The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
A T & T INC COM 00206r102 389 13,523 SH   SOLE   13,523 0 0
ABBVIE INC COM 00287y109 360 3,195 SH   SOLE   3,195 0 0
ADOMANI INC COM 00726a100 3 10,000 SH   SOLE   10,000 0 0
ALIBABA GROUP HLDG LTD F SPONS COM 01609w102 288 1,268 SH   SOLE   1,268 0 0
ALPHABET INC. CLASS A COM 02079k305 386 158 SH   SOLE   158 0 0
ALPHABET INC. CLASS C COM 02079k107 456 182 SH   SOLE   182 0 0
ALTRIA GROUP INC COM 02209s103 232 4,864 SH   SOLE   4,864 0 0
AMAZON.COM INC COM 023135106 9,540 2,773 SH   SOLE   2,773 0 0
AMGEN INC. COM 031162100 222 912 SH   SOLE   912 0 0
APPLE INC COM 037833100 6,571 47,974 SH   SOLE   47,974 0 0
BANK OF AMERICA CORP COM 060505104 439 10,644 SH   SOLE   10,644 0 0
BERKSHIRE HATHAWAY CLASS B COM 084670702 3,026 10,889 SH   SOLE   10,889 0 0
BOEING CO COM 097023105 1,000 4,175 SH   SOLE   4,175 0 0
CASCADERO COPPER CO F COM 14738x107 0 20,000 SH   SOLE   20,000 0 0
CHEVRON CORP COM 166764100 324 3,089 SH   SOLE   3,089 0 0
CISCO SYSTEMS INC COM 17275r102 298 5,623 SH   SOLE   5,623 0 0
CITIGROUP INC COM 172967424 332 4,689 SH   SOLE   4,689 0 0
CLOROX CO COM 189054109 320 1,781 SH   SOLE   1,781 0 0
CONSTELLATION BRAND CLASS A COM 21036p108 573 2,450 SH   SOLE   2,450 0 0
COSTCO WHOLESALE CO COM 22160k105 1,682 4,251 SH   SOLE   4,251 0 0
DOVER CORP COM 260003108 321 2,133 SH   SOLE   2,133 0 0
EATON CORP PLC F COM g29183103 272 1,835 SH   SOLE   1,835 0 0
EXXON MOBIL CORP COM 30231g102 228 3,613 SH   SOLE   3,613 0 0
HOME DEPOT INC COM 437076102 211 661 SH   SOLE   661 0 0
INTEL CORP COM 458140100 309 5,496 SH   SOLE   5,496 0 0
JOHNSON & JOHNSON COM 478160104 764 4,637 SH   SOLE   4,637 0 0
JPMORGAN CHASE & CO COM 46625h100 1,961 12,609 SH   SOLE   12,609 0 0
KANSAS CITY SOUTHERN COM 485170302 354 1,250 SH   SOLE   1,250 0 0
MCDONALDS CORP COM 580135101 479 2,074 SH   SOLE   2,074 0 0
MERCK & CO. INC. COM 58933y105 810 10,416 SH   SOLE   10,416 0 0
MICROSOFT CORP COM 594918104 7,303 26,960 SH   SOLE   26,960 0 0
NETFLIX INC COM 64110l106 205 388 SH   SOLE   388 0 0
ORACLE CORP COM 68389x105 311 4,000 SH   SOLE   4,000 0 0
PFIZER INC COM 717081103 292 7,465 SH   SOLE   7,465 0 0
PROCTER & GAMBLE COM 742718109 381 2,821 SH   SOLE   2,821 0 0
SALESFORCE COM COM 79466l302 815 3,335 SH   SOLE   3,335 0 0
STARBUCKS CORP COM 855244109 668 5,970 SH   SOLE   5,970 0 0
TESLA INC COM 88160r101 782 1,150 SH   SOLE   1,150 0 0
UNITEDHEALTH GRP INC COM 91324p102 360 898 SH   SOLE   898 0 0
VERIZON COMMUNICATN COM 92343v104 663 11,839 SH   SOLE   11,839 0 0
WALT DISNEY CO COM 254687106 573 3,260 SH   SOLE   3,260 0 0
ZOETIS INC CLASS A COM 98978v103 534 2,864 SH   SOLE   2,864 0 0
ARK INNOVATION ETF IV ETF 00214q104 307 2,345 SH   SOLE   2,345 0 0
DEFIANCE NEXT GEN CONNECTIVITY ETF 26922a289 422 11,100 SH   SOLE   11,100 0 0
GLOBAL X CLOUD COMPUTING ETF ETF 37954y442 497 17,415 SH   SOLE   17,415 0 0
GLOBAL X FINTECH ETF ETF 37954y814 374 7,850 SH   SOLE   7,850 0 0
INVESCO QQQ TRUST ETF 46090e103 1,352 3,814 SH   SOLE   3,814 0 0
ISHARES COHEN AND STEERS REIT ETF 464287564 1,057 16,180 SH   SOLE   16,180 0 0
ISHARES CORE S&P 500 ETF IV ETF 464287200 2,779 6,463 SH   SOLE   6,463 0 0
ISHARES CORE S&P MID CAP ETF I ETF 464287507 4,267 15,879 SH   SOLE   15,879 0 0
ISHARES CORE S&P SMALL CAP ETF ETF 464287804 854 7,558 SH   SOLE   7,558 0 0
ISHARES DOW JONES US ETF IV ETF 464287846 838 7,764 SH   SOLE   7,764 0 0
ISHARES MSCI EAFE ETF IV ETF 464287465 397 5,031 SH   SOLE   5,031 0 0
ISHARES MSCI EMERGING MARKETS ETF 464287234 2,569 46,576 SH   SOLE   46,576 0 0
ISHARES MSCI USA ESG SELECT ET ETF 464288802 349 3,648 SH   SOLE   3,648 0 0
ISHARES PREFERRED INCOME SEC E ETF 464288687 2,050 52,125 SH   SOLE   52,125 0 0
ISHARES RUSSELL 1000 GROWTH ET ETF 464287614 12,037 44,339 SH   SOLE   44,339 0 0
ISHARES RUSSELL 1000 VALUE ETF ETF 464287598 8,726 55,011 SH   SOLE   55,011 0 0
ISHARES RUSSELL 2000 GROWTH ET ETF 464287648 3,640 11,677 SH   SOLE   11,677 0 0
ISHARES RUSSELL 2000 VALUE ETF ETF 464287630 15,535 93,713 SH   SOLE   93,713 0 0
ISHARES RUSSELL 3000 ETF IV ETF 464287689 1,811 7,075 SH   SOLE   7,075 0 0
ISHARES RUSSELL MID CAP ETF IV ETF 464287499 9,827 124,017 SH   SOLE   124,017 0 0
ISHARES RUSSELL MID CAP VALUE ETF 464287473 1,448 12,591 SH   SOLE   12,591 0 0
ISHARES S&P 500 GROWTH ETF IV ETF 464287309 6,838 94,018 SH   SOLE   94,018 0 0
ISHARES S&P 500 VALUE ETF IV ETF 464287408 2,155 14,599 SH   SOLE   14,599 0 0
ISHARES S&P MID CAP 400 VALUE ETF 464287705 2,312 21,950 SH   SOLE   21,950 0 0
ISHARES S&P SMALL CAP 600 ETF ETF 464287879 4,445 42,162 SH   SOLE   42,162 0 0
ISHARES S&P SMLL CAP 600 GRTH ETF 464287887 1,145 8,635 SH   SOLE   8,635 0 0
ISHARES SELECT DIVIDEND ETF ETF 464287168 3,713 31,843 SH   SOLE   31,843 0 0
ISHARES US CONSUMER SERVICES E ETF 464287580 916 11,796 SH   SOLE   11,796 0 0
ISHARES US INDUSTRIALS ETF IV ETF 464287754 267 2,400 SH   SOLE   2,400 0 0
ISHARES US REAL ESTATE ETF IV ETF 464287739 330 3,242 SH   SOLE   3,242 0 0
ISHARES US TECHNOLOGY ETF IV ETF 464287721 1,179 11,860 SH   SOLE   11,860 0 0
ROBOTICS AND ARTIFICIAL MULTIS ETF 46435u556 232 5,175 SH   SOLE   5,175 0 0
SPDR DOW JONES INDUSTRIAL AVER ETF 252787106 348 1,008 SH   SOLE   1,008 0 0
SPDR GOLD SHARES ETF ETF 78463v107 288 1,740 SH   SOLE   1,740 0 0
SPDR S&P 500 ETF IV ETF 78462f103 1,516 3,542 SH   SOLE   3,542 0 0
SPDR S&P 500 GROWTH ETF IV ETF 78464a409 255 4,055 SH   SOLE   4,055 0 0
SPDR S&P BIOTECH ETF IV ETF 78464a870 311 2,300 SH   SOLE   2,300 0 0
SPDR S&P MIDCAP 400 ETF IV ETF 78467y107 5,008 10,200 SH   SOLE   10,200 0 0
SPDR S&P REGIONAL BANKING ETF ETF 78464a698 452 6,904 SH   SOLE   6,904 0 0
SPDR S&P SEMICONDUCTOR ETF IV ETF 78464a862 358 1,860 SH   SOLE   1,860 0 0
TECHNOLOGY SELECT SECTOR SPDR ETF 81369y803 1,811 12,265 SH   SOLE   12,265 0 0
VANGUARD CONSUMER DISCRETIONA ETF 92204a108 275 875 SH   SOLE   875 0 0
VANGUARD DIVIDEND APPRECIATIO ETF 921908844 2,016 13,023 SH   SOLE   13,023 0 0
VANGUARD ENERGY ETF ETF 92204a306 655 8,625 SH   SOLE   8,625 0 0
VANGUARD FTSE EUROPE ETF IV ETF 922042874 745 11,076 SH   SOLE   11,076 0 0
VANGUARD GROWTH ETF ETF 922908736 211 734 SH   SOLE   734 0 0
VANGUARD HEALTH CARE ETF IV ETF 92204a504 526 2,130 SH   SOLE   2,130 0 0
VANGUARD HIGH DIVIDEND YIELD E ETF 921946406 7,640 72,920 SH   SOLE   72,920 0 0
VANGUARD INDUSTRIALS ETF IV ETF 92204a603 673 3,425 SH   SOLE   3,425 0 0
VANGUARD INFORMATION TECHNOLO ETF 92204a702 586 1,470 SH   SOLE   1,470 0 0
VANGUARD MID CAP ETF IV ETF 922908629 954 4,020 SH   SOLE   4,020 0 0
VANGUARD MID CAP VALUE ETF IV ETF 922908512 379 2,700 SH   SOLE   2,700 0 0
VANGUARD RUSSELL 1000 GROWTH E ETF 92206c680 267 3,818 SH   SOLE   3,818 0 0
VANGUARD SMALL CAP VALUE ETF I ETF 922908611 970 5,586 SH   SOLE   5,586 0 0
VANGUARD TOTAL STOCK MARKET E ETF 922908769 8,310 37,293 SH   SOLE   37,293 0 0
WISDOMTREE US TOTAL DIVIDEND E ETF 97717w109 1,104 9,320 SH   SOLE   9,320 0 0
ISHAR IBND DEC 2021 TRM MUN BN ETF 46435g789 1,486 57,973 SH   SOLE   57,973 0 0
ISHARES BRD USD INV GRD CORP B ETF 464288620 407 6,725 SH   SOLE   6,725 0 0
ISHARES CALIFORNIA MUNI BOND E ETF 464288356 290 4,631 SH   SOLE   4,631 0 0
ISHARES CORE US AGGRGT BOND ET ETF 464287226 671 5,821 SH   SOLE   5,821 0 0
ISHARES IBONDS DEC 2021 TERM E ETF 46434vbk5 2,583 104,253 SH   SOLE   104,253 0 0
ISHARES IBONDS DEC 2022 TERM E ETF 46434vba7 5,206 204,978 SH   SOLE   204,978 0 0
ISHARES IBONDS DEC 2023 MUNI B ETF 46435g318 2,656 101,712 SH   SOLE   101,712 0 0
ISHARES IBONDS DEC 2023 TERM E ETF 46434vax8 5,168 198,181 SH   SOLE   198,181 0 0
ISHARES IBONDS DEC 2024 TRM ET ETF 46434vbg4 3,892 147,589 SH   SOLE   147,589 0 0
ISHARES IBOXX HIGH YIELD BOND ETF 464288513 870 9,885 SH   SOLE   9,885 0 0
ISHARES IBOXX INVT GRADE BOND ETF 464287242 1,469 10,937 SH   SOLE   10,937 0 0
ISHARES NATIONAL MUNI BOND ETF ETF 464288414 3,666 31,276 SH   SOLE   31,276 0 0
ISHARES TIPS BOND ETF IV ETF 464287176 2,125 16,600 SH   SOLE   16,600 0 0
ISHARES TRT IS 5 10 INV GR CR ETF 464288638 430 7,100 SH   SOLE   7,100 0 0
ISHARS IBND DEC 2024 TRM MUNI ETF 46435u697 2,103 77,928 SH   SOLE   77,928 0 0
ISHARS SHRT TERM NTNL MUN BND ETF 464288158 732 6,785 SH   SOLE   6,785 0 0
ISHR IBND DEC 2025 TRM ETF ETF 46434vbd1 458 16,977 SH   SOLE   16,977 0 0
ISHRS IBND DEC 2022 TRM MUN BN ETF 46435g755 2,831 107,813 SH   SOLE   107,813 0 0
JPMORGAN ULTRA SHORT INCOME ET ETF 46641q837 312 6,146 SH   SOLE   6,146 0 0
JPMORGAN ULTRA SHRT MUNCIPL IN ETF 46641q654 448 8,785 SH   SOLE   8,785 0 0
SPDR BLMBERG BRCLY CONV SECRT ETF 78464a359 1,114 12,850 SH   SOLE   12,850 0 0
VANGUARD INTERMEDIATE TERM BO ETF 921937819 760 8,445 SH   SOLE   8,445 0 0
VANGUARD INTERMEDIATE TERM COR ETF 92206c870 666 7,009 SH   SOLE   7,009 0 0
VANGUARD MUNI BND TAX EXEMPT E ETF 922907746 984 17,800 SH   SOLE   17,800 0 0
VANGUARD SHORT TERM COR BD ETF ETF 92206c409 1,822 22,023 SH   SOLE   22,023 0 0
VANGUARD SHORT-TERM BOND ETF I ETF 921937827 262 3,190 SH   SOLE   3,190 0 0
VANGUARD TOTAL BOND MARKET ETF ETF 921937835 1,111 12,932 SH   SOLE   12,932 0 0