The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL A 02079K305   4,460,887 29,556 SH   SOLE 0 0 0 29,556
AMERICAN CENTY ETF TR US EQT ETF 025072885   307,996 3,441 SH   SOLE 0 0 0 3,441
AMGEN INC COM 031162100   3,379,826 11,887 SH   SOLE 0 0 0 11,887
APPLE INC COM 037833100   4,338,920 25,303 SH   SOLE 0 0 0 25,303
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   4,978,284 11,838 SH   SOLE 0 0 0 11,838
BOEING CO COM 097023105   3,060,530 15,858 SH   SOLE 0 0 0 15,858
CHENIERE ENERGY INC COM NEW 16411R208   2,939,296 18,225 SH   SOLE 0 0 0 18,225
CISCO SYS INC COM 17275R102   3,006,664 60,242 SH   SOLE 0 0 0 60,242
COMCAST CORP NEW CL A 20030N101   886,508 20,450 SH   SOLE 0 0 0 20,450
COSTCO WHSL CORP NEW COM 22160K105   4,231,462 5,776 SH   SOLE 0 0 0 5,776
DISNEY WALT CO COM 254687106   3,623,210 29,611 SH   SOLE 0 0 0 29,611
FEDEX CORP COM 31428X106   3,909,520 13,493 SH   SOLE 0 0 0 13,493
FRANKLIN TEMPLETON ETF TR INTL COR DIV TIL 35473P108   9,499,269 295,100 SH   SOLE 0 0 0 295,100
HOME DEPOT INC COM 437076102   2,689,266 7,011 SH   SOLE 0 0 0 7,011
HONEYWELL INTL INC COM 438516106   3,128,046 15,240 SH   SOLE 0 0 0 15,240
ISHARES TR RUS MID CAP ETF 464287499   224,100 2,665 SH   SOLE 0 0 0 2,665
ISHARES TR S&P MC 400VL ETF 464287705   264,260 2,234 SH   SOLE 0 0 0 2,234
ISHARES TR S&P MC 400GR ETF 464287606   380,604 4,171 SH   SOLE 0 0 0 4,171
ISHARES TR 0-3 MNTH TREASRY 46436E718   18,692,690 185,609 SH   SOLE 0 0 0 185,609
ISHARES TR RUSSELL 2000 ETF 464287655   434,690 2,067 SH   SOLE 0 0 0 2,067
ISHARES TR S&P SML 600 GWT 464287887   566,453 4,333 SH   SOLE 0 0 0 4,333
ISHARES TR GLOBAL 100 ETF 464287572   1,933,312 21,623 SH   SOLE 0 0 0 21,623
ISHARES TR GLOBAL TECH ETF 464287291   917,545 12,265 SH   SOLE 0 0 0 12,265
ISHARES TR CORE S&P SCP ETF 464287804   3,032,890 27,442 SH   SOLE 0 0 0 27,442
ISHARES TR SP SMCP600VL ETF 464287879   782,312 7,613 SH   SOLE 0 0 0 7,613
JOHNSON & JOHNSON COM 478160104   2,876,622 18,185 SH   SOLE 0 0 0 18,185
MERCK & CO INC COM 58933Y105   3,735,874 28,313 SH   SOLE 0 0 0 28,313
MICROSOFT CORP COM 594918104   5,100,736 12,124 SH   SOLE 0 0 0 12,124
NIKE INC CL B 654106103   2,394,347 25,477 SH   SOLE 0 0 0 25,477
PAYPAL HLDGS INC COM 70450Y103   3,028,243 45,204 SH   SOLE 0 0 0 45,204
PEPSICO INC COM 713448108   3,108,913 17,764 SH   SOLE 0 0 0 17,764
PFIZER INC COM 717081103   1,716,310 61,849 SH   SOLE 0 0 0 61,849
PGIM ETF TR PGIM ULTRA SH BD 69344A107   28,272,740 568,868 SH   SOLE 0 0 0 568,868
PIMCO ETF TR ACTIVE BD ETF 72201R775   24,935,764 271,454 SH   SOLE 0 0 0 271,454
PIMCO ETF TR ENHNCD LW DUR AC 72201R718   13,462,152 141,916 SH   SOLE 0 0 0 141,916
SALESFORCE INC COM 79466L302   4,632,088 15,380 SH   SOLE 0 0 0 15,380
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   369,689 6,056 SH   SOLE 0 0 0 6,056
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   4,539,317 69,144 SH   SOLE 0 0 0 69,144
SELECT SECTOR SPDR TR RL EST SEL SEC 81369Y860   3,060,215 77,415 SH   SOLE 0 0 0 77,415
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   33,749,820 162,048 SH   SOLE 0 0 0 162,048
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   277,555 2,988 SH   SOLE 0 0 0 2,988
SELECT SECTOR SPDR TR ENERGY 81369Y506   9,415,320 99,728 SH   SOLE 0 0 0 99,728
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308   4,745,621 62,148 SH   SOLE 0 0 0 62,148
SELECT SECTOR SPDR TR COMMUNICATION 81369Y852   10,354,684 126,802 SH   SOLE 0 0 0 126,802
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   10,324,200 69,886 SH   SOLE 0 0 0 69,886
SELECT SECTOR SPDR TR INDL 81369Y704   7,167,502 56,903 SH   SOLE 0 0 0 56,903
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   4,851,205 115,176 SH   SOLE 0 0 0 115,176
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   7,280,610 39,592 SH   SOLE 0 0 0 39,592
SPDR S&P 500 ETF TR TR UNIT 78462F103   293,442 561 SH   SOLE 0 0 0 561
SPDR SER TR PORTFOLIO S&P500 78464A854   3,156,920 51,307 SH   SOLE 0 0 0 51,307
SPDR SER TR PORTFOLIO AGRGTE 78464A649   466,517 18,454 SH   SOLE 0 0 0 18,454
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   2,558,474 27,870 SH   SOLE 0 0 0 27,870
STARBUCKS CORP COM 855244109   2,861,147 31,307 SH   SOLE 0 0 0 31,307
T-MOBILE US INC COM 872590104   3,490,460 21,385 SH   SOLE 0 0 0 21,385
UNION PAC CORP COM 907818108   3,306,824 13,446 SH   SOLE 0 0 0 13,446
VANGUARD INDEX FDS SML CP GRW ETF 922908595   1,902,995 7,299 SH   SOLE 0 0 0 7,299
VANGUARD INDEX FDS MID CAP ETF 922908629   3,443,571 13,782 SH   SOLE 0 0 0 13,782
VANGUARD INDEX FDS SM CP VAL ETF 922908611   3,388,140 17,658 SH   SOLE 0 0 0 17,658
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   276,587 5,513 SH   SOLE 0 0 0 5,513
VANGUARD WORLD FD ENERGY ETF 92204A306   967,073 7,343 SH   SOLE 0 0 0 7,343
VANGUARD WORLD FD FINANCIALS ETF 92204A405   306,760 2,996 SH   SOLE 0 0 0 2,996
VANGUARD WORLD FD MATERIALS ETF 92204A801   4,552,165 22,268 SH   SOLE 0 0 0 22,268
VISA INC COM CL A 92826C839   4,452,442 15,954 SH   SOLE 0 0 0 15,954
WALMART INC COM 931142103   3,539,067 58,818 SH   SOLE 0 0 0 58,818