   10,525 0 0
BCE INC COM NEW 05534B760 3,155 76,088 SH   SOLE   76,088 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 6,931 32,550 SH   SOLE   32,550 0 0
BK OF AMERICA CORP COM 060505104 924 38,361 SH   SOLE   38,361 0 0
BLACKROCK INC COM 09247X101 300 533 SH   SOLE   533 0 0
BLACKSTONE GROUP INC COM CL A 09260D107 817 15,660 SH   SOLE   15,660 0 0
BOEING CO COM 097023105 401 2,425 SH   SOLE   2,425 0 0
BP PLC SPONSORED ADR 055622104 229 13,130 SH   SOLE   13,130 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 492 8,154 SH   SOLE   8,154 0 0
BROADRIDGE FINL SOLUTIONS IN COM 11133T103 425 3,217 SH   SOLE   3,217 0 0
CAMBRIA ETF TR GLB ASSET ALLO 132061607 2,436 92,559 SH   SOLE   92,559 0 0
CAPITAL ONE FINL CORP COM 14040H105 224 3,120 SH   SOLE   3,120 0 0
CATERPILLAR INC DEL COM 149123101 757 5,076 SH   SOLE   5,076 0 0
CENTRAL SECS CORP COM 155123102 244 8,428 SH   SOLE   8,428 0 0
CHERRY HILL MTG INVT CORP COM 164651101 410 45,650 SH   SOLE   45,650 0 0
CHEVRON CORP NEW COM 166764100 481 6,682 SH   SOLE   6,682 0 0
CHEWY INC CL A 16679L109 571 10,409 SH   SOLE   10,409 0 0
CHUBB LIMITED COM H1467J104 257 2,213 SH   SOLE   2,213 0 0
CISCO SYS INC COM 17275R102 434 11,018 SH   SOLE   11,018 0 0
CLOROX CO DEL COM 189054109 373 1,776 SH   SOLE   1,776 0 0
CLOUDFLARE INC CL A COM 18915M107 499 12,160 SH   SOLE   12,160 0 0
COCA COLA CO COM 191216100 912 18,478 SH   SOLE   18,478 0 0
COLGATE PALMOLIVE CO COM 194162103 216 2,804 SH   SOLE   2,804 0 0
COMCAST CORP NEW CL A 20030N101 1,421 30,717 SH   SOLE   30,717 0 0
CONSOLIDATED EDISON INC COM 209115104 278 3,574 SH   SOLE   3,574 0 0
CONSTELLATION BRANDS INC CL A 21036P108 626 3,304 SH   SOLE   3,304 0 0
CORNING INC COM 219350105 355 10,950 SH   SOLE   10,950 0 0
COSTCO WHSL CORP NEW COM 22160K105 1,278 3,599 SH   SOLE   3,599 0 0
CVS HEALTH CORP COM 126650100 439 7,510 SH   SOLE   7,510 0 0
DIAGEO PLC SPON ADR NEW 25243Q205 658 4,776 SH   SOLE   4,776 0 0
DISNEY WALT CO COM DISNEY 254687106 1,226 9,882 SH   SOLE   9,882 0 0
DOLLAR TREE INC COM 256746108 234 2,560 SH   SOLE   2,560 0 0
DOMINION ENERGY INC COM 25746U109 695 8,808 SH   SOLE   8,808 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 1,453 16,411 SH   SOLE   16,411 0 0
EDWARDS LIFESCIENCES CORP COM 28176E108 216 2,700 SH   SOLE   2,700 0 0
ENCORE CAP GROUP INC COM 292554102 454 11,770 SH   SOLE   11,770 0 0
ENSTAR GROUP LIMITED SHS G3075P101 1,454 9,000 SH   SOLE   9,000 0 0
ESSENTIAL UTILS INC COM 29670G102 982 24,399 SH   SOLE   24,399 0 0
EXXON MOBIL CORP COM 30231G102 534 15,564 SH   SOLE   15,564 0 0
FACEBOOK INC CL A 30303M102 3,978 15,189 SH   SOLE   15,189 0 0
FEDEX CORP COM 31428X106 607 2,415 SH   SOLE   2,415 0 0
FIRST TR EXCHANGE-TRADED FD DORSEY WRT 5 ETF 33738R605 341 10,000 SH   SOLE   10,000 0 0
FORTRESS VALUE ACQUISITION C COM CL A 34962V106 464 34,200 SH   SOLE   34,200 0 0
GENERAL ELECTRIC CO COM 369604103 177 28,441 SH   SOLE   28,441 0 0
GENERAL MLS INC COM 370334104 361 5,852 SH   SOLE   5,852 0 0
GILEAD SCIENCES INC COM 375558103 239 3,781 SH   SOLE   3,781 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 321 8,522 SH   SOLE   8,522 0 0
GLOBAL X FDS CONSCIOUS COS 37954Y731 657 27,040 SH   SOLE   27,040 0 0
GLOBAL X FDS US PFD ETF 37954Y657 283 11,411 SH   SOLE   11,411 0 0
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529 690 6,873 SH   SOLE   6,873 0 0
GROCERY OUTLET HLDG CORP COM 39874R101 227 5,780 SH   SOLE   5,780 0 0
HOME DEPOT INC COM 437076102 2,123 7,644 SH   SOLE   7,644 0 0
INNOVATIVE INDL PPTYS INC COM 45781V101 292 2,350 SH   SOLE   2,350 0 0
INSPERITY INC COM 45778Q107 218 3,330 SH   SOLE   3,330 0 0
INTEL CORP COM 458140100 2,128 41,098 SH   SOLE   41,098 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 846 6,954 SH   SOLE   6,954 0 0
INTUIT COM 461202103 201 617 SH   SOLE   617 0 0
INVESCO EXCH TRADED FD TR II S&P GBL WATER 46138E263 792 19,146 SH   SOLE   19,146 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2021 CB 46138J700 4,687 219,848 SH   SOLE   219,848 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2020 HY 46138J601 238 10,180 SH   SOLE   10,180 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2023 CB 46138J866 464 21,303 SH   SOLE   21,303 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2020 CB 46138J502 3,426 161,454 SH   SOLE   161,454 0 0
INVESCO EXCH TRD SLF IDX FD BULSHS 2022 CB 46138J882 2,075 95,025 SH   SOLE   95,025 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL STP 46137V373 2,426 16,967 SH   SOLE   16,967 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL FIN 46137V340 402 10,559 SH   SOLE   10,559 0 0
INVESCO EXCHANGE TRADED FD T FINL PFD ETF 46137V621 1,517 80,925 SH   SOLE   80,925 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357 9,747 90,162 SH   SOLE   90,162 0 0
INVESCO EXCHANGE TRADED FD T S&P MDCP400 PR 46137V217 898 5,330 SH   SOLE   5,330 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL TEC 46137V282 1,215 5,767 SH   SOLE   5,767 0 0
INVESCO EXCHANGE TRADED FD T S&P500 PUR VAL 46137V258 348 7,106 SH   SOLE   7,106 0 0
INVESCO EXCHANGE TRADED FD T S&P500 PUR GWT 46137V266 10,336 72,977 SH   SOLE   72,977 0 0
INVESCO QQQ TR UNIT SER 1 46090E103 1,371 4,936 SH   SOLE   4,936 0 0
ISHARES GOLD TRUST ISHARES 464285105 237 13,182 SH   SOLE   13,182 0 0
ISHARES SILVER TR ISHARES 46428Q109 216 10,000 SH Call SOLE   0 0 10,000
ISHARES SILVER TR ISHARES 46428Q109 144 6,676 SH   SOLE   6,676 0 0
ISHARES TR CORE S&P MCP ETF 464287507 336 1,812 SH   SOLE   1,812 0 0
ISHARES TR SELECT DIVID ETF 464287168 2,520 30,901 SH   SOLE   30,901 0 0
ISHARES TR ESG AWR MSCI USA 46435G425 487 6,396 SH   SOLE   6,396 0 0
ISHARES TR TIPS BD ETF 464287176 6,737 53,258 SH   SOLE   53,258 0 0
ISHARES TR ESG AWRE 1 5 YR 46435G243 710 27,209 SH   SOLE   27,209 0 0
ISHARES TR RESIDENTIAL MULT 464288562 223 3,650 SH   SOLE   3,650 0 0
ISHARES TR MSCI EAFE ETF 464287465 209 3,287 SH   SOLE   3,287 0 0
ISHARES TR CORE S&P SCP ETF 464287804 10,090 143,671 SH   SOLE   143,671 0 0
ISHARES TR 20 YR TR BD ETF 464287432 200 1,223 SH   SOLE   1,223 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 1,397 6,442 SH   SOLE   6,442 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 228 986 SH   SOLE   986 0 0
ISHARES TR IBOXX INV CP ETF 464287242 523 3,886 SH   SOLE   3,886 0 0
ISHARES TR PFD AND INCM SEC 464288687 2,190 60,072 SH   SOLE   60,072 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 574 13,024 SH   SOLE   13,024 0 0
ISHARES TR RUS MID CAP ETF 464287499 1,944 33,874 SH   SOLE   33,874 0 0
ISHARES TR U.S. MED DVC ETF 464288810 859 2,866 SH   SOLE   2,866 0 0
ISHARES TR GLOBAL TECH ETF 464287291 1,175 4,456 SH   SOLE   4,456 0 0
ISHARES TR BARCLAYS 7 10 YR 464287440 918 7,535 SH   SOLE   7,535 0 0
ISHARES TR CORE MSCI TOTAL 46432F834 2,543 43,590 SH   SOLE   43,590 0 0
ISHARES TR MSCI USA ESG SLC 464288802 369 2,512 SH   SOLE   2,512 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 784 6,636 SH   SOLE   6,636 0 0
ISHARES TR ESG AWARE MSCI 46435U663 277 10,448 SH   SOLE   10,448 0 0
ISHARES TR MSCI EAFE MIN VL 46429B689 10,933 160,467 SH   SOLE   160,467 0 0
ISHARES TR MSCI USA MIN VOL 46429B697 22,532 353,553 SH   SOLE   353,553 0 0
ISHARES TR GLOB HLTHCRE ETF 464287325 2,147 29,897 SH   SOLE   29,897 0 0
ISHARES TR IBOXX HI YD ETF 464288513 277 3,306 SH   SOLE   3,306 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 233 2,690 SH   SOLE   2,690 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 473 3,157 SH   SOLE   3,157 0 0
ISHARES TR ESG AW MSCI EAFE 46435G516 969 15,262 SH   SOLE   15,262 0 0
ISHARES TR RUS 1000 ETF 464287622 208 1,111 SH   SOLE   1,111 0 0
ISHARES TR CORE S&P TTL STK 464287150 234 3,099 SH   SOLE   3,099 0 0
ISHARES TR RUS 2000 GRW ETF 464287648 351 1,586 SH   SOLE   1,586 0 0
ISHARES TR NATIONAL MUN ETF 464288414 1,167 10,069 SH   SOLE   10,069 0 0
ISHARES TR U.S. TECH ETF 464287721 729 2,421 SH   SOLE   2,421 0 0
ISHARES TR CORE US AGGBD ET 464287226 213 1,802 SH   SOLE   1,802 0 0
ISHARES TR ESG AWR US AGRGT 46435U549 951 16,837 SH   SOLE   16,837 0 0
ISHARES TR CONV BD ETF 46435G102 1,812 22,437 SH   SOLE   22,437 0 0
ISHARES TR GBL GREEN ETF 46435U440 809 14,547 SH   SOLE   14,547 0 0
JOHNSON & JOHNSON COM 478160104 7,482 50,252 SH   SOLE   50,252 0 0
JPMORGAN CHASE & CO COM 46625H100 1,552 16,122 SH   SOLE   16,122 0 0
KIMBERLY CLARK CORP COM 494368103 219 1,482 SH   SOLE   1,482 0 0
KRANESHARES TR CSI CHI INTERNET 500767306 263 3,860 SH   SOLE   3,860 0 0
KRANESHARES TR QUADRTC INT RT 500767736 1,347 49,134 SH   SOLE   49,134 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109 278 1,637 SH   SOLE   1,637 0 0
LABORATORY CORP AMER HLDGS COM NEW 50540R409 320 1,700 SH   SOLE   1,700 0 0
LOCKHEED MARTIN CORP COM 539830109 1,027 2,678 SH   SOLE   2,678 0 0
LOWES COS INC COM 548661107 501 3,019 SH   SOLE   3,019 0 0
MASTERCARD INCORPORATED CL A 57636Q104 1,385 4,095 SH   SOLE   4,095 0 0
MCDONALDS CORP COM 580135101 927 4,225 SH   SOLE   4,225 0 0
MERCK & CO. INC COM 58933Y105 1,653 19,928 SH   SOLE   19,928 0 0
METTLER TOLEDO INTERNATIONAL COM 592688105 969 1,003 SH   SOLE   1,003 0 0
MICHAELS COS INC COM 59408Q106 109 11,325 SH   SOLE   11,325 0 0
MICROSOFT CORP COM 594918104 8,982 42,703 SH   SOLE   42,703 0 0
MIDDLESEX WTR CO COM 596680108 1,009 16,242 SH   SOLE   16,242 0 0
NATIONAL GRID PLC SPONSORED ADR NE 636274409 528 9,140 SH   SOLE   9,140 0 0
NAUTILUS INC COM 63910B102 345 20,098 SH   SOLE   20,098 0 0
NETFLIX INC COM 64110L106 265 531 SH   SOLE   531 0 0
NEXTERA ENERGY INC COM 65339F101 1,798 6,479 SH   SOLE   6,479 0 0
NOMAD FOODS LTD USD ORD SHS G6564A105 305 11,960 SH   SOLE   11,960 0 0
NORDIC AMERICAN TANKERS LIMI COM G65773106 52 15,000 SH   SOLE   15,000 0 0
NOVARTIS AG SPONSORED ADR 66987V109 1,150 13,220 SH   SOLE   13,220 0 0
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300 254 8,721 SH   SOLE   8,721 0 0
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607 294 9,899 SH   SOLE   9,899 0 0
NUSHARES ETF TR NUVEEN ESG LRGCP 67092P201 282 5,550 SH   SOLE   5,550 0 0
NVIDIA CORPORATION COM 67066G104 477 881 SH   SOLE   881 0 0
OPKO HEALTH INC COM 68375N103 100 27,080 SH   SOLE   27,080 0 0
ORACLE CORP COM 68389X105 433 7,254 SH   SOLE   7,254 0 0
PACCAR INC COM 693718108 529 6,202 SH   SOLE   6,202 0 0
PAYPAL HLDGS INC COM 70450Y103 932 4,732 SH   SOLE   4,732 0 0
PEPSICO INC COM 713448108 4,945 35,677 SH   SOLE   35,677 0 0
PFIZER INC COM 717081103 888 24,183 SH   SOLE   24,183 0 0
PHILIP MORRIS INTL INC COM 718172109 363 4,839 SH   SOLE   4,839 0 0
PINDUODUO INC SPONSORED ADS 722304102 252 3,400 SH   SOLE   3,400 0 0
PNC FINL SVCS GROUP INC COM 693475105 539 4,900 SH   SOLE   4,900 0 0
PPL CORP COM 69351T106 765 28,119 SH   SOLE   28,119 0 0
PRA GROUP INC COM 69354N106 286 7,170 SH   SOLE   7,170 0 0
PROCTER AND GAMBLE CO COM 742718109 1,266 9,108 SH   SOLE   9,108 0 0
PROGRESSIVE CORP COM 743315103 1,836 19,390 SH   SOLE   19,390 0 0
PUBLIC SVC ENTERPRISE GRP IN COM 744573106 649 11,811 SH   SOLE   11,811 0 0
QUALCOMM INC COM 747525103 1,206 10,245 SH   SOLE   10,245 0 0
RANGE RES CORP COM 75281A109 85 12,895 SH   SOLE   12,895 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 209 3,630 SH   SOLE   3,630 0 0
RENAISSANCERE HLDGS LTD COM G7496G103 339 2,000 SH   SOLE   2,000 0 0
REPUBLIC FIRST BANCORP INC COM 760416107 23 11,500 SH   SOLE   11,500 0 0
ROSS STORES INC COM 778296103 321 3,437 SH   SOLE   3,437 0 0
SALESFORCE COM INC COM 79466L302 307 1,223 SH   SOLE   1,223 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 1,096 40,952 SH   SOLE   40,952 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 2,083 39,909 SH   SOLE   39,909 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763 2,113 63,920 SH   SOLE   63,920 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797 8,031 145,234 SH   SOLE   145,234 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 20,404 256,208 SH   SOLE   256,208 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 9,415 299,847 SH   SOLE   299,847 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300 2,862 24,849 SH   SOLE   24,849 0 0
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771 4,099 105,841 SH   SOLE   105,841 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201 539 6,689 SH   SOLE   6,689 0 0
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755 1,457 59,289 SH   SOLE   59,289 0 0
SCHWAB STRATEGIC TR 1 5YR CORP BD 808524714 2,801 54,422 SH   SOLE   54,422 0 0
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730 241 10,169 SH   SOLE   10,169 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 5,072 98,488 SH   SOLE   98,488 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 255 4,131 SH   SOLE   4,131 0 0
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 15,862 282,855 SH   SOLE   282,855 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508 4,519 81,453 SH   SOLE   81,453 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 518 7,575 SH   SOLE   7,575 0 0
SCHWAB STRATEGIC TR SCHWB FDT INT SC 808524748 1,757 58,769 SH   SOLE   58,769 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 3,387 57,031 SH   SOLE   57,031 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 442 5,742 SH   SOLE   5,742 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 1,113 10,554 SH   SOLE   10,554 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 311 2,113 SH   SOLE   2,113 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 10,506 90,026 SH   SOLE   90,026 0 0
SELECT SECTOR SPDR TR SBI INT-FINL 81369Y605 1,896 78,790 SH   SOLE   78,790 0 0
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860 2,197 62,294 SH   SOLE   62,294 0 0
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 555 8,656 SH   SOLE   8,656 0 0
SHOPIFY INC CL A 82509L107 437 427 SH   SOLE   427 0 0
SILVERCORP METALS INC COM 82835P103 80 11,000 SH   SOLE   11,000 0 0
SOUTH JERSEY INDS INC COM 838518108 332 17,223 SH   SOLE   17,223 0 0
SOUTHERN CO COM 842587107 440 8,121 SH   SOLE   8,121 0 0
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 904 3,256 SH   SOLE   3,256 0 0
SPDR GOLD TR GOLD SHS 78463V107 5,152 29,087 SH   SOLE   29,087 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,438 4,295 SH   SOLE   4,295 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 1,603 4,731 SH   SOLE   4,731 0 0
SPDR SER TR BLMBRG BRC CNVRT 78464A359 3,197 46,411 SH   SOLE   46,411 0 0
SPDR SER TR S&P DIVID ETF 78464A763 310 3,357 SH   SOLE   3,357 0 0
SPDR SER TR PORTFOLIO SH TSR 78468R101 224 7,294 SH   SOLE   7,294 0 0
SPROUTS FMRS MKT INC COM 85208M102 263 12,565 SH   SOLE   12,565 0 0
SQUARE INC CL A 852234103 607 3,735 SH   SOLE   3,735 0 0
SSGA ACTIVE ETF TR ULT SHT TRM BD 78467V707 566 13,990 SH   SOLE   13,990 0 0
STARBUCKS CORP COM 855244109 857 9,969 SH   SOLE   9,969 0 0
SUNDIAL GROWERS INC COM 86730L109 5 20,000 SH   SOLE   20,000 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100 345 4,258 SH   SOLE   4,258 0 0
TARGET CORP COM 87612E106 279 1,770 SH   SOLE   1,770 0 0
TELADOC HEALTH INC COM 87918A105 482 2,200 SH   SOLE   2,200 0 0
TESLA INC COM 88160R101 257 600 SH   SOLE   600 0 0
TEXAS INSTRS INC COM 882508104 276 1,933 SH   SOLE   1,933 0 0
TJX COS INC NEW COM 872540109 375 6,730 SH   SOLE   6,730 0 0
TORONTO DOMINION BK ONT COM NEW 891160509 302 6,533 SH   SOLE   6,533 0 0
UNILEVER PLC SPON ADR NEW 904767704 1,281 20,764 SH   SOLE   20,764 0 0
UNION PAC CORP COM 907818108 380 1,930 SH   SOLE   1,930 0 0
UNITED PARCEL SERVICE INC CL B 911312106 1,703 10,223 SH   SOLE   10,223 0 0
UNITEDHEALTH GROUP INC COM 91324P102 232 743 SH   SOLE   743 0 0
VANECK VECTORS ETF TR BIOTECH ETF 92189F726 206 1,274 SH   SOLE   1,274 0 0
VANECK VECTORS ETF TR GOLD MINERS ETF 92189F106 520 13,270 SH   SOLE   13,270 0 0
VANGUARD BD INDEX FDS INTERMED TERM 921937819 1,586 16,967 SH   SOLE   16,967 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 994 11,266 SH   SOLE   11,266 0 0
VANGUARD CHARLOTTE FDS INTL BD IDX ETF 92203J407 5,119 87,982 SH   SOLE   87,982 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 1,153 10,425 SH   SOLE   10,425 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,450 8,515 SH   SOLE   8,515 0 0
VANGUARD INDEX FDS VALUE ETF 922908744 365 3,496 SH   SOLE   3,496 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 254 1,653 SH   SOLE   1,653 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 715 7,054 SH   SOLE   7,054 0 0
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 218 2,756 SH   SOLE   2,756 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 215 1,221 SH   SOLE   1,221 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 1,728 7,594 SH   SOLE   7,594 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 245 3,042 SH   SOLE   3,042 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 1,314 26,038 SH   SOLE   26,038 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 7,131 139,768 SH   SOLE   139,768 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 10,965 132,347 SH   SOLE   132,347 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844 3,468 26,958 SH   SOLE   26,958 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 291 7,103 SH   SOLE   7,103 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 8,736 107,942 SH   SOLE   107,942 0 0
VANGUARD WORLD FD ESG INTL STK ETF 921910725 1,010 19,583 SH   SOLE   19,583 0 0
VANGUARD WORLD FD ESG US STK ETF 921910733 883 14,280 SH   SOLE   14,280 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702 268 860 SH   SOLE   860 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504 215 1,053 SH   SOLE   1,053 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 4,166 70,023 SH   SOLE   70,023 0 0
VISA INC COM CL A 92826C839 2,560 12,800 SH   SOLE   12,800 0 0
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308 209 15,537 SH   SOLE   15,537 0 0
WALMART INC COM 931142103 815 5,826 SH   SOLE   5,826 0 0
WISDOMTREE TR ITL HIGH DIV FD 97717W802 232 7,065 SH   SOLE   7,065 0 0
WISDOMTREE TR US MIDCAP FUND 97717W570 253 7,397 SH   SOLE   7,397 0 0
ZIMMER BIOMET HOLDINGS INC COM 98956P102 255 1,870 SH   SOLE   1,870 0 0
ZOOM VIDEO COMMUNICATIONS IN CL A 98980L101 467 994 SH   SOLE   994 0 0